The age for some retirement has changed
Posted By: Nearly there on 2007-10-27
In Reply to: Social Security - Goddess
I am almost 65 (next March) and my retirement age is 67. It has gone up with people living longer and people born around my year and later will find their social security starts later than 65. I am still working and hope to continue- I have retirement money starting next April from place outsourced from (being independent contractor, that will probably pay part of my taxes for the month, ha!) I guess I should go ahead and contact SS so I can find out if and when I should sign up.
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Retirement...
Thanks so much, I definitely will sit down and figure it out before taking drastic measures.
retirement
You know....I don't know what I was thinking of! Double-dipping sounds very attractive right now..you guys are awesome, thanks.
Retirement?
Not me, I am going to die in my chair with my foot on the pedal unless I win the lottery!
Patti, my retirement age is 67
not 64, not 66 and I think they are going up on the age requirements as I speak. As you probably know, folks living longer now and that is the reason behind that. I can draw social security now in 1 year and 10 months. Can we say goody, good and hope those fingers hold out!
Past retirement age.
NM
Close to retirement age (for me), if you could would you
take a reduction of 6% on your social security if you could - mine starts at age 66 and next year I will be 65 so that late would only mean 6% off instead of full social by the age of 66. If you had a chance, would you do that or would you wait until full and then draw plus being able to work?
If I was close to retirement, then I'd
work in a flower or gift shop or even a coffee shop part-time. It's hard to make any money doing this anymore since everything is either going low-pay/high ESL, or voice recognition, which in my opinion does not save your wrists, and you get paid less to do more as far as I'm concerned. I'm in a bad mood today, can you tell? Sorry to take it out on you, but you asked. I'm no where near retirement age by the way.
oh joy. there should be a retirement age, as in mandatory. NM
.
Having retirement, investments good but
what has happened recently with these as it pertains to the economy we are in? I worry because an elderly aunt of mine has investments which her son oversees but I have the feeling hers has probably dropped quite a bit. I have not asked but most have these days.
Retirement and info on MTs who are semi-retired
Ok, fellow workers, MTs has answered questions in the past for me. I am almost 64 and would like to be a part-time employee and get my social security; however it is of concern to me about how much a person can make a month and how many hours you are allowed to work. I hear money is taken from your SS check if you make over so much a month. I would get now $1500 plus a month from SS but I enjoy working and even work some overtime so just concerns. Anyone out there with any thoughts about this, sure would enjoy hearing from you. TIA
I am close to retirement age and got property taxes
just a few days ago, about $2,250.00- I called and asked if I got anything off when I reached another age, say 70 or so and was told in 2009 I will have reached the golden age of 65 and my taxes would be only about $800.00 per year! Good Golly Miss Molly, talk about good news! The school tax break comes through then for me. There are some good things that come with aging and this is one!
Retirement home/assisted living
Go to one of the retirement homes or the higher class assisted living complexes in your area that has a beauty shop in it and I bet dollars to doughnuts that they can give you what you want as that is how they do it for the ladies in those areas.
In April I start getting retirement money
Ok, don’t tell me to ask my accountant, don’t have so thought I would ask here. I plan on continuing to work because I want to. I am in the 30% tax range. Normally I would pay $600 per month as an independent on my taxes. With the new income, I should be paying $750.00 a month and that would be what I am making now plus the new retirement, which, of course, is counted as income and I have to pay taxes on that. This is what I am thinking- taking the $500+ per month and now I only have to take bimonthly $125.00 per month and that with the $500 per month and pay my income taxes. Does anyone have any ways to make this money grow until I pay my taxes quarterly? Banking of any kind, CDs, bonds, whatever. Any ideas out there? Thanks.
Mine hit 50% for me. So long, retirement dreams!
Even if you have not changed anything - sm
you can still develop an allergy. I was told years ago that your body chemistry changes every 7 years or so; don't know if it is true, but it seems that way in my experience. I have developed shampoo allergies in the past totally out of the blue, as well as skin sensitivity. Do patch testing on her arm, place a dab of everything she uses on her inner arm, leave on for 24-48 hours (no showers) covering with a band-aid and then check to see if there is a reaction. That is how I found out it was the shampoo I had been using for years; stopped using the shampoo and my rash went away instantly. But regardless call the dermatologist, make an appointment, I cannot believe you have not called them because you think it will take too long to explain to them the problem; tell them skin rash, period. It may just be a reaction to the drug she is on as well, so once she is off it still may take weeks to clear up and she may need somethings to counteract the reaction. My daughter a few years ago had a reaction to Omnicef, they had to put her on 2 other drugs to get the rash to go away, then taper her off them once the rash disappearred, took about 2-3 weeks for the whole process. Call doctor today, get her in ASAP!
