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Thanks--that's very helpful. Just the insurance companies

Posted By: trying to squeeze another drop of blood out of us. on 2006-04-28
In Reply to: Why MTs don't need it... sm - MT for years, now nursing student

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Companies use them to weed out fakes. I'm not sure helpful
xx
I am sure a lot of insurance companies are trying to do that...
nm
Do companies really contribute to insurance?

I am not sure if it is where I live or what, but I just discussed employee status with my company, and they wanted over $450 a month for health insurance for a very high deductible plan (5000 family) with a copay (20%).  I specifically asked if the company paid part of that, and she said yes, 50%.


I went online to e-insurance and priced out a comparable policy, and it was around $200 a month for a family high-deductable policy with an HSA option.  How can it be that a group policy costs over 3 times what an individual policy costs?  Or do the companies fudge a little bit when they say 50%?  I find it really hard to believe that my company will not give me any kind of raise but will automatically pay $5400 a year towards my insurance without batting an eye.  (BTW, the other option was $850 a month which would put them paying over $10000 a year for insurance).


What am I missing here?


You have a choice of 2 insurance companies, sm
and various plans.  I have the choice plan with Coventry, single coverage, and for medical, vision, and dental, it runs about $65 a pay period.
Insurance companies pay out 10s of thousands
that are not guaranteed. They tell you every surgery has no guarantee its going to work and we type that phrase daily. I believe IVF should be covered under every policy as a necessity for maternal and parental well being.
companies with reasonable insurance
... but not enough to have my premiums double from one payday to the next.  Surely there are companies still with reasonable insurance.  I get it that everything is going up everywhere but please if you have information on companies wtih still reasonable rates I need to know. 
Call insurance companies in your local

yellow pages that advertise health insurance.   Call several to get comparisons. 


Check einsurance.com.


How much if family health insurance at these companies?

Transtech, SOAP, Futurenet, and Transolutions?


Do they include dental and/or vision with that?


Needing to make a choice and health insurance is the most important thing right now with 2 small children.


Thanks!


Do any companies offer insurance that covers IVF? sm

Does anyone happen to know if any companies offer insurance that covers IVF?  I have been in this business for nearly a decade and have been doing QA for the last 4, but I would take a job right now with just about anyone as long as they offered insurance that covered IVF.  It is so expensive out of pocket, and I really need the coverage.  I have even been considering taking a job out of the transcription industry to get this coverage.  So, I guess if anyone knows anywhere at all I can get this coverage.. please help!!!  I am unfortunately in a state where this coverage is not mandated... so it is very hard to come by... :(


I am not sure if this was the right board... but I thought it was worth a shot... :P


With so many IC jobs/companies, would think MTs are buying insurance outside
v
Any companies hiring with BCBS as the insurance?
If there are, do they pay well? By well I mean 9-10 cpl.
Also, Medware switches insurance companies OFTEN, which can be inconvenient. sm
I have had to switch primary providers more than once because of this, and had to switch dentists twice before I finally just dropped the dental plan. I think we have had 4 different health insurance companies in 8 years.
Companies that provide afforable health insurance?
I was wondering if anyone can tell me what companies provide affordable health insurance. I need to provide insurance for my family with good coverage and affordable premiums. I can't wait 90 days or more before benefits start. I need to work at a company that provides benefits pretty quickly. I know...seems impossible these days. Thanks for any help you can provide!
Any companies letting part-timers buy in on the health insurance? sm
Just wondering if there are any transcription companies where you can work 20 or 25 hours a week and get in on the health insurance plan even if you have to pay the whole premium yourself? Thanks
Any companies offer health insurance for part time?

Are there any companies out there that offer benefits to PT employees, such as health insurance?
I know it's a rarity but I know hospitals do.
Companies w/Escription accounts that offer affordable family insurance??
I realize that affordable is subjective so whatever information anyone can give woudl be appreciated. The majority of Escription accounts offer IC only. Thanks
Any companies offer part-timers chance to buy into group insurance? need coverage ....

I've been looking at prices for solo medical insurance and while I can probably afford some coverage, I'm feeling rather paranoid about having insurance canceled if I actually get sick -- I'm fairly ignorant about what protections may have been passed and may just be responding to other people's horror stories.


 


Anyway, I'm not entirely sure I want to work full time for any of the nationals ... they seem to have gotten awfully rigid wrt daily line counts within certain fixed hours ... some days I'm simply creaky and hate feeling pressured ... so part time to start seems more reasonable than jumping in with both feet.  Any infor or recommendations appreciated ... 


Thanks!


Any companies have Blue Cross/Blue Shield insurance? sm
I am an IC looking for a new job as an employee- need healthcare bad!  Due to a pre-existing condition, Blue Cross has been the only company that will insure me so looking to get them again.  Anyone know of companies that have this?
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Thanks - Very Helpful
I would not be paying any of the MTs at an editor’s rate I would continue to pay at their existing MT rate. I did send out a communication to the team to ask for feedback and did not even think of mentioning that there would be no reduction in pay rate. I have probably scared a few people.
Thank you! Very, very helpful. :) NM

[


A helpful way to think about it
I had asked this question awhile back when considering a job offer and they said something like 1 minute = 10 lines

Basically, if you get paid .09 cents per line, that would translate to 0.90 cents per minute of dictation.

