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An appraisal three years ago would be high...

Posted By: Kendra on 2009-06-10
In Reply to: Facing a tough decision soon (sm) - Looking for a new home soon

that was the height of the market, before it crashed. That appraisal would be much higher than a more recent one. The bank will appraise before you close.


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after 2 or3 years the LL has to get a new appraisal anyway
and it will be less than 2-3 years ago. Depreciation and weak economy! Let him get a new appraisal.
I was on a high protein, low carb diet some years ago and
actually felt great.  I lost 27 pounds and looked better than I had in many years.  I keep wanting to discipline myself enough to do that again.  As far as low carb, I cut out almost all breads, cereal, pasta, etc., but ate fruit (which I think is high in carbs) and ate a lot of nuts.  I really felt very good and my self esteem was so much better than now.  Good luck to you!
Middle school/junior high was the WORST 3 years
nm
My husband is 7.5 years younger. Been together almost 20 happy years...nm
nm
My feelings; people shacking up together for years and years
and then all of a sudden deciding to get married don't need a thing, obviously. A shower should not even be given. I lived with my now husband a while (nowadays who doesn't!) before we married and I also had been married before years ago but he was not....so of course HIS mom wanted a shower. I told her absolutely not unless it was just the immediate family, his mom, sisters, etc, more like a celebration/get together. And so that's what we did. Showers are tacky, period. Unless it's a couple of young kids getting married straight out of the house and that doesn't happen much anymore.
Been with a man 13 years older, now with a man 4 years younger.
Younger is better, at least in my case ;)
Sorry, meant 75 cents. Still, that was years and years ago.
xx
I studied to be a scopist years and years ago
Back in the early 1990s I took a course called Note reader Scopist. They read court reporter notes (those long skinny papers that looks like a cash receipt) and types them into documents. I had found the course through something called At Home Professions but just didn't finish it because it was too expensive for me. But I am familiar with them and even found my book from the first course I took. Looking back I think it would have been a blast if I had kept up with it.

It is definitely legitimate. A lot has changed since the early 90s, so I'm not too familiar with the industry now. I do remember what was really weird was it didn't take a lot for me to learn it. For instance I could look at a line of court notes and see something that looked like: NV p srn - and I seemed to know exactly what it said. Just weird. My DH used to say that I understood it because I was an alien and my ship crashed in Roswell. HA HA HA Anyway...that's what I know about it. But if you Google note reader scopist or at home professions i'm sure you could probably find a lot of info.
I have been vegetarian on/off for 35 years, was vegan for about 5 years sm
not that hard. Right now, I am having so many issues with food allergies and celiac disease, having to give up nightshade veggies...nothing left to eat. I am eating some meat now, but not when the gastroparesis sets in!

Being vegan is not hard...unless you are a celiac. This is how I figured out the celiac part because so many of the meat analogs and vegan packaged foods use gluten for the protein and I got really sick from it. I gave up all the premade things and the whole grains with gluten and I was fine.

There is vegan and then there is VE-GAN. By definition, vegans don't wear, use or consume anything that is derived of animals...no leather shoes, most shampoos and toothpastes are off the list, as are deodorants. No wool or silk. Anything with soap usually has animal byproducts. It is very involved and rather difficult to do.

