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Stamps and long distance phone cards...sm

Posted By: Georgia Gal on 2007-11-05
In Reply to: Little ole ladies, gift suggestions? - Suggestions wanted

these are favorites among the elderly people I know.


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long distance phone service
I live in NW Ohio and am having a difficult time finding a LD carrier that allows medical transcription.  The company I work for only allows .5 and under but I'd prefer a plan that is flat-fee.  Any ideas?? Thanks so much.
"Food stamps" now are paid on EBT cards - federal EBT cards which look the
have the option to have their pay on an EBT card as well.

She may well have been using her family's federal EBT card and working for the government for a living.

Or, if she is a foster parent, those children will receive state benefits and she could use an EBT card for food assistance.

Everything is not always what it appears to be. I'm sure you're a nice person, right?! See?! We wouldn't know any better if we believed the appearance you have given here! :)

Long Distance relationship
I think you answered your own question without realizing it. You still want to see new places, experience something new. To move back would mean you would probably never get to do those things...they are dreams you have, don't live your life wishing you had done what you wanted to do. Great relationships are easy to have when there are so many miles between you, when you are living together everyday it will be a whole different situation. Right now you have so little time together you make sure those few hours are perfect or as close to it as they can be. If you stay in this LD relationship you can still move someplace else and see exciting things, you will just find a way to see each other from another location.

What would you do if you got a fantastic, once in a lifetime, can't turn it down opportunity for something tomorrow, would you take it or would you throw that chance away to move back home where you don't really want to be? When you answer that question you will have your answer.
long distance relationship - dead end?

I've been in a long distance relationship for over a year now. About 1000 miles apart....we see each other once a month and it's great for the most part. We miss each other a lot, talk everyday, and almost never fight. We get along great and truly prioritize and look forward to our meetings.


Our only problem is....the long distance thing has no end in site. Neither of us are planning (or willing) to relocate to the other's location just yet. He feels that I should 'come home' back to where our friends and family are, where we both grew up.....I feel he should get out and experience new things while we are young.


I still want to see new places, maybe move again, experience something new again, and am simply not ready (if ever) to move back. So what should I do? Bite the bullet and move back? Does this mean we have reached an impasse that will not work? Sometimes I worry that we are on a dead end road, but I could not imagine splitting because we have such a great relationship.


He is really close with his sister even with the distance between them...sm
They talk almost everyday on their cell phones since there are no roaming charges. He talks to her while he's driving home from work. She brings up the graduation a lot so I think the longer he waits to come up with a solution, the worse she'll take it.

And if he does end up going, I'll be so disappointed.
I would take his phone away or make him pay the bills for the phone
He can use the postal service to write her letters if he wants but there is no excuse. College is not highschool and if he's gonna make a go of it...be the parent and discipline....my opinion but take the phone away.
stamps...
i know when they went up last time, they said something about not having to purchase the extras when they go up again, but I can't remember for sure.  anyone know??  tia!
stamps
have to have the liberty bell on them and the pack will say "forever stamps"
Food Stamps
I just got back from the store and the lady in front of me had 2 small kids and paid with food stamps.  When I was loading my groceries in my car, she was putting her children in car seats and driving a BRAND NEW CADILLIAC ESCALDE!!  This thing was LOADED!  Grrrrrrrr! 
food stamps
The thing is that some people do abuse the system and always will.  But I do think there are people who really need help sometimes. 
Only if you have Forever stamps....look on
xx
Food stamps and other help sm
Our local paper this a.m. had an article on how people are eligible for food stamps if less than 40K per year for family. He needs to seek help from the state where you life. You did not cause it and can't cure it. He is letting pride get in his way and playing on your sympathy. If he's depressed, he is eligible for help as well. You are not a bank, a restaurant or a hotel. Been there, done that with a brother, will never, ever be "used" again, my husband and kids come first! Get tough!
postcard stamps are 26 cents...sm
There used to be a time when you could buy all kinda holiday postcards.  Have you ever made your own postcards outta your old cards?  Just cut off the front, draw a line down the middle, address and send...pinking shears or regular scissors work just fine ....I've done it for the last coupla years and the folks at the post office love it....It's economical and you're recycling as well.   Cat   
Stamps go up 1 cent Monday

I first heard of it today, they're blaming it on the cost of gas to deliver mail.  At least this time I won't have all my bills returned for a stupid 1 cent more postage, like happened last time.


If you have stamps with "Forever" written on them
d
Where pray tell do you think food stamps come from?
From the food stamp fairy? I read the entire post. You are counting on someone else to do your job, lady. Talk about sitting home on their behinds. Welfare and food stamps, same thing, government at work.
Depends if it is long with pregnant pause um no. If it is long and juicy like an op YEP! Short ones
x
She mentioned the car. You go apply for food stamps, sm
and see what it takes to qualify.  Maybe you will enjoy that experience.  You have no idea.  Go ahead, I dare you.  Take all you receipts down there, and you children's birth certificates, and all your utility bills, etc, etc.  You will see just how great it is to apply for food stamps, and exactly what you get for that.
It is because poor people get food stamps. right.
x
Tell that to the soldiers using food stamps at the commissary.
nm
How do you feel about Food Stamps/Welfare?

In the way home from school last night, I had to run into the Ameristop to get a gallon of Orange Juice.


Well, as I was pulling in, this lady (about 25) was walking in, sort of rough looking girl.


