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Make sure you have copies of all important papers, addresses for mortgage, insurance, etc.

Posted By: His work contacts, copies of his last few pay stub on 2007-06-02
In Reply to: need advice - Tina

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If you're asking and the love is long gone, it's time. Make copies of all important papers,
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Make copies! sm
Be sure to make copies of everything, keep a journal as well of everything he says. I wouldn't put up with it but sometimes you have to put up with a lot, depending on your situation. There's no excuse for it in my estimation. I would be very professional and treat it like a legal case from Day No. 1. You may need evidence. If he's doing it behind your back, he sounds like a liar, but that's just IMHO.
Eyes are important. Why not make
an appointment? If the cause is just allergies and rubbing, maybe they will give you an Rx for allergy drops if eye itchiness is your main problem. Or you could try using an oral antihistamine and avoid rubbing your eyes and see if they improve. Get some Refresh Liquigel lubricant eye drops by Allergan.
Our families are important to all of us, but we make it work sm
We fit it all in.  Family, food, fun, and a litte work.  It is not a really big hardship for most MTs.
and another thing...I wasn't trying to make myself seem more important sm
I was just saying reliable because I knew this stuff could very well be true - nothing to do with me personally. Get a grip - and I know who you are from your name. Shame on you.
The hostess sent invitations, and so should have addresses. sm
Just pass the list to the bride or mother-to-be.
Our family does that. So many are out of town and addresses not readily available. (nm)
x
My mother and her sisters all had copies
of my grandparent's along with the doctor's office and there was a copy in their hospital charts.
Term papers

Does anyone know the going rate for typing term papers nowadays?


Setting up papers we need right now
In our state we have to be incorporated, have agricultural license, etc. so right now waiting for all that to come back but keep none at my home, have fosters willing to keep. I am financing the costs, including the above, plus food and medicine for injections and the like. I only want 1 thing and that is to go get the doggies and/or cats- the others may want to charge a fee "once" they have their license- until then they can rescue but cannot charge a fee. We have rehomed several older doggies as well as puppies and I am a happy girl. Just holding those little babies this morning makes everything all worth while. I will just have to work more hrs, I guess!
Yes. I was given papers after taking a kitten in for
nm
You were not reading her state papers then if you think that
I read lots of the newspapers in Alaska during this time and they were ticked off to say the least because they felt they were being ignored amongst other things. Oh, about the nervousness, this was a perpetual thing with her- she must be scared stiff because all her interviews same mumbo-jumbo- no sense. Remember the "I can see Russia from my house."
Read your papers or watch Tnews on TV
Abuse happens everywhere. Case in point, lady in North Georgia just stabbed her 2 children to death yesterday. They were not in daycare. Your last statement sounds like people who say "Crime, I never thought it could happen in my community" when actually abuse/neglect happens in homes, daycares, everywhere. Oh, had you read earlier posts, I have children, grandchildren, too, raised them and they are self-sufficient, not like a bunch of the kids you see nowdays, thank goodness. Have done my job as far as children are concerned but never ever went into a job just so I could stay home to work, sounds like a real cop-out to me. I would surmise if others saw these posts, they would definitely not think of women writing them as professionals- working on a keyboard with 1 hand and changing diaper with the other, really professional! Sorry, have never met a supermom, just mothers who do what they should in the normal span of life.
It may be that your daughter is just nervous when she puts papers
in the folder because it sounds like she is being watched like a hawk.  No child needs that, especially at this very young age.  I don't blame you for being upset.  This can be damaging to a child.  I would take very little more, if any of that behavior from the teacher.  You have a right to go above her with this complaint.  Good luck!
No he is full blooded pit bull with papers...sm
But everyone thinks he has boxer in him. He has always looked like a boxer because of his color. Everybody thinks he is a boxer or boxer mix.
Jon and Kate file divorce papers
Story link below.
mortgage
My thought is to get more house with a 40-year mortgage but it's not necessarily the house I will stay in the rest of my life. I would probably downsize in about 6 or 7 years. Just wondering if banks readily give this or not . . .
Read the papers, duh! People are losing their homes
for getting into this stuff.

