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Not West Virginia....Wisconsin...they look close when you use the initals.

Posted By: JanSetzmt on 2007-10-17
In Reply to: I'm originally from WV too and I now live in VA!!...sm - msdonnie

WI.....WV....very close


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We are close in that we live about five miles from each other, but we aren't close like good frie
By husband and BIL WERE pretty good friends, though.
If you are set on closing, do not close the old ones, close a newer account first.
Your credit is based on a mix of things like history, types of accounts, mix of credit (revolving vs installment), usage/utilization of credit available, and payment history. Where closing could hurt your score is the part of the score that averages history of accounts/length of credit. If you decide to close, close out a newer account first.
The best way to protect from ID theft as far as credit is to freeze your credit reports. It's around $10 per agency to freeze them. Each credit reporting agency tries to sell your their own monitoring plan when you get to the how to freeze information, so make
sure you are freezing it.
You can't freeze it over the net they each require a letter by registered mail. It takes about 1 month to freeze it.
Right now you can place a fraud alert on your reports for free. The credit *should* not extend credit or do a credit line increase without calling the phone # on your credit report first. You only need to do it at one credit reporting agency and the other ones will be notfied. The number for equifax fraud alert 1-888-766-0008. It's automated.

If you are concerned about ID theft try one of the monitoring plans. I've tried a few of them and Equifax has the best one. Their Score Watch is great, you set the limits to be notified and any change they send an email literaly the next day. I used it after I discovered ID theft. It might be a waste of money for you. I would place the fraud alerts, then the freeze, and check your reports 2x per year.

I've had ID theft as far as my name/social but what concerns me more than credit ID theft is bank account theft. I don't know how we can fight that. It seems like consumers get the raw end of the deal as far rights when deposit accounts are stolen.
you can have ours from Wisconsin!
We had 10 inches fall Monday and Tuesday! you are welcome to it!
northern wisconsin
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-23 below again northern wisconsin
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-25 below this morning in Northern Wisconsin
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Oshkosh, Wisconsin. Only lived there 1st week of

2 degrees here in Wisconsin...clear sky...great night for eclipse!
Thanks for all the info!
In Virginia ....
I was looking at Charlottesville, as well as more northern like Front Royal, Manassas, just not to close in to DC.
Virginia
I am a Virginian from day one and will never leave Virginia, at least if I have anything to say about it. However, I just learned recently that whenever you are buying a home here, your real estate rep will always be representing the seller. This was told to me by a real estate agent who had once lived in New York and moved here. Not only is the seller's real estate agent representing the seller, but the agent that the buyer has enlisted, will also be representing the seller. I know this sounds convoluted, but it is the way that it was explained to me. After I heard this, a lot of what went down regarding our purchase of a home, with regards to our real estate agent, started to make more sense. She recommended that, next time, we totally bypass using a real estate agent when purchasing a home, or to make sure we have a clear understanding with the agent that he/she is representing US.
I live in Virginia
and have often been to MB. We didn't start going until out children were toddlers and actucally were pretty good travelers (7 1/2 to 8 hours for us). Could you convince your hubby to go to a beach closer to Ohio and maybe be able to cut down on the travel time?
PS. I'm in SW part of Virginia. (NM)
x
Old Virginia is another good one to try
They're soy candles.  They're available at Cracker Barrell restaurants and online.  Some local gift shops carry them too.  I think QVC carries them.  The scent lasts through the whole candle.  They burn cleaner than Yankee Candles and aren't as expensive.  I've also bought them on ebay before.  I still like Yankee Candles, but these are nice too.
I'm headin' to Virginia in the next . . ..
1-2 years.  I have lived and traveled all over and have been in Georgia for almost 20 years.  I hate this backwards state!!  I am originally from Virginia and that's where I want to live out the rest of my life.  It is the best, and truly God's country. 
My heart is in Virginia...
where the grass actually is greener. There's no other green like it. But, I had to get directions to my home place a while back, that's how much it's changed. I still want to go back, though.
39 and snowing in Virginia Beach
Absolutely beautiful watching the snow fall and then melt as soon as it hits the ground!
I am in Virginia and this is the first rain we have had in days! nm
!
Deep south, Virginia, nah I never
thought of that as the deep south. We think of it as the northern most of southern states.
Same thing here in my part of Virginia
the flu, strep, bronchitis, and just the plain old cold. There was even talk of shutting down schools from a Friday through Monday just to give this a chance to die down. That didn't happen but we did get a rather large snow that seemed to freeze the virus. That did help, but warmed up again and seemed to start all over again.
Yes, Virginia, there is a Santa Claus....sm

Santa Claus as we know him today has changed through the times, but his good will toward children has not changed.


This is a great link to tell you of that history!


