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Tell her they are on a tight budget and if she wants those people there

Posted By: sm on 2007-04-23
In Reply to: Son's wedding - Grandma is insisting - that certain people be invited that our son

she can pay for them ;)


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People with baby strollers who plow through malls and tight crowded
x
hold on tight - sm
You need not to panic.  The stock market is going to have highs and lows of varying degrees.  If you bail out now you will have lost money, plus all the taxes you will pay.  Hang on!! 
Too tight clothing
I ADMIRE people who have the guts to wear what they like and not care what others think. I myself am not too confident. I am now at my heaviest (size 8) and never feel I look that good. I am often envious of  those more confident, less self-conscious who have the attitude to carry off what they feel they look good in.
you need to keep your butt muscles tight while sitting
nm
..returnable if giving as a gift. Depending on how tight and low
s
Budget??
What is your price range?????
According to DH, our budget is $1,000

But more likely I'll spend about $1350.  We have 3 kids.  We usually get them 1 big gift to share and then round it out with smaller gifts.  This year, they're getting a trampoline.  It'll probably run around $400 and then about $200 on individual gifts. 


The breakdown of the other $350:


Parents $150, Grandma $25, Gift Exchange $60, Siblings (from my kids  $20, Niece/nephew:  $40, Teacher Gifts $30, Student Gifts:  $15. 


The remaining $30 will go to Toys for Tots!  Each of my kids like to pick out a $10 gift to put in.


I have 3 siblings and 1 that's married, so we all put our names into a drawing and buy each other a $30 gift.  My brother that's married also has 2 kids, so our kids exchange gifts.  Of course, my 2 unmarried siblings also buy small gifts for my children, so we always get them a little something from them -- usually lottery tickets or a gas card for Sheetz.  $10 used to fill 'em up, but now it'll probably just buy them a hoagie and chips.  We do our exchange party on Christmas Eve.  It keeps the kids entertained and gives them a little "preview" of what's to come.  I have to say I enjoy Christmas Eve more than Christmas Day.  It's so much more relaxed, not as much work (we order pizza and wings), and the kids aren't as tired since they didn't get up at the crack of dawn. 


Teacher gifts kill me.  It's hard to find something nice for under $10.  I usually go for a coffee mug with a Christmas scene or teacher saying on it and fill it with candy. 


Of course, DH thinks I do all this for Christmas for $1000, but why tell him and spoil it?  We do a Christmas Club for $1000 every year and I just buy the other stuff here and there. 


We already got our Christmas gifts for ourselves -- a 46-inch LCD TV for DH and a Dooney & Bourke purse with matching wallet for me. 


Now you all got me excited again about shopping next week.  I've got my list ready and haven't cashed my Christmas Club check.  I always wait until the day before Thanksgiving to do that so I know I won't spend it on anything else. 


For those of you below who posted that you don't shop on Black Friday.  Let me just say that I don't go out early for the best deals -- but rather just to watch the chaos of it all.  I sometimes snag a deal or 2, but I learned a long time ago not to wait until Black Friday to get the most sought after items.  Best to get them in Sept or Oct. 


How much is your Christmas budget? sm

Our family budget is $1000 and that covers gifts for 19 people, including "Santa" for the 2 kids.  What about your house?


Christmas Budget
We usually spend about $300 on each chlid (2) and we don't have too many more people to buy for so it's hard to estimate how much more we spend on the others. Of course having a 12 year old that wants all the big ticket items this year, it gets kind of tricky.
I don't make a budget.
Only have 3 children and a very small extended family to buy for. I doubt I spend over $600 between them all.
Need to set up a budget for my 22-year-old DD.

She really overspends in this area and I need to show her how to manage a little better and about sacrifices.  Bills first and then play.  With the gas prices on the rise it is going to be tough having any left over.


You said budget? Do not think inside WDW
is for the budget minded. Maybe I am wrong but even eating in the park is $$$ most of the time. I would only stay inside the park if only going to WDW because of the fact you get to start earlier than the outside group and have maybe a few more perks. Lots of motels outside Mickey land offer buses that take you back and forth to the park. Oh, BTW, I am in my 60s and I have not outgrown Mickey and Minnie yet!
Christmas budget....
I never spend a lot at Christmas. I have one daughter to buy for and 2 nephews (a new one this year!). Other than that, the rest of the family members get something handmade. This year they will be getting wickless candles that I make and sell to sit on warmers (they got these and warmers last year) and I'm also embroidering flour sack towels. I'm hoping to find an iron-on pattern to fit each person. My family and my boyfriend's family love anything handmade and it really saves me. Plus, I hate to buy them something that they probably won't use or don't need. As far as the nephews, I will probably spend about $30. For my daughter, I pick a few things off her list and that's all she gets. I think this year is going to be a little more than usual for her, probably around $400, only because 1 of the American Girl things she wants is retired and I have to get it off eBay! My boyfriend and I do not buy for ourselves, but we may get another game or 2 for the Wii. For my daughter's teachers, last year we did candles and they went over well, so I'm doing that again. :)
No budget, but don't really buy gifts.
Hubby and I only give gifts to people we live with. Which means, we give gifts only to our children. But even for the kids, we don't focus on the gifts. They each get about three gifts and a stocking. Everyone is nearly grown now, ages 17, 18 and 20. DH and I haven't exchanged Christmas gifts in over 20 years. We simply go out and spend time together during the season. We'll have a really nice dinner somewhere, or go to a show, something like that.

