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How can he check bank accounts

Posted By: Answers on 2009-04-16
In Reply to: I love the way you refer to everything as - Freudian Slippage?

I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.


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Yes, and we have separate bank accounts ;)
x
Check to see if your bank has any programs
Wachovia has a "way to save" account. Every time your use your debit card, they take $1 out of your checking account and put it in a savings account. We have been doing that for about a year now and have built up about $1500. It's nice because it's automatic and you don't even have to think about it.
Banking accounts
Husband and I have been married for few years now and we definitely do not share our accts. We are on each others accts (as is my older daughter in case of our demise at the same time) but we pay separate bills (he pays house, vehicles), I pay for the smaller and then we split insurance and tax costs on home, vehicles and the like. There is NEVER a problem like this. I spend as I wish, he spends as he wishes and no question in my mind about his acct and he says nothing about mine. We decided this wsy before marriage and it works out great for us.
Eye witness accounts.
fdv
Same here. We have separate accounts and
he has his bills and I have mine. I do know what he makes though and our accounts are linked to the same access so I can at least see what he spends and vice versa.
Seperate accounts for about 6 months now - and (sm)
previously seperate accounts. We were on the same account for a couple of years but it caused too many arguments.
Got question about banking accounts
I have my main account in the state where I live, direct deposit from my company and also have another account at the same bank where I get another check each month. My husband has a banking acct in another state (I am also signed onto that acct). I can transfer funds back and forth between my accounts at my bank but I was wondering if there would be any way to transfer a large amount to the out of state account. I know I could go into my bank close by and have the money wire transferred but gosh I would love to be able to do it over the internet, would save me time. Thanks.
at my kids' schools they give out envelopes when their accounts get low...
If they don't give me the envelope, then it's their fault. However, they have never gone without a hot meal at school - they just can't get any extras if their account is in the hole - which is an incentive for them to remember to give me the envelope.

It does bother me that I have two kids and two accounts. If one is in the hole, the other most likely isn't. I don't know why they can't offset each other. My checks are made out to the same thing no matter which school.
I see lots of posts from marrieds with separate accounts.
Are my husband and I the last of the money-poolers? We have no separate accounts, and we don't keep track of who paid in more or less to anything. He makes more than I do, but it all goes into the family pot. I do have it easy at tax time, though. Hubby is a CPA. I haven't prepared a tax return since 1983. Haven't balanced the checkbook, either. I just peak over his shoulder. He's self-employed, which is no cake-walk. We pay estimated taxes quarterly and we NEVER get a refund. Even when DH was an employee, we never got refunds. It's a CPA thing. He has a long speech about not wanting to give money to the government interest-free. I don't care. He handles it, and that makes me happy.
Good advice was given here. Suggest vet check-up for kitty needs vet check. sm
I've had 2 females over the years who developed stones/crystals in urine or UTIs.  Both of them started spraying inappropriately.  Never had a female spray inappropriately other than in these instances.  They go into spasm and can't help themselves.  If it is a urinary problem, eventually you may see slight pink-tinged spray if it gets that far untreated due to the irritation from constantly trying to pee.  One more thought is if the kitty is not sick, maybe the other cat won't let her use the litter box for some reason.  Maybe set up another box for her.
I pay most through my bank
Most banks offer a bill payment option.  I get to pick and choose when and what and how much.  I love this option as I generally seem to forget to buy stamps!  Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank.  Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years.  If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me.  Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart.  that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay.  Or listen to financial guru's like Dave Ramsey and see what they have to say about it.  Also there is checkfinder.com.  They have some rules but may be the best way if you feel like you have to have a bank/checking account.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
Used to work in a bank, under some circumstances...
they will waive the fees, as another poster said, call them and explain the situation. I would do this occasionally after looking over the person' s account and taking a few things into consideration. Overdraft protection, as stated before, is a great idea too. I keep a $400 to $500 cushion in my account; as far as I am concerned, when I only have that much in there I consider it $0. BTW, how can you not know when DH gets paid? Is he on commission or something? Good luck, call the bank, they should be able to help you.
Also at my bank if you have direct deposit
of your paychecks you can get a direct deposit advance on your check and that does get posted to your account immediately. Has saved my butt more than once! LOL
If you are serious contact the seller/bank- sm
and make an offer. How low they will go depends on how long they have been trying to sell, what they have invested in it. IF the previous owners owed a lot on it, the bank will probably still want fair market value. Years ago I thought about buy the house next door to my parents (about 3500 sq ft with a huge 2 car garage and an old pool that either needed to be filled in or total destroyed and redone), I went through it with the relator. The house was about 30 years old then, the previous owners and their 6 kids had basically destroyed it, burned/scratched up hardwood floors, broken doors, windows, etc. the kitchen was original from 1964 as were the bathrooms, etc. It needed lots of work, a new roof, you name it, it needed it. The bank would not take less than $200K-- I was not willing to spend that kind of money on a house that needed at least $100K worth of work on it. They eventually got some sucker to pay it though; and boy did they spend some cash on it. Looks great now and work about $400K at least, but they probably spent that much to fix it and buy it. --- one note of caution when you buy a forecloser though, I believe previous owner has a year to reclaim the property-- if they show up with back payments in hand, etc. they can take the house back from you, improvements and all and you do not get a penny back. So be subtle in your home improvements or wait a year to do anything major.
My bank has free on-line pay so I pay all
of them except 1 that I have to send in the paper account info on. I also like on-line paying because I can set up my payments in advance for the due date when the bills come in and don't forget to send something in.
New Bank Policy on Credit
I went to the bank today to apply for a new line of credit... they had this sign posted outside the door.
I have 4 bank accts and pay no fees at all.
nm
"I ran over your mother in line at the bank
That was a cute game!
he did not handle money at his last job with a bank.
Just because a person has bad credit, does not mean he's dishonest. He did not bounce checks. He did not live beyond his means. He got caught in a layoff. It's a huge stretch from being jobless to embezzlement for crying out loud. There are many jobs at a bank that do not have anything to do with money.

