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have a friend who does car sales

Posted By: heard this too on 2006-03-14
In Reply to: My hubby was a car salesman... - MTPockets

She said some banks won't finance KIAs because of that.  Way too easy to stay upside down in your financing.


 




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How about your husband tells the friend to tell his female friend to lose the #?
x
A friend of a friend is taking CareerStep - sm
she is under the misguided idea that she will be making very good $ upon completing the course (a friend of hers supposedly makes $55K a year). I told her no way, at least not starting out and not unless all the factors click together, i.e. good typing speed, good pay (not for a newbie), good dictators (unlikely) and dedication to working hard. I told her what I make after 5 years (16K) but that is PT and I have the potential to double that if I would push myself, not procrastinate so much (I web surf way too much) and work more than I already do. I am not a fast typist but am good at what I do. I will be surprised if she follows though. She told me she'd call me when she finished the course, I just hope she is ready for reality.
i'm right there with you. i was in sales
for 15+ yrs and turned to MT so that i could get away from the mean world. 90% of people have the attitude that "start off evil and you'll get what you want faster and sometimes even more than you wanted just to get rid of them".  i hardly ever hear please or thank you from someone.  i'm teaching my 3 yo please/thank you/share/etc, etc, but then i cry to see how he's treated by his class mates.  i feel like i'm setting him up to be stomped on just for being polite and doing what is right.  I'm also in my mid 30's and went back to college last semester just so i could add some things to my resume since nowadays a b.s. alone isn't worth beans but i took my class over the internet through a local college.  i couldn't afford this semester, but next semester i'll take another class online. if i had to sit next to these people 1/2 my age with the attitudes that most seem to have i would snap. I wish being nice was as contagious as being mean.   i know there are nice people out there-but boy are they getting harder and harder to find!!!
Oh, of course, I'm certain you have the sales...

numbers right at your fingertips.  It appears you are the one how has been duped by believing the BOS is the ultimate authority.  The majority of MTs know better, and the majority of healthcare providers have never HEARD of it.  Many of us bought the book thinking it was actually useful, and newbies are told they MUST have it.  Now, mind you, they are told this by the very people who are in bed with the AAMT.


Buy into it if you will (obviously you already have).  That doesn't mean the rest of us need to do so.


ebay sales
Well, my accounts were always looked at..I had soaps, body facial products and line reducers (for face), lingerie, halloween products, kitchen products..movie videos, CDs, candles, shoes (Pay Less always has two for one or one for half price), books (you can get great used books for cheap and sell them for so much more..like a used Harry Potter..you can get a lot)..I just posted them and they were looked at..what matters is how you introduce your products..you post them and then tell about them..so you need to post good things about your products, you know, pump up your product..Yes, I truly think you can quit anything else and go ebay full time..I was thinking about that but going to the post office every day and packaging the products got to me..If I had had someone to help me, I think I could have done it..Like I posted previously, Im gonna do it again, when I move back to NY next year..There are so many surplus companies, manufacturers who will sell to you wholescale..Gosh, I had so much left off when I quit.LOL..I had purses, body jewelry, lingerie, kitchenware..you name it..I gave it all away to friends and used it for myself..Just surf for wholescale companies in the net..I loved selling on Ebay, plus you meet such nice people..I met people from England, Germany and all over the USA (through emails and phone calls)..It was a great experience..What I recommend is surf for wholesale companies and when you shop, buy two for one, go to Factory for U, Big Lots, Annas Linens, always when you shop be looking for something you can sell..Buy one get one for free always was great for me..
You also may have to charge sales tax sm
depending on what state you live in. PA requires an MT to charge sales tax on work that is sent to someplace within the Commonwealth. I am exempt because my work is received from/sent to out of the Commonwealth. However, to answer the business license question, I don't have to have on for PA.
It is all about marketing and sales. Looks like they have your $$
x
Sales slip?
If you still have the sales slip, you have a good chance of returning it.
Sales Letter
Well,you could make a cute flyer with your picture in it and possibly your email and phone number. But you best bet is to dress up nice and go straight to the office manager with flyer in hand and say, "Help me get my foot in the door please?"
You are obviously young and eager with little experience. Any job at this point is your ace in the hole. So be direct and serious and leave the flyer with them. Most people just use business cards. If the local area proves fruitless, there are companies online that hire and you could get your experience that way also.
SALES PEOPLE LIE

Did you know that it is totally legal to lie?  I mean, it may be immoral and NOT right, but it is totally legal.  So, those who can profit by it, have everything to gain by lying to us and nothing to lose by being dishonest in this way.  This seems like such a simple rule of life, but it is one that did not become crystal clear to me until I became a medical Transcriptionist (and also when I bought a house, but that is another long story).  Sadly, it is my own fault for being so trusting and gullible.