 


 


Who's Virginia? No message inside
?
Horrible tragedy at Virginia Tech

In Blacksburg, VA.  Someone went on a shooting rampage and he and at least 20 others are confirmed dead.  My son is in high school but was there today on a field trip.  He and his class were walking on campus when a professor took them to a safe room in the basement of a building.  My son used his cell (wasn't supposed to have it with him but thank goodness he did) to call my hubby, and he came home from work to tell me.  I of course went all to pieces but am a little better now. Just can't imagine what the parents of the other students are going through. They are now allowed to leave as soon as the can find the bus and bus driver.  He was sent to another part of the campus.  Just needed to talk about this a little.  Thanks for listening. 


I totally agree with you. I live in Virginia
and don't care that he played ball here. What he did is appalling and he should definitely do jail time, but I also think what L.Lohan has done is appalling and she could have killed someone and only gets 1 day and some community service. Doesn't make since.
Midlothian, Virginia - would pack and move back now
if I could!
way out west
We can't get salt cured ham, so I order it from Smithfield. If you are in the south, you are lucky. For spiral cut, I just grab one at Sam's Club. They are good and not to expensive.
Odenton Maryland/Virginia Beach Va info needed.

Hey everyone.  Hope you are all doing well. 


We are scheduled for a vacation here in the next few weeks (business trip for hubby that we are turning into a vacation), and are going to be in the Odenton, Maryland area and then the Virginia Beach area.  If anyone is familiar with those areas, here is what I am curious about. 


- In Odenton - book stores, yarn shops, fabric shops, flea markets, etc.  Obviously I have to do something to keep myself busy while he works for a couple of days, lol.


- In VA beach, a nice spot to picnic on the beach/near the beach that also has nearby access to a decent public restroom.  I know, sounds strange, but I have a health condition....anyhow.


Thanks in advance for info and advice. 


HC


Denver isn't west.....

I will be moving there soon and, sad for me, it is so flat I could hardly believe it.  It reminded me VERY much of Nebraska.  And the mountains are sooooooo far off in the distance.  I would have to say that I would consider Denver mid-west, not geographically of course but sure looked that way to me when I was there.  I like living right next to mountains and foothills in SoCal and Tahoe.


But it should be a VERY NICE place to VISIT!!! 


Have a safe trip


 


?? Wyoming not out west?
I have been to Tahoe, driven to Yosemite and on the trip this summer going through the Rockies so do not think where I will visit will be all flat but then again my idea of a wonderful trip is scenery and animals and should get a dream trip again this summer. I said my departure from Denver, going through several states before leaving out. I hook up with an escorted tour and just have the time of my life. Went on same to Alaska last year. What a blast!
Only 10 here in west Michigan.
Windchill is -15 though. And snowing to beat the band to boot.
west florida
3.41 a gallon.
$3.41-3.45 here in West Texas. I have been
checking out yard sales for a bicycle.  Not just about gas, I need to loose about 50 pounds plus all these short trips to the store is hard on the vehicle anyway. 
denver is most certainly west and is not flat...

I lived in and around Denver for 3+ years - it is not flat at all and it is most definitely WEST..........just not as west as the west coast.  Chicago is considered midwest (Illinois).


some people are just geographically challenged....*LOL*


My daughter is at VT and lives in West AJ.
With her guardian angel watching over her, my daughter is fine. After the first shooting, she was released to go to class and was walking toward Norris Hall. The police told her to go back to her dorm. She is in lock down and hungry. What a sad day for the VT community. Please pray for the families who lost their students.
West coast is all expensive...
So you settled back at home, 13K! WOW I would never settle back in Cali... like you said it's way too expensive and the wages (at least what i make) definitely don't keep up with the cost of living. I have found in the South the living is sooooo much more affordable, but then I have to think of the pros and cons like the weather (never been in a hurricane, they kinda scare me)... but the people are absolutely wonderful! at least everyone I have encountered was so nice and polite, again nothing like the west coast. I just visited Atlanta when I was in NC two weeks ago and fell in LOVE with it. However, it's a bit big for me but I am curious to know more about it... just as an option. Do you mind if I email you directly? Thanks again for your insight!
20 here on the west side of Michigan. nm
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$1.69 here on the west side of the state. nm
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XanaX, I'm with you. West Michigan here and -5 at 3:15 pm. nm
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Are we living in the Wild West?....sm
I wonder that the police do not take more action against him.
Your mother has now to live imprisoned with a shotgun next to her bed?
She should make him institutionalized, declared incompetent and the property should become hers and yours.
I live in West Texas