The way things are going with this economy, some of you might be in this situation. I'll be sure to thumb my nose at you when you start wondering what happened.
Is there a debit card available where a bank
?
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
Lawsuit! How to find a company's bank?
Ok, this is it and hope you can help me. I purchased a dinette suit 04/01/2006. The company said 4-6 weeks before delivery. Paid $640.93. I never got my furniture. I called, got very few calls back from them and finally decided last July after asking for my money back to file a lawsuit. The company did not answer the first filing in 45 days and then had to put in for a default. Just went to court today finally and got a default. By the way, the company did not appear in court!! Now I can go for a garnishment of the company with this documentation but do not have a clue as to where I would find out which bank this company does business with. If anyone able to give me any insight on this, I would appreciate it. Thanks.
no, nobody knows but the bank, they will cover checks you wrote
nm
Either the bank or Military Surplus store.

There would be only two reasons for me to run away from my home.  One reason would be voluntarily, as in winning the lottery--hence the bank.  The other would also be voluntary but there would be retribution involved--hence the Military Surplus store.


   


Either online or by phone with bank card. sm
I can't even remember the last time I mailed a check to anyone.
I'll bet Bank of America isn't liking this

In a revealing example of what she says the average homeowner faces, a California Congresswoman spent more than two hours on the phone trying, without success, to find someone at the Bank of America who could help a struggling constituent modify his mortgage payments. ABC News "Nightline" cameras were rolling as Congresswoman Maxine Waters (D-Ca.) was repeatedly put on hold for long stretches, disconnected, transferred to extensions that did not work and ultimately switched to a recording which directed her to the bank's website.


"The average American trying to negotiate a loan modification will not be able to get it done," said Waters. "It will be impossible for them to get in touch with the right person, and even if they get in touch with a so-called counselor, they have a cookie cutter kind of direction that they go in."


