I know about the no interest loans
Posted By: Annie on 2007-06-16
In Reply to: interest-only payment - Luke S.
I had 2 - one where I moved from previously and still owned and rented that home out and my present home. We got rid of those as soon as humanly possible- those sound good but the interest soon shoots through the roof- this is why all the repossessions going on now. These are only a stepping stone- not for you to keep for years on- you will lose it all. We did not lose but then again we could afford to play around a little- does not sound like you can and you have your hands full.
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Payday loans
I'm in a jam and need to stop these bounced check fees: Just found a payday loan site (We Give Loans) which has selected two companies matched to me where I could best get such a short-term loan (Secure Money Store, Get 1500 Quick).
I've been trying to find out where they are located so I can check in with the BBB or with an agency who regulates them.
As well, I've seen no negative Google hits about any of the three of these entities, which definitely piques my interest/curiosity in and of itself.
Anybody have any experience, thoughts on this, the companies named above or on the industry overall and what to look out for?
Tx.
yes, we can have up to 3 loans with our 401k
and we can barrow no more than half of what is in it. We have 5 years to pay it off. Unless we are using it to buy our primary residence then we have 15 years. What I worry about most with that is making my paycheck too thin. They are already taking out 75 a week for health insurance, 56 for the loan, 20 for a spending account I have, plus 45 to 50 for my contribution to the 401k, 3% of my pay/per pay period.
I had also thought about barrowing against it to pay off my morguage. I owe somewhere between 7000 and 8000 at 6% interest. I went to bankrate.com and did a loan calculator and they estimated 75 per paycheck. I pay 333 a month now. It would be less a month if i did that and that would make me an official home owner, boy that would feel good.
Also the scary thing is, too many people pay off their cc only to run them up again. Once my retirement money is gone, it is gone then what
Actually, has she applied for the federal loans?
I'm sorry, I went on my own rant about private loans! Has she applied for the federal loans? All you have to do for those is fill out a FAFSA and the school should tell you how much you can get. There are two types of federal student loans and you can qualify for one of them no matter how much money you make. Those usually cover tuition and sometimes books.
The private loans come in when the federal loans aren't enough (I'm attending a private college and the federal loans aren't enough). Good luck!
Anyone know who to get college loans when you have less than good credit?
Daughter is going to school and she can get a loan with a cosigner but due to my and my husband's finances we do not qualify. Asking anyone else in the family is out of the question, tried, no luck.. Are there loans out there where my daughter would not need a cosigner. She is a first year freshman.
Have you gone through the Pell, FASA, PHEAA process yet? Some of those loans are
I would be persistent about speaking with a financial counselor. Or, perhaps, stop in your local branch bank and ask to speak to someone. Maybe they can offer some assitance; monetarily or otherwise.
Best of Luck to you.
Anyone who resorts to payday loans, credit cards or
paycheck advances should either find a better paying job or a second job. Crazy to borrow money just to live day to day. Don't bother telling me that I don't know how hard it is today to make ends meet....been there, done that then got smarter! What happens when you can't make the payday loan payment, credit card payment or you've taken such an advance on your paycheck it's gone before you get it?
If you have any interest in
plants and gardening, I notice that the nursery where I work utilizes volunteers for certain things. You might see if there are any garden nurseries or arboretums in your area that do the same. The fresh air and outside work is fun when you get to work with plants.
interest-only payment
We'll just be paying "interest only" for the house, so that would be around $2700 monthly. Do you think our combined income would be enough for this? If we don't get approved by a finance institution, someone will co-sign for us to get the house.
Of interest to Pet Lovers
Wanted to share a link for an email from my friend in Australia....
You all piqued my interest so I did some research
I had no idea what a french press was, how it's used, or nothin'. I found this site with a picture narrative and even detail on what kind of a grinder to get. Way to much work for me--I can barely operate my Mr. Coffee correctly, never mind one of these bad boys. For you coffee afficionado's though, this looks incredibly fascinating and delicious!
http://www.coffeegeek.com/guides/presspot
and why do you read posts you have no interest in?
Perhaps no life? Grow up!
isn't the interest on that pretty high?
:(
I lost interest - read why
I don't know what it was about it. I absolutely loved the show when it first began. Then the next season it got weirder and kept getting more and more weird. One time I was watching it and all of a sudden everyone was old. I couldn't figure out what it was I missed. I understand that Christian is the father of the boy, who married the girl that Christian was having sex with (the sexy model that Christian fixed from some horrible accident she was in). She ended up being a religious wack, they had a baby, were into drugs big time, mother turned lesbian, assistant in OR turned lesbian. Then not Christian but other main character (whose wife turned lesbian) the lesbian wife took off to another state with the daughter and their baby who had a horrible deformity. They had a "small person" caretaker (what he did to add to the story I don't know). The druggee son who had a gay relationship became a doctor? Whoooo-boy, I just got too confused that I lost interest. It reminded me of how I feel when I watch the show "Lost" - lost. I do like all the actors and actresses though. Have seen them in other shows/movies. They are good but I just don't understand the story anymore.
Just closed on 4.375 interest rate! nm
If you are that concerned about a potential love interest
check out abika.com. There are a million ways to find information on someone - for a price. There is no such thing as protected privacy anymore. Remember, though, saavy suitors can find the same information about your mom in the same way. She doesn't have to know you are doing it either. They have one section where all you need is their screen name from one of maybe 3 or 4 of the major dating sites to start a search.
I don't know the answer about the SS benefits.
Point of interest-use older eggs for hardboiled,
x
Pay off highest interest rate debt first, then the next, and onto the next. The house can wait. Do
dd
Negotiate lower interest rates on your credit cards
It’s worth a shot, and some credit card companies might do it if you’ve been a faithful customer or you threaten to balance transfer to another card.Buy a texting plan for your cell phone. Texting has become unbelievably popular. I have no idea why, because it seems like a pain in the butt, but it’s typically 15 cents for every message you send and receive. This adds up, so better off paying $5 to $10 a month for the add-on plan if you’re addicted to texting.
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