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Serving Over 20,000 US Medical Transcriptionists

HEALTH BENEFITS

Posted By: KARL on 2007-07-04
In Reply to: Diskriter - Looking

ABOUT 340 PER MONTH, BLUE CROSS AND BLUE SHIELD. THEY ARE STABLE BENEFITS FOR SURE.


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Looking for a company (as an employee, F/T) that offers affordable family plan health benefits for less than the $1022 per month I am paying now!


I absolutely love the company I work for, but their benefits are outrageous (small business) and me understanding their plight is not putting food on my table.  I have a special needs daughter, so I need actual insurance, NOT a discount plan.


Any suggestions are greatly appreciated.


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What company offers the best health benefits?


As far as:


waiting period before they start (I'm looking for 90 days or less),


how much they cost for yourself and dependents (I have myself +1 - spouse - can pay maybe $300/month out of paycheck at most),


PEC lookback period (preexisting condition - example - look back 3 months is better than 1 year),


pharmacy cost (I need a flat rate copay, not a percentage, with no yearly cap, and brand names and generics)


 


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thanks for the reply, but my questions is yesterday i got interviwed. The recruiter told me that the family insurance will be 202 for every two weeks and the money goes from our pay check only it looks more cost for insurance and excluding dental and vision is that everyone is getting the same insurance offer from Spheris for family or it depends on plan.
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