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If he's elderly and low income, he needs to check sm

Posted By: M.A. on 2008-05-13
In Reply to: Is this a good idea or a bad one? - sm.

with senior services to see if he qualifies for some type of medical assistance aid.


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PS! One more - check to see if you qualify for low-income

Elderly Aunt

Kimmie-


You are being extremely overly sensitive. Your aunt is elderly - have patience. Continue to be kind and forgive her for what you perceive as rudeness. Save the hurt feelings for things that are really important.


 


Dipper


I feel that way a lot, too. My mom is ill and elderly
and the thought of losing her just makes me sick.  It is so hard to see the decorations and hear the music now.  I think of my mom.  The financial aspect of it is difficult, too; especially now.  When I feel this way I try to think of the real reason we recognize this holiday and that helps. 
THIS IS CALLED ELDERLY ABUSE
And the courts see it as this. You can have abuse other than striking a person. Taking advantage, which this is, of a person her age is something that needs to be nipped in the bud not tomorrow but immediately. A person can have an excellent mind, no dementia but are flattered when they think someone is smitten with them. Family and children services know about things like this. She is in a position for the right person to take plenty of advantage of whether it is her money or otherwise.
Elderly care advice you might like

I have noticed sometimes on the posts here people talking about elderly care and places to go. I have been in the same spot before with elderly father and when i saw this thought i would pass it on. Sometimes not knowing where to go, how to get assistance and the like can be overwhelming. This doctor is in our town today and gave this website. I hope it might be helpful to some of my MTers! Here is: www.doctormarion.com


My elderly aunt has just gotten 2 red marks
right under her eyes and she tried to see a physician today but was unable to, any thoughts on what this could be? She says bright red spots under both eyes.
elderly man/toddler any difference?
Would you leave your toddler unattended with 3 pitbulls? No I don't think so, and neither should an elderly person be left with that many big size dogs no matter what the breed!
My aunt is elderly but her husband used to drink
This was the love of her life and they had a child together. They both worked, lived with her mother to help her out on bills after her husband died and everything except his drinking went ok. After finding him in ditches, getting DUIs, passing out and the like, nothing worked. After probably 20 something years my aunt divorced him because she knew he probably would kill himself, kill someone else or something horrible. It wasn’t that she didn’t love him but just could not live like that. That was over 40-50 years ago. She still speaks of him fondly (he died in another state in a ditch but had her phone number in his pocket) but I am sure she thought she always made the right decision. Myself, I just would not want to go through that, too much else to keep me busy. Thank goodness no children for you- would be really hard to subject a child to that.
Beth-obviously you've been bitten by the elderly abuse issue
spew us with your bile. If the woman is lucid, capable of functioning on her own, there is only so much the woman's child(ren) or social services can do UNTIL or IF something negative happens.

From the scenario described in the original post, she hasn't physically put herself at risk, not put herself at financial risk.

U} Here's a beer to help you make it through the day.
Good advice was given here. Suggest vet check-up for kitty needs vet check. sm
I've had 2 females over the years who developed stones/crystals in urine or UTIs.  Both of them started spraying inappropriately.  Never had a female spray inappropriately other than in these instances.  They go into spasm and can't help themselves.  If it is a urinary problem, eventually you may see slight pink-tinged spray if it gets that far untreated due to the irritation from constantly trying to pee.  One more thought is if the kitty is not sick, maybe the other cat won't let her use the litter box for some reason.  Maybe set up another box for her.
As long as you have an income
As long as you have an income you file.  Over 70 is for social security where you can earn as much as you want and still collect your full SS.  Boy is that was true all of the rich would be lying about their ages so that they did not have to pay taxes.
Too much house for you on your income...
especially with a new baby and all that requires...take into consideration if you have car payments, credit card payments, student loans, plus utilities, etc. Talk to a mortgage lender, what is your mortgage rate going to be, how much can you put down on the house, see what the lender says. Don't get in over your head...some people want it all right away, instant gratification. Take your time. Good luck
probably since any income is taxable
income for the year it is received.  That is why you get a statement of earnings for it.
It is possible to increase your income
Pay off the house! Congratulations!:-)
Is it possible to increase you income temporarily to put towards the cc debt? Can your dh work side jobs or a second job?
After you pay off the house, I would start pay off the cc from the smallest balance first.
200
2K
4K
10K
I would not withdraw from retirement but stop paying it right now. After you pay off the house, put all your money into paying off the cc debt.
For the 4K and 10K I would write them a letter and try to get a lower APR.

If your income has been cut in half (sm)

I have to ask - what are you spending the money on?  Rent is the first thing you should pay, then food, and then transportation.  If you are worried about paying credit cards first, or some other debt, you are cutting your own throat. 


I would advise you to do some looking at Dave Ramsey.  He has several excellent books, available usually from the local library. 


