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Of course be mad. Tell him start saving HIS money,

Posted By: your money will be entertaining kids while he gone on 2007-11-14
In Reply to: Would this have made you mad - husband planning trip - w another family w/o asking me (sm)

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Do you guys have any money saving tips?
BF and I want to buy a house.

Post your money saving tips
Times are tough, gas prices through the roof, food costs climbing... what are you doing to compensate? I'm lucky to live in a walkable community. I'm glad that I can work at home and not have to use so much gas, but I do use my car for errands. Since I am able to walk to the grocery store, doctor's offices, post office and friends' homes that's what I'm doing these days. Last week I used my car only once.

That's just the first big step (pun intended). How about everyone else? What are you doing (or forced to do) with rising prices?
In April I start getting retirement money
Ok, don’t tell me to ask my accountant, don’t have so thought I would ask here. I plan on continuing to work because I want to. I am in the 30% tax range. Normally I would pay $600 per month as an independent on my taxes. With the new income, I should be paying $750.00 a month and that would be what I am making now plus the new retirement, which, of course, is counted as income and I have to pay taxes on that. This is what I am thinking- taking the $500+ per month and now I only have to take bimonthly $125.00 per month and that with the $500 per month and pay my income taxes. Does anyone have any ways to make this money grow until I pay my taxes quarterly? Banking of any kind, CDs, bonds, whatever. Any ideas out there? Thanks.
For those people with school aged children when do vacations start to dwindle and you start getting
ready for school.  I usually take a vacation when things slow down at the end of Summer and I am just wondering when in August most people start getting into school things and less vacations are taken. 
saving self

In saving yourself, you WILL be helping them by setting an example and showing the both of them how a strong woman survives. 


They may never, ever realize what they are doing to you and you may be in for rough waters ahead as you try to extricte youself from this because living like this has become the norm among the 3 of you. 


The nature of this beast is that you never see it coming, you always think you are doing the "right thing" until it gets to the point where you feel you can't take it anymore and then you wonder where in the world you went wrong.  Then you're hit with another guilt trip. 


Once you can get free and find a therapist to explain to you how THEY think this greatly helps you deal with undeserved feelings of guilt which is a fast track to depression.  If you're dealing with true mental illness in them, get a pro to explain to you how their illness works in them and how it affects you in YOUR particular circumstances and then work on ways of dealing with it once you understand better what is going on.  Your anger and frustration and everything else that is eating away at you will be directed toward the illness and the drugs, etc. and not them.  You acquire a balanced perspective and the guilt and depression begin to subside as strength returns as you begin to see things as they truly are.    


Check out those books.  They will bring you much comfort and help give you courage and direction.  But please seek help for yourself.  You are entrenched in this more than you realize.  A pro can help you out quicker than the books by focusing on YOU.  I recommend both.     


I am saving some now so we have - sm
a cushion for emergencies. After all the bills are paid each month we have about $500 if my calculations is correct. I don't want to rely on that, want more if necessary. Just saving $50 a week and set aside $1000 from selling back 2 weeks on my DHs vacation pay. Have an $400 propane bill coming due around Dec. 26, and then $500 in car insurance in Feb., and just had to pay about $500 for personal property tax...due today. But I will have that $3K paid off I hope by March. I make about $800 every 2 weeks and only need $800 a month for my cc payments right now--so will use the other $800 to pay off the rest of his cards. My hardship plans are only for a year, guess I will have to renegotiate then if I don't go the debt settlement route, but it will take me like 10 years to pay it all off otherwise. Totally sucks, but I made the mess, need to clean it up. Mine was caused by too much spending, family death, family serious illness, loss of job due to taking care of family member, private school payments, just too much going out and not enough coming in. Luckily we have lots saved in 401K, but only borrowed enough to pay off his cards (shy about $2K on what we borrowed); I am to fix my mess which is $10k worse than his. But all is going okay, and my DH came thru like a trooper surprising me, he is still mad and totally lost it last week on me one night but kids intervened, and no they don't know anything, though he does make little remarks in front of them though I have told him not to. If they figure it out I will explain the evils of credit cards, we do tell them that anyway, but they will know first hand how quickly it can get away from you. We will be okay, though cash poor for five years. I am working on getting a job outside the home and am on the second step of a job now that is $28K a year from 8-4:30; so I can still do some MT--which I would do and use that money for gas and childcare. I'd miss the freedom I have now but would make about $800 more a month if I get this job and still do about $600 a month with MT, which would more than cover the gas and childcare since I only need it for about 90 mins after school. We will see how it goes.
Saving photos to CD
Does anyone know how to save digital photos (in My Pictures) to a CD? Do you need to download a program for that or is it possible just with what I've got in my computer?  I need to get them off of my computer and saved. Any help would be greatly appreciated!  Thanks!
well he's a musician and says he's saving up for
he has bought 2 different pieces of music equipment this year. He angrily offered to pay the electric bill from his savings, even wrote a check but I couldn't take it.

