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Sorry - for your sake I hope the reason was too much annual income. (nm)

Posted By: SM on 2008-05-04
In Reply to: No, but I got a notice saying I don't get a check! - me




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if we get to their 75,000 annual income qualification
then they can qualify us for that. 
For your sake, you better hope that God
???
I did the annual Libby pumpkin pie- sm
and something called pecan tassies.....kind of like minature pecan pies, in small muffin pan, about 1.25 inch or so in diamter, yummy. Did 2 batches this morning after I finished the pie. Now unfortunately back to work as we are going away Saturday and I need to finish up about 150 minutes of work staring at me.
Having our annual Super Bowl party
Just a few close friends. We're having pizza and chicken wings and my the neighbors bring over various dishes. One usually brings over a great hot chicken wig dip and my husband will make chilli in the crockpot. My friend and I just like to watch the commercials. LOL. After we eat and see the halftime show, the kids and women go across the street for our own party.
Having our annual Super Bowl Party
We have one every year. We're having about 15 friends over. Pizza, wings, assorted munchies and whatever dishes our friends decide to bring. It's a lot of fun even though I just watch the Super Bowl for the commercials, and the halftime show.
Wish us good luck with our annual batch of Limoncello!
This year our batch was deemed excellent by all of our family and friends. For 2008, we're adding a touch of ginger and we'll see how it goes when we give bottles at Christmas. We fill and cork small 100 ml bottles and give them to family and friends every year. 
right, some of us need a hug for hug's sake...

For the sake of your son and your
life, GET OUT NOW!! The marriage has been over for quite some time and things will not change. I waited because I was not hit for a few years. Thankfully I had no children to witness his treatment. I ended up with 5 broken ribs, pneumothorax, two black eyes with 12 stitches, a broken arm and 3 fingers. He left me on the floor bleeding and laughed as he went to the bar. I was in the hospital for 2.5 weeks. He also told me that I deserved it. Please, get out now.
for your mom's sake, repeatedly tell your dad to get a job.
nm
Oh for heaven's sake.
There is nothing hateful in my post. At ALL. I gave 2 conditions; either she likes the way she looks or she doesn't. Either way, SHE is the one responsible. Not the MRI company, not airlines, not McDonalds, no one else. If you think this is hateful, it's because you don't think she should take responsibility for her own behavior, & I'm willing to bet you would like the rest of us to take responsibility for yours as well. Good grief! You even want me to take responsibility for your feelings when all I've done is state a couple of facts & conditions. Why am I not surprised.

Yes. It's hard to lose weight. Millions of years of evolving to super-efficient fat storage have seen to that. But actions have consequences. Everyone who is obese seems to think no one noticed how they got that way. Now the consequences of that behavior are yet another thing the rest of the population is supposed to take responsibility for, like bad loans or cigarette companies or bad business plans or anything else, & it pi&&es me off.
Oh for heaven's sake.
There is nothing hateful in my post. At ALL. I gave 2 conditions; either she likes the way she looks or she doesn't. Either way, SHE is the one responsible. Not the MRI company (and not airlines, not McDonalds, not the cigarette companies), NO ONE else. If you think this is hateful, it's because you don't think she should take responsibility for her own behavior, & I'm willing to bet you would like the rest of us to take responsibility for yours as well. Good grief! You even want me to take responsibility for your hurt feelings when all I've done is state a couple of facts & conditions. Why am I not surprised. Sorry, but I am of the opinion that we all make our own beds & lie in them.

Yes. It's hard to lose weight. Millions of years of evolving to super-efficient fat storage have seen to that. But actions have consequences. Everyone who is obese seems to think no one noticed how they got that way. Now the consequences of that behavior are yet another thing the rest of the population is supposed to take responsibility for, like bad loans or bad business plans or anything else, & it pi&&es me off.
Well, obviously. For heaven's sake.
If there's a surgical indication, like inability to urinate, of course I would have it done! WITH anesthesia.

What I'm against is unnecessary circumcision, which the vast majority are. I seriously question the ability of practitioners to discern developmental phimosis, which will correct itself naturally over time, with phimosis that will cause a serious health condition later in life.

http://www.nocirc.org/publish/pamphlet6.html
Talk to him. For goodness sake..
he is your husband! If you two can't have an adult conversation about things then it is time to assess your relationship. Move on if you are unhappy. Why spend your life being miserable, life is too short. The children would rather have a functional, happy mother than one who is worried and anxious all the time. Good grief ladies, wise up, be women instead of little girls! You control your happiness, not others!
I agree with this poster. For your own sake.
NM
do you think you should have, for the sake of the innocent child?
nm
That is not creepy. She's 9 for goodness sake, not 15. nm
x
For the sake of the cats, you should tell her NOW to make different
arrangements in the future, and that you won't be feeding them anymore. Please don't wait until she's about to leave the cats.

