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I have seen them offered in VERY expensive housing markets -

Posted By: mandy on 2007-05-04
In Reply to: mortgage question - rose

I saw ads for 40-year mortgages offered when were on vacation in Hawaii a few years ago. My friend who lives in San Fran got one. The prices for houses in these markets is through the roof and it is the only way most people can afford anything at all. They are not offered any place I have seen where I live, which is AL. I agree with the poster below about maybe taking a loss on it with being in it for such a short period of time and wondering what the market might do and not having much equity in it when you go to sell. Remember to add in your closing costs because those are not cheap! I would just start calling around to banks. Most will be very eager to help you out. They love mortgages of any kind! :-)


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Might be able to do craft shows, flea markets, etc. Get any
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Cat/kitten housing question..
I am the proud owner of 4 Friday the 13th kittens, 3 calico and 1 orange tabby, who are courtesy of someone who dumped a pregnant mama in our area here in the country. Anyway, they are in the garage in a big computer box now, but I am leaving on vacation in 2 weeks and will be gone for 3 weeks and don't think the box will last! Does anyone know if there are cat kennels I could buy somewhere? I want to be able to leave them in the garage to keep any other cats/wildlife away from them while I am gone. I really don't have anyone to leave them with and a friend of mine will be by every 2 to 3 days to feed and water the other cats we have. Any ideas would be appreciated. Thank you!
Try Florida. Lots of foreclosures there, and unfortunately the price of housing is way down.
you should be able to afford something there. Always warm.

My sister just moved there, on the gulf side.
Offered the job..
Had a surprise phone interview today. I have to figure out how to afford the job now lol. I might keep my part-time transcription job that I make 20-30 an hour to sort of even out the low pay. I did get the idea that they would be trying to get me to work in their transcription department eventually where the pay is much higher.. I'd have to think hard about that. I am so bored with it. Maybe we can work out a part time schedule doing both..hmmm.
Since they offered, take them up on it -sm
it is great that they are willing to do that. As for the smell, it will probably take a while to get the smell out, clean the carpets, wipe down everything with cleaner/vinegar, etc. Smoke gets everywhere and lingers. A good air cleaner/filter may help get the smell out quicker too. I hate smoking and could never live with one. They will always reek of course, but if they are outside at least you don't have it around all the time and your clothes won't stink as well. Plus secondhand smoke is just as harmful as actual smoking.
I went to a psychologist who offered it.
I met with the psychologist for an initial visit and we figured out that my anxiety was more acute than my depression, and I didn't know how to relax. So he taught a relaxation technique and then I met with the biofeedback tech instead of him after that. She hooked me up to a machine that read how well I could do the exercises and from her feedback I learned how to relax. That's when I realized exercise caused that feeling also, especially if your rib cage is really working. Expanding those muscles with exercise seems to be a great trigger.
My husband offered to buy that too
maybe that will be on my christmas list. :)
I offered an explanation
I did not say every smart person has substance abuse problems or mental issues, I merely gave my opinion on how or why this may be so, since you seemed to think such scenarios were impossible.
First, i didn't ask, they OFFERED
some people just "amaze" you? Yea the ones that want to LIVE their life and not die from second hand smoke...

that's beside the point. I had to comment on that cause it was rude and i specifically asked if it was fair, and you had to be snippy.

They offered to smoke outside when I asked if they smoked. Im just wondering if I can keep MY stuff from smelling, in my room, stuff like that.