Heard several weeks ago about bank scam
My husband received email the other day from Bank of America asking him to update his files, which of course includes social and the like. We had heard and funny because he does not even have an account there. I also received a call from a person who said she represented BOA wanting to know how I was enjoying my acct. Told them working, no time to talk.
Did you talk to a bank or mortgage company and see if you can get pre-approved? Seems
s
Talk to a local bank or credit union.
That is a HUGE downpayment and that will more than likely offset any bad juju as far as credit rating.  You may be pleasantly surprised...we were and we also had crappy credit but because of the large downpayment, that worked in our favor and were able to get an incredible rate with a local bank.  Above anything else, avoid those pieces of crap you see advertised on TV and on the computer.  Nothing but predators that should be smacked upside their heads with a 2x4.
Change your bank account on file with Vonage Right NOW!
nm
Well, in a bank he would be handling money, so I think it's a legit reason to not hire. sm
To me, it makes perfect sense to not hire someone based on poor credit when that person would be working in an environment such as a bank, handling funds, etc. I see less reason to do so in other jobs, but in a bank, sure, it seems only logical to me. Sorry.
You might want to check out the
New MT/Student board.  There are lots of posts there that would probably interest you like which schools are good and those sorts of things.  It is tough to get started unless you work on-site or are willing to take a cut in pay at first.  Good luck to you and congrats on the new baby. 
Well, what do you know?? Check this out
Maybe this would work with candles too!?!?

http://www.aromapatch.org/aroma.htm
Hmm...may have to check into that
is it very expensive (if you don't mind me asking) I'll have to go check out their website.  Thanks for the info!
Check-N-Go
Be very careful with those things. I'm in Florida and have used Check-n-Go here locally. Not sure if they have an online site, but they are very reputable.
You should check with....sm
the manufacturer of your laminate to see what they recommend.

Good luck with the dog on the rug. My sister just put in hardwood floors and their also 10-year-old Pomeranian is having a horrible time trying to walk on it.
I need to check that out

I've heard of them, actually on this board, I think. I checked them out at the time but didn't do any more than that. Maybe it's time to get one and do a pre-emptive cleansing the moment I feel symptoms coming on again.


Thanks!


Um, yes but would check that out thoroughly
a couple of neighborhoods in NJ were named this year, including where I grew up, and what a joke!

One is a town they were recently calling the *cancer cluster* and investigating due to the chemical plants and extremely high cancer rates.

It is also where they built million dollar homes smack in the middle of normal moderate priced homes and then also not too far away from the bunch of low income housing/projects they added over the years.

Well when a couple of these million dollar couples went to the public schools for the first time, they cried! Actually cried. Guess they didn't do their *homework* (no pun intended) before buying. It's been said they can't afford private school because the big deals strapped themselves just to live there. Oh well.

As for me, I'd never buy a house there and I moved away!

My family and friends are convinced the magazine was paid off or maybe somebody knows somebody, like everything else. Wouldn't doubt it. : )

Thank you...I will check it out!! nm
x
I had to check the
board to hear about Misha's dog. As far as the troll, ignore it and maybe it will go away LOL.
Check this out....

DORMITORY:
When you rearrange the letters:
DIRTY ROOM


PRESBYTERIAN:
When you rearrange the letters:
BEST IN PRAYER


ASTRONOMER:
When you rearrange the letters:
MOON STARER


DESPERATION:
When you rearrange the letters:
A ROPE ENDS IT


THE EYES:
When you rearrange the letters:
THEY SEE


GEORGE BUSH:
When you rearrange the letters:
HE BUGS GORE


THE MORSE CODE :
When you rearrange the letters:
HERE COME DOTS


SLOT MACHINES:
When you rearrange the letters:
CASH LOST IN ME


ANIMOSITY:
When you rearrange the letters:
IS NO AMITY


ELECTION RESULTS:
When you rearrange the letters:
LIES - LET'S RECOUNT


SNOOZE ALARMS:
When you rearrange the letters:
ALAS! NO MORE Z 'S


A DECIMAL POINT:
When you rearrange the letters:
IM A DOT IN PLACE


THE EARTHQUAKES:
When you rearrange the letters:
THAT QUEER SHAKE


ELEVEN PLUS TWO:
When you rearrange the letters:
TWELVE PLUS ONE



AND FOR THE GRAND FINALE:


MOTHER-IN-LAW:
When you rearrange the letters:
WOMAN HITLER


Did you check (sm)

Check out the link:


 


Check this out -
My friend's husband is in the hospital.  He went into the ER at 7:00 Sunday night with a blood sugar of 600! At midnight, the ER clerk gave my friend a bill for $9000.  I have never heard of them giving you a bill so fast!  At 4:30 a.m., he went into the ICU. P.S. He is doing better, and as far as I know, no more bills yet...