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OUCH! I had a private policy with BC/BS for $180/month sm

Posted By: ltmt on 2007-01-09
In Reply to: They are very expensive. I did a search a few years ago - me

and it was a pretty good plan -- Affordablue -- had a $25 copay for office visits or something like that.  That was just a single plan, though.  It included dental coverage too, bot other than covering for routine cleaning and such, it was kind of useless when paying for crowns and other "big" items.


Sounds like you have a good deal.  Fortunately, I am working for Transtech now and have affordable insurance .. whew! 



 




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You'd be better off getting a private policy. Premiums are
cheaper, though still expensive, and you don't have to worry about insurance if you make a job change.   Shop around, should be able to get a family policy for about $400.00/mo. 
I pay $35/month through Vonage for unlimited LD. Local phone co. charges $50/month. NM
x
Ouch!!!
How long before you were back xcribing? I fractured mine last Friday and cannot reach the mouse without it being painful or feeling like the break is popping in and out. I am in a figure 8 harness. Not very comfortable to say the least.
Wow!!!!??????? What is ouch about it???
Why would that hurt? It is soap. You use it on your hands and it doesn't hurt. Geez!!!!!!!!!
ouch
I cannot get past her look - can you say Elf???
Ouch!
I am sorry your postings included corrections on your spelling, etc. We all make mistakes. I would never point out mistakes from an email to a coworker of mine and we are all transcriptionists and friends also. I like to think we are all on the same team! Anywho, I have never been stalked in that way, but I would block e-mail also and use the same ideas the other ladies had about this. I'm sure they will get the hint! Hopefully "they" will get the hint and leave you alone soon. I wouldn't advise going any further really. I think it would be a waste of your time and energy which could be better used finding the perfect job for you! I would just chalk it up to the fact that I am so wonderful that companies are actually stalking me for my expertise! Good luck in your search for a new job, friend.
Ouch!

Can't really say it's the thought that counts with something like that, huh?  What  a kick in the nuts. 


The sad part is, I felt guilty asking but I feel cornered.  I'm the sole support of my busted-a$$ 2-member household and the oil tank is empty, has been since last winter, and the cost of firewood went up, food went up, electricity, etc.  I'm watching my little American Dream go right down the crapper and frankly it's scaring the heck out of me.  Someone was mentioning abdominal pains the other day on here...I haven't poo'd in about a week--I kid you not.  I get so jealous when I hear others say they only have to work part-time or not work at all because hubby brings in the cash and bennies, but I'm really just wishing I could be them! 


Oh well.  At least we got dental benefits so now I can almost afford to get my teeth looked at for the first time in 20 years!  Only lost one in the interim! 



  


Ouch---Just trying to help her out
She's a widow (husband did not have life insurance), lost her job about a month ago, and is seeking anything to pay the bills.  She is not a Transcriptionist and transcription is only a VERY SMALL part of the job she's applying for.  However, as we all know, most of us use our spellcheck on a regular basis, or at least our lovely specialty dictionary, and she thought the job would work out okay when being able to utilize the spellchecker.  I have to agree with her on that point.  The spelling test she has to take is a written test before ever even being allowed to take the transcription part of the test and is not over basic terms, grammar, and such but over police type terms, which commoners would not use on a daily basis.
ouch...
I am hoping it is something simple like the video card but if it is the motherboard I need to weigh my options...I have a laptop that I got brand new at Christmas time so I really could wait for another desktop for a while...but then if I wait something might happen to the laptop...in my mind anyway---lol...
Appendicitis...ouch!.........sm
Right lower quadrant... and "VERY" tender on palpation.
Ouch, that's the pits

I worked for hospitals on Long Island in the early 1980s, and I was getting $8.00 per hour with benefits. And in those days, you didn't have to pay for medical insurance.


Ouch....worse than me...sm
It's been 10 years for me too, but I do occasionally manage a weekend if I work 14 hour week days.  Usually work 11-12 hour days.  I'm having a light day today which is extremely unusual.  I have 4 years to go and sometimes not sure I'll make it!
Wow. Popup ad. Ouch!
Am I the only one that got nailed with a mosquito-buzzing popup ad when clicking a link to read a message today? As a transcriptionist, my headset is almost always on and normally at full-blast as well. I understand MTStars need for advertising support, but is there a way to limit it to silent adverts only? That nearly blew my eardrums!
Ouch! HAHA :)
x
OUCH! Bet that hurt!!

Well I'm doing this full time and ouch !!!

How do you make any money???? Typing and shortcuts is not the problem but trying to figure out some of what the dictators are saying is time consuming... How do you make money????????????


Though I love the research and find this interesting 40.00 a day is not going to cut it... Does it get better?????  I feel stupid !!!!!!!!!!!!!


pt does get her mammagram daily. LOL ouch sm

GYN HISTORY


G2, P2.  Her pregnancies were uncomplicated.  She has not seen a gynecologist in over two years, but she does get her mammogram daily.    Uhhh.... I don't think so Mr. MD!!!   You couldn't get me to do that daily if ya paid me!


Ouch! How'd you do that? You'll get used to using the other foot.
I had to use my other foot for a while because my sciatica was acting up. Hope you feel better soon!
OUCH!!!! think I'll pass on the....nm

Oh, ouch! I hope things improve soon!
That's the very reason I've never took that plunge into independent...it's just so HARD for you guys. Hats off to you for all your hard work. Good luck.
Ouch. I happen to agree with her. 15 years sm
here - and I would not recommend this field to anyone. She asked for opinions and we gave ours - we did not "make" our problems anybody else's.
P.S. The temperamental Sony unit was a bargain at $100! Ouch!
Anybody want to sell me a bridge?
I know a group of Docs (GPs) that type their own notes!!! OUCH! nm
x
Policy (SM)
There is policy about this.