Six years ago, I was incredibly naive and fell for the STUFF that was feed to me by the people selling the CS course.  They offered me was seemed at the time to be hope.  In reality, they took advantage of my state of neediness.


I graduated from CS almost 4 years ago.  I work my butt off, sometimes as many as 3 jobs at a time, and my gross income last year was a pathetic $21,000!!!  I have one adult child who takes care of himself.


So, I wish this woman, the one with the 5 children with one being a special needs child and her husband in Iraq, much luck, and I hope she has a great support system.


 


 


PA Sales Tax - HEADS UP PA MTs

Everyone has to know about this. I posted this on the tax board, too.


How desperate are the governors getting? PA sent out tax forms to everyone that bought cigarettes from a Native American reservation and they want their tax money. One woman in PA was hit up for over $4,800 and last week, they slapped a Sheriff's Sale sign on her property.


Now, my DH received a letter today. They want anyone in business who bought anything from out-of-state companies (office supplies, equipment, tools, etc.) that don't reciprocate taxes to PA, to pay up. This doesn't just apply to last year. This goes all the way back to 1981!!! Since when, since records do not have to be kept after a certain amount of years, how can they do this?  DH doesn't have to worry about it that much. He usually always buys in PA.


I certainly do not have any receipts back to 1981 when I was an IC!


It's bad enough the governor is "threatening" to raise property taxes if he can't pass the higher income tax, but now this. I think our state government should stop the spending like he's always done. We're broke, yet he keeps handing out money.


Out-of-state sales tax question
I would have posted on the other thread, but it is gone already. My apologies.

Do any MTSOs charge sales tax to out-of-state clients? Long before transcription, I worked for a company that did not charge sales tax on product sold out of state but did charge sales tax for any services peformed on-site, even for out-of-state customers. They insisted if the service was performed in the state, they needed to charge sales tax. I have been subcontracting out of state and every time I called to get a sales tax license they would very nicely tell me to stuff it until I got an in-state customer. Now I have just gotten my first out-of-state account (direct client) and want to make absolutely sure I should not charge sales tax for my service.

Thank you.
Idea for sales letter
What do you all this of this? I just graduated, and I want to market to doctor's offices. I made a flyer to send. I thought I would also send a sales letter that is formatted like a SOAP. I don't know how much competition I will have, and I'm trying to stand out. Too silly? Any comments?
VR demo - not a sales pitch

You need to have the Windows Media Player loaded onto your system to view the video. It takes about 30 seconds to load and is about one minute in length.


I think after you watch it you'll understand why so many medical professionals (i.e. doctors) are switching over to speech recognition.


If you're an IC, you should be charging PA sales tax as well. sm
I know there are A LOT of PA MT's who are not doing this, making it more difficult for those on the up-and-up. However, if you are providing MT services to anyone other than a non-profit (with valid PA Sales Tax exemption), then you should be charging the 6% State Sales Tax and filing a Sales Tax Return.

The Use Tax issue that started this post has been in place for a long time, it's just that the Commonwealth has decided to become more aggressive in their pursuit of this lost revenue stream.
If you have a Paypal account, pay to sales@mtstars.com. Thank you!
/
PA requires you to charge sales tax on your work...
if you send your completed work to a MT company or doctor within PA.  However, I send my work out of state, so I don't have to charge sales tax and I don't need a license.  I had asked someone at one of the companies I IC for and she said that she had heard of that before from one of the other girls.  When I lived in WA state, I had a business license from the state and had to file every year.  The sales tax thing was a real shock to hear at first!  
hit some yard sales early in the morning

This belongs on classifed board, for sales
x
Did you see the story about bake sales/childhood obesity?

From the AP out of Minneapolis. "Study links bake sales, weight problems."


Puhleez. What next?


When are the "Diet Police" going to stop and realize that the majority of the obesity "problem" among children begins at home? Who gives these kids the money to go eat at McDonalds and loads their cupboards with junk food anyway?


Sure my kids like sweets and they like McDonalds, but monitor and moderation goes a long way.


Something tells me that a pencil sale just isn't going to bring in that much cash flow.


I've never heard of sales tax being charged for a service, only
for a tangible product.  
It is true...and the sales reps will tell you anything to obtain your business, but then they...sm
get you once you start using the ULD.  I know, I have been told the same thing that you say you have been told but then I received the dreaded "cut off" notice.  I wish you the best, but it is just a matter of time until they get to your area.  It's not allowed! 
Garage sales, consignment stores, coupons
If your income for the prior year is below 24,000 in Calif., you are eligible for 20% discount on gas/elec. Also, if your income is less than 12,000/yr, you are eligible for food bank visits once a month which total about $120.00. It has been six years since I went down this road, so the figure may have changed.

