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Don't forget, doctors are paying out a mint in malpractice insurance.

Posted By: NM on 2005-09-27
In Reply to: The changes are in the medical care area. Doctors want to make - money. Ins. do not want to pay.

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You have that right. Malpractice insurance for neuro sm

I worked for was around $25,000 a year (in 2000) , but the neurosurgeon in the next office paid almost a half million dollars in malpractice insurance yearly.


How's that for expenses?


Keep in mind the state of the art equipment that the hospitals now have to save people that they didn't have back in even the 1990's.  Unfortunately, everyone has to pay their share for upkeep I suppose.  I got a bill for almost $500 for a quick care appointment for an eye irritation that turned out to be nothing.  Insurance paid $98.00 of it.


I wouldn't have bothered, but as you all know, it isn't easy doing MT work with one eye shut.


medical malpractice insurance
I was wondering if anyone knows a good insurance agency to talk to or get online info about, for medical malpractice insurance. I am in school right now and I have to get info. on cost and coverage of medical malpractice insurance for a project, and I am having trouble finding a good website. So if someone could give me some info. that would be great.
I'm with you on the illegals, but paying taxes is not an insurance policy.
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Everyone is PAYING for health insurance now because of soaring cost
of health insurance to employer. Retirement plans are also being retracted. It's a tough world out there and it's not the employer's responsibility to absorb the cost of insurance for employees. I know my company keeps raising my rate for family coverage and I pay for it or go to Sam's Club to buy it myself.

By the way, if you are interested in why companies are outsourcing it is because of the costs of the benefits for employees. I am working on a hospital account for my national MT company who has turned all work over to my company. It is a HUGE teaching hospital. They find it cheaper to pay my company than to pay employees an hourly wage plus benefits. And that is why so many jobs are being outsourced.
my opinion, when doctors controlled the money rathe than the insurance
companies (government) there much more money to go around, and in my experience the doctors shared it. their BUSINESS MANAGERS in their offices (women) were tighter than rubber bands, and unwilling to pay anyone what they were worth, but the actual doctors I have worked for, whether in the hospital setting or in private practice (doing transcription) were extremely generous...

I worked for one who was fighting quite actively in an organization to give doctors back control over their patients, but in the end, the insurance companies won and that who is controlling our profession and driving it.

they always claimed the doctors were getting too much money, but at least they shared it. now with the insurance companies controlling the money, who knows who gets it.

think about it...every hospital I know or have worked for, made major cuts in the last decade, many completing eliminating ancillary departments entirely, letting go full-time employees.

so, where did all that money go they saved? it certainly did not get passed-on to the patients, and even nurses are cut back.

seems to me the government (insurance companies) and administration is getting it.

before capitation came along, hospitals were in the business of healing the sick, and taking care of the POOR. now they are just businesses, like Walmart.

those of us in our 40s and 50s, it has been sad to see the decline in the way it used to be...I was always in awe when I would walk into the hospital to work in Med Records/Transcription. such a sense of amazement and 'security' within the walls...

the halls used to be bustling and FULL of doctors, students, nurses, office people....when I left a few years ago, the halls were silent and somehow kind of creepy. it saddened me a great deal.

rather than attend to patients in a selfless way, everyone is treated as an annoyance, if they need too much care, or if something goes wrong they are not DRG'd for! not even doctors can get your illness covered, it is all in the hands of the insurance companies/govt.

you might as well have dollar bills laying in the beds.
I think it's the Baskin Robbins Chocolate Mint hard candies
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What about malpractice cases?
If the jury sees a report in "ebonics" vs standard English it - is not going to help that physician's case. When push comes to shove that piece of paper that he dictated/signed is his a vital part of his defense.
It doesn't matter what kind of care the dr gave, if it's not documented in a way that is acceptable to the community it will not "cover" him.

Medical Malpractice lawyer work

I've read here before about some MTs who work for RNs transcribing their notes for medical malpractice lawyers, particularly in So Cal.  If anyone out there can give me more info such as need, what to charge, how to find, etc, I would be so grateful---I'm an MT/editor/quality auditor with 10 years' experience needing to make more money out of my skills.


Thanks!


you must live in Florida or NY - malpractice is really high
I have heard of a couple of places asking you to pay for malpractice insurance, but I truly feel it is up to the company to do that. I, personally, wouldn't pay for it whatsoever!
Work in a hospital and no one cares about quality, unless there is a malpractice law suit involved.

All anyone worries about is quantity.  The work is terrible and the only time anyone even acknowledges it is when a doctor is being sued.   When my son was operated on I had to marked his leg in permanent marker before surgery because left/right get mixed up so much.  You can tell reports that comes from India and my supervisor sits there and laughs with us.  Due to the "freeze" we haven't had raises in over 5 years.  


 


anon - the almighty $ will show in personal injury/malpractice cases. (nm)
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I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
What are you paying your MTs? If you're only paying 7 or 8 cpl

and expecting extremely experienced MTs, forget it. You're not going to get it.  If, however, you're willing to pay 9 or more cpl then you will find what you're looking for. There ARE experienced MTs out there who will work their fingers to the bone IF they are compensated well and treated with respect.


ATT- I was paying $320 for 7000 minutes, I am now paying $175 for 5000 minutes in CA. nm
nm
Don't forget to ask...

What types of accounts you will have and whether you will have backups if your primary runs out of work. Do they pay for spaces and use of expansions or normals? Are hours flexible if you need it? Is there any charge for equipment? software? Is tech support available all the time? How soon do the bennies such as health insurance kick in? How often do you get paid and when can you expect your first paycheck? Do they give pay raises, incentives or anything else that can increase your income? What kind of training will you get until you are comfortable with the accounts? Are there a lot of ESLs? 


