Banking accounts
Posted By: My cup of tea on 2007-08-06
In Reply to: Question........sm - MsMT
Husband and I have been married for few years now and we definitely do not share our accts. We are on each others accts (as is my older daughter in case of our demise at the same time) but we pay separate bills (he pays house, vehicles), I pay for the smaller and then we split insurance and tax costs on home, vehicles and the like. There is NEVER a problem like this. I spend as I wish, he spends as he wishes and no question in my mind about his acct and he says nothing about mine. We decided this wsy before marriage and it works out great for us.
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Got question about banking accounts
I have my main account in the state where I live, direct deposit from my company and also have another account at the same bank where I get another check each month. My husband has a banking acct in another state (I am also signed onto that acct). I can transfer funds back and forth between my accounts at my bank but I was wondering if there would be any way to transfer a large amount to the out of state account. I know I could go into my bank close by and have the money wire transferred but gosh I would love to be able to do it over the internet, would save me time. Thanks.
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
From what I recall from my banking days -
It sounds like you had overdraft protection in place, which means the bank will cover the checks (usually up to a certain amount), but you will owe them fees. They have cleared those checks. No one outside of the bank has any idea there was not enough money in the account to cover them. Be very, very glad you had that service in place! Otherwise, you would owe a lot of money to each person you wrote a check to and could have been put on a list where they will not accept checks from you. Right now I would say to contact the bank to ask about paying off those fees with them.
Not charged any fees for any banking
Once you get my age you get benefits of no fees. Love these golden years!
Transfer your banking business to a free checking account
Washington Mutual Compass Bank, and many others offer completely free checking accounts. There’s no reason you should be paying maintenance and annual fees for a checking account.
Eye witness accounts.
fdv
Same here. We have separate accounts and
he has his bills and I have mine. I do know what he makes though and our accounts are linked to the same access so I can at least see what he spends and vice versa.
Yes, and we have separate bank accounts ;)
x
Seperate accounts for about 6 months now - and (sm)
previously seperate accounts. We were on the same account for a couple of years but it caused too many arguments.
How can he check bank accounts
I have my own accounts, that is right, mine, not his. He is not allowed to see my accounts. I have more than him and I do what I please with MY money. I made, received,and had before our marriage so literally it is mine.
at my kids' schools they give out envelopes when their accounts get low...
If they don't give me the envelope, then it's their fault. However, they have never gone without a hot meal at school - they just can't get any extras if their account is in the hole - which is an incentive for them to remember to give me the envelope.
It does bother me that I have two kids and two accounts. If one is in the hole, the other most likely isn't. I don't know why they can't offset each other. My checks are made out to the same thing no matter which school.
I see lots of posts from marrieds with separate accounts.
Are my husband and I the last of the money-poolers? We have no separate accounts, and we don't keep track of who paid in more or less to anything. He makes more than I do, but it all goes into the family pot. I do have it easy at tax time, though. Hubby is a CPA. I haven't prepared a tax return since 1983. Haven't balanced the checkbook, either. I just peak over his shoulder. He's self-employed, which is no cake-walk. We pay estimated taxes quarterly and we NEVER get a refund. Even when DH was an employee, we never got refunds. It's a CPA thing. He has a long speech about not wanting to give money to the government interest-free. I don't care. He handles it, and that makes me happy.
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