After a divorce, major surgery and no job, I found myself penniless. I had yard sales daily. Went to swap meets and sold my things there. Also, took my finer clothes to a consignment shop. Used coupons to determine what I would be eating. Thank God, I had no children.

I think when you have kids, you really need a nest egg of some sort that is absolutely untouchable.

This sounds like a temporary situation if you price your home to sell.
Try ebay, yard sales, Recycled Software or BuyCheapSoftware.com
to find inexpensive software. Also, see if you can find a newer version of MS Works because I think it comes with Word now, or you can buy a standalone version of Word without springing for MS Office.

For that matter, wait until you find a job before worrying about it. Not everybody uses MS Word, and some companies provide their own software for you to use. What about going back to Medware or another company that provides software and/or equipment?
I hate crowds. Big sales bring out the worst in people.
I tried it twice several years ago. Never again. People were just rudely shoving everyone else around trying to get from store to store to gather up all the freebies or super deals.

We tried to go to the movies instead, but all the Harry Potter matinees were sold out. Again.
Looking for friend
Hundreds of people are coming into Alabama and Florida away from NO and Mississippi. Go to www.nola.com (Times-Picayune newspaper in New Orleans) and look for message boards. Local papers and other shelters are posting names. Still waiting to hear about family members from Gautier, Long Beach, and Gulfport, MS. Hope you hear from her soon!
To "a friend"
I wanted to personally thank you for your opinion and also for putting yourself out there for me. The serious physical abuse for me happened mostly while I was pregnant (both times)with his children. He had not touched me in three years until two weeks ago. I am aware that I am in a volatile situation and I am doing something about it. I just needed to reach out today for some comfort and support. I feel I got both. I'm sorry I opened the door for people on here to hurt you. That was not my intention. Thank you and big hugs for paying attention to me. J.
Same here. Have a friend who is
a biller who is the same way. We all work at home and have very little people contact. It makes you a little agoraphobic. I have to run all my errands at once, or I will not do them. All the MTs I know are the same way. Can we get disability for this?LOL
Tell your friend
She can go online and change the settings on her bandwidth from the Vonage site.  We had some problems and found out it was our cable modem.  The strength of the service depends on your internet provider as well.
Is this a friend of yours? nm
x
not a friend...sm
actually, it's a patient that I did a note on...the doc went into great detail about her home life, her husband, her finances...but it still burns me up ! I'd love, love to talk to her...but guess my prayers will have to do...
think twice about a friend
Rather than worrying about training a newbie, I would think twice about a friend.  I have had friends as IC's whichI have helped to train as well as just newbies.   It is hard to keep that line between friendship and working relationship especially if you are the one giving her the work, checking the work and training her.   Have almost lost two friends over this because they felt because they were friends I would understand their problems, family  problems, time off needed, not getting work back, etc.   They saw me work and bring in the big bucks and wanted to share in it but did not understand how it worked.   You don't produce work, you don't get paid.    I have trained a lot of people and helped out a lot but never again will it be a friend that is actually doing work for me.   If they are working for someone else, I will help them out but just not for me.  So I worry more about it being a friend than a newbie.   Patti
Have a friend who is MT and she has
bought this, paid quite a bit for it. She had used escription before and now she does straight. She has arthritis in her hands and trying to alleviate some of the pain she has with straight but said wasted her money, tried and tried to educate the machine and still not worth the money she spent.
My friend went not once, but twice. sm
My friend went and she loved it.  I lost touch with her the last time she went back.  They did live in a compound and you had to adhere to the religious, traditional ways over there.  When you left the compound you had to wear a burka.  She said they furnished you your own really nice apartment.  I thought about going back then, but with the political climate, I am too afraid.  After all, they are our "allie" (wink), and over 10 of the 911 bombers were from Sauda Arabia our "allie" (wink).
My friend said she
could never do this as she's not disciplined enough. She's honest as it does take discipline.

