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Insurance/benefits

Posted By: Looking for family insurance on 2006-06-12
In Reply to:

Can anyone recommend a good company that doesn't have outrageous premiums for family health coverage?  It seems most places are running in the $500+ per month range.  Does that seem about right?  I've been working just part-time for the last few years and didn't need benefits until now, so I have really never looked into the insurance premiums.  Thanks in advance.


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You have to wait 90 days to quality for insurance and the other benefits. sm

There are 3 different plans for coverage -- basic, choice, and ultimate, I think -- and you choose which one is right for you. I do not have the paperwork handy, but it seems like good coverage at a reasonable price (single coverage, don't really remember about family), and you can also opt for dental and vision insurance.  You are right, though, the premium is deducted every 2 weeks.


 


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No benefits necessary
hd
How about FT with benefits?
x
Benefits
I think Cymed is worth looking at. They have a few different options and deductibles so you can try and find a fit with your needs. Also it is BC/BS, plus dental and vision. Not sure how their costs compare to others out there, but no matter where you go the cost of benefits has gone through the roof unless you can actually hook up with a hospital. Good luck.

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How about benefits?

Medical, PTO, etc.  TIA.


Benefits
Do they provide benefits?
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For health insurance, all the plans had fairly high deductibles. The lowest deductible and most expensive to the employee was $1500 up to $3000. Dental seemed to be basic. Also, they don't kick in until 1st of the month after your 90-day probationary period, assuming you are meeting your production. Didn't stay long enough to qualify.
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Take into consideration too, that there are a LOT of services out there that do NOT offer benefits or direct deposit.  I have been in this business 25 years, and I for one, LOVE the flexibility of being able to work for a service when I want to, and not having to work someone's set schedule, just because of benefits or whatever.  It's a choice that YOU and only YOU can make.


 


 


No benefits. IC only. nm
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Benefits
No more than anywhere now a days and definitely cheaper than trying to get them on your own. Benefits have gone through the roof pretty much everywhere.
benefits
The way I see it is I will pay nearly $400-500 out of every check for benefits? Is that true?
benefits
thats about right
Benefits
Where are you coming up with that figure? Is that for a full family?
benefits
Yes that's for a full family. I got that from some information I was given by them.
Benefits

Hi, I work there too and that's about right for a family plan, if my recollection is right. The insurance is not too bad for just the employee but when you add husb or kids it get up there, but then again it seems to be like that at most places nowdays.  I think their plan/coverage is pretty good though.  I have been lucky and have been covered by my husband's policy and the kids are grown now, so I don't need to buy the coverage, you can also buy disability/life ins plans, etc. Other benefits are paid days off, but that takes years to accrue that and extra pay on holidays, etc. (but everyone is required to work 4 hours on the holiday)  I have always worked partime at physicians office or else as an IC, so I never had benefits anywhere and have always worked 6-7 days a week and holidays as an IC (only time I could get caught up was on the holidays).  The only thing I benefit from now is the extra holiday pay, and they do have 401-K and match a limited amount which is nice.  Hope this helps.. talk to your contact person if you have questions, they can probably answer them in more detail.   Good luck.


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Are there any companies that offer benefits that aren't a joke.  I have talked to a few offering insurance but the premiums are ridiculous, I could get just as cheap on my own.....
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NO BENEFITS
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benefits

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