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When you retire

Posted By: ? on 2007-10-04
In Reply to:

do you plan on staying in the same home you currently are in or do you have other plans and if so, would you mind sharing them??



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Retire and then...
Go back to college and take classes for the fun of it. I always said if I hit the lotto I would become a professional student. LOL. I love learning new things. I would travel during my summer and winter breaks. I would also payoff my mother's home and buy me and my sister one. I would also buy a vacation house somewhere where my family could get away and surf.


retire
I hope to be able to keep my job until I do get closer to retirement age. . if something happened now and I lost my job, I would have to find something else quickly. .
This is where I want to retire!
Do you live on the Cape? It is sooo beautiful there.
Yes I am sure, retire early and take your - sm
benefits at a reduced rate. This is from the yearly SS Statement I get in the mail. Also in teh "Before you decide to retire" section; "If you choose to receive benefits before you reach full retirement age, your benefits will be permantely reduced. However you will receive benefits fora longer period of time." (in theory of course). This is from my statement dated August 20, 2007; I kind of doubt it has changed. I remember when my parents decided to take it early; they did not really need the money but figured what the hey, and in my mom's case it worked to their benefit. You need to do the math and figure out the year to income ratio of the difference, etc. In my case, if I take it at 62 I would get $640 a month, wow; but if I wait until I am 67 I get $914-- $274 is not a huge difference but it is to many; and a fair amount to me even now. If I wait until I am 70, I get $1134 -- $220 more a month; now I doubt I'd hold out for that, but I guess it will just depend on my health and financial situation at that time. In order to make that money/break even on my benefits I'd pass on until I was 70; I would have to live until at least 82 to have made the 32K I would have gotten had I taken the $914 at age 67. ---So in my case I sure I will take it at my specified age of 67. I like working and keeping busy. Everything will be paid for then, so I am sure I will be able to live on earnings from a PT job until I decide to collect SS. But I have a ways to go as I am only 42!
Same here - retire, hop in an RV, travel the states!
x
Finally had to retire my flip flops
We had the first significant snowfall (3-4") of the season overnight, this morning.  Time to stop the denial and get it through my head that winter is here.  I paid tribute to my flip flops on my blog.  They will be missed.