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No when I originally wrote the check

Posted By: Wal-Mart writes void on it. on 2008-11-08
In Reply to: Banks sm - CrispyCritterMT

The check was a voided check to Wal-Mart and the Loan company, CNH Capital, knew that and cashed it anyway.  I thought it was illegal for someone cash a check that did not belong to them. 




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I wrote a $10 check to Wal-Mart and turned in to a $40 mistake so far.

Here is what happened.  When you write a check at this Wal-Mart here, they have you sign something and give the check back.   I stuck it back in my purse.  They are supposed to void.  I was cleaning at my purse that day and paying bills at the same time.  I wrote a $250 to pay a loan.   I really don't know how it happened but I must have torn that one up and sent the $10 voided check to the loan.  A week later, i was looking at my acct online.  I notice that that $10 I had written to Wal-Mart went through twice.  I called the bank and asked why.   They said, "oh, it looks like Wal-Mart double dipped." so I was refunded the money.  I don't know who refunded the money, was it the bank, Wal-mart, I don't know.  Anyway, I became concerned about why that 250 check didn't come in so I called that loan company.  They said $10 was credit to my acct.   I did not connect the 2 at the time.  I thought, 10, I don't write $10 to this acct.  The man told me he would look into it incase there was a mistake.  He called back the day later and said that was a  $10 originally written to Wal-Mart and we cashed it.  So I called the bank and told them.  They then had me go to wal-mart because they said I owed them $10 back.  I go to wal-mart and they say no it is the Telecheck, company they use for this service and they thanked me for trying to clear it up and said Telecheck will be contacting me.  So I get a letter in the mail saying I owe $40 plus I am not allowed to write checks anywhere that uses their service until I pay that $40 back. 


What scares me is that that check said VOID on it and that other bunch was still able to cash it and get their money, which I think was dishonest of them...also my bank let it go through.  Now what if I were to loose a bunch of those type checks and someone cashes it AGAIN.  Man I would be out a lot.  Do you think any of this is right?  TIA.   


Hi again...I'm originally from NYC...sm

but family lived in S. FL since the late 1960s....I came in 1980...I believe you that you never ate organ meats!  4 million is a big big city in my mind though.....but I know NYC and S. FL are melting pots, so to speak, and have the most diversity (culturally speaking).  My child (now grown) born and raised in S. FL and would never touch liver or any other organ meat for that matter...but then again won't try *new* things either.


I get it about loving beef/pork but lightening up on them today - we learned so much over 30-40 years (raised on beef) that just are not seemingly healthful today.....I eat meat rarely though I will eat it but now when I go out occasionally to a restaurant, I'm choosing fish....mahi mahi for that matter of late and also cooking fish at home now (talapia only so far).  Yummmmmmmmm, that mahi mahi was like eating a steak!!  *laughs*


Have a GREAT Thanksgiving!! 


I mean, originally.,.nm
nm
I'm originally from WV too and I now live in VA!!...sm
I was born and raised in a little town called Williamson, WV.  I moved to Salem, VA in 1985 and still call that home.  I am not far from Bluefield.  I am actually going to Williamson this weekend to see my parents.  Small world.
Originally seen in Pt. Pleasant WV I think
I'm really embarrassed that I know that, but I was born in Morgantown. Plus, everyone always asks me about it when they hear where I'm from.
Originally, you said that if your child...
cannot behave in a restaurant, you should not bring him. Believe me, my child has misbehaved in a restaurant a few times and it is embarassing enough without someone like you looking down her nose. I do not take my children to movies, but in line with your (leave them at home) attitude, you could always rent one. Nobody goes to a restaurant or store or anywhere else expecting her child to throw a fit, but sometimes, it does happen.
no, scrapple originally came from Germany....
http://en.wikipedia.org/wiki/Scrapple
I am originally from Iowa so I know whatcha mean.
My sister lives there now and is actually Wiccan. Can you imagine how well THAT goes over? LOL!
Originally it was for crate-training - (sm)
one of my cats who is averse to using her litterbox. In the meantime, my other cat decided this would do very nicely as her own, personal little 'condo', so she took it over. She likes it because everything is right there: Food, bed, water, & litterbox. Not to mention a great view of my birdbath outside! ;)
Originally from south and you have ate 2 more times than me
as I have never even tried them.
originally Michigan now living in the sm
south. you brought up the other things I was thinking when I posted about Vernors. Saunders hot fudge, Faygo, Stroh's ice cream (use to have a Stroh's ice cream shop by the house back in the 70s when in high school) and those wonderful Better Made potato chips!!!!!!!! Hubby was just in Michigan two weeks ago and brought back a bag. Nothing like em!!!!!!