Quite honestly I have never been in love with him, he loves me oldest son very much so it's hard to just tell him to leave because his own dad has never met him and barely pays child support. SO and i have a son together so it's a complicted situation. I really just wish he would hurry up and go on the road so at least I would have a chance to see how I feel without him. He also works for his mother and stays over at her house a few nights out of the week. She is in her 60s and alone and she needs a lot of help. So, by the time he gets home here he is tired from working and helping her so he just wants to veg out all the time. I guess from his POV i don't have anything else to do but clean since i'm here all the time but my god I like to have time to do things too. I have dreamed of the day I tell him to leave but I can't bear to break my children's hearts. We have an on again/off again relationship and have been back together for 2-1/2 years now and I figure it's just pointless to break it off again. But i can't bring it to myself to marry him because of all of the above. Suze Orman said it best: Love is easy. Finding somebody you LIKE is the hard part.


meant to say you would be saving other - sm
women if you testify, ignore the "not". Not reading what I typed obviously.
I hear you on the saving water, etc. sm
We also had the low water toilets in our last place, upgraded one of them to a better model because the plumbers said the standard ones were terrible and we were going to hate them, but it still had problems and not cheap!!.  We're always conscious about running water around here for washing dishes, brushing teeth, etc. and would like to buy a different washer but can't afford right now, tryin' to do our part, ya know...  I don't know about your low water toilets but ours were a joke, had to flush sometimes 3 or 4 times to get #2 to go down, had to have plungers beside each, which our guests had to use also.  We wondered where the water-saving feature came in if you had to flush multiple times to get it to work.  Was really embarrassing for us and people who stayed when they had to tell us they plugged the toilet up or couldn't get it to go down, but don't know what the solution is, maybe a different diet?? Lol, and quiz everyone who stays with you about their bowel habits and proceed with caution when using our facilities...  We don't live there anymore, but maybe someone here has some suggestions on this...  Don't mean to hijack your post, but am interested if someone has suggestions on brands.
In MHO when they start asking its time to start explaining.
My daughter and I started discussing the basics in like second or third grade.

Good luck it was much harder for me with my son.
How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
Burn Notice, Army Wives, Closer, Saving Grace
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Chevy ང flex fuel - love it! Big saving on price now, used to buy Olds.
...
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.

And in all actuality, they are saying spend, spend, spend to get the economy going.

I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
Haven't started shopping yet, but have started saving $$$
Don't have an awful lot yet, but both hubby and I are doing it (separate accounts) so we should have a good amount when we combine. My goal is to start shopping in September after my daughter's birthday and finish by Thanksgiving. That's my goal. I have never reached it! Maybe this year!
I think we are going to start having more
play dates with my sister's dog. She is an adorable mix that looks like a border collie, and my sister's hubby does not allow spoiling of mere dogs. Therefore, any time we have pet sit for them, this young dog has had a wonderful time, though Misha found her a bit, um, disrespectul to her queenliness, but it was just inexperienced puppy excitement My sister lives 5 minutes away, and it was my sister's idea. So when we go to a park, if I feel like doing 2 dogs, I'll go get her. When we want to go to a pet store or other more civilized place, then I'll just take my well-mannered Sasha.
Where to start. -
I have 2 teenage boys and yes I so agree with you there. If I have to tell them one more time to put a belt on that I do not want to see their underwear I am going to scream.

