That was with full benefits, which are the same benefits as an in-office employee for the QA staff..
Posted By: ex-MQ editor on 2005-09-12
In Reply to: Is that with or without benefits - working as editor at MQ?
However, I hear that their current QA staff are being asked to reach numbers that are out of sight and goals are basically impossible.
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IC positions offer no benefits, employee positions off full benefits, so if you do not need
benefits, then IC would be best.
$16/hr with full benefits at home.
nn
I pay .108 cpl, full benefits including PTO. sm
I do not have high turnover but have had accounts stolen out from under me by offshore MTSOs charging 8 to 10 cpl. I can't raise rates because no one will pay them. I am not unhappy, just realistic that the AHDI and their support of offshore companies has made the smaller MTSOs in the USA suffer greatly.
I have employees not ICs and know how to schedule. 4 MTs that were to work did not so I picked up the slack. I was not complaining, just stating facts of why the industry is going downhill.
I was making 14.06/hr with full benefits in Calif. (nm)
dd
48K with full benefits, 40 hours per week,
I also have a PT subcontractor position (about 5 to 7 hours a week), made about 7K last year.
I don't buy that. Benefits should be part of being an employee. sm
Why else would one want to be an "employee" and be required to work certain hours if not for the benefits. I work for a mid-sized company, and we get paid for stated holidays plus PTO. We must ask for the day off, but we get paid either way. If we choose to work the holiday, we get holiday plus plus our line rate pay. However, I don't find our PTO generous since sick time, downtime, and vacation time is all rolled into PTO.
Made $5,500/yr. with full benefits at hospital. Rent 175.00. Car 75.00
I think back then we made more than the average secretary and the cost of living (Morgantown, WV) was low. I just remember that I had raises every year, one for performance and another for cost of living raises. My pay went up a few thousand every year with the raises, that much I recall. This was in 1977. West Virginia University Hospital. We had to be there at 8:15, one hour paid lunch, two 15 minute breaks and went home at 3:15. My supervisor sometimes took naps in the employee lounge. She was kick back. I learned how to speed read by researching Dorland's but terminology was not too out of the ordinary from what I recall. People who were ill back then had the usual problems (gallbladder, kidney stones, etc).
my full retirement age is 67 according to my estimated benefits paper - nm
x
What if you are employee.. but no benefits, no paid vacation
nm
What are the benefits of working as a statutory employee?
x
if you have benefits, doesnt that make you an employee?
nm
own accounts, IC, employee with benefits, acute or clinic?
nm
variables: clinic v. acute, employee (benefits) v. IC (pay taxes);
nm
I have found that when you switch over to other accounts that have a full staff then you have no
work anyway because the main people have the account and if they have had it for awhile it seems the clients like that. Sometimes best to hit a new account when they get it to start from scratch. Many times if an account is full of MTs they wont move you on it.
Right Now, we do get benefits
but MQ is trying to change that, of course. They are trying to get our hospital to outsource everything to them, which would then mean i can work for MQ or leave. I hate MQ. I want to see them exposed for what they really are and I want to see everybody that have hurt, be compensated.
You can do that with benefits too, ya know.
:)
As long as you're happy, it pays your bills, and you can make ends meet at tax time, that's all that counts. :)
Is that with or without benefits
Do they have Editor positions as SE?
If you don't need benefits, look into
doing house cleaning for individuals on a weekly basis. Lots of under-the-table money to be made from what I used to see when I worked at a bank (and saw deposits of gals doing housekeeping). Weekly house cleaning is no longer limited to the well off professionals.
I was in QuickLube, or whatever it's called this week, and a 70-something lady was talking about her work as a home aide - light housekeeping and cooking and companionship - no medical stuff. She got her referrals through her church and was charging $10/hour.
Unfortunately, some of us need benefits.
Not even in the salad days did I make anywhere near that. In fact, most of the services I know don't charge that.
It's all about the benefits
Hospitals don't want to pay the benes. The hospital where I used to work was sold and the new owners threw us all out plus the service we used. My benefits alone costed the hospital roughly $5000 per year x that by 15 transcriptionists. Plus they provided everything for us, equip, desk, computer, etc.
Apparently they contracted a service for X amount of dollars per month/year to do it for them. No messing around with line counts and they always know what it will cost them.