What part of MI are you from? I am from the Pontiac Waterford area, born and raised!
Good advice was given here. Suggest vet check-up for kitty needs vet check. sm
I've had 2 females over the years who developed stones/crystals in urine or UTIs.  Both of them started spraying inappropriately.  Never had a female spray inappropriately other than in these instances.  They go into spasm and can't help themselves.  If it is a urinary problem, eventually you may see slight pink-tinged spray if it gets that far untreated due to the irritation from constantly trying to pee.  One more thought is if the kitty is not sick, maybe the other cat won't let her use the litter box for some reason.  Maybe set up another box for her.
I was the originally poster about silly string
what I can remember from the news report was that the silly string is an aerosol can and she was not able to ship it out, but finally someone offered to to help her ship it. I am sure it will be on the news as this just happened within the past few days.
I'm originally from NJ, and I've endured a lot of comments.
If one more person asks me, "Which exit?" I might run him/her over!

And yes, when I was growing up, it was indeed the Garden State. I grew up running through tomato fields and along corn rows. It was wonderful!

I'm originally from Binghamton, but I live in Texas now.
.
Not originally from the south, so imagine my surprise when I saw them selling - sm
Cracklin at a roadside stand!  It was cooking in a huge pot of grease.  I thought I might faint from the smell - beyond description.  Then I noticed it being sold packaged in grocery stores with all kinds of flavorings added.  I cannot recall seeing cracklin sold in the other parts of the country I have lived, but maybe I just never noticed.  All I know is I cannot even stand to look at the bags while waiting to check out at the register.  YUCK!!
I live in TN but originally from Rochester, NY we can't get Zweigles Red or White hotdogs, sm
Genesee Beer, or Grandma Brown's Baked Beans.

In TN they have Moon Pies, Country Ham (WAAAAYYYYYY too salty), and all their vegetables mixed with cheese and covered with breadcrumbs, and fried okra, but the BEST barbecue you could ever taste.
Amen. Well said...whoever wrote this. thx. nm
nm
could have wrote you note but sm

I have a daughter  that is a sophmore.Wamted this certain college.  Could not convince to stay in state.  It costs her 10,000 dollars more being out of state.  She goes from wanting to b there to not wanting to be there to liking it it to hating it It depends on what day you talk to her. Joined the band dropped out, had problem with boyfriend moved across the campus, than they started dating again, then he ends it. She gets upset wants to come home.  I get a phone call every night.  Everytime we decide to have her transfer or come home she decides to stay.  Has changed her major three times.  What worries me is she is on Student loans that she will be responsible to pay when she graduates. If she leaves college she will have to start paying immediately, where she would have 10 years if the stays in college.  This month she is already over 80 minutes on the cell phone and there is two weeks more to go.  She spends hours talking to the ex-boyfriend and they are on the same campus.  My husband and I are going to talk to a therapist about this because I want to do tough love.  Hang up when she calls crying at 11 p.m.  Telling her if she does not get her act together she will have no choice to leave etc.  He is the softy.   Nothing makes her happy. 


 


By any chance is your son going to a college in New England. 


Wrote down the info...thanks. nm
!
First off, I was very upset when I wrote

the original post.  Sending my son to a boys' home is obviously a last resort.  I don't mean an orphanage or foster care.  I mean a facility that can help to retrain him if I can't.  I love my son very much.  I would rather suffer the pains and guilt of having to send him to a reformity, then to watch him grow up into someone who would hurt someone else and ruin the rest of his life.  I love all of my children equally. 


Secondly, when I took my child to the child psychologist, I had several visits with him first to see if there was something I was doing wrong.  I continued to attend each session with my child, including private sessions for myself after his meeting with my son. 


Thirdly, your comments were not helpful, just nasty, and that's not the kind of help I was looking for.  Anyone who's ever been in this situation already feels inadequate as a parent and doesn't need someone else to slam them.  Thanks for taking the time out of your busy day to do just that.


You must be my twin because you just wrote
everything about me to a T!!! I've been in a quandry for quite some time about what I should do.
I was one who wrote below about finding SM
love after divorce. I believe there are good men out there, but they are hard to find, especially the older one gets. I think the key is letting him find you, but it doesn't mean you can't put yourself out there.