Whether they answer any questions honestly or not you will find out when you get started. Probably best to run the company name on MTStars and see what you get. Good luck!   


Will never forget
nm
Yep, and don't forget 100% QA! LOL. Seriously, I
x
yes, that's what I always do, but don't forget
Frozen ham has a tendency to taste saltier, so when you use it, you probably won't need to add any salt.
and don't forget
Don't forget that before white out and all the other things, we had to use a razor blade to remove errors from ALL of the copies. I worked for a VA Hospital and everything had about 6 or 7 copies. Cut many a finger in those days, but learned how to be accurate really fast.
Forget about them and those like them and
live your life, period. I wish I could post a saying I got from Mother Theresa the other day but it does something like this:
People will hate you. Do good anyway. It was never about them, it's only about you and God. Something along those lines. And only half of these posts are nuts.
I'm sorry, but how can someone just forget...
Valentine's Day? That's like forgetting it's Christmas.  It's all over the TV, in the stores, everywhere you go, there was something about Valentine's Day.  I don't buy the "forgetting" thing at all...unless he lives under a rock or in a cave, he didn't forget...
Better to forget IC at 6 to 8 CPL
After you pay your taxes, it averages only 4 to 6 CPL.  I would rather be an employee.  Never will go IC again.
And let's not forget..............nm

Don't forget sm
you'll probably be typing headers and a bunch of junk. Not for me, but if you do it, make sure you'll get paid for it.
don't forget a
It really helps if you can have someone who is just in charge of the money. They could sit at a table and concentrate on just taking in the money. You can get really distracted when buyers want to ask you about merchandise. So much fun at the end of the day adding it all up and treating yourself to a yummy lunch!
just like me to forget something..
also must pay local tax and Soc Sec tax of 15%.  Yuck!
yes, and don't forget
x
Oh and don't forget...

the one I came across that took it to the bathroom with him and it was still running!!!  GROSS!!!!!!! 


Forget it. You do not need it.
x
don't forget to look at
overstock.com when purchasing! I've found a couple of books there cheap, and the shipping is usually cheap, too. They do have the CD version for $42 and change right now with $1.40 shipping.
Sometimes they forget
My friend is a speech pathologist. She told me that before she met me, she never used to think of the transcriptionist. She hated dictating, but she had to do it. So she used to dictate as fast as possible just to get it over with, not thinking that someone had to figure out what she was saying. But now she makes an effort to be understood and actually acknowledges MT and will say good day and thank you.
Don't forget.....
Work is not guaranteed, no pay for downtime (or rarely), must know all specialties, be around when work is there - not necessarily what you agreed to, work over or get no work, be availabe via phone, messagers and email, oh and be an Office and Word expert cause we aren't providing any help with that...Plus, lunch is at your desk...I bet starbucks even gives you a lunch break without whining about it.
Don't forget to consider your
chair height and whether your hands are too high compared to your elbows.

Don't forget
Things like benefits, paid holidays, vacation and sick pay. Those all add to your per line rate as an employee, and you should be compensated appropriately to offset these things as an IC.
Forget it
You won't get a vacation unless you can find another IC or two who can fill in for you. Also, you will need to schedule around your doctors' vacations - at this point in my life, I don't want to work around the clock anymore and I wouldn't do it, but if you're up for it, you go girl.

Should be FORGET actually, sorry! nm
@
Don't forget also that
the SKY IS FALLING THE SKY IS FALLING !!! Run to your underground shelter ASAP !
Don't forget this cutie!
sexy
so true and don't forget

my head hurts from the whinnnnnney voice and her total clueless-ness of what


an MT does.


Don't forget the so ever "critical" ....sm
omission of apostrophe's now.  According to them it's no longer Alzheimer's disease but Alzheimer disease.   Sounds stupid as crap and makes it look like we're a bunch of idiots to type things this way. 
don't forget the shoe
x
WHAT? SO YOU WANT US TO FORGET YESTERDAY?

.


Don't forget Poophead...

Don't forget the tax deductions
Pleae keep all your receipts for hearing-aids/batteries, etc. and check with your tax preparer at year's end or before. I would think this would be deductible but worth asking about.
Forget about it. Some people only come here

to criticize others because they have nothing in their real lives to feel good about.  If they have to go around telling us what we do "wrong" and how perfect they are, they have some serious self esteem issues there.  Nice judgmental personality types, too.


There's a big difference between an occasional alcoholic beverage and a full-blown substance abuse problem.  Unfortunately, public schools teach kids that their parents are "doing drugs" if we imbibe at all.  DH and I like an occasional cold Corona with lime to wash down spicy food.  Now, our kid thinks we're going to be arrested or die from "doing drugs".


Life isn't black or white, all or nothing, good or bad.  There are a lot of gray areas out there.  Some people on the boards need to learn that they aren't perfect enough to pass judgment on the rest of us.  There's only ONE person who's fit to do that.


Okay, bye! Don't forget to take your meds on the way out!
The level of anger and frustration is actually quite sad.
Oh and before I forget, I am so glad I did not
listen to you all and panic and take him to the hospital.  There was no reason for it as, come to find out, angioedema is NOT lifethreatening (very rarely is it) and only when there is difficulty breathing.  Talk about a bunch of panic-ridden posters!!  WOW!!!
set hours forget about it
not with kids
um because they forget to change the nm to
a simple forgetful error - no need to *vent* about it.....we all do the best we can.....  
I think I could forgive..but not forget.

If either him or I cheated, the trust is gone in the marriage.  I think I would forgive him (not right away) as he is the father of my kids and I will always have a relationship with him whether married or not, but I I think at that point, the marriage would be over.  That's what marriage is to me, loyalty to each other.  I would say he feels the same way.  I can forgive anyone, it's just my nature, but I don't forget.


DON'T FORGET TO VOTE!
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