Also, as for the husband, sit down with him and talk to him - I don't know if you have done this or not, but his playing the video games may be a way for him to escape.  If he has always been responsible in the past, then his irresponsibility now is probably a defense mechanism. 


You both need to step back and take the emotion out of it.  If you are not able to do that, the situation is not going to improve.  You both have to show commitment to making the relationship work, even on so little money. 


If you have a pastor or some sort of mentor/advisor, that might be a good place to start, once you have talked to your husband.  A neutral party who can look at the situation from all sides can help. 


Good luck, from someone in similar shoes.


HC


if we get to their 75,000 annual income qualification
then they can qualify us for that. 
How do you manage at income tax time?
Do you file separate returns?
Would you also want your income taxed at the 40% rate?
At one time England did that.  The friends we had in Cananda said they were taxed to death on their income, but they were pretty pleased with their healthcare.  There is no easy solution.
That puts me in the low income bracket. . . SM
Wonder why I don't quality for any help if that is the case. I have no medical insurance and was just at the ER and it cost me $1800 (so far as lab work not returned yet) to wait for 5 1/2 hours altogether and get a port and three meds administered with a CT scan of head. They charged me $396.00 for the attending on duty to talk to me 15 seconds after the resident saw me.  A nurse told me in the ER that they would trim some of the cost for me, but when I called the hospital they said I did not quality.  A working person falls between the cracks. Makes me angry they could not help me at all. 
Amen! We are just at a six-figure income..

but you would never know it by our lifestyle. We don't need to impress anyone or put ourselves in debt for material things that depreciate the minute you walk out of store with it or drive it off the lot. Americans need to SAVE money, a concept that has been long lost through the generations.


It depends on your income range sm
I just got my taxes back and I had IC and employee income on there totally $38K. I worried. End result? $298 more to pay in, a VERY far cry from the $8K I paid in each of the last 2 years as an IC. (I have no expenses to speak of, no mortgage or rent, which really hurts as an IC.)

While on the phone with the tax accountant, I asked if withholding had changed. He said yes for most segments of the so-called middle class. He said that while I lived well and had the biggest ever year as an MT, my income is considered the low end of the middle class, so I get a break. I have noticed about a $100 INCREASE in my paychecks from lower withholding.

This is going to depend on your income range to some extent and also how you have your W-4 set. Mine is single with no exemptions, the highest amount you can have withheld automatically (unless you ask for an additional amount).

The projected tax burden for lower income Americans has decreased and so some of us will see a difference. I have, but it was to my benefit.
You show proof of past income if you need to (sm)
and that should be enough - especially if you have excellent credit.  I actually had a mortgage person tell me that self-employed people are basically stuck and can never make more money - needless to say I moved on to another company.
Stated Income Home Loan

I am a self-employed IC and have purchased 4 homes in 4 different states as a single person.  I was able to obtain a Stated Income Mortgage based on my credit, rather than my W2.  No tax info was used, needed or requested.  I guess, if your income is needed along with your husband's to qualify for a loan, then you would need the W2 info.  But as a single person you can obtain a home loan based on your credit and not your tax info.  Also, if you don't have enough for a down payment, you can take out a "second" against the house you are purchasing to finance your downpayment.  You will have a short-term payment for the downpayment and your 30 yr note on the home.  I was also able to obtain very low interest rates based on my credit rating.


Good luck, I did have to provide extra documents when I purchased one home with my exhusband.


I also have to consider my income - not just whether I enjoy the job; that is my main concern. nm
x
Ideas to earn extra income
In addition to your regular career what do you or your family do to bring in a little extra cash?  I started a garden this year and it is doing so well that I think I may try for the local farmer's market next year.  Not looking to make a fortune but it would be great if it could pay for extra things like a day at the zoo or pizza and a movie.
eBay is great for extra income...
and also to get things on the cheap.  I haven't done it in months so can't really you a monthly amount, but looking forward to getting back into.  Good luck to you.
Sorry - for your sake I hope the reason was too much annual income. (nm)

that's nonsense! I make a six-figure income all my myself being an MT. Hubby has no need to wor
xx
Agreed to let hubby have all the refund on the income tax and drat!
See, it is like this. I told hubby to take his check book today because it costs quite a bit to get our taxes filed at H&R and I basically did not care about paying for it this time (between paydays really). I said if you will pay the charges to file, then they will have your check and anything we get back you can have and if we have to pay a really big amount, I will go and take that out of a bigger account in my name and I will pay, so it will be win, win situation for you. Drat! Can I take that back now? He has paid most all the income tax this year, as an independent I did not pay my fair share but yet, now he is getting close to 5,000. Can I renegiogate? Anyone else do this sort of crazy thing and then wish they could take it back?  Darn, drat, dagnab it!!!!
Southern here, cracklins sold in lower income stores usually
I have been at roadside stands and never smelled them cooking nor saw them but mostly you see in stores like food depot. I know of no one who uses them. I am sure that various parts of the country have other foods that could turn a person's stomach. I remember a supposed pepperoni pizza I had 1 time in Buffalo and the tomatoes on it were whole like uncooked. Yuck for that. Everyone has a yuck I am sure.
Good advice. In this economy, lay low. Sounds like a PT job may be in order to increase income. (
dd
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.

