P.S. They DO lower your minimum payment due (nm)
Posted By: Getting older on 2008-01-05
In Reply to: If you are just talking about credit cards sm - Getting older
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Have U renogiated credit card debt when minimum payment got too high? Do they take your card away,
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Not always true about minimum payments - sm
One of my kids was seen in the emergency department last April and we didn't get a bill for the visit until September. The outstanding bill was about 800.00.
As I have always done in the past, I made payments, no less than 100.00 per month to get it down. Along with the second statement in October was a letter from the hospital stating that we would need to choose one of three payment plans.
1. Payment in full.
2. Two installments for half of the balance each time.
3. Apply for a credit account at 18.9% interest.
This was definitely something new and I ignored it. There was NO way I was going to choose any of those three when I have always done as I was doing, making payments of no less than 100.00 per month until the balance was paid off.
Guess what.... when the balance was down to 200.00, they turned it over to collection. Yep. Turned it over.
Be very careful.
But nothing is so much nicer than at minimum of an 800 thread count. sm
You can find those at Ross' for around 50 bucks a set for queen! :)
Minimum wage is $7.75 in this neck of the woods...nm
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interest-only payment
We'll just be paying "interest only" for the house, so that would be around $2700 monthly. Do you think our combined income would be enough for this? If we don't get approved by a finance institution, someone will co-sign for us to get the house.
They do have payment options
it may be if you're not already in arrears with them, but I have had a payment plan with them before. When you file for the automatic extension, it only allows that the deadline to file the return itself is extended to August 15th, but if you are going to owe, you are still supposed to pay by April 15th. (What's the point, right?) I think it is more a means for people who have complicated returns to get more time to complete them, but still have to estimate how much they owe and go ahead and pay that.
Info on stimulus payment...
I looked on irs.gov and looked under where is my stimulus payment. It said if you did not send you taxes off until April 15 or close to April 15 you taxes weren't late but the taxes weren't processed by April 15. So you will not get your payment on that date on the schedule. It can be up to 6 weeks later. I mailed mine on April 15 so that is why I didn't get it today.
Did anyone's credit card payment any go up
seems chase is changing policies on their credit card holders. charging 10 service fees if you want to keep your promotional rate. also doubling minimum payments. Didn't they have financial problems in 2008?
Payment process was restructured.
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If you can handle the rent payment,
then let him move on and do not give him any money. Let him figure it out for himself.
My only bill is the house payment, which is quite taken care of
with one of our checks each month. So, think what you will; our life is good. We save and know how to manage our money. Merry Christmas!
She received a 160K disability payment sm
Something about a back injury that didn't allow her to work (but did allow her to carry 8 babies? Strong back....?) and she also gets some money for a couple of the first 6 kids who are disabled in one way or another (not sure of the details).
Where in lower NY?
I'm in Upstate NY and it's in the mid-70's here. I think this morning the low was in the high 50's. Brrr to you.
That is way down in lower manhattan
If you are going to South St. Seaport and are staying in Midtown, you might want to plan other things in that area while you are there. If you like Latin food, there is a restaurant called Cabana at South Street Seaport. Reasonable for lunch but expensive for dinner. It is on second floor and overlooks harbor. Also the downtown alliance has a free shuttle that takes you around lower manhattan. you get on and off at various points. http://www.downtownny.com/gettingaround/?sid=19
That way you can do Staten Island Ferry, ground zero, Brooklyn bridge, etc., and not get lost walking around in lower manhattan. It is not laid out like a grid down there and gets very confusing.
My daughter plans on going to college in NYC so we go often. Have a great time. Don't be afraid of the subway. It is a great experience. Going back to NYC in August. Cannot wait.
me too (lower NY state)
had to go out for son's teacher conference
Please not the lower back...
Hip or shoulder yes, lower back...please NO!!! So trashy...MHO, of course...good day!
I have one on the right side of my lower
abdomen, only see it in swimsuit. Really wanted one on the back of my shoulder, but decided not to get one that would show when I was "dressed up." My ex told me I could NEVER have one, so when we divorced that is the first thing I did!!!!
Lower it - 21 is too high
1. Three years is not a huge difference.
2. Most kids are drinking earlier than 21 anyway and nobody is enforcing the law when they get caught drinking under age.
3. It was 18 when I was 18 and there was not a high incidence of drunk driving or whatever reason they have for a drinking age.