OK. What I think about problem men have in marriages. I'm speaking about my own here. I was the only girl he ever dated. He asked me to marry him and I said yes. He knew it was mistake, but was devout Catholic and just stayed married, but decided he would still like to be single, so he began cheating on me. As for me, I loved him for a long, long time. When I see him at family events, I wonder why! LOL!!!!
I think you are taking this out of context...I originally asked about my in-laws basically coming ov
and then the issue of locking doors and security gets brought up...why is it you can't post something on these boards without it being blown out of proportion???
hih? truth? whose? Men who wrote Bibles?

I have not read but others wrote yet but you just need to stop - sm
you have done all you can do and have bent over backwards to help. Your guilt will be your downfall. I don't know how to tell you to stop feeling guilty, but you really have nothing to feel guilty about. You have done way too much for her and she has just taken advantage. She is 19 more than old enough to take care of herself. She wants to be homeless and can adapt as you say to any situation, then let her. I would just tell her the gravy train stops now and she has to learn how to take care of herself. Get some names of some shelters to give her, the YWCA, etc. and if she really wants to help herself she can start there but she is going to have to do it on her own now. If the worsed happens you know you have done all that one person can possibly do; but if she does not want to help herself (and it is obvious she does not) then there really is nothing you or anyone else can do. You need to steel yourself not to give in and basically cut off all contact until she proves w/o a doubt that she has cleaned up her act which will take at least 6 months if not more I would think. If you don't have caller ID then get it, otherwise let your answering machine answer all calls and just don't take hers or return her calls either. Good luck.
That wife you wrote about sounds like me! LOL! SM
I was married to a man who cheated for years. I was in total denial. After close to 30 years, I up and left. Best thing I ever did.

Just want to acknowledge point that men don't leave. If they are in a long marriage, and have been getting away with cheating for a long time, AND there is a lot of money involved, what with houses, pensions, savings, etc., THEY DON'T LEAVE.

I admire both your honesty. Good luck.
just wrote a long reply`
put stu@pid in it and it said I used bad language and to go back and it deleated my whole darn thing, will write back soon, behind in work, but have some comments to make later. Good to see you back Hayseed.
I can't believe you just wrote it's not okay for your kids to make mistakes.
"Just becuase UGU all forget things and make mistakes does not mean that my children need to be raised to think it's ok to do so."

Good god, I hope I never meet you or anyone else with your twisted sense of right and wrong.
no, nobody knows but the bank, they will cover checks you wrote
nm
Totally disagree with one thing you wrote. sm
You Wrote:

Yes, there are bad breeders, but there are far more good ones. In my 18 years in the cat fancy, I have seen some bad ones, *but the good ones far outweigh the bad.*

If only that were true. *sigh* Maybe you're talking about in the show world. It probably is true there, but that is such a teeny, tiny part of the whole picture.

In reality, outside of the show world, there are far, far, far more BAD 'breeders' out there, though I'm using the word 'breeder' loosely, to include backyard breeders (type that into Google if you're not familiar w/the term - I don't mean you, gd1, as I'm sure you know all about it!), puppy mills, and pet stores, and that is were the majority of the pet overpopulation problem comes from.

I wish only the reputable, ethical 'show breeders' of dogs and cats were the only ones doing any breeding. If that were the case, there would be little to no problem, as they are the caretakers of their breeds and are concerned with bettering the breed, only breeding animals with excellent health, conformation, and temperament - not just $$$ by cranking out puppies/kittens, or letting their dog/cat have a litter for the kids to see or because 'everyone wants one of her puppies/kittens!' or whatever.

I don't know if mandatory spaying/neutering is the answer or not. I do know it's being seriously considered in my state (CA), and there would be exceptions for hobby/show breeders, breeders of service dogs, search and rescue dogs, etc.

But I have a feeling people would find some way around it, and I imagine disreputable people (gag) in neighboring states would start to crank up 'production' if there were any kind of 'shortage' here. Makes me ill...

I also don't know how mandatory spay/neut. could be enforced. Animal control here (huge county) admitted on the news that only about 25% of pets are licensed.

I think I'm in favor of it, overall though, at least to give it a try and with exceptions available for *some* breeders, as I mentioned above.

I did breed rescue for 6 years, and I've been to more shelters and seen more animals there than I care to recall. It's absolutely sickening the number of perfectly nice animals destroyed, simply for lack of a home. A shocking number (about 25-30%) are young, healthy purebreds that cost the original owner a pretty penny, so even that doesn't guarantee a home.