Can you name some benefits for
the American MT to become certified? Please tell me how AAMT has changed the average MT's job security, satisfaction, etc. All I see is that they have given up on us and moved overseas to start programs and gain overseas members.
well, there are some benefits to having your own
was asking you to go away. A blog serves a similar purpose and in fact you may find a wider range of readers, interactions and help than what you may get on this web site. Yes, I have seen others here say they would start their own blog and have seen a couple of them, so it wasn't an only you thing (at least I didn't see it that way).
Benefits can add up to $10,000 though. (nt)
Tax benefits
I guess I just like knowing I own my own business and I made it what it is today. I like getting out and delivering. Talking to the people in the office making personal contact. Working as much as I want. I also like the write offs and paying less than $1,000 taxes per year. To each their own. To me this is the answer. Most on this board all they do is say that there is no way to make 50K a year and I simply gave an example of how you can do it. I am not knocking you, you seem to have done it I just like doing it "my way" as Frank Sinatra would say. Best of luck to you.
If you do not need benefits then you would
there is more leg work involved especially when first landing an account. The other problem is that even when you have a contract with them they can break it any time for someone who charges less. So you must remain humble with your pricing. When you have your own accounts, you have cut out the middle man, BUT, you must chase down your money. In my experience, the Transcriptionist must get paid LAST because most weeks, I have to ask nicely or do without. Have a safety net, an account to borrow from until you get paid because a lot of the time they pull OOPS, forgot your write your check, or OOPS doc needs to sign it or you just wonder when you'll get it. Just SOME things to consider, but good luck on whatever you decide. 
IC - No benefits with this doc
I was total IC before. I dropped my other accounts and went the employee route for the bennies and so taxes are taken out. Now I get days and holidays off, too. That's a first. Worked 9 years 7/7, 12-14 hours a day, 3 days off a year for family.
What no one seems to realize that in my area, money is tight and so I can't charge the same as someone in a city or heavily populated area can charge. Jobs just aren't here.
Benefits
They cannot give you benefits if you are an IC. If they did they would have to turn you into employees. This is not just my opinion they are IRS rules.
My pay is okay - just no more benefits
It has become a matter of taking a higher cpl w/o benefits or lower cpl with benefits in this industry...as well as those employers who want (example) 7 years of experience for 5-6 cpl. Anyone accepting that should be ashamed to call themselves an MT. I make only slightly less than I did 5 years ago. Now I make 11 cpl on a 65 line count versus 11-12 cpl on a gross line - the difference though, is that I had paid benefits then which I don't have now. The other difference is that when I could work in DOS and create all reports into one file to send at the end of the day, I could routinely produced over 350 lph (and never, ever work more than 6 hours a day, 5 days a week!). Now that I have to work on a platform that requires individual reports being submitted, I've really taken a hit in how many lph I can produce. I still work less than 40 hr/wk, though.
I truly believe in working smarter than harder. If a company offers a platform or dictators that prevent me from making a minimum of 200 lph or more, then I don't work for them. If I can't use my abbreviations that I've built over the past 10 years, then I won't work for that company. If I can't have benefits paid by the company AND the cpl I want, then yes, I will be an independent contractor and take all the tax benefits I can. Last year, I only paid $268 in federal taxes for the entire year.
I have to work around my child as well (I am single) and I am fortunate that my training days are well behind me. I still have a good life and good income, but I am choosy about the company I will work for. When I am older and things change significantly that I make less than $40k/yr, then I will go back into coding and have a job with good pay and benefits. I can't see staying in a profession if it doesn't benefit me the way I need it to.
About benefits
After I wrote my last post I was just thinking about the benefits. I was with Keystrokes for a while and you can be an employee with them and still get the flexibility of 24 hour TAT and therefore you can get the benefits. So it's not impossible to get benefits and flexibility. I know the Keystrokes ortho accounts offer 24 hour TAT, not sure if it's all of the ortho accounts, but I know some of them do. I'm not sure if they have other specialties that have the 24 hour TAT. Good luck.
Benefits
The only "benefits" an IC gets is being able to make their own schedule. We do not get any medical, dental, retirement. We furnish our own equipment, do our own taxes, and do not get paid vacation or holidays.
benefits?