Another one is people who say K-Marts and Wal-Marts. There is no "s" on the end of these stores. I drives me crazy!
You know what I would start saying? (sm)
"Oh my goodness!! You better knock - one day you're gonna walk in and see me naked!! LOL! Maybe also put a little note on the door that says "please knock". that way it is to everyone and not just them.
I could start doing that...
We have a baby that still takes naps so it would be for everyone too...and especially knowing we have a little one they continue to do this anyways...barge right in and yell HELLO...good grief...can't wait until we move---LOL
Where does it start? sm
What I mean is, where is the line drawn between helping and enabling? I'm not talking drinking, etc. There's no drinking or drugs involved, just an 18 year old son who started community college because his h.s. grades were too bad for a four-year, hasn't made it to school on time more than a handful of times since September, finally got his driver's license (after our driving him to and from school 30 miles away for two months), and two weeks later totaled the car in a rollover. No ticket - he swerved to avoid a squirrel. He has no job, puts in an occasional application. But he's obviously not ready to live on his own. How do we know if we're helping or enabling him?
Well, where should I start?...sm

I love comedies and it's hard to choose just a couple.


The Birdcage 


8 heads in a duffel bag 


Sister Act


Meet the Parents


Monty Python and the Holy Grail (that's a given)


To Wong Foo


Stir Crazy


Bananas 


Miss Congeniality


I could go on and on.... Cat


How do you start on that? I went there..

Do you just make a profile, introduce yourself, and then go on your own diet?  It seems like a good place to check back in for support.  Is there anything else there I didn't find?


Looking for help on where to start
over.  I've decided to leave my husband and will be searching the internet for affordable places to live, etc.  I would prefer to live in warmer climate year round.  Any ideas, sugesstions would be appreciated.  This has been a long time coming and I'm tired of this battle.  Thanks for your feedback.  Please fee free to Email me if you would prefer.
Start here
Read this article and check some of the links.

http://marketplace.publicradio.org/display/web/2007/09/14/debt_consolidation/
what age did this start?
I am 42. My NP said that sometimes husbands refer their wives for hormones. I just told her at my house they just make fun of me until I realize that I am skipping off the cliff.
As soon as they start asking! sm
My mother never spoke to me about things when I was young. Maybe, if she had, I wouldn't have been a single mother in my teens.

I am completely honest with my kids about everything. What good does it do to lie? If some think it protects them, it won't.

My kids are all pretty much grown now but they have all told me that they appreciate my honesty about my past because it means more coming from someone who has been through it, not just telling them not to do something.

I trust my kids but I don't expect them to be perfect. There will be mistakes and errors in judgement, it happens.

Only one has gotten into any trouble (minor in possession) and has never had any trouble since then, graduated from high school, joined the military, and now married.

Trust me, I wasn't really comfortable talking about it with my kids but I felt I was doing them a favor and hopefully preventing them from the same or worse.
Where to start?

I could use some help finding a starting point.


Background:
Yesterday I called a friend and found out she is wanting to leave her DH. She has 2 kids. One 6 and one 2 yo.


Her complaints:


1. He will not spend any time with the kids.


2. He will not spend any time with her. He told her "Haven't you noticed when I have something to do (hunting or spending time with guys) I get off work at 2:30. When I have to be with you, I work until 6:30."


3. Money. They have not made their Jan. house payment, yet he has money to go out.


She has begged him to go to marriage counseling or at least talk to her about the problems. He refuses. She told him she was going to leave. He told her she was not and makes fun of her abut it.


OK, she wants to know some of the laws about leaving. Especially pertaining to taking the kids to another state. As far as I know there is no physical abuse. I would like to help her at least look up stuff online, if such stuff is indeed online. She does not have internet.


Where to start? Any advice? She wants to have her ducks in a row by the end of thie school year.