You get out of it what you put in. Pretty simple!
i have a friend
Who is working for Inscribe, and is very happy there. She says that the people are nice, and there is always enough work. They hire part time, as long as you can commit to 20 hours a week.
very well put my friend.
x
I have a friend...sm
I have a friend who works at home as a MT for a hospital and her internet is disabled somehow where she can't go on or check email or anything. I was like I don't know what I would do because like you I think the quickest way to find something you aren't sure of is to go on the internet. But the computer she uses to work belongs to the hospital so I guess she can't say anything.
your friend
Gosh, been there, done that, religious beliefs has nothing to do with it, went to one of these hospitals to "heal" and give them my all in terms of experience, etc., willing to take less for the comfort of being in a peaceful place. This was nothing near what I expected; in fact, the worst experience of my life. One of the "supers" was nutty as a fruitcake, slammed doors in people's faces, made people cry, etc., but no one did anything for a whole year about her after I left in tears. The suits rule, but put your complaint in the "Bishop's" hands and see if he has what it takes to walk his talk. I can relate, it was the worst 6 months of my life but somehow evil will not prevail if you have the guts to go forward with what you know she went through, even anonymously, if you have to, then let the chips fall where they may. Hopefully, in God's hands, not yours. So sorry for your friend, I know what she went through. Thanks for sharing and God bless you for caring
re your friend.
this is America. Talk about what you want to. My heart goes out to you all in the loss of your friend. but stand up and don't be a door mat. You cannot be walked on if you don't lay down and let them. I had a mean supvr and it happened to be in a Catholic hospital. I refused to do what i was told (practice forging doctor's names) and it was quite a scene. Once i stood up for what was right, it gave the others courage to do so. i didn't lose my job either. but if you do, you were looking for one when you found this one, right? be strong; set the example and don't follow in your friend's footsteps to the same end. God bless. p.s. Catholics follow the pope first and Christ second. To me, that does not a Chrisian make.
So sorry about your friend
Maybe this is just my personality constantly bucking heads with authority, but I really enjoy working from home. You have a very marketable skill, and there is a lot of work out there for you to do. They do not own you. You rent PART of your life to them when you work. They have no right to work you to death. Would looking for other opportunities, home or otherwise be an option? There is a lot of work out there for experienced MTs.
very well put my friend.
x
I had a friend who was...
a pharmacy tech.  He went to school for that believing that it would pay decent, but he ended up disappointed.  He said the pay stunk and it was extremely boring.  Maybe others have had a different experience.
Had a friend who did it. (SM)
She was about 40, I think, when she made the switch. I know the training took her almost two years to get the point (speed, accuracy) where she was employable.

I remember she told me they start you out doing "one voice", then "two voices", etc., until (I think) you get to where you can do either five or six voices like a conference or a deposition.

It was very hard, but she's making pretty good money now. She works for herself, not for a court, and has a number of attorneys and companies for clients.


Also, my friend who is an MT at one of
these hospitals has virtually no work now that they are in the process of converting to EMR. She is being sent to different doctor's offices to abstract (pull important info from reports to put on EMR) since she has no (or very little) MT work now.
Had a friend who was on VR
she had rheumatoid arthritis and her hands after years of straight were killing her. She did not like VR and at age 50 something got inhouse job working at hospital in town, not doing transcription but in the medical field. Not for everyone.
I think its great what you did for your friend
A few of us were planning an "intervention" where we confront her basically to tell her we think she needs help, because the pain has made her very depressed and she is just not herself anymore.  I will look into finding her a rheumatologist myself, since that is probably all it takes, and also pushing her in the right direction.  Although like your friend, I know she will be angry, but gotta do it.  She can barely move and I can see the pain on her face.  I don't think anyone should live in chronic pain.  Thank you for your kind words
I have a friend that is an excellent MT and she -
dances one or two nights a week in the fall. It's not for me, but hey, it works for her!
Brash friend

I wonder if I am just being moody or if I just get my feelings hurt too easily.  Today, I ran into a friend of mine while picking up my child from kindergarden.  I know she works and is rushed, but, in my opinion, she was quite rude.  I said hello to her and she very rudely said, "I can't talk, I'm in a hurry."  I wasn't expecting an hour long conversation but a pleasant exchange would have been nice!  She does this a lot - she is sooo moody.  Also, sometimes she calls me when I am in the middle of typing a job, and I very politely tell her that I will call her back.  She always gets her feelings hurt.  She is not from this country (Germany).  I can't seem to get used to her ways. 


brash friend
I wouldn't take it personally...I know it is hard. Next time you see her just give her a friendly wave and keep going on your way. If she calls again while you are typing, tell her that you have certain hours that your work....but anytime after that is fine. Let her be the rude one...and you be the tactful one. It will give you peace of mind and she will know where she stands. If her feelings are hurt, that isn't your problem!
Take the post from "a friend"
Sounds like she's been in your shoes. Everyone that posted has given the best advice and offered their support.

As much as they say people can be mean on this board, there are some very compassionate people too! I was happy to see this!

I was wondering, since you have the skill, could you get a job in a facility doing transcription? That would take care of the problem with phone lines, internet, etc. Take anything you can use that the government will offer (food stamps, TANF). Food should not be one of your problems. Not sure how old your children are, but could you place them with family members for a short period of time, even if you have to split them up this way? Is your husband getting SSDI (mental health is a disability)? Is your husband being treated?

Keep posting on your progress - we care about you.