Long post gone sm
Posted By: Smokin mad on 2007-11-15
In Reply to:
 Of course, we have too much else to read here, the list goes on. Why share someone's true battle with work and cancer DX? Someone dumped their heart out and it's too long!
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Scared mom --sorry for the long post
I am the widow of a man who served his country PROUDLY in the Army for 21 years, retired and later developed cancer as a result of Agent Orange while serving in Vietnam. As a result, I have certain military "privileges", however, the VA turned around and changed his diagnosis from "cancer of the larynx" which was his ORIGINAL diagnosis made by a civilian doctor, to "cancer of the hypopharynx which was made by his VA doctor and hence, this was NOT covered by Agent Orange and as a result, I have lost monetary compensation to the tune of right now, approximately $300K, however, I do have other benefits.
I regress, but getting back to your original post, my daughter joined the Army VERY shortly before the Iraq war started and was stationed in New York State when 9/11 happened, needless to say, I was a nervous wreck as she had JUST moved with her then husband and I did not have her new phone #. Thank heavens for a Sprint directory assistance operator who understood the situation and even though they had a nonpublished number put me through to their residence anyway.
Women in the military are subjected to testing regarding vocational skills, just like their "male counterparts" -- for example my daughter was actually into more of the satellite communications end of things and NEVER saw or would have never seen combat. She PROUDLY served her country for 3 years, received the money to go to college, has remarried, has her own home, a soon to be 2-year-old daugther and is finishing up her nursing career as well as working.
The other side to this picture is that with a military career, if she decides to make it a CAREER and "advances", she can retire at a relatively early age (at least early to mid 40s) and have a lucarative retirement income for LIFE, as well as being still young enough to pursue other opportunies in the "civilian world."
Hope this helps.
Before the post gets buried below regarding credit - very long message sm
I just wanted to share with the posters who were considering bankruptcy.
Unless you are on the verge of losing your home, I would strongly encourage you to consider another option. Bankruptcy does not just go away after a few years. It's there forever. Even if you rebuild your credit afterwards, it's still there - a haunting demon. A friend and my in-laws also filed bankruptcy in the past.
My in-laws filed over 20 years ago and have recovered financially but it's still there.
My husband is a credit card spender. I would only spend when I had the cash and did not depend on credit. It didn't matter though. Our spending habits combined nearly led to our financial demise a few years back too.
This is what I did and I hope you give it a try and it works for you too.
I started with a complete inventory of all of our bills, separating them into three categories.
Home (mortgage and utilities)
Credit cards - (lowest balance to highest balance regardless of the APR)
Miscellaneous bills (entertainment, clothing, food, gas, fast food, etc.)
Since the Home category is pretty consistent every month, I set up a budget for that first. I went back through our utility bill for the year prior and chose the highest month bill of the year and added that amount to our mortgage amount.
Next, I reviewed our telephone, internet, and television (satellite) bills. On average, I was paying about 230.00 per month for them all combined. Way too much in my opinion. I started shopping around and found a bundle package with Verizon. Now I pay 153.00 per month for unlimited long distance telephone, satellite TV, and DSL service. Saved $77.00 per month, just doing that.
Then I added this amount to the mortgage and utilities. This totalled amount is what I know I absolutely have to pay every month and I better make sure it's in the account.
Next, I did the Miscellaneous. I'm a paper keeper, meaning I keep EVERY receipt and then purge them about every 3-4 months. I started going over what was spent where and learned that we spent a lot more than we really needed to. I set up a weekly grocery budget and a fun budget. If there was anything extra at the end of the week, it was divided evenly between the two and added to the next week. I do this every week until the end of the month. If there is anything left over, that amount is divided in half again and half is divided again and added to the following week's budget (grocery and fun), the other half is locked away in the savings account.
The money for monthly gas was a little trickier when the gas prices skyrocketed. I first had a set limit for gas each week but did have to adjust that. I did manage to adjust it a little bit upwards and still be able to pay the cards down (see below.)
Also, every time I spend cash, no matter if the amount is $5.01 and all I need is a penny, I don't. Instead, I will give them $6.00 and get 0.99 change to put in my giant size espresso cup of change. When the cup gets full, the change is rolled and turned in to the bank as a deposit into the savings account. My cup last gave me $281.00 change to put in the savings account. That was in March. It's full again so will be adding at least that much to the savings account again very soon. Nobody touches the cup! They might lose a finger or even a hand!