4. Germany there is no drinking age and they do not have a high rate of drunk drivers (they have one of the lowest rates of any country).
5. If they are not going to lower the drinking age they should then raise the age of joining the military. Someone tell me that it makes sense that they can't drink til their 21, but at 18 years old in the military they are given guns and can use them.
Some kids will be responsible and some kids won't. I know a lot of people who are in their 20s and 30s and older who are very irresponsible when it comes to drinking - btw, I am 48 years old, not 18, 19, or 20 (and just want the age lowered) :-)
Your lower teeth
in the front ... have your gums eroded in back of the teeth as well? Mine look fairly normal in front of the teeth, but behind them (especially bottom front teeth), I can see the gums are quite receded. I have one of those little dental mirrors. I am wondering why they would be worse in the back, as I think I brush the same way there.
If the houses around you are crap, your value will also be lower than it should be.
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She said TURKEY BACON which is much lower in sat fat, etc. sm
I did Weight Watchers for years and I'd eat something like this, if you were judiciously using the bacon/cheese.
Is gas still high where you live? $2.45 to 2.90 in lower NY state. nm
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If you suffer from lower back pain
or arthritis like me, you may want to try the SALONPAS pain relieving patch. Works great! Relatively inexpensive. Comes in different sizes. Right before it rains, I often get horrible arthritis related lower back pain problems. I put on the patch and I am able to type almost pain free. If you can not find it in your local pharmacy, your may want to look it up online. Made by Hisamitsu Parmaceutical Co. Best patch/pain reliever I have tried.
Are you going next week? I'm in lower NY state and a.m. temps have been in
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We're like that here in lower NY today, but it's ladybugs
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try to negotiate for a lower APR before going to CCC & use the word "hardship"
Search Google for credit info center they have great advice there.
Try to negotiate for a lower APR yourself first.
First call and threaten to cancel, (but do not cancel if they don't help!) and that might get you a lower APR.
If that fails write or call back,you have to say the word "hardship" to them to really work with you if you are not 60 days past due...that is the magic word. Their hardship plan and CCCS looks the same on your credit report, at least you control it by doing it yourself.
HTH :)
look up the lower down posts, this is a totally different story..nm
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Since they are in the public eye, they must do it. John Edwards is lower
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Take iot from a midwife (posted lower under MWMT)
that the most painful stage of a delivery is the 2nd stage! Yes, I remember that and I agree!
Lower NY state north of NYC, getting hit with sleet and ice! Few inches of it now. :( nm
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Our little burg here in lower NY state does this, too, and the final concert is usually
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40 degrees in lower NY state and I have my space heater ON
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Gonna get it tonight in lower NY state. Will only be our second snow of the season. nm
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Nada for lower NY state. Only in low 70s, cool & dry today. Woke up at 50! nm
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Only 8 degrees in lower NY state today! Ugh..puts in a crimp in
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I'm in lower NY state. Driving and parking in the city is atrocious. He
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Negotiate lower interest rates on your credit cards
It’s worth a shot, and some credit card companies might do it if you’ve been a faithful customer or you threaten to balance transfer to another card.Buy a texting plan for your cell phone. Texting has become unbelievably popular. I have no idea why, because it seems like a pain in the butt, but it’s typically 15 cents for every message you send and receive. This adds up, so better off paying $5 to $10 a month for the add-on plan if you’re addicted to texting.
Southern here, cracklins sold in lower income stores usually
I have been at roadside stands and never smelled them cooking nor saw them but mostly you see in stores like food depot. I know of no one who uses them. I am sure that various parts of the country have other foods that could turn a person's stomach. I remember a supposed pepperoni pizza I had 1 time in Buffalo and the tomatoes on it were whole like uncooked. Yuck for that. Everyone has a yuck I am sure.
My daughter is 35 years old and has been having pain in left lower abdomen for quite some time . . .
She had a CT with oral and IV contrast and it was normal, but showed she had an enlarged uterus. Dr. called the next day and said she needs to go for ultrasound.
There is lots of cancer in the family, so my daughter is very concerned. Can any of you who have experienced this help out here. Thanks.
Is fireplace on same floor you want to heat? The heat will rise up from a lower level unless you
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Think you can go to dot.state to get h'way conditions, but here in lower NY state, we've been
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