isn't the interest on that pretty high?
Posted By: i'd rather use my credit cards on 2008-04-28
In Reply to: advance against paycheck? - anon
:(
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If you have any interest in
plants and gardening, I notice that the nursery where I work utilizes volunteers for certain things. You might see if there are any garden nurseries or arboretums in your area that do the same. The fresh air and outside work is fun when you get to work with plants.
interest-only payment
We'll just be paying "interest only" for the house, so that would be around $2700 monthly. Do you think our combined income would be enough for this? If we don't get approved by a finance institution, someone will co-sign for us to get the house.
I know about the no interest loans
I had 2 - one where I moved from previously and still owned and rented that home out and my present home. We got rid of those as soon as humanly possible- those sound good but the interest soon shoots through the roof- this is why all the repossessions going on now. These are only a stepping stone- not for you to keep for years on- you will lose it all. We did not lose but then again we could afford to play around a little- does not sound like you can and you have your hands full.
Of interest to Pet Lovers
Wanted to share a link for an email from my friend in Australia....
You all piqued my interest so I did some research
I had no idea what a french press was, how it's used, or nothin'. I found this site with a picture narrative and even detail on what kind of a grinder to get. Way to much work for me--I can barely operate my Mr. Coffee correctly, never mind one of these bad boys. For you coffee afficionado's though, this looks incredibly fascinating and delicious!
http://www.coffeegeek.com/guides/presspot
and why do you read posts you have no interest in?
Perhaps no life? Grow up!
I lost interest - read why
I don't know what it was about it. I absolutely loved the show when it first began. Then the next season it got weirder and kept getting more and more weird. One time I was watching it and all of a sudden everyone was old. I couldn't figure out what it was I missed. I understand that Christian is the father of the boy, who married the girl that Christian was having sex with (the sexy model that Christian fixed from some horrible accident she was in). She ended up being a religious wack, they had a baby, were into drugs big time, mother turned lesbian, assistant in OR turned lesbian. Then not Christian but other main character (whose wife turned lesbian) the lesbian wife took off to another state with the daughter and their baby who had a horrible deformity. They had a "small person" caretaker (what he did to add to the story I don't know). The druggee son who had a gay relationship became a doctor? Whoooo-boy, I just got too confused that I lost interest. It reminded me of how I feel when I watch the show "Lost" - lost. I do like all the actors and actresses though. Have seen them in other shows/movies. They are good but I just don't understand the story anymore.
Just closed on 4.375 interest rate! nm
If you are that concerned about a potential love interest
check out abika.com. There are a million ways to find information on someone - for a price. There is no such thing as protected privacy anymore. Remember, though, saavy suitors can find the same information about your mom in the same way. She doesn't have to know you are doing it either. They have one section where all you need is their screen name from one of maybe 3 or 4 of the major dating sites to start a search.
I don't know the answer about the SS benefits.
Point of interest-use older eggs for hardboiled,
x
Pay off highest interest rate debt first, then the next, and onto the next. The house can wait. Do
dd
Negotiate lower interest rates on your credit cards
It’s worth a shot, and some credit card companies might do it if you’ve been a faithful customer or you threaten to balance transfer to another card.Buy a texting plan for your cell phone. Texting has become unbelievably popular. I have no idea why, because it seems like a pain in the butt, but it’s typically 15 cents for every message you send and receive. This adds up, so better off paying $5 to $10 a month for the add-on plan if you’re addicted to texting.
Wow! That's a high
deductible for such a high premium. If she doesn't go to the dentist very often, I would drop that because that would be a waste of money. I have insurance through State Farm and is around $200 a month with a $2,000 deductible. I rarely go to the doctor and have used my insurance once in the past 4 years but it still goes up every 6 months. If I had my way, I wouldn't even have health insurance but hubby insists I have it. If I were you, I would be checking around. Don't know who your insurance company is but I have State Farm and my hubby has American Family. His is pretty comparable rate wise with mine but I don't think he has a deductible. I get a healthy discount with mine since I don't have health problems. Good luck!
that is a pretty big
generalization... you can't know everyone's story and how they ended up with bad credit. There are people out there who are irresponsible and do earn it and sadly many people are also taking advantage of the bankruptcy laws in the same manner, making it harder on those with true misfortunes or catastrophes. But don't stereotype everyone into one group, it isn't fair to do that.
I like that name that's pretty
Have others over, pretty soon will not have
to worry about that with the parents of the other child calling? She said parents almost did not let them come over again. If I were the other parents probably would not think visiting this child would be a good idea on second thought if the husband acting up. I might opt for entertainment for the children somewhere besides where he would be unless he could keep that trap shut.
Pretty much....