That being said, and having two set amounts for each budget, I then subtracted that amount, plus the Household amount from our combined monthly income.
Lastly came the dreaded credit cards. To be honest, I was floored when I learned just how much credit card debt we had. My husband had wracked up over $40,000.00 in credit card debt alone. Since he paid his own credit card bills each month, I had no idea. Even worse than that, he is very inconsistent about paying his bills on time so he had late charges and the interest rates were way the heck up there. It was terrible.
I took each of his cards most current statements and started from the lowest to highest balance. The lowest one was about 1200.00 but the interest rate on it by that time was 22%. This is where I started.
I had him call the company and basically gave him a script to go by (my name wasn't on the cards or I would have done it myself). He requested a decrease in his APR on each and every card. Two of the five card companies agreed on the first call. The 22% card was reduced to 11% so they cut it in half. Not as low as I would like but it was a start. Another card was up to 31% and they reduced that to 20%. The other three didn't budge the first time.
This is where I made two 'necessary' purchases. The first one was MS Money software. I highly recommend it. You can set up your checking, savings accounts, print your checks, balance your checkbook in about 5 minutes, pretty much a no brainer software that really keeps you in line with your bills and spending as long as you remember to faithfully enter any debit card purchase in your check register provided with the software. It will also link to many banks to update your balances online. You can also set it up to remind you for upcoming bills. (Maybe if the husband had used this earlier, we would not have been in this situation?)
The second purchase was about $8.00. An accordion file folder for the monthly statements. Husband always threw his away and I can't even begin to tell you what a dumb idea that is. KEEP them. Organize the tabs for each bill and put your statement in when you pay each bill. I also write the date and the amount when I make a payment somewhere on the statement, then keep them in chronological order.
The actual payments came next. The smallest balance card was paid off first. All of other cards only got the minimum payment PLUS $1 more. I started doing this just for my own peace of mind I guess but I learned later that this actually helped us a bit when negotiating the lower APRs on the three more stubborn cards. It may have only been $1 extra but it was EXTRA payment and, believe it or not, they do look at that.
Excluding the card to be paid off first, I added up the minimum payments of the remaining four cards (plus the extra dollar to each of those) and decided on an amount to pay the lowest balance card to get that balance moving toward 0 as fast as I could.
In this case, I decided on 200.00. This left me with a little over 200.00 extra (I call it mad money but it really goes into savings anyway -planning ahead for birthdays, auto insurance, Christmas, and emergencies.)
I had that card paid off relatively quickly in a few months. When it was paid off, the card was cancelled and that 200.00 was added to the minimum payment (plus $1) on the next lowest balance card. After the first month of this, once again, had the husband call his credit card company and ask for a reduction in his APR. This time it was granted. Should also mention that this card was one of the three that refused the request the first time.
The first six months or so of this was a mildly painful transition. He was used to whipping out a credit card, I was used to having cash on hand for whatever I wanted. It wasn't going to happen anymore.
Finally, I was down to the last remaining card (754.00 per month payment by this time, having applied the payments for each card to the next as they were paid off.)
When I got to this point, I started shopping around for cards with rewards programs and started comparing those cards. The last card I was paying on also had a rewards program but not quite what I wanted. I wanted to know if the terms were negotiable. It was! How about that!
So, instead of losing a valuable customer the card company decided to keep me.
Now I get 3% back on purchases of most things as long as I pay the balance in full every month (which I do). Any kind of air or rail travel purchased with the card is a 6% reward.
I no longer use a debit card. The husband is not allowed to get a credit card again but instead, takes a certain amount of cash every week. Say what you want but he got us into this mess pretty much so he has to live with it now.
It's been a few years now working with this system but it has been very good for us. I find that I average about 400.00 per month AFTER the rewards bonuses kick in so essentially I am able to bank another $354.00 per month in savings. It adds up quicker than you might think.
Should also mention that we have two teens still at home and they can really be expensive. They were made a part of the plan and do their part to help out too. Their contribution is mostly the avoidance of fast food all the time. They can come home and have a meal or eat before they leave. Things like that.