The poster wrote 4 sentences on an MT forum.
You don't know her, can't judge her. This place is getting so catty and ridiculous.
You did your rant, laughed your ___ off and wrote off your Mom and Grandmom!
You have a lot to learn. When they are dead, you will realize it didn't really mean a thing except that you "wrote them off" and laughed your A@@ off at any suggestion that you should make peace with your Mom at Christmas. You only have one Mom, you came from her loins, no one else's. Too bad you can't realize how wrong you are to judge. No one said you have to see her every day but she's a human being and human beings make mistakes. Glad you are perfect and your kid is perfect. Hope you always remain "perfect." Merry Christmas! Sounds like you have a lot of people backing you up, so you think you're right in ditching your Mom and Grandmom. People in my family have done horrible things to me but I rise above it, send them a Christmas card and wish them a Merry Christmas and a Happy and Healthy New Year. I am not God.  Perhaps you don't see your Mom's tears, but believe me, one day you will be sorry and it will be too late. Get a heart! You are telling your son in effect, "These are bad people, write them off!" Bad advice methinks. You are hearing only what you want to hear, so go ahead and laugh your a@@ off if it makes you happy. Watch out you are not that "Mom" one day, you've set the scene and have written the script, to "write Moms off."
Obviously a man wrote that Good Wife Guide - sm
Boy that thing is amazing, hard to believe that that is how people thought and behaved back then, Stepford wives. Guess some men were sad when women finally woke up and smelled the coffee. ---I only remember a couple things though, but I was born in 1965--- drive-in movies and the metal ice trays, rabbit ears, the star/sun ray clock, and we had an old metal Pepsi cooler which had my dad kept would probably be worth a small fortune now.
If you exercised your right to vote and wrote to your congressmen/women,

passive people just sit back ,allow bad things happening, and then whine about it, while aggressive people actually DO SOMETHING about matters they disagree with.


Mitch Alboum wrote a book about this called

Boy, Hayseed..you just wrote my story..Today, it occured to me...
I'm going nuts doing this job. The longer I sit here every day the fruit-ier I am getting.  I have to force myself to leave the house and when I get out there I have panic attacks. I'm freaked out by traffic, freaked out by too many people and I just want to run home and put my sweats back on. A few days ago was the topper, and it was at that point, that I started getting on the job search for a job OUTSIDE of home. Isolation is NOT good.  My husband had just made dinner, we ate, then I went back to my office for about an hour, and I irritatingly came out of my office to ask my husband why he hadn't decided yet what he wanted for dinner as it was getting late. He looked at me with that WHAT THE BLEEP BLEEP!!! and I just knew it was time to get AWAY from the computer and socialize with real people. I truly feel this is NOT healthy. I have started wierding myself out by some of the stuff I'm doing. I have even started forgetting people's names and numbers that I swore I would never forget...AND I refuse to believe I'm getting older or that I have Alzheimers. It's something much deeper..WORK..LOL..Well, it's late and I need to get back to work so I can keep losing my mind..See ya.
I wrote my local buffalo rock and they told me a
I will look for your Folger's Instant Straight up tomorrow when I go!
Sorry, I was upset at the time I wrote the original post
Basically, I sent a voided Wal-Mart check to a creditor by mistake and they cashed it and the bank let it go through both times.  I called them on it.  I was thinking that someone must have found that check and cashed it again.  At the time, I did not realize my mistake.  They then cancelled the payment to Wal-Mart, don't know why, and now Wal-Mart is treating it like I wrote a hot check.  They added $30 to the original amount. 
I read all the comments and I agree with the poster who wrote
'One has to teach people how to treat you' and one has to tell people what is imoportant to oneself.

It is inexcusable not to call or meet one's mother for mother's day and Christmas, etc.....

A cute little article/story my husband just wrote that I wanted to share!

Layoffs in the North Pole


 


Story by Bill Perkins


 


 


In a press release this morning Santa Claus announced the layoff of nearly 800,000 elf employees. The announcement was completely unexpected despite the current economic situation.


 


Due to the failing economy, and many companies cutting costs wherever they can, including advertising, Mr. Claus has lost several endorsement jobs.


 


Mr. Claus is seeking government aid, requesting his own bailout package from several different governments. However, he is meeting a great deal of resistance. Many toymakers and distributors, namely Walmart, Playskool, and the Chinese government, are lobbying against the bailout. They say Santa's "Free Toy for Every Child" program is a seasonal monopoly, and it generally takes four months to recover the losses sustained from his "good deeds."


