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Yes!! I don't like the new insurance, more expensive and higher co-pay. nm

Posted By: DS on 2008-04-21
In Reply to: TT New Benefits - Gloria Brown

nm


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insurance 2 expensive?

Recently I was contacted by an agent of the company I work for and was told that basically they didn't know how much longer they could cover me on their insurance plan that I have been on for years.  I am having a bit of a problem changing insurance companies right now because of a chronic illness. I gather that their portion is too expensive although I have no confirmation of that.  Can they actually drop me off of their insurance for this reason?  I suppose they could always terminate me or push me out, giving no reason, their right, but I already know why.  Is this illegal or does it just fall under being a poorly run company?


I think their insurance is very very very expensive. nm
,
Can someone please tell me how expensive Transtech insurance is.....sm
for self only?  low deductibles.
Last time I talked with them, nothing had changed, insurance still way too expensive. nm
.
I got one too. I turned them DOWN for a job, insurance too expensive. Don't worry, just a form
and I have well over 16 years in this bizz.


To Keystrokes employees: Has anyone heard anything about when a new, less expensive insurance (sm)
is starting?  I was told by a valid source it was to be February 1 but it apparently didn't happen then.  Has anyone else heard a different date?  TIA.
bad insurance, expensive & lousy line count
When Transform (in Wyo) started they used MDintouch which was great but with Vscript I spent more time waiting for new reports to open (because it would have to open Word EVERY SINGLE TIME instead of Word just staying open, and for them to finish sending. long reports were OK & you could make SOME lines/$$ but after 6 years I made less & less AND LESS until I quit because I would OWE on payday - yes, I was paying over $900 for really lousy insurance for hubby & I. I'm no slouch - being doing it for about 25 yr when I quit & typed about 110 wpm. So take no time to pound out a report but tooooo much time wasted waiting on things to grind up & download. HAS to be better offers...
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
Employee only insurance is higher..sm
I was paying $61 a month with $20 co-pay.  Now I pay $99 a month with $40 copay and same decutible as before.
The percentage of offshoring is higher than 15%, much higher - sm
Two more points - the Indian transcriptionists seemed to get the easy American dictators while the US transcriptionists get the Indian doctors and other ESLs.  Never made sense to me.  Also, a poster said the work is QA'd before being sent to the client - not all the time and if was then QA needs better training. 
VERY expensive
I think it was almost $300/mo for single and much more for kids/family. No dental.

Have you looked to see if your state offers some kind of subsidized health plan for kids? There's one in my state and the income guidelines are quite generous and it was very easy to sign up for - downloaded the forms off the internet and sent them in. I would suggest you do a little research in that direction.

MQ has good benefits, but good luck to a newbie getting the 150 lph on those teaching hospital accounts that you'll need to maintain your benefits.
That is really expensive
for insurance. I could never afford that.
You have to buy a lot of very expensive
equipment - a $300 router, a special modem, and their special telephony equipment. They only do overflow work, accounts not too bad, but there are problems there.
Self-pay for me is less expensive
I work for Keystrokes but unfortuantely their group insurance is more for me than what I pay on my own. I am told it is because of the overall health status of the group involved. If you are healthy, have no preexisting medical conditions,take no medications, and do not smoke you will find that a private plan is more reasonable than a group plan where the majority enrolled are over weight, have chronic illnesses and take prescription medications. Another good reason to stay in shape girls. :)
Very expensive
COBRA is normally offered when your personal or job insurance is no longer active (ex: you quit your job, you were let go). The rates are generally high, there is a cost for others added on to your insurance, and I believe it is only good for 18 months. You may want to check with other medical insurance companies and compare pricing. If there are any pre-exisiting conditions, you will want to find out about the waiting period for that (normally 6 months) as long as you have been covered within the last 6 months. Hope this helps.
TransTech is not less expensive than that...sm

my plan costs what you are paying now with the surcharge, but they have added a high deductible plan that is about 60% of the cost of a regular health plan.


I am getting a little desparate paying these premiums, too.  I hope you find something better.