I've tried very hard to stay away from the materialism at Christmas. It's just not what it's about.
we always vary the budget
We have no discipline. If we have a good year or bad year it shows. Sometimes the kids remember the bad years, but so do the grown ups!
Our standard budget gathering is
meatball sandwiches, pasta salad, green salads. If I'm in the mood, I'll make the meatballs myself, but it's easier to buy bags of them from one of the big box mart type places. The giant cans of Don Pepino's spaghetti sauce are really good and cheap, too.
Has he ever had to live within a budget? Truly supported himself w/o sm
mamma's help? I would take a very hard look at my marriage with this man. If he is controlling now (and controlling where you go and how you spend IS control), this will not change. Financial carelessness is a serious issue; you will be saddled with his debt for many years if you are not careful. Do go to Suze Orman's website and/ or get some books by her from your library; I recommend "Women and Money".

It sounds to me like your warning bells are going off. Please listen to yourself and don't get burned. Take care and give us an update.
they always request more to cover what others don't send - plus what their budget won't buy -
x
My lunch-budget is however many lines I miss when

I don't keep track either. Poor budget planner. Spend way too much - around $2k. nm
x
the poster is seeking advice on lodging, on a budget
nm
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.

Set my budget a year in advance, save all year and
nm
you can give the people the facts, but the decision making process should be left to the people

This is what our country is founded on FREEDOM OF CHOICE!   I'm laughing already; you are just as mortal as the rest of us, and don' even attempt to that you've never done anything in your lifetime that was unsafe or unhealthy. NOT gonna buy it.


it is wonderful to see how many people have such strong opinions about people in debt.

I thought that the purpose of this board was to be able to post without being judged unfairly or have somebody tell you how wonderful their personal life is, and therefore you are causing their life to be less wonderful with your irresponsibility. Well, the saying "walk a mile in my shoes" is a good one in this case.  Since you have no personal information about the person you are lambasting because they are looking for information on their debt, you can feel superior.  Had you had personal information about them, you might act in a more human manner. Consider fighting cancer for 4 years, working and being debilitated while you do, suffering the effects of chemo, going into debt to maintain your home for your children and looking for a way out of debt SHOULD YOU EVEN LIVE THROUGH THIS!!  Thank you for the kind comments.  To the judgmental people I say please take a step back before you judge.  You do not know who you are talking to and if you knew the personal information maybe your comments would be kinder.


I get frustrated by the double standard they use when judging people. They let certain people go sa
What do you think about the voting process?
People who go around calling other people "low class"
have their own issues in life. Ignore them. Nothing like a misplaced superiority complex to make a person feel good about themselves. Like they've never done anything gauche or made a faux pas. It must be nice for them to be so perfect and live in a glass house.

For that matter, you probably saved your piggy's life by popping that mondo zit! It could have gotten infected or something.... (yes, I have a zit popping fixation myself, but you were really descriptive on that pig zit. gag LOL)

Man, you would have appreciated the time one of my relative's popped a HUGE cyst on her face. I was standing right next to her at the time and leaned back because I knew it was going to blow. It did! Big time! All over the wall, mirror and light fixture. I'm still disgusted by the thought of it 10 years later. LOL In a revering kind of way...
some people did, some people didn't. It's their choice.
x
If this helps...I know people who know people (sm)

who can make people disappear.      


Not really--I'd be lyin' if I said I never thought such things though!  ;-)


IME, people don't feel sorry for fat people either
They actually have less sympathy than they do for people who have substance abuse, IME.

At any rate, I do feel sorry for Britney but the safety of her children should be everyone's first priority, then her safety. It would seem to me that all these hangers-on she has are jeopardizing that safety. It's all just very sad.
Some people just look at me
like I am crazy. You should see the looks I get when she rides on my shoulder in the car. Most people associate rats with dirty animals, etc. They are just like a hamster, only very smart animals. Plus they don't bite like hamsters or try and get away from you. They want to be around you. They are very loyal and love attention. She's my baby.

Unfortunately, she has a cyst growing under her arm now though. She is getting old, and I know her time is coming. :(
OMG! You people are bad, bad, bad!!! I'm going to
!
For me, over 25 people to buy for......
including mine and my husband's immediate families we see separately Christmas eve and Christmas day. We also visit grandparents, aunts, cousins, etc. a week later. We don't have kids yet so still spend a few hundred on each other. It is probably closer to 1500 combined for us.
What about NJ? People here act like
they're the best beaches in the world and I can assure you they are NOT. LBI is the cute nickname now given to Long Beach Island which is a dump as are most NJ beaches and everyone acts like it's the Hamptons or something. Been to NC outer banks and loved it. No comparison.
I think there need to be more people...
in the world like you! You are doing a wonderful thing and are a shining example to your children!
Pet (Dog in particular) people -

I have a Lab/Pit mix, probably 8 or 9 years old, who has a terrible problem with itching and scratching all over.  I am hoping someone on this site has a solution for us. 