Goes to show, you aren't that smart. Money in bank getting interest only. Come on lady, what planet do you live on? You are full of it. You are depending on the two most unstable things in the world right now. Talk about planning.
Mortgage foreclosure.
I am in danger of losing my home.  Anybody deal with this and what did you do?
Mortgage Companies
We have a good one, but it is funny when there is an error on their part they call your employer...  When they want to loan you some more money, they call your house! 
I had no problem getting a mortgage
with iffy credit, but your broker may not have any control over the documentation needed - especially since the subprime mortgage industry is tanking due to bad loans (everyone is being more careful as a result). STILL, if you have been doing the same type of work for a while, which you have, they should look at the bigger picture - and I would ask them to because you would "hate to have to take your business elsewhere" wink wink.

Remember your clients can lose their clients *any*time - with or without a contract, so I doubt they are going to be willing to give you a letter which meets the requested requirements. If you have excellent credit there are tons of companies out there who probably would not ask for this type of documentation - although terms could be affected a bit. Good luck. P.S. Want to buy my house - its for sale!?
mortgage question
Has anyone ever obtained a 40-year mortgage?  Are they hard to get?  I'm house hunting and just trying to look at all my options.  TIA.
Do you know about reverse mortgage?
Maybe not, you might be young but will explain for others who do not know. If you own your house outright and should your spouse die, you get sick, whatever you can continue to live in your house, and you possibly would get money also to live there until you die. Called reverse mortgage. More should know about it. A company takes over and then you will the house to them upon your demise. So that thing about selling the house, nah on this end. As far as short term social security, may be for younger people or not be all and from what I am hearing by the time social security is due to give out, probably would not be around then anyway so don’t worry about the short term thing there, money from previous hospital is until my demise, again no worry there, money in bank building interest only, don’t take from there, no problem there either. The only thing I consider myself rich in is happiness and love. Next.
Mortgage rates
Is anyone refinancing with the mortgage rates so low? I doubt we'll ever see them this low again.....thoughts?
Have you talked with your mortgage holder? sm
They will sometimes try to work with you regarding payments, etc. They don't like to foreclose. It usually takes anywhere from 6 months to a year to foreclose on a house and they usually take a hefty loss. We bought the house next door to us just a few months ago on a foreclosure and it took forever.
finding a new mortgage company...sm
Is at the top of my agenda for this year, but it was the plan all along to refinance this year anyway, so...thanks for the support y'all!
Question about mortgage and divorce...sm

Is the only way to get my name off a mortgage is to have my ex either refinance or sell the place?


Thanks


I agree. They also don't state how much their mortgage
if you don't live beyond your means you don't struggle.
Mortgage? You gotta be kidding. - sm
Dont know 'bout the rest of y'all, but I live in a very tiny apartment. My car is 13 years old, and is going to have to last me forever. It guzzles gas, but it's paid for. I never eat out, I eat 2 meals a day instead of 3, and I buy my clothes at the Goodwill. A vacation? Fuggetaboutit! A 'vacation' is when I occasionally allow myself the luxury of watching the evening news on TV.
My desk is about 6 inches high with papers =(. I have two labs & a yorkie on the floor next to me.
I wish I had time to clean my messy desk.  I work so much better in a clean office.
Mortgage recommendations for not so good credit...

a family member needs to get a mortgage for a home they are currently "buying" from a friend on contract.  I say "buying" in a very loose term, because I am not sure that they even have a written agreement, sometimes it sounds like they are just "renting".  Anyway, credit is a problem for them.. bankruptcy 7+ years ago, collection accounts they are currently paying on, etc. and probably some current finance company bills and "of course" the "new-used SUV" they got about 8 months ago.  You all know what I'm saying here, this is not a "one time credit problem".... Supposedly, they tried one mortgage company but, according to the wife, after about 3 months they got mortgage approval but PMI insurer turned them down.  They actually have a good deal on the home, appraised at approx 90,000 and they are buying it for approx $78,000, so there is some equity.  Of course, they have actually no $$$ to really put down.  The situation is that they have been living there a few years and the seller "a friend of theirs" needs the cash by October, so that he can purchase a property he is currently buying on contract from his sister, who needs the money now, etc. and on and on it goes.  Anyway, if they cannot come up with a mortgage, they are out, have to move and of course, they will be trying to hit us up for cash or, heaven forbid, a place to live!!!   I need any suggestions anyone has or any names of mortgage companies that deal with this particular situation. The wife called us and asked us to co-sign, but that's out of the question.  Appreciate any advice


Best mortgage company for not so perfect credit?