5.4, I think. But might have changed since this was
x
I can't get into it anymore...has it changed?..
I just get "picture of the day" and not the live cam I used to see. ???
This was some years ago and probably has changed
but I was the custodial parent. My ex-husband stayed behind in child support, never caught up and owed me over 3 thousand when my child reached 18. He wanted me to "drop" off my child at another place, did not want to perhaps run into a new guy at my home and the judge said my child not a puppy dog, if he wanted to see he would have to pick her up there. Whatever the courts say, not what you or the next one says, is what goes. Getting the police involved is fruitless- they will tell you need an attorney, go thru the courts, etc. Calling them is taking up their valuable time and they are not at liberty to state who a child should go with. What kind of court order is there and if not, there certainly should be something before you start playing these games. I do not think nonpayment of child support now days plays any part in whether a child is allowed to visit with noncustodial parent. Basically when a court says so, you have to abide by their orders.
Things may have changed
when he was like 2. I will never do that again. They put a bunch of needles filled with different types of serum up both of his arms and all over his back. Then they had to be watched to see which one he reacted to the most. The allergist claimed he was allergic to every food out there and every tree and mold. So, I just laid off the milk and kept him inside on high pollen days. He would have been bubble boy. Thankfully, he's fine now other than an occasional sinus drainage problem, which I think the pollen or something or other must be high right now.
Yes, a friend of my DIL had this and changed
for the worst. She lost weight in her body but her extremities did not and she did not look that good. She changed completely in personality, went from mother and part-time teacher to thinking sex goddess, running around with lots of guys, stealing- things she never did before the bypass. I also saw a television show on bypass surgeries and the stories were similar to this, lots have experienced complete character changes.
In many ways she has changed
Far from perfect but definitely better and being with Nick has definitely helped. Of course, she was just recently holding over Sharon and Brad's head their affair and could go to jail for it, so I guess that is the Phyllis you remember. I have only been watching the show for about 3 years.
times have changed
dont make a big deal about it or it will become a big deal. so buy her the little sports bras that look like half T shirts. this is also good in the winter as it helps keep them warmer. no big deal.
I have a friend who changed her name.
She now wants to be called Sunshine. It would be one thing if the name fit her, but she's the most negative, complaining person I've ever met. I refuse to call her Sunshine. She corrects me whenever I call her by her given birth name, so I just roll my eyes and call her, "Hey!" I think it dishonors your parents to change your name. I've known her by her given name for over 20 years. I'm not changing just because she decided she doesn't like it any more.
A lot has changed in 5 years --
I don't have any personal experience with bankruptcy, but I have a few friends who do. One of them filed several years ago and I think a lot has changed since then. I don't think it's as easy to do anymore and I think you still have to pay some of it back. It's also harder if you have assets to file bankruptcy, so you might want to look into it a little better.
On an another note, it's rather upsetting that so many people think (and not just you) that it's okay to just throw your debt over your shoulder and walk away. I'm sure everyone has their reasons for racking up the debt, but in the end, it's a decision you made. I think people should be more responsible for their actions. Too many people live for the moment and let the rest of us pay for it.
I would have changed seats anyway sm
Less inconvenient than being sick! If I see someone coughing or otherwise obviously sick, I hold my breath as I walk past them if I cannot go way out of my way to walk around them...lol. I used to be a classroom reader with the first graders at my son's school...I built up quite the immune system that year ;) Didn't volunteer this year for my daughter's third grade class...lol
remember they changed it?
It always happens before Halloween however someone in the government changed the daylight savings time weeks... my calendar on sunday says "daylight savings time ends". does that mean saturday night, i guess someone said below!
Unless things have changed
As far as I know, you have to have a converter box, if you don't have a HDTV TV. You can't use a DVD or VCR player for a converter. Maybe what they meant, is if you need a converter box, and don't have one, the only way you can watch your TV, is using a DVD or VCR player, playing the DVD discs, or VCR tapes.