As for your sisters, I'm not Ann Landers or Dear Abby, but I've read them for years and I think they both would tell you to dump the family that you don't get along with, and start making some friends with people that will make you feel good. They are only making your life miserable and it's obvious they will continue to do so as long as YOU allow them to. Nobody can use you for a doormat unless you lie down for it. Good luck.
it was a joke for goodness sake! sm
Quit trying to start a fight!
Very good advice. I stayed for the sake SM
of my daughter, until she finished high school. I don't regret it and I'm very happy now, but I'm older. Women today tend to end things and I honestly don't think that is especially bad.
all for the sake of media, once again, running lives
I never started watching this useless gimmic of a show; typical media crap that it is.
For the sake of her family. There are children involved.
nm
For goodness sake, it's only a little league game..
this is why sports parents should be made to just sit down and shut up. Wow, you have a lot of resentment towards this woman to make such comments about her. Bring the earplugs or stay home.
As long as you have an income
As long as you have an income you file.  Over 70 is for social security where you can earn as much as you want and still collect your full SS.  Boy is that was true all of the rich would be lying about their ages so that they did not have to pay taxes.
Too much house for you on your income...
especially with a new baby and all that requires...take into consideration if you have car payments, credit card payments, student loans, plus utilities, etc. Talk to a mortgage lender, what is your mortgage rate going to be, how much can you put down on the house, see what the lender says. Don't get in over your head...some people want it all right away, instant gratification. Take your time. Good luck
probably since any income is taxable
income for the year it is received.  That is why you get a statement of earnings for it.
It is possible to increase your income
Pay off the house! Congratulations!:-)
Is it possible to increase you income temporarily to put towards the cc debt? Can your dh work side jobs or a second job?
After you pay off the house, I would start pay off the cc from the smallest balance first.
200
2K
4K
10K
I would not withdraw from retirement but stop paying it right now. After you pay off the house, put all your money into paying off the cc debt.
For the 4K and 10K I would write them a letter and try to get a lower APR.

If your income has been cut in half (sm)

I have to ask - what are you spending the money on?  Rent is the first thing you should pay, then food, and then transportation.  If you are worried about paying credit cards first, or some other debt, you are cutting your own throat. 


I would advise you to do some looking at Dave Ramsey.  He has several excellent books, available usually from the local library. 


Also, as for the husband, sit down with him and talk to him - I don't know if you have done this or not, but his playing the video games may be a way for him to escape.  If he has always been responsible in the past, then his irresponsibility now is probably a defense mechanism. 


You both need to step back and take the emotion out of it.  If you are not able to do that, the situation is not going to improve.  You both have to show commitment to making the relationship work, even on so little money. 


If you have a pastor or some sort of mentor/advisor, that might be a good place to start, once you have talked to your husband.  A neutral party who can look at the situation from all sides can help. 


Good luck, from someone in similar shoes.


HC


How do you manage at income tax time?
Do you file separate returns?
Would you also want your income taxed at the 40% rate?
At one time England did that.  The friends we had in Cananda said they were taxed to death on their income, but they were pretty pleased with their healthcare.  There is no easy solution.
That puts me in the low income bracket. . . SM
Wonder why I don't quality for any help if that is the case. I have no medical insurance and was just at the ER and it cost me $1800 (so far as lab work not returned yet) to wait for 5 1/2 hours altogether and get a port and three meds administered with a CT scan of head. They charged me $396.00 for the attending on duty to talk to me 15 seconds after the resident saw me.  A nurse told me in the ER that they would trim some of the cost for me, but when I called the hospital they said I did not quality.  A working person falls between the cracks. Makes me angry they could not help me at all. 
If he's elderly and low income, he needs to check sm
with senior services to see if he qualifies for some type of medical assistance aid.
Amen! We are just at a six-figure income..

but you would never know it by our lifestyle. We don't need to impress anyone or put ourselves in debt for material things that depreciate the minute you walk out of store with it or drive it off the lot. Americans need to SAVE money, a concept that has been long lost through the generations.


PS! One more - check to see if you qualify for low-income

It depends on your income range sm
I just got my taxes back and I had IC and employee income on there totally $38K. I worried. End result? $298 more to pay in, a VERY far cry from the $8K I paid in each of the last 2 years as an IC. (I have no expenses to speak of, no mortgage or rent, which really hurts as an IC.)

While on the phone with the tax accountant, I asked if withholding had changed. He said yes for most segments of the so-called middle class. He said that while I lived well and had the biggest ever year as an MT, my income is considered the low end of the middle class, so I get a break. I have noticed about a $100 INCREASE in my paychecks from lower withholding.

This is going to depend on your income range to some extent and also how you have your W-4 set. Mine is single with no exemptions, the highest amount you can have withheld automatically (unless you ask for an additional amount).