I am looking to buy a house that is $185,000.  From the sale of my current home, I will make $165,000 and will use all of that as a down payment.  Obviously, I am 20k short.  I don't have the best credit (low FICO score) so I am looking for a mortgage company that will loan me what I am short with bad credit.  Anyone know of any?


Thanks


we are closing on a house next month and mortgage
need to come up with some cheap ideas too!! I have several baskets that i have collected over the years and plan on going to the Dollar Tree and getting "girlie" stuff and filling them up for around $5-10 each, depending on size. My family knows this year is going to be hard on us, so that helps!
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
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MOST IMPORTANT!!!!
x
It's not really as important to me as it is to you.
Why don't you take your misdirected anger and put it where it belongs instead of being mean and rude to people on the Internet who have done NOTHING to you!!! Now I remember why I stopped coming to MT Stars and that's because of rude people like YOU.
This is very important..
the cat should be an indoor cat ONLY!!  It would never survive outside without any claws.  I don't understand why people put their cats out anyway...they are just as happy as being indoors as long as there is stimulation and playtime.  I let my cat out on my balcony (under supervision) to "blow the stink off him" but he prefers to be in the house looking out the window.
VERY IMPORTANT
It's very important that you teach your daughter that someone who treats her like this is not a true friend. I have taught my daughter to BE NICE TO EVERYBODY, but you DO NOT have to be everybody's best friend. I have told her what is acceptable and unacceptable behavior. Help her understand that it is disappointing, but the sooner she accepts that's the way this girl is, the happier she will be. Unfortunately my daughter had to learn the same lesson at that age and I have had to reiterate it to her this year in the 7th grade. It's OKAY to not be best friends with this girl, and that friends should not treat friends this way. It's all about boundaries.
Important
I think it is very important to try to get to the root of your son's problem. He may not have a real handle on what is bothering him (or what happens) either, but there should be someone qualified to help with that.

Another thought is to see if those nanny shows are on DVD. It seems they are very smart about handling a lot of the situations with children and families.
Well that is certainly more important

in the long run. 


P.S. - very important
Another thing you don't say is how much you really know about this man. If he has bad credit, unpaid child support payments, a criminal record, etc. this could permanently scar your own situation.

If you don't truly know a great deal about this man, spend a few bucks and have a private investigation firm check him out.
I do not have anything more important
To think about than the one person on this board who posts every other blog, arguing back and forth with themselves, like you, pretending to be 100 people, Maybe you should think about that.
Some important questions
Are there people around who can look in on the grandparents and get back with you? If I were unable to get in touch with grandparents, aunts, siblings or the like and had always been able to, I would contact the police to get them to intervene. I would think they could check up just to ease your mind and make sure they are ok. Oh, by the way, you might text or leave message on cousins phones since you are unable to hear from them this is your plan-- It is surprising how putting this out there will get the attention you are wanting. I just recently got some wonderful results from a person not responding to my emails, realtor to be exact- told him what I planned on doing, no need for him to reply, 4th email and that afternoon a phone call and an email. Works wonders!
Why is the lifestyle more important?
He is a me type person. I have a grown daughter just like that. He is only thinking of himself and what he wants. This is the difference in my martial situation- if my husband wanted to move somewhere else I would go with him in a minute, no question. I love my home but I love him more. The statement about the other woman would probably make me feel a little uneasy because I feel if you are saying things like that, how do I know you are not acting on them? I have a cousin spent loads of time hunting, going to all kinds of meetings of things he was involved with, had 2 almost grown sons, left his wife of 30+ years, had met another woman and gave up a paid for 4 bedroom brick home to live with this woman in a trailer… It happens.
It's important to know these things
You'd know if you hadn't had a BM in 5 days or if you hadn't peed in an entire day. (I'm not suggesting people are writing these things down, I'm just sayin'...) Both might signal that something wasn't right. Periods that are not right in frequency definitely can signal things not right with the body. I think it's a great practice and will do so when my 3 start with their periods. I have PCOS, so I'm a little anal about it, but I so wished someone would have taken notice when I was a teen and showing many signs of it.
Freedom first and most important

My husband has only danced with me ONCE during our entire (more than two-decade) marriage and that was under extreme pressure from his buddies (we were out with a group of friends, mostly couples).


I lost my identity for a long time but after YEARS of marriage I am starting to get it back. Baby steps, but little by little...