 


Children across the globe will feel the impact this Christmas, particularly the naughty ones. Traditionally, naughty children receive lumps of coal from Santa on Christmas. Mr. Claus has no coal to give, though, as it was part of the elves' severance packages. It is Santa's hope that it will at least be enough to keep his former employees warm through the winter.


 


When asked if there was any hope of the elves returning to work next year, Santa replied, "It doesn't look very promising. The elves are like family to me; I love them all very dearly. Unfortunately, illegal immigrants work for a lot less, and I don't have to provide benefits, so that's probably what I'll have to do. It was a difficult decision to make, but it's necessary if I want to keep the business in operation."


 


The elves aren't the only ones hurting. The reindeer are suffering a great deal more. Mr. Claus has had to auction off much of his breeding stock just to stay operational until Christmas Eve. (See related story on page 5, "McDonald's Debuts new Christmas Menu.) It is questionable at this point how much longer Santa will be able to make his annual flight.


 


Could this be the beginning of the end of Santa Claus? Only time will tell for sure.


You might want to check out the
New MT/Student board.  There are lots of posts there that would probably interest you like which schools are good and those sorts of things.  It is tough to get started unless you work on-site or are willing to take a cut in pay at first.  Good luck to you and congrats on the new baby. 
Well, what do you know?? Check this out
Maybe this would work with candles too!?!?

http://www.aromapatch.org/aroma.htm
Hmm...may have to check into that
is it very expensive (if you don't mind me asking) I'll have to go check out their website.  Thanks for the info!
Check-N-Go
Be very careful with those things. I'm in Florida and have used Check-n-Go here locally. Not sure if they have an online site, but they are very reputable.
You should check with....sm
the manufacturer of your laminate to see what they recommend.

Good luck with the dog on the rug. My sister just put in hardwood floors and their also 10-year-old Pomeranian is having a horrible time trying to walk on it.
I need to check that out

I've heard of them, actually on this board, I think. I checked them out at the time but didn't do any more than that. Maybe it's time to get one and do a pre-emptive cleansing the moment I feel symptoms coming on again.


Thanks!


Um, yes but would check that out thoroughly
a couple of neighborhoods in NJ were named this year, including where I grew up, and what a joke!

One is a town they were recently calling the *cancer cluster* and investigating due to the chemical plants and extremely high cancer rates.

It is also where they built million dollar homes smack in the middle of normal moderate priced homes and then also not too far away from the bunch of low income housing/projects they added over the years.

Well when a couple of these million dollar couples went to the public schools for the first time, they cried! Actually cried. Guess they didn't do their *homework* (no pun intended) before buying. It's been said they can't afford private school because the big deals strapped themselves just to live there. Oh well.

As for me, I'd never buy a house there and I moved away!

My family and friends are convinced the magazine was paid off or maybe somebody knows somebody, like everything else. Wouldn't doubt it. : )

Thank you...I will check it out!! nm
x
I had to check the
board to hear about Misha's dog. As far as the troll, ignore it and maybe it will go away LOL.
Check this out....

DORMITORY:
When you rearrange the letters:
DIRTY ROOM


PRESBYTERIAN:
When you rearrange the letters:
BEST IN PRAYER


ASTRONOMER:
When you rearrange the letters:
MOON STARER


DESPERATION:
When you rearrange the letters:
A ROPE ENDS IT


THE EYES:
When you rearrange the letters:
THEY SEE


GEORGE BUSH:
When you rearrange the letters:
HE BUGS GORE


THE MORSE CODE :
When you rearrange the letters:
HERE COME DOTS


SLOT MACHINES:
When you rearrange the letters:
CASH LOST IN ME


ANIMOSITY:
When you rearrange the letters:
IS NO AMITY


ELECTION RESULTS:
When you rearrange the letters:
LIES - LET'S RECOUNT


SNOOZE ALARMS:
When you rearrange the letters:
ALAS! NO MORE Z 'S


A DECIMAL POINT:
When you rearrange the letters:
IM A DOT IN PLACE


THE EARTHQUAKES:
When you rearrange the letters:
THAT QUEER SHAKE


ELEVEN PLUS TWO:
When you rearrange the letters:
TWELVE PLUS ONE



AND FOR THE GRAND FINALE:


MOTHER-IN-LAW:
When you rearrange the letters:
WOMAN HITLER