Where I used to work up in West Chester, PA - sm
in one of the neighborhoods behind this shopping center I worked at, was this huge victorian house on a corner. They had it painted similar to this but it was about 4 or 5 different colors, tons of trim on this house. I thought it looked pretty wild. Don't know what the neighbors thought but it did make it really stand out. I used to go for a daily walk on my lunch hour and would walk by it almost every day. I applaud the owners for doing something original and not following the pack. I live in a cedar house now, we stained it (not supposed to stain as the wood was this special type that did not need staining, but it was all moldy and gross) and the former owners had a cow over it when they found out. The house still looks great, no mold on it since we washed (I literally scrubbed the house down wtih a hand brush) and stained it, no discoloration like before, and the stain has lasted longer than the 5 years it was supposed to too. To each their own!
A very small town in West Texas

  I live in an 890 sq foot rock house.  I am guessing at the sq foot actually.  It is close to 900 but not quite there.  It ihas 2 bedrooms, 1 bath.  Metal roof.  I live close to the schools.  I live 2 blocks from the local hospital.  I just applied for a job there in fact.  I worked 8 years for a big 300-bed multispeciality hospital that was 35 miles away.  I left because of the climbing gas prices and I thought I needed a break from the office politics.  I started working for an on-line transcription company and for some reason just cannot seem to produce the lines or make half the money I was making at the hospital.  I have been here 6 months already.   I applied to another company to try my luck there and they offered me a job but I read in the paper yetserday  this little hospital here is hiring.  They do light transcription, filing, I forget what else it said.   The best part is I will have benes.  As I was applying a nurse recognized me and was telling me about them and they have improved since I worked there 10 years ago.  I hope the pay has as well and I hope they still like me.  LOL. 


I'm with you. I live in west Michigan. I am more than ready. nm
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Written by Francis Church in 1897 in response to 8 yo Virginia's question if Santa was real. You
VIRGINIA, your little friends are wrong. They have been affected by the skepticism of a skeptical age. They do not believe except [what] they see. They think that nothing can be which is not comprehensible by their little minds. All minds, Virginia, whether they be men's or children's, are little. In this great universe of ours man is a mere insect, an ant, in his intellect, as compared with the boundless world about him, as measure by the intelligence capable of grasping the whole of truth and knowledge.

Yes, VIRGINIA, there is a Santa Claus. He exists certainly as love and generosity and devotion exist, and you know that they abound and give to your life its highest beauty and joy. Alas! How dreary would be the world if there were no Santa Claus! It would be as dreary as if there were no VIRGINIAS. There would be no childlike faith then, no poetry, no romance to make tolerable this existence. We should have no enjoyment, except in sense and sight. The eternal light which childhood fills the world would be extinguished.

Not believe in Santa Claus! You might as well not believe in fairies! You might get your papa to hire men to watch in all the chimneys on Christmas Eve to catch Santa Claus, but even if they did not see Santa Claus coming down, what would that prove? Nobody sees Santa Claus, but that is no sign that there is no Santa Claus. The most real things in the world are those that neither children nor men can see. Did you ever see fairies dancing on the lawn? Of course not, but that's no proof that they are not there. Nobody can conceive or imagine all the wonders there are unseen and unseeable in the world.

You tear apart the baby's rattle and see what makes the noise inside, but there is a veil covering the unseen world which not the strongest man, nor even the united strength of all the strongest man that ever lived, could tear apart. Only faith, fancy, poetry, love, romance can push aside that curtain and view and picture the supernal beauty and glory beyond. Is it all real? Ah, VIRGINIA, in all this world there is nothing else real and abiding. No Santa Claus! Thank GOD! He lives, and he lives forever. A thousand years from now, nay, ten times ten thousand years from now, he will continue to make glad the heart of childhood.









It is spring, traveling in summer out west, my question is
do you think I will see snow STILL there this summer? I am going to the Rockies, Yellowstone and my departure from Denver and ye gads, tomorrow suppose to be snow. Does Mother Nature know it is spring or not?
the wild west of oregon! go east to see family...
every year. my sis brought me to NYC one year and that did it, i was hooked on handbags! originally from the big city and forgot how many good buys there are if you look for them!
I am in west central Illinois and felt the earthquake.
x
Needless to say, I'm ecstatic right now! I may live west coast now..
but am forever a phillygal!
People leaving their McMansions and traveling West
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
No, west coasters shouldn't have to wait to come to this board. Again, do not post
If you feel that you must post, post something in the subject line that there is spoiler information on the inside of the post then make your post inside so those who don't want to know will know not to open your post.
Just returned from FL - west end Panama City beach. email me with any sm
questions. We are considering buying a unit at the place we stayed - very family friendly, gorgeous weather, beautiful blue beaches. I can send you pics, even, if you'd like. Affordable if you drive down. Love it and can't wait another day to return for a week in July!! I LOVE THE BEACHES IN FL!!
Sept. 4 - though kids on the west side of Richmond started - sm
2 weeks ago. Every county is different, but most start Sept. 4 around here. --Virginia.