The thing is, it's not guaranteed either. It "may" prevent you from getting HPV. The thing is, with regular paps, you can prevent/detect/treat just the same. I just don't feel they have done enough research on this vaccine to have released it and a lot of the severe side effects that have been experienced are really troubling. I know there are side effects with everything but there seems to be an abundance of really severe side effects and some girls have died from it. Also, from what I ready, it is only good for 5 years. They are now saying young women (ages 24 to something, can't remember if it was 35 or 36) should also look into taking it. I would just prefer to stick to my yearly paps as I know they are not going to cause any side effects. Also, as another person stated, we don't know what kind of effects these will produce down the road. It's just scary that they will come up with something, only test it for 6 months, release it and expect it to be made mandatory for girls of certain ages, and without really knowing if there are any long-term effects. Anyway, sorry for rambling. :)
Pretty dog! nm
nm
Fox is so pretty!!! sm
I'm so sorry to hear about your loss. I think it's wonderful that you posted this information for others to read. I had never heard of dogs tracheas collapsing, so this was new info I learned. Thank you for sharing.
Pretty cat! (sm)
The Christmas packages without bows reminded me of my cat, Flannel, who had a bow fetish. I could never leave wrapped presents around once bows were on because Flannel would sneak in and pierce every bow with her teeth. I saw her do it the first couple of times and she'd close her eyes and chomp with a look of ecstacy. She was a freak. 
Pretty?!?
..She looks like a he-she - she looks manish with a strong jaw. I really don't see where people are calling her pretty.
It's sad, so sad that women will sell their bodies to attain a lifestyle of comfort. It's sad that a man in Gov. Spitzer's position of great power, influence, and celebrity, would buy sex. These characters are examples of the lower base human beings. I don't feel sorry for the girl. I don't feel sorry for the gov. Theirs is a gross and base existence. No souls inside of them. There are plenty of people who rise from abuse, terrible pain and injustice, and became decent human beings and exceptional ones at that. What these two did, anyone can do, common, but most human beings rise above the animal in them. What they did any animal can do. The girl will go on to pose in a nudie magazine, cry about how misunderstood she is, boo-hoo,and make millions. He'll get some type of so-called rehabilitation and all will be forgotten until the next sex scandal. There is a fine line that divides humans and animals. We know what side they were on.
Yep, that's pretty much what I think, too.
We have our little spats but things are pretty good and I wouldn't trade him for anybody else (obviously). 
I'm pretty sure....
the Total Pay card is not affiliated with a bank. It used to be affiliated with US Bank, get 2 free tell withdrawals a month and 2 free ATM withdrawals a month, but they no longer are affiliated with them that I know of. You could probably Google it and find out. I know my friend had one and she could actually put money on it, despite her pay being direct deposited on it. I could never put money on mine, except for the direct deposit of my pay.
Pretty name : )
Thanks for the stats. It is always fun to hear. Not matter which way her hair color goes, I'm sure she will at least have some red highlights. Very pretty!
Another thing I told my daughter is to not take her baby too seriously when he gets into a crying fit. He has a bit of her emotional personality. He will get wound up and then need to scream it out even when he has gotten what he needs. Lol Sometimes it can feel like they are yelling at you or something and gets upsetting (especially when tyring so hard to be a good mother). I told her just realize he has emotions bursting out and just let it happen.
I will say that looking back at when my kids were babies, you can really see their personality right from the start. :)
High cholesterol
Join the club. I, too, have high cholesterol. I was over 500 last year. I started Weight Watchers in Jan. of 06 and lost 40# pretty quick. I am now down to 20# within goal weight and my cholesterol is 160. I also do oatmeal for breakfast every day, take fish oil pills, garlique, and Cholesterol medication from Dr. I also have been walking (1-4 miles) at least 4 times a week since starting all of this. I feel much better. Last week, though, I had a checkup and I am back up to 358.  I guess you cannot always choose your parents!! lol More meds and more exercise.  
60 does some too high.. I pay 60 for shampoo,
nm
Correction......seem too high
xx
That's kind of on the high end where I am at. Do
you live in an area with a higher cost of living?
That's awesome you've found someone you are happy with though. I'm still searching! :)
Are you guys high?!
So I've got this thingy set up to "alert" me whenever my "handle" comes up or the name of the company I work for--and it shows this wacked thread!
I'd love to see a woman in the White House as well, but definitely not the one currently running. There's something about her that just rubs me. Oh yeah, the fact that she's still married to that dickhead for starters.
I'd vote for Ellen DeGeneres...female, gay (really frost the republicans behinds!)...and most important....A FRIGGIN RIOT! I'd love to believe that the world's problems could be solved with humor. It'd be fun to see her give it a shot though. Jon Stewart would make a great vice president.
If I were president, the White House would have a petting zoo, the rose garden would also have petunias in it, macaroni and cheese would occupy at least 1/4 of the food pyramid. Camp David would be open to the general public. All UFO information would be declassified. Political correctness would be outlawed and greenbud would be legal. Lastly, public schools would have classes on manners, school uniforms, and corporal punishment...but I guess that goes back to my pervy private fantasies again....
High Fever
Have you tried cool compresses along with the Tylenol? Maybe that'll help. I hope she feels better soon. I have a four year old and it's awful when she's sick. Also, does she have any other symptoms. When my older daughter was young she spiked high fevers a lot and they were always viral infections and you just had to wait it out and give Tylenol or Motrin every six hours to break the fever.
high school
You're in the Catskills!.....We raised our boys in the valley, Ravena...next to Coxsackie on the Hudson River...I worked at Albany Med in vasc surg....It's a small world after all.....