I think it's pretty rude of smokers to smoke inside when youre sharing with a nonsmoker anyway. You KNOW it stinks. have some class.
and yea it will be my choice to live there or not but I just had to respond to that
I was offered that option...
in second grade, to be promoted at Christmas break to 3rd grade.  I was reading at a 5th-6th grade level.  My mother, who had skipped a grade in elementary school, and then combined her 11th and 12th grades of high school in order to graduate during the depression and go to work, said "no."  She said it wasn't a good experience for her socially and she couldn't allow it--and she was right, I would have probably ended up needing a tutor for mathematics, in addition to feeling out of place.  I believe it's so great now that there are accelerated classes tailored to a child's strong points.
Heard she was offered Playboy as well.
Isn't this a sick country? Boy oh boy. Makes me ill.
"blacks not offered the same opportunities" is only
x
my company offered me 10 yearly, is that low/fair?
Thanks in advance...it is probably low but I will still take it.  Was just hoping someone else would share their info
thought you said you offered to or paid for your children's
if you had that kind of money, that does not seem to meet welfare criteria to me.
I offered up no excuses, simply said that ALL toddlers..
misbehave at some point in time. They are people like you and I and have bad days, like you and I.
Do you attend any free local concerts in the summer? Are any offered
s
It seems it would probably be less expensive SM
to just buy fabric and cut it out yourself. There are some great fabric stores with home dec fabrics. Anyway, should be easy, since just straight sewing.
Can anyone tell me just how expensive it is
to get a hearing aid, including the evaluation and the price of the device?  My husband is driving me crazy.  He can't seem to hear very well anymore and he is such a grump.  We have insurance but I was wondering what to expect.  I really have no idea if it is $250 or $2000.  Thanks if you can help me. 
Why do that have to be expensive?? (nm)
x
**they have to be expensive????? (nm)
x
I think they are expensive. Would rather have
x
Uniforms are NOT more expensive.
My kids have been in public school and in Catholic school. Buying uniforms is waaaay cheaper than buying back-to-school clothes. My boys are required to wear khaki pants and a polo shirt, and non-scuff type brown shoes. (I choose to buy Skechers.) Each started with two pairs of pants and three shirts, and I spent less than $300 the first year. The clothing lasted all years, and I found that one pair of Skechers per boy was a good investment. One pair made it through an entire school year. (Previously I bought cheap Pay Less shoes every couple of months.) As time goes on, the older son handed down uniforms to the younger brother. I replaced uniform shirts or pants as needed, and there was no big rush to go school shopping in the beginning of the year. Our school also offers uniform exchanges to keep costs down, and will provide uniforms for free through the Home and School Association to families with financial need.

As far as expressing their individuality through their clothing, they still have street clothes for life outside of school, and they can express their individuality then. Or, they can be individuals simply by being themselves, because that's how it's done. I think the "expressing individuality" issues is over-rated. What we need more of these days is people thinking about the team, about each other, and how their actions impact the entire community. We need less of it's-all-about-me attitude, in my opinion. If uniforms help in that regard, I'm very much for them!
Often several people will go in together to get a more expensive
jk,
Mine are not the expensive ones
like you probably had but at the same time offered 1 and then told I could sell myself for twice so just decided to keep and wear myself. The funny thing is to just look at those you would think just junky cheap plastic. I found at the antique place some old Jewell Tea dishes and such, my stepmom had plenty and they were selling for prices unbelievable to me being as I knew cheap years ago. I did find out that probably would have sold necklaces and bracelets for less than the dealer told me to sell for.
I thought they were expensive too
x
San Diego got way too expensive

Rent was about a grand a month eight years ago when I was 36 and had my precious baby  I left there when he was eight months old.  I stayed with my two of my best friends (gay couple) in Atlanta for over a year in their mansion-like home.  I then came back here to MI, where it surely is cheap to live and he and I could be near my family.  I bought a house last year for $13,000 (that's not a typo) and the cost of living is very reasonable here. 


No, 27 is certainly not old and you're not having a mid-life crisis -- just wild oats.  I used to call it "world of hate" when I would be ready to leave a city:  Sick of traffic, sick of the people at the grocery store, sick of my neighbors.  Then, I would plot out a journey and move on.  Now, though, with my sweet child of school age, we can only wander off and travel in the summer months.  So, do it while you can, girl!! 


I know they are expensive. A pedicure alone
I wanted to get my grandma one but i just can't afford that!!!
Why are funerals so expensive?

After finding funeral home service for my grand mother. I think that funeral home is so expensive.


You agree with me?


Thanks! Bras are EXPENSIVE!! nm
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Very very expensive and demanding blessings, yes.
x
Children are an expensive responsibility.
It's not fair to bring people into this world who will clearly be at a disadvantage from the get-go. They have no choice in the matter, you do.
very expensive but value added to home...sm
Lumber Liquidators for the bamboo and we needed 1400 s.f. and then to pay 2 men to install that and the cork backing...it was V_E_R_Y expensive but added about $25-$30G value to the home I do believe (was done a few years ago); besides the fact it is absolutely gorgeous and not difficult to take care of...but it's shoes off! 
I heard Requip is very expensive, do you know how much?
I have it day and night, sometimes in involves more than my legs, and it drives me crazy.
Eladil, though expensive, works for me.
s
How do you figure leasing is less expensive?
I've tried doing the math on that several times when we were going in to buy a car, but I never see it as being a saving. If I plan to keep a car for as long as it's useful and relatively trouble-free, leasing makes no sense. If I pay off a car in 3 years, or even 5 years, I could drive it for another 10 years and not have any car payments. But if I continuously lease new cars, I'll always have a car payment. The years w/o payments are money straight in the bank for me. I could see it being cheaper if you plan to buy a new car every couple of years, but I plan to drive my cars until they sputter, cough and die.