Giving up meat, eggs and dairy is no big deal, except for cheese. You hear that ad about "comfort proteins" in a baby formula and there is such a thing. Mother's milk, be it human, cow, goat, whatever...contains a chemical that triggers the release of endorphins in the brain so that feeding feels good in more ways than one. The purpose of this is ensure that the nursed young want to nurse and thrive. Human milk has a lot of these, so does cow's milk and cow juice triggers the same reaction in the adult human brain. Cheese is concentrated milk and therefore these chemicals are also concentrated. As a result, cheese is an addictive substance. This is the hardest thing to give up when going vegan. Vegan cheese substitutes are nasty and they don't melt. If a dairy-free cheese melts, it contains casein, an animal protein and not vegan.
I studied this years and years and years ago
Most definitely is legitimate. In the late 1980s I studied to be a note reader scopist through a group called At Home Professions. I loved it, but unfortunately could not continue due to no funds. It was reading the court reporters notes which looked like a grocery receipt with a bunch of letters scattered on it. The weird thing was I found it extremely easy. For instance I would see a line that looked like: av e cr, and for some reason I would know what it said. My DH told me that's because I'm an alien and my ship landed in Roswell. HA HA. Well I know that a lot has changed, after all it's been over 20 years since I took the first course and know a lot of it is computerized now, but it is most definitely legitimate and I've heard people like to do it. I think I remember one of the courses was in medical terminology and another course was in legal terminology. Should be able to find a lot of it on google, or maybe go to your local college if they offer it and talk to an instructor.
Wow! That's a high
deductible for such a high premium. If she doesn't go to the dentist very often, I would drop that because that would be a waste of money. I have insurance through State Farm and is around $200 a month with a $2,000 deductible. I rarely go to the doctor and have used my insurance once in the past 4 years but it still goes up every 6 months. If I had my way, I wouldn't even have health insurance but hubby insists I have it. If I were you, I would be checking around. Don't know who your insurance company is but I have State Farm and my hubby has American Family. His is pretty comparable rate wise with mine but I don't think he has a deductible. I get a healthy discount with mine since I don't have health problems. Good luck!
High cholesterol
Join the club.  I, too, have high cholesterol.  I was over 500 last year.  I started Weight Watchers in Jan. of  06 and lost 40# pretty quick.  I am now down to 20# within goal weight and my cholesterol is 160.  I also do oatmeal for breakfast every day, take fish oil pills, garlique, and Cholesterol medication from Dr.  I also have been walking (1-4 miles) at least 4 times a week since starting all of this.  I feel much better.  Last week, though, I had a checkup and I am back up to 358.     I guess you cannot always choose your parents!!  lol  More meds and more exercise. 
60 does some too high.. I pay 60 for shampoo,
nm
Correction......seem too high
xx
That's kind of on the high end where I am at. Do
you live in an area with a higher cost of living?

That's awesome you've found someone you are happy with though. I'm still searching! :)
Are you guys high?!

So I've got this thingy set up to "alert" me whenever my "handle" comes up or the name of the company I work for--and it shows this wacked thread!  


I'd love to see a woman in the White House as well, but definitely not the one currently running.  There's something about her that just rubs me.  Oh yeah, the fact that she's still married to that dickhead for starters. 


I'd vote for Ellen DeGeneres...female, gay (really frost the republicans behinds!)...and most important....A FRIGGIN RIOT!   I'd love to believe that the world's problems could be solved with humor.  It'd be fun to see her give it a shot though.  Jon Stewart would make a great vice president.


If I were president, the White House would have a petting zoo, the rose garden would also have petunias in it, macaroni and cheese would occupy at least 1/4 of the food pyramid.  Camp David would be open to the general public.  All UFO information would be declassified.  Political correctness would be outlawed and greenbud would be legal.  Lastly, public schools would have classes on manners, school uniforms, and corporal punishment...but I guess that goes back to my pervy private fantasies again.... 


                 


 


 


High Fever
Have you tried cool compresses along with the Tylenol? Maybe that'll help. I hope she feels better soon. I have a four year old and it's awful when she's sick. Also, does she have any other symptoms. When my older daughter was young she spiked high fevers a lot and they were always viral infections and you just had to wait it out and give Tylenol or Motrin every six hours to break the fever.
high school
You're in the Catskills!.....We raised our boys in the valley, Ravena...next to Coxsackie on the Hudson River...I worked at Albany Med in vasc surg....It's a small world after all.....
High school - sm
We were both in JROTC and I ended up being his information officer one year.  That was in 1979.  Been together ever since! 
Lower it - 21 is too high
1. Three years is not a huge difference.

2. Most kids are drinking earlier than 21 anyway and nobody is enforcing the law when they get caught drinking under age.

3. It was 18 when I was 18 and there was not a high incidence of drunk driving or whatever reason they have for a drinking age.