Sorry for the lengthy post but hopefully I can help anyone else get out of a potentially bad financial situation like we faced.
Depends if it is long with pregnant pause um no. If it is long and juicy like an op YEP! Short ones
x
I had it during my pregnancy a long, long time ago. Husband
aa
How long is too long to wait for Pap results?
This is a follow up Pap for an abnormal one a few months back. I have waited for the results for over a month and have called the office once. Any advised about being a patient patient - LOL. Its hard when your in this business, I think anyway, not to be more aggressive about stuff like this.
How long?
Crap, havent heard- 1 hour this week or 2 like last week? Thanks
as long as a dog
is in its carrying bag, he is in his space, not yours. Some dogs are sooo tiny, it is not even noticeable. I know of people who use doggie strollers for such places. Frankly, I am leery of people who have this kind of attitude.
I don't know what took me so long.
You can actucally understand the words and there is a definite meaning to the song. Although, when I put country on my hubby and kids say "my ears are bleeding". Oh well, I work for an ENT, I can help them out. LOL
Wonder how long this goes on. nm
:
In the long run they say it's the same or
possibly cheaper to sod. But yes, the initial cost is a little scary compared to the first treatment with seed. But seeding can be never-ending, especially if you don't water enough. We should have done this in the fall, but that's when our dog was so ill.
But not for long
The poster below really gave some good advice. The behavior she describes is "him" to a T. I actually had almost forgotten about him until the Lacy Peterson story came out. Scott Peterson looked so much like him it creeped me out. Good luck.
Thank you so much - it's gone on so long (sm)
What are the traits of a passive-aggressive person?
I do believe my weight is a symptom of my marriage. It all started right from the beginning - I was fairly attractive back then and got asked out by men all the time. Yet right after I got married, there was this weekly lunch with his coworkers where all the guys and their wives/girlfriends met for lunch - he told me that I could not go because, "I'm not exactly proud of you." I don't know why I stayed at that point - there were no children involved yet - but I just felt like I had to try to make it work.
how long has it been
that she has cancer? She is probably trying to give you comfort as you give her. She is a sweetie.
so, how long did it take and
does he have to continue the medication to keep away the urge?
I went through this myself not too long ago -sm
Definitely keep up the salt water gargles. I used warm water with mine. Something that gave me nearly instant relief was Chloraseptic Spray. Hope you feel better soon!! 
How long does it normally take to get
labs processed? Dr's office took lots of blood this morning to check everything, glucose, lipids, etc and said she'd call as soon as the results come in. What's a "reasonable" amount of time to wait?
How long have you had the cat?
xx
this is long
I went through this with my son, who is now 24 and drug free. Take your daughter to therapy, and anything else you feel necessary, if for no other reason than to assure yourself you have done everything you can. Try getting together with the parents of some of her "friends," (she doesn't have to know you do) and just try to keep one step ahead of her. I used to look around my son's room to see what I could find, any pot - I threw it away. You just have to keep telling her, you are not the enemy, you are on her side. It is very hard to go through, I know, but they do come out the other end and you have your child back.
How long has this been going on?
How long has your mother had this type of behavior. It sounds like these symptoms; inappropriate behavior, saying things without thinking about them first, might be a signal she has some sort of neurologic problem or the onset of a form of dementia going on. You might notice if your mother has been forgetting things lately, seems detached. If this is not her regular personality, and this is something new for her, then I would gently talk with her and ask her if she is worried, under pressure, or sees anything wrong with how she acts. She might have to see her doctor. My mother exhibited these signs and symptoms around age 60, and then later was diagnosed with Alzheimer's disease. However, if her memory is good, she is coping with daily life and is able to handle things on her own, she needs a wakeup call. Her behavior in front of your daughter is inappropriate.
ALL OF THE ABOVE...sry a bit long lol
My children and I have been "cleaning toys" if you will and weeding out clothes to give away on freecycle. We put 3 bags of toys and 1 bag of clothes out there and they went to a very deserving grandma and grandpa who just took in their 4 & 6 year old grandsons. I am trying to teach my boys that it is not all about the gifts you receive, they are 3 & 9 so it is a bit hard to do with all the commercials and my 3yo wanting every last thing he sees. I let them decorate the tree after I put the lights on and they have a blast. We celebrate the birth of Jesus and attend church. First on Christmas morning we discuss the meaning of Christmas and the birth of Jesus and they enjoy going through our boooks we have about that as well.