Incidentally, I just looked at a camry hybrid today. time to replace a puffing 12 year old car with 189,000 miles on it. I like it. Not sure the gas savings will outweigh that sticker price, tho. wow!
I personally think they are expensive and you would be better off going through Ebay...
NM
Stop with the expensive gifts.
Do gift cards and such, but don't knock yourself out. 
A feline is not that expensive and what I have heard is
the rodents, etc. leave even when they catch a smell of them. Have not seen 1 here but at my other house my older feline caught and killed 2, 1 big and 1 smaller. She was very proud of herself.
I hated to pay for expensive bras as well
but it really is worth it I promise you. I have a black and a nude bra from VS. I went in for an actucal fitting and these bras have been wonderful. I don't think I will ever wear anything else. I know that you don't have to go to VS to get a good bra, but I had a gift certificate, and while I don't think that is what DH was expecting my to buy, it was totally worth it. Right now I am in the second year of both bras, just wash in the sink and hang dry which definitely helps keep them in shape. I am 38D so I really need plenty of support. It is almost time for new bras, but since you can tighten the straps as well as around as you go, they have made all the difference in the world. Like I said, you can get good quality bras at major department stores without spending what you would spend at VS, but just check into it. I promise you it will be worth it.
what price range...I see they are very expensive
I need a great shampooer.
West coast is all expensive...
So you settled back at home, 13K! WOW I would never settle back in Cali... like you said it's way too expensive and the wages (at least what i make) definitely don't keep up with the cost of living. I have found in the South the living is sooooo much more affordable, but then I have to think of the pros and cons like the weather (never been in a hurricane, they kinda scare me)... but the people are absolutely wonderful! at least everyone I have encountered was so nice and polite, again nothing like the west coast. I just visited Atlanta when I was in NC two weeks ago and fell in LOVE with it. However, it's a bit big for me but I am curious to know more about it... just as an option. Do you mind if I email you directly? Thanks again for your insight!
Yes! Can you see 3 of them? And they are expensive, too. DH HATES it! haha nm
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Those places tend to be more expensive sm
Glad you found something that works for you, but that is not the case with everyone. QVC, Catherine's, etc, tend to be more expensive, which is okay for a special occasion outfit once in a great while, but I cannot afford to spend that kind of money on my everyday clothing. Also, if I can't try it on, I usually don't buy it. I have bought clothing from catalogs and feel for me that it is not worth the hassle. Things look one way on TV or in a picture that do not translate well on me. Even in a store, I have picked something up that I thought was really nice and hated it once I tried it on, as I am sure many women have. I am not defending wearing too-small clothes. I am only trying to come up with a reason for someone doing so. You wouldn't catch me dead out of the house in something too small.
Cant understand that. Cosmetics are EXPENSIVE!
I just can see paying like $9.50 for a lipstick, when that will buy a gallon of milk, some pasta, some veggies, & maybe a couple pieces of chicken.

(Surely there can't be THAT many Tammy Faye Bakers in this country!)
Yeah but Macy's is EXPENSIVE. NM
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I disagree, more expensive does not always equal better
quality. Especially when it comes to cosmetics.
Instead of buying expensive creams containing cucumber extract, just put a cucumber on your face! Works equally
and even better!
I would definitely stop this expensive gifts, but
I think that your son/daughter is either spoiled or maybe really depressed.
I would try to get closer to him/her and 'shake' him/her up to get out of this lethargy.
You did not explain much how your relationship with your son/daughter is in general?
If he/she is maried, children, etc....
Was it rude for your friend to want expensive gift?
Probably not but just not intelligent for the ones who would feel obligated to get one. A gift is simply that. You buy what YOU want to buy, not what another person wants to receive. A gift is given from the heart, makes no difference about the cost of it. Only someone shallow would worry about whether their gift was good enough.
The school-sponsored "jewelers" are too expensive.
Go to some place like Wal-mart for a decent ring for MUCH less money.

I'm glad my sons weren't interested in class rings. That saved me tons of money! And kids don't wear high school rings for very long after they graduate. I see more college rings on adult hands than high school rings. My youngest son decided he'd rather have an ring signifying he's an Eagle Scout, and we'll probably get that for him to present at his ceremony.

As for me, I remember how shocking the price was for my high school ring. Way back in 19mumblemumble I paid $65 for a Josten's ring! ROFL! Either I'm REALLY old, or inflation is just unbelievable!
Expensive, but love smell of my little grandson.
nm
Wore very expensive clothes. No one said a word.
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