I know people who would change bedpans, just to get a hospital job because of the great benefits package. No judgement on types of jobs some of us would or wouldn't actually consider doing, but bottom line for some people is a steady paycheck and health insurance.
benefits
They do have good benefits and I did look into the kitchen job a bit more. I have not called HR yet. I guess my main point is I am surprised that the HR person did not follow through and let me know there is not an MT job. She did not indicate that when I met with her. I am also surprised that the application went to another department but if that is the way it is done, ok, fine. I do not feel I am a prima dona. I would have understood them passing the application on to perhaps the business office or something else in the medical record department. The job asked for an experienced MT so I was just responding to that particular job.
No Benefits
I'm an independent contractor and so I don't receive any benefits. The reason I stay as an IC is because it allowed me to obtain one degree, and now I'm going back to obtain my nursing degree, and so I like the fact that as an IC, I can set my own hours and that kind of thing...so unfortunately, the penalty for that is not having insurance, paid time off, etc., but I hope it will all be worth it in the end when I'm a nurse! And, I don't mind answering any questions at all...so feel free to ask.
Have a good day!
CMT benefits
Company I work for pays 1 cent per line more for CMT, also provides gift certificates for several webinars a year so does not cost me much.
Benefits
Just found out benefit premiums are going up over $100 more a month. I am hardly getting by as is, let alone when benefits go up. I have to carry the insurance for my entire family (husband is self employed). If someone works for a company that offers good coverage (deductible $1000 or less and copays $30 or less) and cheap premiums (i.e. less than $500/mo for family coverage), could you please let me know. I would greatly appreciate it. Thank you.
Benefits (sm)
115V AC
3-prong grounded plugs
dust cover provided
I have benefits.
I am an employee though, so make less per line than an IC, and don't get to choose my schedule. Worth it to get benefits though. You just have to find a company willing to hire you as an employee.
do we get benefits?
What's a benefit????
No more benefits, either
I didn't either think about benefits when I posted. I got two weeks paid vacation a year plus paid health insurance and matching taxes deducted through paycheck. Now as an IC, I don't get any of those things. The one thing I have now that I did not have even in 2002 was cable internet, but didn't really need it as much then.
Have you added in the other benefits
The company has great benefits that can add up to several thousand a year. Paid downtime. Paid holidays. Vacation/PTO starting the first year. No equipment rental fee. Big discount on word books. Rental library for medical education. Reimbursement for continuing education. Decent insurance. Might make a difference.
ICs don't have benefits, so you'll have to get
outside insurance. I don't know of any insurance that will cover pre-existing conditions or if they do your premium will triple. Go to e-insurance.com and you get rate quotes there. You can also call insurance companies in your yellow pages that write health insurance policies. BC/BS is one of the cheaper ones. You might want to look into just a major medical policy, very high deductible, lower premiums, basically only good in the even of a catastrophic event. You can also look into a medical savings account to see if you qualify.
Whatcha got? Pay? Benefits? SM
How does your deal work?
Benefits Question
I am curious as to if anyone has found a company that pays benefits after 90 days. I have heard horror stories of companies who don't. Thank you for your input.
What are the benefits of IC status? nm
I would suggest only if you need benefits.
a
Medware has benefits???
The only benefit I heard of was their paying half of self-employment taxes. They said they do not offer full-time employment; they offer statutory employment which means they offer one benefit--the full-time employment tax half-payment. Where do I find out about the medical, dental, etc. you mentioned?
Do you find BayScribe easy to use and to learn?
About how many lines per hour is your average? How many on a good day? I'm just wondering about what productivity people are REALLY having in the company, as opposed to what a recruiter might tell me.
Yes, they do offer benefits.
I wasn't aware that they hired SE or IC. I was only offered FT or PT employee status with a set schedule.
I would take it just for the insurance benefits. sm
Those sound awesome.
Be aware that your benefits will SM
likely be less than what you are getting now and more importantly, THEY WILL BE TIED TO WHETHER YOU MAKE PRODUCTION QUOTAS OR NOT. Spheris has a rule where if you are not making your production quota for whatever reason you are placed on PART-TIME status and are not eligible for full-time benefits for something like 3 months.
Well then, you will be an IC. Are they taking away your benefits? nm
x
hourly plus benefits sm
Not sure what they pay by the hour though.
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