I think so.....but it was so long ago- nm
xx
as long as they get it right
I've seen people point to the general area, or to the labia, & call that the vagina. It's almost worse than calling it a peepee or a muffmuff or a kitty.
How long ago was that and
how old were you then?
For someone who is on her feet all day long
how about a gift cert for a pedicure. She would get a foot massage, pedicure, and a back massage if they have those magic finger chairs.
As long as you have an income
As long as you have an income you file. Over 70 is for social security where you can earn as much as you want and still collect your full SS. Boy is that was true all of the rich would be lying about their ages so that they did not have to pay taxes.
wow, what a mess to go through for so long!
The reason for having to file CS orders against both is that my GD gets a small welfare check each month, Medicaid coverage and WIC (for now and free school lunches later). All CS attempts/costs are handled by the state agency, not a private attorney. They now have an interstate agreement that is supposed to be more efficient, but hey, that is their ball of wax. Any money they collect goes to the state first to repay the aid my GD gets, along with all the associated collection fees...so I really am not holding my breath (might pass out! lol) on EVER seeing any money. Neither of them can ever have custody of the child again due to the laws in my state, so what I have is the next best thing to adoption, plus GD gets the aid. So, I'll let the state do their thing - they are rated very high on the list of collecting CS as compared to other states - and now that I'm done with court appearances, I will just raise my little one and let those that need to worry do it for me :)
Thanks for your support and advice!
If you have been seeing the same stylist for a long
time, then I don't think he/she should put this new charge on you. I would tell him/her that you are not too happy with the price increase since you have been a loyal customer and let her know that in all honesty your hair is short and does not require the cumbersome task of drying long locks. Ask him/her to recommend a new stylist that does not charge as much at another salon or even within that salon itself. I'm sure you could work something out. In our area, the stylist rents the chair, so the increase is put forth by the stylist and is not a salon-wide increase, but there are salons where the stylist charges more because they have gone to school and are really "up on things", new trends, etc. Another thing to consider if the price has to be is to not go as often. After you've paid your $60.00, explain to the scheduler that you will have to wait an extra 2-3 weeks before you come back for another cut. 
no sympathy, as long as they are
rightly convicted. I myself have been molested as a child, not severely, not even long-term, but it has had a PROFOUND effect upon my mental/emotional/sexual being. It took flashbacks after almost 30 years to piece it all together and understand the impact upon my life. and NO, i don't think they 'rehabilitate'. I think life in prison is the minimal most of these offenders should do. Death would be better for the more persistent and violent offenders.
How Long Have You Been Married?
My hubby did that after we were married about a year or so. He just liked my stuff, i.e., lotions, body wash, etc...He was my Ken doll; I would "dress him up," fix his unruly, naturally curly hair, buy his shaving cream and cologne, etc...Since we would shower together, he would wash with what I washed with (usually Sun-Ripened Raspberry!) and if I took a shower before him, he would yell and ask where my body wash was. Before we got together, he washed his body with shampoo instead of soap/body wash. Men like to do that for some reason.
However, since that started soon after being married, I didn't think it was worrisome; just cute.
I, personally, wouldn't worry, but I don't know your husband.
She will be tossed before too long, maybe
next week. She is really horrible and she has this ain't I cute, humm, sorta like this person who left tonight, see I have forgotten her name already. Her voice, I agree, is the pits. Melinda is gonna be hard to beat. Lakisha better step it up. Love both of them, huge, powerful voices.
Lets see if this is as long as I think it is - sm
3rd grade - Eddie Milton (my first crush)
9th grade - Bryan Rowden ( 9 months)
10th grade - Bill Rossiter (3 months)-- 2 years old and had a car-- parents did not like that!
11th grade - Dan Machonis (my first time in "love" - 3 months)
Dan Nichols (6 months)
12th grade I played the field a bit - Brad Feldman - 2 weeks; Pat Hurley 1-week; Mike Pastore (my 2nd "love")- 2.5 months (found out he had a kid and couldn't deal with me and the other girl--first time I was not upset about break up though as he took the girl to court and got full custody of his 9-month old daughter and took care of her after that, I admired him for doing that.