I am for them. They are an important reminder

Although they are considered a religious symbol, it should not offend atheists to see them on the side of the road.  This is America, land of many religions, and how someone wants to honor a loved one that has passed is their business in my opinion.  They are free to be atheists and should allow others their freedom as well.


I think it is important to realize that...
the world does not revolve around us. If there is not a huge amount of fighting or abuse of some sort, why should she deprive her children of their father. Often, I think children say what their parents want to hear about the other parent. My 33-year-old brother still does. There are worse things than waking up and going to bed with a person whom you do not love. And - I bet that if she tried, she could still find something she does love about him. I really think that society has made divorce to acceptable. There is just no incentive to stick it out through the tough times that everyone has.
One important question...sm
One of the things you don't mention is what each of you is bringing into the relationship materially. You say "he knows what he wants out of life", and that's disturbingly different from saying "he has achieved (whatever) in life". After all, what he wants out of life might be a cushy situation...or a mother...or lots of other things that really aren't healthy.

If this man is 40 and isn't bringing a substantial material contribution to the relationship in relation to your own contribution, this is a VERY big red flag.

What's he been doing? What has he accomplished? How stable have his jobs been? At 40, a man has accumulated a sufficient record to tell you exactly who he is beyond his words and protestations of love. You must be willing to LOOK at these things very objectively.

Aside from that, I'm afraid that 70-versus-50 will not be such a good fit, and 80-versus-60 will be even worse.

I'm sorry I can't be more optimistic about this, and I really debated whether to post my reservations because I'm not interested in raining on your parade, but there are simply too many examples of such extreme age differences where the older partner, especially when that is the female, has been victimized by shiftless opportunists who talk the game and say all the things the lonely female wants to hear.
Vitamin D is very important

A lack of vitamin D is the cause of ricketts.  It doesn't happen that often in the US any more because of all of the fortified foods we get, but if you don't go outside much at all, it can be a real concern.  There was a story about a hugely obese man - like 900 pounds obese - who had horrible pain and it turned out to be a lack of vitamin D.  THe only way your body can metabolize vitamin D is by exposure to sunlight. 


Doctors always want to make sure that women who are older or at risk for osteoporosis take Calcium and Vitamin D.  The Vitamin D helps the body metabolize the calcium. 


You should probably take a calcium supplement as well, if you aren't already.


Hope your rib pain goes away!


 


IMPORTANT. READ THIS!!!!
Right now we are in the first stage just like what happened to Mexico. We are in the mitigating phase for pandemic with level 5.

This flu has the Avian (bird), swine (pig), and the human flu; all three combined. This flu can last 160 days and will spike around 87 days. This flu bug is lay around dormant for a total of 30 days. This flu can have 2 stages. The first part of the flu is just like a flu bug that normally people get, but then it can mutate and go into a secondary phase. The host will try to find your lungs and settle in your lungs and cause pneumonia. Once you have pneumonia with this flu, there are no antibiotics to cure you or fight off infection because this is a new strain of flu.

Yes, lots of people die each year of the flu, but they are usually older people with immune system down or children under the age of 2. The reason why not many people die is because we had flu shots or it is an old type of flu and our body is immune to it.

PANDEMIC MEANS: No antibiotics to cure this flu and no vaccines for this new strain of flu hitting the world. Means imminent for the flu to be wide spread.

Right now you are seeing the spike (second stage)of Mexico which is about 87 days later from when the flu started in Mexico which I believe was around February.

In America, you are right now seeing the beginning of the flu. Around 70-90 days, we will spike just like Mexico, but, it COULD be worse. Mexico was the first wave and we will be the second and could be worse than Mexico. The germ bug is getting smarter and it likes to pick on hosts that are approximately ages 10-40 and VERY HEALTHY INDIVIDUALS, not so much the elderly.

Basically the people who have the flu now are lucky, because they ended up getting the milder case and just watch when it spikes. Also the reports you are seeing is CDC is going back days to weeks, meaning, CDC is going back some 14 days and finding individuals who might have had a case of the flu and then do a test and then report and state confirmation of the swine flu or should be known as H1N1 flu. We do not have confirmed cases as of today, but days or weeks ago from the CDC. This germ/bug is multiplying and multiplying just like a wild fire out of control which can produce more new fires.

Basically, in the next few weeks, partically every state will have the flu. What makes me really nervous is that CDC and others felt this level 5 was going to be announced Friday and possibly Thursday, NOT TODAY!!! It must be pretty bad.