4. Germany there is no drinking age and they do not have a high rate of drunk drivers (they have one of the lowest rates of any country).

5. If they are not going to lower the drinking age they should then raise the age of joining the military. Someone tell me that it makes sense that they can't drink til their 21, but at 18 years old in the military they are given guns and can use them.

Some kids will be responsible and some kids won't. I know a lot of people who are in their 20s and 30s and older who are very irresponsible when it comes to drinking - btw, I am 48 years old, not 18, 19, or 20 (and just want the age lowered) :-)
The only sure thing about having a High IQ
is that you can score high on an IQ test. My mother had an IQ of 150 and she was a data entry clerk all of her life.
None of my high schools because sm
I don't have a clue where any of them are, haven't gone to a reunion, although this year is 30 years and I STILL won't go!
My life took a very different track from many of them. I was and am the Earth Mother, vegetarian, animal lover, big family gal and they were money-oriented yuppie types. NOTHING in common.

I recently connected with a friend from elementary school. We were not really friends then, but we are now. The other 2 friends I had from elementary school also went on different paths. One married and had a career, and her real full time job was managing the doofus she married AND the kids they had. The other never married, never had children and has been a bartender for 25 years at a couple of bars her brothers own. Again, nothing in common.

My most enduring and treasured friendship is an MT friend I met online in 2001. We have talked nearly daily since, but have never met in person. We will be spending a week together in June, the plans for which dropped into our laps unexpectedly. We had decided we might never meet face to face and that was okay. She is no less dear. We have used a webcam in recent months and connected that way, which was a gas.
High school...
but we didn't ever date until years later, except the prom. I wasn't interested, but he was persistent and I am sure glad now. He sort of just kept showing up in my life every once in awhile until I realized that he was the sweetest man I would ever meet. (He also got better looking with age, which doesn't hurt.)
I am thinking of doing away with my TV and of course the high
cable bill. Has anyone tried it? There is nothing interesting on TV anymore anyway.
When I was in high school............... sm
pregnant girls were not allowed to even come to school. I think they must have had some kind of home school program or something, but most of the unwed pregnancies in our school happened on the Senior Trip, so they were out of school before they knew.

I agree.....school is a very scary place these days. I have 2 kids in school right now and a very good friend who is a teacher at the same school. Oh, the horror stories she can tell....names omitted, of course.
I'm high-strung myself, but your husband needs SM
to let go of his anger. The more people your children have in their lives who love them, the better.

Old hurts must be let go of. He really needs to be the bigger person about this.

I wish you joy in this holiday season.
high of 25, low of 1 tonight, nebraska!
x
Our state isn't high on collecting anything....sm
Do you mind telling me what state you live in? I'd like to check and see through their attorney general's office what they actually do to get their money and the money due to the guardian.
My son competed in his high school
state forensics competition this past weekend.  I competed in the "impromptu" area.  He walks into a room with 2 judges (and other spectators) and is given a paper with 3 catagories and he has to choose 1.  He is given 7 minutes from start to finish.  He usually takes about 2 minutes to write down some thoughts then he has to give his speech.  He does this 3 different times.  On the third speech his topics were "Rudy Guliani, Sanjaya ?last name?, and Tubby Smith.  My son does not watch AI and is not a big basketball fan.  He had to choose RG becuase he had no idea who the other two were.  Just thought I would tell this story since I often see posts on this page about AI.  BTW, there were about 8 of us in the room and only one person knew who Sanjaya was, and not a single person knew who Tubby was. 
high school boyfriend . . .
Emailed me through classmates.com. We talked on the phone a few times. He sent me pictures of reunions that I never went to. Turns out our lives took very similar paths. A few other classmates Emailed as well.
our high school in a suburb of
Pittsburgh received a bomb threat today. Fortunately, it was uneventful. With so much publicity, kids get ideas.
Ratings are at an all-time high since
Rosie joined the show. I don't think she is being pushed out.
That is still a high $ pole - even at the bottom! nm
x
4-year-old with a very high fever and I
just can't remember what to do to break the fever.  The fever is 102.3 now and I have given her a Tylenol chewable tablet this morning and another chewable at 2:00 p.m.  Any suggestions...???
My high school boyfriend went on to become a
comic. While he is not famous yet, he has done pretty well and he was on CMT a few weeks ago with a couple of other comedians. So funny you ask this today, my parents are at Grocery Food convention about 7 hours from here and he was actucally the entertainment last night. He goes by Kelly Terranova.
Was that Granada High School in
?
Once to my high school sweetheart and then actually twice
to my husband before we finally got married (broke up one time).  Then the story gets a little crazier.  My husband and I got married, divorced after almost 2 years of marriage, remarried about 2 months later, stayed married for 7 more years, divorced again, remarried 6 months later, still married.  Together almost 30 years now. 
If month2month, you could leave him high&dry with
x
To try lamb without the high price,
you might buy the blade chops. The cuts of lamb I've had have been very rich and high in fat, and I highly recommend putting at least rosemary on it. It will smell like something a chef would make.
I went to 2 different high schools and when it came to driving....sm
the 1st high school a lot of the parents gave their kids brand new cars for their 16th birthday and paid for everything. A lot of those kids would wreck their cars and didn't care because they had no true repercussions.