I have bought 5 converter boxes, ending up taking two back. First one I got was a Magnovox, and I didnt' like it. My antennas wouldn't fit it.
I took it back and exchanged it for a RCA one. I couldn't get my money back, with the coupon, so, had to exchange it, and am stuck with the RCA one. It works OK. Not great.
Then I reviewed and found the TiVax was recommended. I got it. I liked it, till I got a DVT Pal today. It is better than any of them i have tried. I traded a Zenith for it, didnt' like the Zenith. My antennas wouldn't fit it, either. So I took the Zenith back, got the DVT Pal.
The Pal is the only one , so far, that I have gotten 4 stations. The others I have only gotten 2. With the ZEnith, I got none. I think I'll stay with the DVT Pal. I have one more coupon left.
No slump here so nothing has changed. NM
X
Wow, the place sure has changed!
My hubby and I went there on our honeymoon in 1985. It was very quiet, and we went all over the place on scooters, taxis, and even rented a jeep and drove up the peninsula some 100 miles or so to see the ruins at Chichen Itza. At that time, the airport looked more like a bus station!
I would have had a great time, but it was January, and I had the flu... REAL influenza; the sort of illness where you feel like you're going to die and you just don't care. I started feeling a little ill even before we left home. By our first night there, I felt horrible and was sick for the entire week. All these years later we laugh about our honeymoon and how I walked around Cancun like a zombie.
Wills cannot be CHANGED. They can be
be contested, but the involved heirs have to agree and consent to the change in distribution.
Without their agreement nothing can be changed.
Have you changed anything in your diet?
My sister had horrible migraines about 20 years ago to the point where she thought she had a brain tumor. She found out that she has a lot of allergies to food, MSG being the worst one. She has to read labels very carefully and the big thing to stay away from is turkey. Turkey has it's own natural MSG that would put her in bed for a day with a headache if she ate it.
I hope you find a remedy that works.
Maybe the office has changed their
policy and will not just renew RXs without an exam.
Even if he truly changed, I'm just not sure if I could love him again.
I just don't know if I can ever completely trust him again and there is a panic that rises in my gut when I think about him coming back home and things going back to the way they were.
He used to steal money from me in order to buy booze because at one point I just decided I could not trust him with money, even if he had a dollar he would buy a cheap can of beer at the gas station. He had booze hidden all over the house. He would look me in the eye, drunk as a skunk, and say he hadn't been drinking. When I asked if he had booze in the house, he said "no" without batting eye.
I just don't want to walk around feeling tense all of the time and worrying if he's telling me the truth or not. Even if he does truly change, how do I get rid of my doubts? I don't know if I can ever completely trust him again and I don't want to live like that.
Hang on, though. The rate could have changed...sm
If any payments were late (or missed), the rate could have gone up astronomically for the OP. They may well have gone up and up. It's probably in the fine print of the card agreement that that will happen automatically with late payments.
And I have heard financial experts say that it's not a good idea to call and cancel a card if you still have a balance on the card, because then you have no way to negotiate with them. Though it doesn't sound like any negotiating was able to happen in this case, you're supposed to keep asking for the person's supervisor (and their supervisor, if necessay), and be persistent, until you get to talk to someone who can help you with lowering the rate and maybe waiving some of the fees.
Then I would apply for another card with a lower rate (and make darn sure you don't make any payments late or miss any payments!) and transfer that WA MU balance over (and ask if they can wave the transfer fee when you apply for the new card).
BTW, I recently applied for a credit card with WA MU because the offer was for 0% interest for 15 months on balance transfers, and the person was definitely in India. Every time I interruped him to ask him a question, it was like he then had to start over reading his "script" but I could understand him.
I asked if he could wave the balance transfer fee, and he said he was unable to do that. I didn't persist or ask to speak to his supervisor, but I should have. According to the experts, the time to negotiate is before they have your business. After they have you as a customer, they aren't so interested!
Mine is changed every 12,000 miles but
i do not use the regular oil that other cars use
I read this was changed 10 years ago what with
20-40 young adult
40-60 adult
60-80 middle-age
80-100 old age
seems a better fit in today's world of people living significantly longer than our ancestors.........
