Why MTs don't need it... sm
Posted By: MT for years, now nursing student on 2006-04-28
In Reply to: liability insurance - lb
As MTs we do not need liability insurance whatsoever. We are not licensed, there is no legally regulated or enforced requirements for education. We do not have a governing body that licenses us. AAMT may certify, but it is a choice to have the CMT, not a requirement to be a practicing medical transcriptionist. Since MT is a considered a trade and not a profession ( I say this because a profession by definition includes standardized formal education and a degree), we have no need for it. Nurses need liability insurance because they are working independently and responsible for their own actions, just like doctors need malpractice insurance. Nurse aides don't need it because they are working under their supervising nurse's licence. So as MTs, we are working under the physician doing the dictations medical licence, and they are the one's liable. No ifs, ands or buts. I'm in a medical legal/ethics class in nursing school and this is how they presented this issue to us.
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