Please write the Administrator about this (admin@mtstars.com).

Goldbird
I think the policy is
as long as they have an American office (storefront) they are still considered American and they do not allow offshore MT's to post resumes - but that is an I think.
M-TEC has a Basic program (12 month) and a Premier program (18 month). To WAH, you should take the P
:)
oh my gosh, would you, yourself, bathe in DAWN dish soap - ouch!
no, no, no, no, no, no, no.
not so good I'm afraid. ovarian cyst really hurting <>. hopefully will get better. nm
.
If only this policy was followed with consistency, now that would be new!
x
It seems like you have to ask the company what their policy is (nm)
x
you may have been sold that policy
it doesn't mean you could have collected on it.
Yes, came from hosp. If was co. policy, they
x
Check the policy. It says......
unlimited long distance, person to person, then you will get busted. It may take a little while but they'll get you. I learned the hard way. I used Vonage and it worked great.
Honesty best policy
I don't think it would reflect badly on your son if you're just honest with the person who hired you about not being able to be on your feet for so long. I would suggest telling him/her that you didn't realize how difficult it would be to be on your feet for so many hours and that you've made a mistake. I think everything should work out just fine in the end :)
If it is your company policy, then you have
to do it. I would keep track of it though, check for errors, etc.
Not if you have a company policy

I never said it was an insurance policy. Are there not programs set
up for a reason? Is there no government assistance programs set up so that people can get help momentarily when they need it? I am not talking about depending on it. I am talking about OUR tax dollars going back to us during a time of legitimate NEED, not out of laziness. Do you think they are better spent in Iraq or a lot of other bull crap spending that is done on people not in our own country? We pay for this! No we don't have to expect our government to help us in times of need. Move to freaking Africa. Those views would fit in real good over there. I hope your kids go to private school. Wouldn't want the government taking OUR earned money and spending it back on us.

Deletions are made according to policy. (SM)
If you have a complaint about a post, take it to the Monitor board.

Goldbird
Or try to get the kids a separate policy
xx
Fair Access policy
I have DW7000 professional and even with the extra download and upload capability they will still shut me down if I go over their limit. Also I am on SatMex and have had occasional trouble as long as I have had the system. Sometimes I just want to run over the dish and modem with my Jeep!!
I would read your health ins. policy

My husband's policy specifically states that even if a married couple get separated the spouse no longer has insurance coverage!  The coverage definitely stops, on my husband's policy, when a divorce is final.


I would want to read a copy of the health ins. policy for sure. Just my 2 cents. :)


Each company has their own policy for how they handle it.
I only worked for one company that deducted and that was YOG.  There is no industry standard, at least that I am aware of.   I'm going on 6 years at my current company and have never had a deduct. 
That depends on the company's policy.
Each company defines it's own policy. Most all do pay it out but since offering paid time off is not mandatory by any federal or state government, there is no mandate that a company HAS to pay out any accrued but unused paid time off.

Your Human Resources or Benefits Department will be able to direct you to the policies that govern this for your employer.

Ex-HR'r
Official policy puts it best . . .
from the 2002 AAMT Book of Style:

"Obscenities, profanities, and vulgarities do not belong in a patient's record unless they are part of direct quotations that are essential to a report."

In 20+ years of transcribing, mostly psychiatry, with, as one might imagine, a lot of profanity, I've always just typed whatever the clinician quoted the patient as saying, and have never had a complaint.

Good luck,

CTT

Advertising policy of MTStars...
Many of you haven't noticed Advertising policy of MTStars lately.

http://www.mtstars.com/advertising.htm

No more sponsorships from MTSOs etc. The truth is being spoken on these boards and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.

I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
It's the advertising policy of MTStars..
Many of you haven't noticed Advertising policy of MTStars lately.

http://www.mtstars.com/advertising.htm

No more sponsorships from MTSOs etc. The truth is being spoken on these boards after change in administration and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.

I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
Looks to me like this is the current policy, approved 10/2004, and
nm
Health Insurance policy for 2006
is now charging a supplement payment for smokers and those that live with smokers. Does anyone else have this policy or getting for the next year? This not through MT companies.
Well, my life insurance policy is worth more than I am,
especially the more I try to make MT work for me. Oh, well. It used to be a lot worse. I cut up my credit cards and made power payments on those. I have my first credit card now in 10 years. Yours isn't bad. You can do it.
The national I work for has a no blank policy. sm
Plus you have to have 90% no blanks to QA to get bonuses and to maintain full-time status. This is very hard sometimes with some of the dictators that dictate from across the room, while the ward is going ape, and this all right next to the telemetry monitor and the ringing phone or at home with the yapping dogs in the background.

But I have found our QA to be forgiving and understanding, so I am getting more comfortable. I think they have a high standard so we will step higher, but they understand the reality, which I think is good.

DH says he definitely would not go through what I go through to be sure there are no blanks, but I am hoping that in time it will get easier, and I will get more productive, and I think it is.

I know you are looking for BCBS, but my United HealthCare policy SM

will allow my kids to stay on until they are 26 if they are not married and still living at home, whether they are in college or not.  I double checked about it, and it's true.  Also my dental is the same way but a different carrier.