I will tell you what we have tried that has not worked. 


Benadryl has not worked. Seemed to help initially but stopped it and she shows no change.


Changing her food has not worked.  Have tried all kinds of food, wheat free, have not helped. 


Adding oil to her food, 1-2 tablespoons of olive oil twice a day, has not helped.  Seemed to help initially but she went back to scratching.


Getting her groomed with dry skin shampoo/conditioner has not helped.


What DID help was steroid injection and prednisone pills on a tapering dose.  But once the dose was tapered down, she started scratching some.  I dont want her on steroids indefinitely.  PLUS, the steroids made her very very aggressive and being part pitbull, that was not a good thing. 


When it gets to the point that she and I are both waking up multiple times during the night, I have to go back to steroids.  Before I do that, I wonder if anyone reading this has another remedy we could try before going to steroid route.


We also have a cat and I am beginning to think she may be allergic to the cat.  Do you think this is possible?  My vet technician told me it is possible but it would involve costly allergy testing and injections if it proves positive.  Would like opinions from others before I take her for allergy testing. 


Any info anyone could provide would sure be appreciated, not only by me but by my best friend who is suffering with this.


Thank you!


um, a lot of people don't go to the, uh, gym.
nm
I know 5 people who have had this...sm
1 has kept the weight they lost off.

2 had major complications after the surgery and 1 almost died - he was healthy before surgery.

4 lost weight but have regained most if not all of it. You can restretch the stomach back out by eating too much.
I like those too - I know a lot of people don't :-)
x
Yes, but LL should have people to look out for her
be watched 24/7, but LL could be and should be. She should be protected and anyone with any interest in this girl, either for financial or other, such as her mother, should be helping her better than this.

IMO there is no excuse for this. Maybe I am being harsh, but give me a break already with these celebs.
Just like with people
Recovering from surgery (procedures done with anesthesia) when they're older is harder for them, and you have to be super careful that they don't have any conditions that could be worsened by the medications. Please try everything you can before getting them declawed. I'm lucky, my cats love their scratch posts, but they also love picking at the carpet. I just buy rugs and stick them all over the place!
Those people should have given you (sm)
thank you notes BUT, when you give you have to give with a free and willing heart and not expect anything in return - even a thank you - because you will only get bitter waiting. Only give when you really want to and feel the need to and you will feel better about it I think.
re: people
Just me,

The Bible says in Jeremiah 17:9:
"The heart is deceitful above all things, and desperately wicked; Who can know it?"

It is our sin nature to commit sin and we're all born with it. I don't know what the percentage of sexual sin is, but I do know that it is getting more and more prevalent and has been around since bible days because we are all born sinners and we all need Jesus to save us. That doesn't mean that after we accept Jesus we stop sinning, but are more likely to be faithful when we know the Lord.

God bless!

Jan
Pod people.
It's the only explanation.  How can you not talk to people in an environment like that?! 
This really is about the right age when most people do this (sm)
I was 18 and that was 20 years ago. You cannot make her not do it. I would strongly focus right now on teaching her all the possible STDs - I mean seriously teaching her - because I got herpes from oral sex when I was 21 and did not even know you could get it that way. Just sit down with her and say, "well you have decided to do this and I don't agree with it, BUT since you are, let's look up every possible bad thing that can happen" and make sure she is extremely well informed. Even find scary pictures of HPV and look up hep B and hep C and herpes and every STD you can think of. At least then she probably will not be promiscuous and will be choosy and careful about who she is with.
and once again, people come in here and can....n/m
   
Why do people have to
make reference to a person other than "did that nice woman smile at you?"??? If she had been obese instead, would they have said..."Did that fat lady smile at you?" Just annoys me how insensitive people can be and how they can be quick to label a person without even knowing anything about them.

I would have been offended myself in this situation. HOW RUDE!
i know this will ^&*()$% people off
I personally would never have an abortion, but think of all the people who were aborted instead of being born. Maybe there is another reason that they were aborted and that society is better off as a whole because of it.
Yep. People just don't think - nm
nm
I know some people that took their son's
room away. He was about 13 and they had only been living in their new house a few months. His bedroom was in the basement with the rest of the family on the second floor. He loved his room soooo much. This was not really a bad kid, just wouldn't do homework, chores, picked on his sister, really just immature. They made him move into his little brother's room. His LB was 4 so he obviously loved having big bro for a roommate. Straightened him out rather quickly.
IMO, most people won't say anything
so i would suggest you definitely keep your eyes and ears open. chances are, being it was brought to your attention, there may be something to it.

Depending upon the gravity of it all, you may want to do some snooping, and/or check financial records and such. Whatever you do, 'protect yourself at all times',ie, cover your bases. Trust is so important with a spouse, but not a blind trust.

Depending upon other factors, you may or may not confront your spouse, but likely not. There, you lose the element of surprise, and if something is up, the coverup will be more elaborate and harder to penetrate.