Make your own income, hire a plumber. Total unnecessary. Men are useless in the family plan.
x
You might want to check out the
New MT/Student board.  There are lots of posts there that would probably interest you like which schools are good and those sorts of things.  It is tough to get started unless you work on-site or are willing to take a cut in pay at first.  Good luck to you and congrats on the new baby. 
Well, what do you know?? Check this out
Maybe this would work with candles too!?!?

http://www.aromapatch.org/aroma.htm
Hmm...may have to check into that
is it very expensive (if you don't mind me asking) I'll have to go check out their website.  Thanks for the info!
Check-N-Go
Be very careful with those things. I'm in Florida and have used Check-n-Go here locally. Not sure if they have an online site, but they are very reputable.
You should check with....sm
the manufacturer of your laminate to see what they recommend.

Good luck with the dog on the rug. My sister just put in hardwood floors and their also 10-year-old Pomeranian is having a horrible time trying to walk on it.
I need to check that out

I've heard of them, actually on this board, I think. I checked them out at the time but didn't do any more than that. Maybe it's time to get one and do a pre-emptive cleansing the moment I feel symptoms coming on again.


Thanks!


Um, yes but would check that out thoroughly
a couple of neighborhoods in NJ were named this year, including where I grew up, and what a joke!

One is a town they were recently calling the *cancer cluster* and investigating due to the chemical plants and extremely high cancer rates.

It is also where they built million dollar homes smack in the middle of normal moderate priced homes and then also not too far away from the bunch of low income housing/projects they added over the years.

Well when a couple of these million dollar couples went to the public schools for the first time, they cried! Actually cried. Guess they didn't do their *homework* (no pun intended) before buying. It's been said they can't afford private school because the big deals strapped themselves just to live there. Oh well.

As for me, I'd never buy a house there and I moved away!

My family and friends are convinced the magazine was paid off or maybe somebody knows somebody, like everything else. Wouldn't doubt it. : )

Thank you...I will check it out!! nm
x
I had to check the
board to hear about Misha's dog. As far as the troll, ignore it and maybe it will go away LOL.
Check this out....

DORMITORY:
When you rearrange the letters:
DIRTY ROOM


PRESBYTERIAN:
When you rearrange the letters:
BEST IN PRAYER


ASTRONOMER:
When you rearrange the letters:
MOON STARER


DESPERATION:
When you rearrange the letters:
A ROPE ENDS IT


THE EYES:
When you rearrange the letters:
THEY SEE


GEORGE BUSH:
When you rearrange the letters:
HE BUGS GORE


THE MORSE CODE :
When you rearrange the letters:
HERE COME DOTS


SLOT MACHINES:
When you rearrange the letters:
CASH LOST IN ME


ANIMOSITY:
When you rearrange the letters:
IS NO AMITY


ELECTION RESULTS:
When you rearrange the letters:
LIES - LET'S RECOUNT


SNOOZE ALARMS:
When you rearrange the letters:
ALAS! NO MORE Z 'S


A DECIMAL POINT:
When you rearrange the letters:
IM A DOT IN PLACE


THE EARTHQUAKES:
When you rearrange the letters:
THAT QUEER SHAKE


ELEVEN PLUS TWO:
When you rearrange the letters:
TWELVE PLUS ONE



AND FOR THE GRAND FINALE:


MOTHER-IN-LAW:
When you rearrange the letters:
WOMAN HITLER


Did you check (sm)

Check out the link:


 


Check this out -
My friend's husband is in the hospital.  He went into the ER at 7:00 Sunday night with a blood sugar of 600! At midnight, the ER clerk gave my friend a bill for $9000.  I have never heard of them giving you a bill so fast!  At 4:30 a.m., he went into the ICU. P.S. He is doing better, and as far as I know, no more bills yet...
Check out....
http://edhelper.com/

It does cost. I think I paid $40 for 1 year, but it covers every subject and has all kinds of worksheets to print out.
You could check....
http://www.replacements.com/index.htm

I don't know if they will be more expensive or not, or even if they will have exactly what you want, but they carry a lot of different brands/styles.
I did check that out....SM
and they do carry Tabletop Gallery, but not the pattern, Winterland, that I want.  I appreciate your advice! 
Thank you so much! I will check!!

She could check...
the CDC website for faster information. They should have information on there about MRSA and exposure risks. If not, I believe they have a number on the site where you can call the offices and request information.
Please take him to the vet to check
xx