After graduation -
Bill Schatzman 2.5 months (summer before college)
Denis Sweeney - 2 years (first and second year of college)
Took a break from guys the rest of college-2 years-and concentrated on grades.
After college:
Bill ___ (forget) (2 months)
Chris Nicholson (3 months)
Ed Harvey - 5 years
Jerry Nicolini - 2 years
then Jim, my DH now of 11 years.
--- what is weird is in my HS years I broke up with most of the guys, but after that just about every guy I went out with cheated and hence the break-up. Oh well.
As long as the dog is controlled..
As long as the dog is controlled and not getting hair in my food, I don't care. We love going to Petsmart with our dog but she's a lab and I wouldn't ever take her into other stores where she isn't allowed.
I have had migraines for as long as I
can remember. Use to get them really bad as a child. Most of them were due to sinus problems and my mother gave me Anacin back then, put me to bed, and I generally slept it off. We did not no they were migraines back then. My counselor in high school said I needed a psychiatrist. However, I still get them often. My daughter, who is now 23, started having them at about age 5. I just gave her tylenol and put her to bed with a cold compress on her head. I am soooooo sorry for your little one. I truly feel for her.
If you live long enough, you will get to where
you do not feel like you have to give and by that I mean anything, ever. I give what I want to the person, charity, whatever I want to give to. No one should expect me to do something. I give from my heart and when and where I want. I know how to say yes and no.
See VERY long message
Is this the first house you are looking at? If so, absolutely do not buy this house without having many others to compare. This is a buyer's market - you have the advantage, bid low. Bid REALLY low. They can refuse the offer or they will counter offer. The longer the house sits this summer, the better your advantage. Find out how long it's been on the market versus how long others in the same area were. Compare sale prices of comparable homes in the neighborhood to this home.
From the area you describe, is this what you are willing to live amongst? If the chicken people have a rooster, you'll be listening to that all the time. If the area is "tired" looking, this will lower your property value, lower your property taxes, and lower your resale value. A home for sale can only bring in what the neighborhood is worth. Nothing is forever, and you will eventually be selling that house some day. You want to buy in an area where you will make money years down the road rather than lose on your investment.
An abandoned house with sheep in the yard? Say Joe Schmo somehow acquires the abandoned house, gives the sheep to a wool factory, tears down the house and puts up a car wash. That OK with you? Check out the zoning in the neighborhood. If there is an abandoned house with sheep, there are no restrictive covenants and DH should not have a problem with farm equipment, but go to town hall and find out. Do kids hang out in the abandoned house?
What the town has assessed the house for and what it sells for are two different entities. Again, it's worth what the neighborhood is worth, not what town hall determines it's worth - the town's assessed value is lower than the sale value 90% of the time.
Drive through the neighborhood on weekends, nights, all times of day. See what's going on in the neighborhood. Wild parties in the front yard? Kids all over the place? Quiet older neighbors? It's all what you are willing to live with.
By all means get PROOF of what utilities cost: electric, heat, water. Do not trust the real estate agent or owner to tell you. What you find out though is a variable. You may like the heat on 68 degrees in the winter, they may put it on 60. You could consider using a buyer's agent if you are new to all this. They work for YOU, not the seller. They negotiate on YOUR behalf. You usually pay them at the closing.
How old is the roof? How many layers of shingles on the roof? How old is the wiring, heating system, the pipes, and appliances? If there's a furnace, check out the age of it, records of it being maintained, check the filter yourself and see if it was ever changed. How old is the hot water heater and is it rented or owned? Is this a gas/oil/propane house? Is the house insulated and if so, with what? Is there an attic? Are there ridge vents in the attic or any other type of ventilation?
How old are the windows? Do they leak? Look for signs of water damage around them.
Check out the bathroom - ventilation? Ceiling fan? Window? Flush the toilet. Does it flush? Do you have to flush 3 times before a piece of toilet paper disappears? Check out the water pressure. Do the faucets drip? Are there stains around the drains?
Open closets, doors, drawers. Don't laugh: bring a level and use it. Put it on the walls, the floors, the ceilings.