I get paid $1.10 per dictated minute which is about equivalent to 11 cpl.

Hope that helps!
Not sure how helpful I can be (sm)
but in my short time with MDI I've found that weekend work is typically plentiful and more often than not, at least on my primary, they are asking for extra help on weekends.

I have a primary and a secondary, both on the internet platform. If my primary is low, I switch to my secondary for a little while. I have had no problems meeting my weekday lines between my primary and secondary accounts.

I would encourage you to talk with your laision about your concerns and enquire about a secondary account.

From what I've seen, the company works very hard to make sure everything stays within TAT.

For me, I was fed up with my previous employer's rigid schedule and opted for something a little more relaxed. I am much, much happier and more relaxed, and actually look forward to working now.
Thank you both - most helpful!

Actually this is very helpful ...
Thanks so much for responding. 
ANYONE helpful at OSi?

Hey-I'm the one who asked earlier for some opinions on the management thing that had come open there.  Thanks for your input, y'all.  I'm sorry I'm staying anonymous--as long as I'm still stuck there, I need to.


Here's my latest question:  Is there ANY higher-up there who is helpful?!   Identifying employees not allowed.  Posters can email you through the links below.


There are a couple of people there who have it in for me.  I'm a XXXX good transcriptionist--I catch all the errors the dictators make, and don't even get me started on how grammatically awful and also unprofessional my team leader is (which is why I don't speak to my team leader about my problems).  Ever since I caught her out in a lie and also mentioned a couple flaws in the system, it has become very clear that, despite the fact that I'm one of the best they've got, they'd love to have a reason to get rid of me. 


This is unfair (duh).  Is there ANYONE nice there?!


Thank you very much.


helpful at OSi
They do not have someone for the position - I dont think people have it in for anyone here, otherwise some people in power would not be there (anyone who works there knows of whom I speak)-good communication both ways is the key!
Thank you! You have all been very helpful! (nm)
nm
This was very helpful! thanks! (nm)
nm
could you be less helpful??!!
I checked the archives and there wasn't much. Just saying RUN doesn't tell us anything.

Did you actually work for them or did you simply have a bad recruiting experience? Were the people difficult to work with? Was the platform difficult? Did they cheat on line count or not send paychecks on time? Too many ESLs? Not the type of work you wanted to do? Some real details would help.

As I said in a previous post - things that one person hates, others might like - so unless you actually want to give some details, why even waste your time answering, its a waste of my time to even check your post.
not helpful
I have talked to them in person. I thought maybe they could hook me up with a specialty like phychiatry or Orthopedics. She was very discouraging...said her clients are looking for the basic 4, hospital work, which I would rather not do but CAN. Luckily, I found a good company on my own that lets me specialize if I want so I am happy now.
It would be helpful if you said just

how long ago you worked there.  Sometimes a company can get its act together and it would be a shame if they had improved but are still getting a bad rap.  I think that is why the archives are sometimes not so helpful. 


Sometimes you just gotta try 'em out.  There are no guarantees. 


 


Not sure if this is helpful or not
And unfortunately I'm going to be very vague on specifics, but there are a couple of services out there who actually lease out extra space on their dictation servers for small companies. IOW, you could find clients, and then they would dial into the Company X's servers with their dictation, where you could then access it to transcribe it and send the reports to the physicians via internet.

I'm sorry but right now I cannot remember the specific company's name. They had an ad up within the last month or so looking for transcriptionists, and while investigating that I saw that they also had the above arrangement set up. If my feeble brain coughs up the information or I come across it, I'll gladly post it for you.
Thanks to all for your post...very helpful

Thank you everyone for your input. It is helpful! nm
x
Rude & not helpful..
Notice a trend here? :(
Thanks SO much - you've been very helpful! nm
xxx
you're so helpful.thank you. sm

Do you remember if they had a certain amount of minutes/week or # of days per week minimum? or mandatory weekend time?


Too, I have been afraid to work IC as opposed to employee because someone told me I'd have to take out errors and omissions insurance which would be very expensive. If I don't get the insurance and work IC they said I could be sued for any errors I made.  True or not true? And . . . Are you you're own business when IC? 


Any info helpful.



This is very helpful - thank you! nmsg
nm
Is this Shelly H.? That is not helpful

They were never in the least helpful to me. I found my
own job/s and never heard a word from them. I would not recommend them at all. I know a private individual (MT/QA) who has led me to more openings than any employment service could ever have done, but in most cases, just contact the companies you see advertise and you will find a job. You might want to try Phoenix MedCom if you are interested specifically on ops.
Thanks so much for the responses. You were very helpful!! nm
x
Thank you for the info, very helpful. nm
nm
Not a helpful reply if you don't say WHY. nm
x
Thank you all for your helpful info.
I really appreciate it!
Would be helpful to know WHICH OSi you work for.
One puts a bad taste in everyone's mouth because of their business practices, which I'm assuming is the one you're with. However, the other out of PA, is a delight to work for, so it that's the company you're talking about, I'd be really surprised.
Thanks for all your answers; very helpful!


Helpful link:
http://employment.families.com/blog/transam-the-scam-part-two