High school - sm
We were both in JROTC and I ended up being his information officer one year. That was in 1979. Been together ever since!
Lower it - 21 is too high
1. Three years is not a huge difference.
2. Most kids are drinking earlier than 21 anyway and nobody is enforcing the law when they get caught drinking under age.
3. It was 18 when I was 18 and there was not a high incidence of drunk driving or whatever reason they have for a drinking age.
4. Germany there is no drinking age and they do not have a high rate of drunk drivers (they have one of the lowest rates of any country).
5. If they are not going to lower the drinking age they should then raise the age of joining the military. Someone tell me that it makes sense that they can't drink til their 21, but at 18 years old in the military they are given guns and can use them.
Some kids will be responsible and some kids won't. I know a lot of people who are in their 20s and 30s and older who are very irresponsible when it comes to drinking - btw, I am 48 years old, not 18, 19, or 20 (and just want the age lowered) :-)
The only sure thing about having a High IQ
is that you can score high on an IQ test. My mother had an IQ of 150 and she was a data entry clerk all of her life.
None of my high schools because sm
I don't have a clue where any of them are, haven't gone to a reunion, although this year is 30 years and I STILL won't go!
My life took a very different track from many of them. I was and am the Earth Mother, vegetarian, animal lover, big family gal and they were money-oriented yuppie types. NOTHING in common.
I recently connected with a friend from elementary school. We were not really friends then, but we are now. The other 2 friends I had from elementary school also went on different paths. One married and had a career, and her real full time job was managing the doofus she married AND the kids they had. The other never married, never had children and has been a bartender for 25 years at a couple of bars her brothers own. Again, nothing in common.
My most enduring and treasured friendship is an MT friend I met online in 2001. We have talked nearly daily since, but have never met in person. We will be spending a week together in June, the plans for which dropped into our laps unexpectedly. We had decided we might never meet face to face and that was okay. She is no less dear. We have used a webcam in recent months and connected that way, which was a gas.
High school...
but we didn't ever date until years later, except the prom. I wasn't interested, but he was persistent and I am sure glad now. He sort of just kept showing up in my life every once in awhile until I realized that he was the sweetest man I would ever meet. (He also got better looking with age, which doesn't hurt.)
I am thinking of doing away with my TV and of course the high
cable bill. Has anyone tried it? There is nothing interesting on TV anymore anyway.
When I was in high school............... sm
pregnant girls were not allowed to even come to school. I think they must have had some kind of home school program or something, but most of the unwed pregnancies in our school happened on the Senior Trip, so they were out of school before they knew.
I agree.....school is a very scary place these days. I have 2 kids in school right now and a very good friend who is a teacher at the same school. Oh, the horror stories she can tell....names omitted, of course.
Ooooh pretty!
Yeah, it is pretty bad, when you
pull out your Stedman's and there's a dust bunny on it larger than the cat! lol
Googling, googling, googling....... away!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
It was pretty bad, at one point she was trying
way too hard, did you see her body jerking? It was bizarre. And she still couldn't get it out nearly as good as either one of the other two girls. She's never been a great singer, it's been said often. Just another one that's more show and not so much talent pushed into the biz by her parents. I never really followed her music and have to say I was very surprised she was that bad.
all of those plants are pretty well known -
but how many flower arrangements have lillies - and I had never heard about that. So - no cut flowers either. Nope, he had never had any wet food in his entire life. The vet is still perplexed - we have done renal ultrasounds and blood work. His BUN and creatinines were off the charts. I frankly don't know how he is still alive at this point.
Well said!!! Pretty much sums it up.
I wish more people in the world thought like you. It would be a much better place. =)
Maks is pretty hot too - at least he's
still around.
Feel pretty much the same way
I don't get why people just believe the whole god/bible thing. People tell me it's faith, which is great for them. However, I'm more of a science based, believe it when I see it type of person. The bible to me is just a big book full of fictional stories without fact that people have been brain washed for years into believing. I'm not one to just believe things blindly without questioning, and that's my big problem with religion/faith/god/whatever. In my opinion, it's quite silly to just believe it because someone told you to. People don't normally do that with anything else, but for some reason they will do that when it comes to god. Don't get me wrong, I don't think they are bad for it, I just really don't get it.
I think Kaitlin is pretty. NM
d
Pretty Woman nm
!
Fox's is getting pretty ragged
I got him the lavender one. Only one of the squeakers works now, there is a rip in the seam, and it is just generally raggedy-looking. But it's his Bobo! 
Pretty sure he's done that too - no proof (sm)
He admitted it once but then took it back immediately and denied it from then on. So are you still with your husband?
Now THAT's pretty funny--
xx
It is pretty individual sm
I had the same August 29 of last year. I was working on my second day home (not a full shift, but a couple of hours), taking all my vitamins, water and food with no problems since day one and following all of my doctor's orders. I had minor pain, but mostly relieved with Tylenol after three days or so.
Then I see people who said they couldn't work for six weeks, even at a desk job, couldn't eat a thing and went to the hospital after four days for dehydration because they couldn't stomach more than five ounces of water a day.
Good luck and speedy recovery.
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