Is the basement cinder block/poured cement? Dirt floor? Is there ventilation in the basement? Is it damp? Are the joists "punky" - can you stick an ink pen in the wood? What's holding up the first floor? Lolly columns? Is the main carrying beam bowed? Bring a flashlight, look for mold/mildew. When you are in the basement, look for water lines on the foundation. Are belongings up on pallets? When you are down there, look up. Check out how the wiring is hung. Does it look new? Are they frayed? Fuses or circuit breakers? Look around the electric box for singe marks. Direct access from basement to outside? Bulkhead?
Your state may require a radon test at the home owner's expense. Tricky situation. They put the test canisters in the basement, you leave, they open the windows, put a fan on, etc, and wham: perfect test results. There may be some type of test where that can't happen - I'm not sure on that.
You don't live in the northeast because you can't find land for the price you said this house is, so are there termites/powder post beetles/carpenter ants? All can cause havoc.
Septic or town sewer? Well or town water?
Is the house in a flood zone where you are required to buy flood insurance from your lender, if you are using a lender?
Carpets are cosmetic, don't even factor that in unless that is the only thing you can find wrong. Gutters are the least of your problems. You don't need gutters to live in the house. If you do, they are relatively cheap and easy to install. Save it for later. A handyman can put them up for a reasonable price.
A MUST is a home inspector that YOU hire, not one the real estate agent recommends (conflict of interest big time). Pay the money to have a professional look at the building. A home inspection is worth its weight in gold. He will find a multitude of things wrong. I had one that pointed out the bowing of a foundation wall that you could only see when you placed the side of your face against the wall and looked down the length of it with one eye closed. You want the structural integrity of the house determined. Pick the most expensive or the most important things the inspector finds that matter to you and that is your negotiating factor when the time comes. Home inspectors are not used until after an offer has been made and accepted. You then negotiate the final price based on his findings.
There are very few perfect 'used' homes. An inspector should point out everything I've mentioned, and then some. The key is you need a very reputable inspector. They must be licensed - check them out before you hire. Ask for references. Ask the town's building inspector to recommend someone. Make sure it isn't his brother-in-law.
Buying a house is a huge undertaking, but if you are well educated in the process, have the help of an inspector, and buy with your head not your heart, you will do well. Think it through, don't rush. The last thing you want is a money pit or the neighborhood from the Land of Satan. Look past any messes and clutter, though that's a good indication as to how they have maintained the home. Look past paint and light fixtures. Cosmetic fixtures should not even be considered. Those are things you can do little by little if need be. For every one house you fall in love with, there are 5 more that will come along. Seller's real estate agents are scary. You have to play the game, show them you know what you are doing otherwise they will walk over you. It's scary, but it's exciting at the same time. Wait until you have to sell a house...now THERE is a nightmare!
I wish you all the luck!
How long until the divorce comes
through??
I can't believe he'd do that. Men. Just wait till she puts Ex-Lax in his brownie right before his big presentation at work.
I think according to how long you have been married
your husband might be responsible for carrying your insurance further OR if you have been on his insurance and have hepatitis C, you can still get insurance with another because insurance can be portable. A new company should not turn you down because of a preexisting condition. My daughter fits into this category and I first had Cobra on her until she went to work (early 20s) and now she has her own insurance at her job. It can be done.
Long saga sm
Guess it was too long, sorry! Don't see where it was offensive though, true stories are hard to come by. Guess we should keep it silly.
Long and short of it -
While I can appreciate his desire to stop spending so much time in his car, I think the solution he is suggesting would only be very good in the short term at the most. The reality is you all probably need to sell your house and move closer to his job.
Did you date very long?
Since you are afraid to talk to him alone, see if you can get him to see a marriage counselor with you. If this marriage is going to end, the sooner you can move on with your life the better.
It hasn't been long
No, I gained the weight during the time I was in pain and my uterus was swelling out of control (hormones), so most of the 3rd year post ablation. I had a lap supracervical hysterectomy with left oophorectomy (ruptured large complex cyst) on a Monday- up shopping in Walmart on Wednesday, taking care of my kid at home, too.
Since the surgery (which was only a few months ago), I have been able to change my diet and have lost 1 dress size, but haven't added exercise. If I did that, I know I could get the rest of the weight off. I'm moving next month to a place with walking trails built into the community and I hope to take advantage of that.