Unfortunately, no. The last job I had the COBRA was too expensive, so I did
not get it, and had about a 4-month lapse.
I guess India got too expensive.
Glad I quit.
I thought they were looking for less expensive plans
xx
Psychiatric help is also expensive, but I think you should check into it anyway. nm

You want to PURCHASE your own platform? Platforms are very expensive so
p
There's 49 other states who are tired of hearing how expensive CA is. nm,
x
You sound like the "gambling is expensive" nutcase. nm
She's right above -- just go away.
Is it possible to do call forwarding to one of those expensive phone sex lines? teehee.
x
They are nice people, but the pay is on the low side, benefits were expensive and they overhire. nm
x
For decent private individual policies, it is very expensive for a family.
Unless, you have a $5000-7500 deductible and a 50% copay on prescriptions which is bad for us because my son takes medication that costs $160 a month.  If we went with a policy equal to what my job provides, the premium is over $1000 a month. With my job, I am paying about $400 a month for family coverage.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
OBVIOUSLY YOU ARE A HIGHER UP
OR A SUCK UP THAT CHERRYPICKS ALL THE GOOD WORK AND GETS PAID FOR YOUR SPACES.  Get a life and leave us poor people alone.
Higher?
They won't if you don't know how to spell hire.
higher
SS pays higher than that for QA.
higher than DQS
but I get paid for everything whether I type it or not, headers, footers, ADT, etc.
they can higher new MTs
nm
My pay is much higher
I do VR and straight and what you quoted lots lower.
higher pay does not mean better. Try them both.
nm
That is for pay; what they charge is much higher. sm
They are not cheap. Our department went with them a few months ago, and they were higher than all but one other company. My manager and her higher-ups really liked them. We have met the owners and two of their managers and I have to say that I was impressed too. They were definitely the nicest company that came in. They are doing a great job too. I am going to work there part time evenings, so I would recommend them.
Not really. I think the average is higher than that. That's on the low end.

I would not take less than 1.25. Just my opinion though.


so if it is not 8, is it higher or lower..(nm)
''
Are you the KS Lead that goes to the higher ups?

If the higher ups are telling you they are getting 20 accounts, they are probably counting each dictator on one account!  Would that make sense!  I'm being sarcastic.  Is it working?  LOL  Think, people, think!!!  LOL  - laughing at this whole thread.  It is hysterical!  I LOVE THIS BOARD!!!   


If Keystrokes was so fantabulous, they wouldn't need to post on here to hire!!!!!!! 


They pay higher than most and their communication
I though they were very professional and the Beyond TXT platform was not half-bad.  They treat you like a person and not someone from far, far away.  LOL  - They have my vote as well!     
nor that smart especially the higher you go LOL
.
Of course it is too low. Will you get higher rate?
x
They start out higher than that :)
nm
That is the average or even a little higher...
especially nowadays...
Why not ask your supervisor or higher
up people in the company itself for a straight answer??
Take the higher paying job! sm
These companies don't care about us anymore, so why should we care about them?  At the end of the day, we all need money to pay our bills.
I think they have their sites set higher. See msg.
 

Our goal is to steadily increase offshore volume although to the extent that our


revenue grows rapidly it could certainly be a challenge to increase the


percentage of our total volume that we’re processing offshore


I found the above from the lengthy meeting notes from July 29 of this year.  It is at the top paragraph of page 6. Transcend wants to offshore.  There's no stopping them.


I think they are betting the MTs with higher rates of pay (sm)
will get the heck out of there and then all the new ones that are hired in will be at the lower rates. Kind of like filtering out the older employees who are close to retirement and top of the pay scale.

Hope I am wrong, but....
Your current rate must be way higher than 7 or 8 cpl
I have more years experience than 11 and they were only paying me 8.2 cpl.  I would have had to make almost 750 lines per hour to make the amount I was making before they went to BT.  They admitted themselves that it's not possible.  It really disgusts me that they expected us who had been with them a while to continue working for them with that amount of paycut, help them educate their new VR system, work on studies to help them repair all the bugs, and then turn around and offer newbies 10 cpl.  I have no idea where the heads of these people are, but they certainly aren't on their shoulders.  I'm so happy to be out of there and for the past few weeks, I haven't felt the stress and despair that I felt every single day for months at Transcend.  That alone is worth leaving for me and the higher pay is a plus too.
Why would we have to test for higher levels when we already do them. Well, SE is much better for me
so I will be looking for SE meanwhile or IC.