I got a couple of years until I hit middle age according to what I read 10 years ago or longer..........
Hubby changed dermatologists after...
arriving for what he had been told was the first appointment of the day, only to learn from eight other patients that they had been told the same thing.
Call again, things might have changed - nm
s
would not want scoring method changed
because if the judges had too much weight on their scores, there is never a question of who wins -- this way, a person can impress the audience with their overcoming obstacles or rate of improvement, etc, and may get to rank up there with someone who has more natural talent. This makes it more fun!
Name changed legally in the courts and
the reason for the change, he tells me, is he always since a child did not like his given name and as adult, when he could afford, changed it in the courts. He thinks the only reason they are not calling the new (like I said, old name like Lewis and new name like Lou so it is just a shortened version) is just not respecting his wishes. He has told them before, not just this time. The entire name was changed but this is the catch, when he got the thank you note for the flowers sent for the funeral, they came in his newer name!! The person who died, his aunt, always sent him notes, cards, etc. in his new name so not everyone in his family not acknowledging, only the younger siblings actually (those being in the 40s,50s group). So your answer, not just at this funeral time and did because simply hated his name for years. In talking about your friend's name change, I see you emphazied if it MEANT that much to her, pray tell, why do you think someone might do otherwise (other than being in witness protection??) Another thing, just to let you know, his mother prior to her death knew, respected and called him his newer name.
MiraLax changed my life. LOL
Seriously, though, eating a high-fiber diet did not change my issues until I met MiraLax.
I am also having some success with probiotics.
Mine's almost 47, hasn't changed. nm
nm
actually changed to satelite and don't get FX anymore
so i will have to wait until it comes out on DVT. I'm going to start a new thread about N/T...you inspired me!
How your likes changed much over the years?
It depends on what age range, 15-20, 21-25, 26-30 etc... like every five years, in regards to anything.
I'm not saying things haven't changed...
But I am saying that the people I know do NOT curse like stevedores. Which is why it baffles me when I watch a movie and everyone, men and women alike, are throwing around the F word.
My work schedule, so I changed it sm
I went to something odd at work and I think it will serve us both. As the new schedule starts on Monday, I will have from Saturday at 2 p.m. until Wednesday at 2 p.m. off this weekend and I NEED IT. Then I work 2 evenings, two 10-hour days, an 8-hour day and I am off from 2 p.m. Sunday to 2 p.m. Wednesday.
Now to fit the PT job in and around that and still have more time off.
Well, I have not changed my spending habits.
I changed my spending habits based on my own personal situation, not the fact that my neighbor has lost his job and now can't spend like that anymore.
One of our problems is that the people with all the money do not spend in proportion to their income as us poorer folks do. They save it and save it and grow more money from it and their money is not being put back into the economy.
I for one have no problem with a millionaire spending $500 for a pair of shoes or whatever else they want to spend their money on.
Take animals to the Nursing Homes and Retirement Homes and Childrens Hospitals. NM
x
Look, Walmart changed their position BECAUSE people
complained AND stopped shopping at their stores. They said they admitted they had made a mistake.
My SIL changed a couple weeks before she had my nephew.
She had to work it out with her insurance who would be paid what but if you aren't comfortable, don't go back. I'd complain to the hospital about the nurse too.
Dating question-have things changed? (sm)
Hi - I am fairly recently divorced and have been dating a man for about 5 months. We get along very well and he is very kind to me, very complimentary, we have a great time together, he tells me he loves me...but one thing is odd to me and I am not sure if it is just his personality or if things are this much different from when I dated 15 years ago before my marriage. We communicate by phone, text and e-mail, but I almost always have to initiate the conversations. He always calls, texts or e-mails me back and is happy to hear from me, has long conversations with me and says wonderful things, and is happy to get together to see each other. But unless I wait 2 or 3 days to hear from him first (which is hard for me!) he never initiates the conversations. Have I just set it up this way and now it continues that way? Does he not really like me as much as he says? We talk almost every day, and when I have asked if I am contacting him too much he says, "No! I love hearing from you. I love looking on my phone and seeing a text from you! You're not calling too much at all." So why doesn't he ever take the initiative? I mean, he is kind of shy, but we've known each other 5 months now! I've never been an aggressive type, so I guess I'm confused. Thanks for any opinions!
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