The projected tax burden for lower income Americans has decreased and so some of us will see a difference. I have, but it was to my benefit.
It's only a teeny weeny piece of skin, for heaven's sake, get real! nm
nm
You show proof of past income if you need to (sm)
and that should be enough - especially if you have excellent credit.  I actually had a mortgage person tell me that self-employed people are basically stuck and can never make more money - needless to say I moved on to another company.
Stated Income Home Loan

I am a self-employed IC and have purchased 4 homes in 4 different states as a single person.  I was able to obtain a Stated Income Mortgage based on my credit, rather than my W2.  No tax info was used, needed or requested.  I guess, if your income is needed along with your husband's to qualify for a loan, then you would need the W2 info.  But as a single person you can obtain a home loan based on your credit and not your tax info.  Also, if you don't have enough for a down payment, you can take out a "second" against the house you are purchasing to finance your downpayment.  You will have a short-term payment for the downpayment and your 30 yr note on the home.  I was also able to obtain very low interest rates based on my credit rating.


Good luck, I did have to provide extra documents when I purchased one home with my exhusband.


I also have to consider my income - not just whether I enjoy the job; that is my main concern. nm
x
Ideas to earn extra income
In addition to your regular career what do you or your family do to bring in a little extra cash?  I started a garden this year and it is doing so well that I think I may try for the local farmer's market next year.  Not looking to make a fortune but it would be great if it could pay for extra things like a day at the zoo or pizza and a movie.
eBay is great for extra income...
and also to get things on the cheap.  I haven't done it in months so can't really you a monthly amount, but looking forward to getting back into.  Good luck to you.
that's nonsense! I make a six-figure income all my myself being an MT. Hubby has no need to wor
xx
Agreed to let hubby have all the refund on the income tax and drat!
See, it is like this. I told hubby to take his check book today because it costs quite a bit to get our taxes filed at H&R and I basically did not care about paying for it this time (between paydays really). I said if you will pay the charges to file, then they will have your check and anything we get back you can have and if we have to pay a really big amount, I will go and take that out of a bigger account in my name and I will pay, so it will be win, win situation for you. Drat! Can I take that back now? He has paid most all the income tax this year, as an independent I did not pay my fair share but yet, now he is getting close to 5,000. Can I renegiogate? Anyone else do this sort of crazy thing and then wish they could take it back?  Darn, drat, dagnab it!!!!
Southern here, cracklins sold in lower income stores usually
I have been at roadside stands and never smelled them cooking nor saw them but mostly you see in stores like food depot. I know of no one who uses them. I am sure that various parts of the country have other foods that could turn a person's stomach. I remember a supposed pepperoni pizza I had 1 time in Buffalo and the tomatoes on it were whole like uncooked. Yuck for that. Everyone has a yuck I am sure.
Good advice. In this economy, lay low. Sounds like a PT job may be in order to increase income. (
dd
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.

Make your own income, hire a plumber. Total unnecessary. Men are useless in the family plan.
x
I have had several, unfortunately. Is there a reason they did
an ultrasound at 7 weeks and again at 10 weeks? Mine were later attributed to the genetics of my husband's connective tissue disorder, but we were unaware of his diagnosis during that time. However, I am curious as to why they would be following you so closely with ultrasounds at this point in your pregnancy. (((hugs)))
Reason
The reason I asked is because our 3 year-old neighbor girl walks around with hers all the time.  Drives me nuts.  Like you said, cannot understand them when they talk.  I figure if potty trained can get rid of that too.  Of course they like to brag about what a big girl she is now, but........
Ok, the reason why I ask, of course, is
the medication you possibly might have been taking but back to the drawing board. I took synthroid since the late 80s and my hairs, yes hairs, about 2 of them left was worrying the crap outta me. Read here and then other places Synthroid was known for causing the hair loss. By the way, it does not get better. Mine had gotten to the point of my wearing wigs and thinking about hair replacement but since overall, hair replacement not an ideal plan for me. I went to endo physician, told him not taking the medicine any more and asked for Armour. The hair is growing back and I am a happy girl. I at 1 time had the real lush hair so the falling out really did not get better until I changed the medicine. Oh, BTW, for the person whose hair comes out more after shampooing, mine did exactly the same, could run my hand through it and it came out in gobs. I feel your pain because I was there also.
No reason given so far...

I think she didn't think AJ could ever be a Tony...provide for her in the way Carm is provided for...just a guess. Love that show, absolutely the best writing and acting bar none! When that goes, so does my HBO, but I do like Big Love too!


the reason they
are taking it this far is because it is a drug-resistant form of TB.

I don't think they are quarantining each and every one of his clients are they? But yeah, if a person has TB and they are noncompliant with taking the medication they can actually be locked up for the period of time that they need to take the medication. Its a serious thing.