TIA


Here's a start...sm
See the link below and please read it carefully, by which I mean following the links in the article as well.

http://www.firstthings.com/onthesquare/?p=498

As for Obama's rep as the "abortion president", etc., perhaps you don't watch the news but I presume you know how to use Google and won't have any problem educating yourself on that score. And please remember, I don't sign the executive orders...he does.
Where do I start
Sorry to get you all excited, but I don't have the time or energy to go into it all now ... I will just say it all starts from noticing some things don't add up. You accidentally catch them and then just set out to prove it to yourself.
This will start a thread about who does not like her
but I was reminded when I saw your post about seeing Sylvia Browne in person 1 time. She said if someone toxic, no matter who they were, your own son, you should exclude them. I truly believe this to be the case.
It all has to start somewhere doesn't it?
xx
Maybe if you start a fire in your
fireplace, your swamp cooler will be more effective!

Either that or get a dehumidifier.

I hate humidity also, and here I am in NC. Would you believe that when people are sick they sometimes run HUMIDIFIERS HERE?? Makes no sense to me when they could just step outside most of the time, and we have enough fungus amongus, LOL.
Now he just came in and asked me to start over (sm)
He hugged me and said, "do you want to let's start over?" (which we have been through so many times) and I said, "how do we start over? I lose weight and get super-organized?" and he said, "Well, not SUPER organized."
Here in mid-TN they start the first of August, sm
Unfortunately, the temps have been 100+ and messing up the air-conditioning, so some school districts were just going half days, also no air-conditioning on buses.

Local university started classes today.
Where Did the MyBad start at?
I keep hearing the younger generation saying this and it isn't even proper english.Where did it start and When. What made me think of it I just seen a commercial for Macys and JS unpluged the radio and she said MyBad. I get onto my kids and Grandkids for saying it I tell them it isn't proper english and to talk right.I know its slang but dang its stupi*d.

Were you always in shape before that or did you start at 49? nm
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Anyone start Atkins on Jan 1?
I'm doing it again......Atkins that is. I started January 2 and have lost 6 pounds, yea! I want to lose about 30. Anyone else start it that wants to encouarge each other on here? I can't find a dieting forum, so hope it's okay to put it on the gab board. Think I'll go eat some chicken!
But if you are going to change, have to start some
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I definitely will let you know when I start seeing results! I sm
am usually a quitter when it comes to stuff like this b/c I'm so busy with work, home, kids, but I am not giving up this time even if I don't start seeing results in 3 months!
I start feeling bad when #s go into the 60-70s. Had
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Thank you everyone! What a great start to my day
I can't thank you all enough for your kind words and hugs here today. I figure today is the last day of bad stress since tomorrow is my husband's final hearing and we received the report from the court that the children will stay here, but the child support and financial issue stands on the table for tomorrow. So today is the last day I can be subpoenaed (the ex always subpoenas at the last minute) and after today's "knock on the door" and tomorrow's judge decision, maybe things will let up. But you are all right about counting blessings and so nice for saying I am strong and everything. Just knowing there are people out there understanding, especially MTs (who I value opinions) it will help me get through the next few days. Thank you! And BTW: The birds are fine today and DH cleaned the living room! Today is another day. But I will refer back to this often. And thank you so very much! :)
It is going to hurt less if you just say no at the start.
//
my way to start to achieve this.
human scum who abuse innocent, defenseless children and animals should be quietly eliminated.
And just wait until they start using your DNA sm
to profile everyone for genetic health risks. I see that day coming. Some states already are proposing creating a "DNA databank" for newborns....
Again, thanks to all of you. I was gong to start s/m
drinking soy milk, which I understand is to really help, but I will look for the pill form of the ACV today. Here's to feeling better! 
Any words that start with th come out ht
Nm
Let's start a why do they thread!
Why do they make spice jar openings to small for a measuring spoon?

Why to they pkg 8 hot dogs and then pkg 6 buns? you never catch up!

Why does yellow mustard opening plug up and when you shake it, it squirts yellow oil?

Why do credit card cos send blank checks through the mail, forcing you to open all of it?

okay next?
Yep, RUN, she was never really a friend to start with.
A true friend doesn't do that, it's just an unwritten law and common sense.  Dating a friend's ex is going to cause problems and hurt feelings no matter what.  Sounds like your new husband has a good head on his shoulders.  Hope it works out well for you.
those are a great start!
Mine is to start believing in people again.

Happy Early New Year :)
How to you start car when it's that cold?
xx