The 2nd high school I went to after we moved was in a more economically depressed area. The kids that did have cars, generally had older used cars, had to work part-time to pay for the expenses of it and rarely got into accidents.

I drove a family car and while I was a senior in high school I took a full load of high school classes, 12 hours of college classes, worked 15 hours a week to pay for gas, insurance, upkeep, and was in marching/concert band, and made straight A's because I was determined to do all of this.
You are a bit high with the "hundreds of thousands."
x
The reason is high gas prices.
All that stuff is transported by truck... they run on gas...

Did you check out the profits the oil companies made last quarter?

Meridian, MS ---today low 3.41 ----high 3.49
xx
Our high schools here all have a no cell
phone policy. First time, the parent comes to pick it up. After that the school keeps it until the end of the year. No reason for them to have cell phones turned on during classes is the way I see it. Before and after school is fine, but not during. My daughter's middle school also has no cell phone policy. Even if they are in their lockers and ring, they are taken away.

One school in a neighboring county was confiscating them and giving them away. The parents there filed a law suit and they now keep them, but the student loses it until the end of the year.
isn't the interest on that pretty high?
:(
Guess what......it still goes on in high school too.....sm
I have a 16 year old in 10th grade, and some girls are just cruel....
Maybe, but do they have to be that tough even in high school? sm
There are so many stories of homosexual high-schoolers being bullied and some even killed. I agree that they have to learn to live in the world as it is, but as high-schoolers, I am inclined to say they deserve some protection.
Good for you but high in calories, so
you have to monitor yourself. It is difficult, I know.

I have the same trouble with cheese and dry roasted peanuts. If I buy them I tend to over eat them.


Does a high priced coffee pot
make any difference in the taste of the coffee itself? I am not talking about commercial ones but the ones we can buy for our homes. I have tried this and that coffee and tried another brand this morning. I just keep looking for that really good taste.
My best friend from high school kept

in contact for 37 years then had a falling out because I didn't inform her FIRST that my mom had died (had to call mom's family first). We had both married brothers the first time around, her mom always remembered my birthday and made me a pudding cake from scratch, but before the falling out, saw each other a couple times a month and phoned each other every other day. She died 2 years ago of colon cancer.


I had another friend from elemetary school that I lost track of after he moved to NJ in the late ཮s (I was a tomboy and we hung out together all the time). Found him a couple years ago and now when he and his wife come to visit his sisters, they come to my place, too. In fact, his wife was originally from this area and lived near my DH in elemetary school until her family moved to NJ. Small world, huh? His wife and I both do genealogy so we get together once a year, just the 2 of us, and make the rounds of cemeteries and historical societies.


Our high schools require it also, they want
to know who is coming in, I think mainly because if there is any trouble from someone from another school, it can be handled by that school.