I do honestly believe the ablation accelerated my hormones, but like I said, everything about my body is extreme, so I'm the 1 patient in a million you hear about. When my doc first offered me the ablation, she told me that in my case, I would end up needing the hysterectomy anyway, but because I was so young the ablation would buy some time. She even said it probably would only give me 3 years before needing the hysterectomy, and her timing was exactly right.
Oh, and I have not had a need for HRT although I do have 3 hairs on my chin now (groin).
Arms are not long enough
I have finally succumbed to the fact that yes I do need reading glasses as well as for distance. I'm just at that age and have put it off long enough.
My question is for those of you who wear glasses and have this same vision problem, do you have bifocals or two separate pairs of glasses, one for reading and one for distance? I can't make up my mind which way to go with this. Thanks!
AI was just an hour long
It may have run over by a couple of minutes or so.
Long hair....
I am 35 years old and have very long curly hair. My mother-in-law thinks I am going to have to cut it soon. (This is coming from the lady who goes to the hairdresser and asks for the Moe!) She says people over 40 look silly with long hair. I think she is nuts. I will keep my hair no matter what my age. Do what you want and don't let a few old hags make you feel bad!
How long did it take you to look up the word?
c
Nephew and car -- sorry it is long
My nephew is a Police Captain and this is what he has done with his boys. Oregon also has a law stating that for the first six months of having your license you can only drive with family members in the car, which they did. They had an older car that needed some fixing up and so and my great nephew (his oldest son and I) I went to junk yards, got the pieces that were needed, and then he and his step grandfather put it together and made sure it was mechanically safe and that was his car. Because he was in the Honor Society, he got a cut in his insurance but if he ever dropped his grades he would have to pay the difference. He had a part-time job while playing baseball and making All Stars and got a college scholarship for baseball and paid for his gas and running around. Then when he graduate and started college he got his own car and could not believe it but this kid does not care about fads or whatever and got a Ford Taurus because it was in good shape, could haul his baseball equipment and had air condiitoning. He paid for it himself with graduation money, jobs, etc. He is still doing well. The second one was basically the same. He drove the older car that we fixed up when David got his new car. Again they were not embarassed or anything. They just wanted transportation. He then got a part-time job, he was not in sports so could work more, saved up money and bought an older Blazer because he is fisherman and wanted the 4-wheel drive. But he again has good grades, and stays out of trouble. But they are responsible for the up keep on their cars, etc. I think it all depends on the kid and what they are involved in and so on. They appreciated everything that we all did to help them, they take care of their vehicles and are proud of what they have done. But I think that by running errands and doing things for you she is paying for the car and upkeep. If she is busy and has good grades and stay out of trouble, help her all you can. If her attitude is great, again help her. Just as long she doesn't expect it and appreciates what you have done. And not one of them have gotten a ticket or been in an accident and are 18 and 20 now.
Who knows, it's been so long - haha sm
I had a microdermabrasion done at a dermatologist's office - and it was expensive - and then when I realized I was expected to tip I was offended!! I guess 15 or 20% though....lol
I would have cryed all day long!!!
My dumb little dog ( Maltese/Poodle) thank goodness she's such a snoop, anyway she was across the road from our house smelling something on the pavement when a truck went right by her,no slowing down, they didn't see her!!
She could have been killed! I hate stuff like that...
Has your babies had any close calls?
I believe that legally as long as anyone
pays on a medical bill consistently, even as low as $10 a month, there is nothing they can do.
For a long time
when I had a "real job" as my husband would say, I skipped breakfast every morning. I am just NOT a morning person and could not get up early enough for it no matter how hard I tried. it was coffee and out the door! I think coffee is an appetite suppressant because once I stopped it I had to have breakfast every morning.
My husband is still in the coffee only work routine without breakfast. Then he wonders why he is hungry before bed and wants another meal.
As long as it is not spreading, I would
on the area. I wonder if he could have had the sweats last night for some odd reason, and this has erupted. My daughter gets something similar on the tops of her arms, but it waxes and wanes, which the doctor said was due to dry skin. Hope this helps.
I would say as long as his vision is okay and he's not in terrible pain, it may just be one of those fluky contact dermatitis things that no one can really explain.
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