Well, she was ahead of me in line then and she got her food stamps out, and typically this kind of thing makes me upset. Because, you could see physically anyway, there was nothing wrong with her.


But, maybe there was....... or maybe she lost her job, and is trying to manage. Not that I was being nosey or anything, but there she had 2 Gallons of Milk, Sausage and Biscuit Dough. So, maybe she was trying to get breakfast for her family in the morning. So now all of a sudden I feel guilty.


But, if we weren't in these hard economic times where jobs were scarce, I typically wouldnt be as understanding, because I do feel Welfare is Abused.

What about you?

THEN, another thing......... maybe you will know, Sometimes you see Welfare people ahead of you in line at the grocery store or something, and they ALWAYS have "Name-brand" in their cart. Never Store Brand. Well I shouldnt say Never, but it always seems like your name brands.


Does Welfare require them to get Name Brand?


I feel that if food stamps are really needed...sm
Then there is nothing wrong with it.
Just because a person is on food stamps doesn't generally mean they are disabled or can't work. Some people on them are those that work for minimum wage and cannot afford to buy groceries especially a single mother who makes minimum wage. Then again some people just don't work at all and get them because they don't want to do any better. It depends. Welfare is lots of times abused.
I wouldn't think people on food stamps would be required to buy name brand. Maybe it is just the person's preference. I don't know.
I DID NOT DRAW WELFARE. I got food stamps
only for a very short time.  I was also a taxpayer then and had been for a number of years before and still continue to be.  Why don't you come down off your high horse and realize that sometimes people need help.  I hope that you and Amy never become disabled and have to rely on government services to help you. 
They resent anybody on aid, especially food stamps, and have no clue what it takes to get them.
x
Abuse of food stamps/welfare is a MAJOR
nm
Just Google Food Stamps and your state abbreviation
Or call your state office for help, i.e., look under CT State, VA State, etc., and ask questions. Around here, they've kind of (New England) let up a little on your assets, used to be you couldn't have two cents in your pocket. Check it out.
I had it during my pregnancy a long, long time ago. Husband
aa
I've given books of stamps, too. New dishtowels. Gift certs to Michael's if
s
How long is too long to wait for Pap results?
This is a follow up Pap for an abnormal one a few months back.  I have waited for the results for over a month and have called the office once.  Any advised about being a patient patient - LOL.  Its hard when your in this business, I think anyway, not to be more aggressive about stuff like this.
Elf yourself e-cards (sm)

http://www.elfyourself.com/


This is from OfficeMax - free e-cards that you put your picture and/or family/friends and they dance.  It's really cute!


I know there are cards that
are made for something just like this like maybe for a step-mother but don't actucally use those exact words. I know because it was so hard for me to get my "other" mother a card for Mother's day without feeling like I would be hurting my mother, even though she would have no idea. Don't know what this lady's hobbies or favs are, but anytime someone wants to take me out for a nice dinner just makes my day. Actucally hinted to my hubby this afternoon how nice that would be tonight but he said he needs to mow. Well, actucally that is a gift as well cuz he hates to mow and the yard really needs it. LOL!
Also, some people don't like this idea very much, making a donation to a fav. charity in their name to me is a wonderful gift. That is what I have always done for my kid's teachers. I have an aunt who is a teacher, and while she is greatful cuz she really loves kids, but she has talked about some of the "junk" she has gotten. I always made it to the Children's Miracle Network just assuming since they were teachers they would want to do something for children. A couple of times my children got the most wonderful thank-you notes. I absolutely love this idea.
yes, I actually have one of the cards. I have only
used it for dental work so far, though.  Payments very affordable with the option to pay off in certain amount of time with no interest. 
I always appreciate cards, too.
I try not to hold grudges about them, but it's hard to send one to someone who can't be bothered to send to you, so I know exactly how you feel. I think its extra tough when it's family, even if it is the in-laws. And I absolutely agree with the poster who said that cards are so inadequate in some occasions, but they are better than not sending one at all and I always add a personal message.
You really have to stay on top of the cards
I do a lot of card flipping with balance transfers but also calling and trying to negotiate new deals. I just switched one with a balance transfer at 3.9 for the life of balance and then talked them down to a purchase rate of 8.9 (it had been up in the high teens). I also talked a card I've had a while into a 2.9 for the life of a balance transfer instead of the 12 month offer they were having because there was a delay in the electronic transfer to the other company causing me a bit of inconvenience. That transfer was actually for a loan I had at a pretty high interest rate, so some loans can be put on cards too which I never knew. I find websites that list ALL the latest offers for all or most card companies and I'm always checking. Sometimes I call my cards and tell them I am thinking about switching unless they can give me a similar/better rate or deal. Often they will so as not to lose the business. I have saved a ton of money doing this - it is sort of like consolidating on your own. I can post the site if anyone is interested, don't have it handy right now. Oh..I also have automatic electronic payment setup to pay a certain amount each month from my checking so the payment is NEVER late. You are so right about that, that's where they get you! I just thought maybe some of this info may help someone, I hope so. My credit is very good now but had been a mess in the past.
NO more credit cards

I had a credit card with a high balance. I got a second mortage to pay it off. I called the credit card and got the payoff balance and my bank sent a check to them. I kept watching on line to make sure they got it and when they did I noticed that there was a $95 credit. So, I called and said how do I get my money back. They sent me a check and when I got it, I called and closed the account. This was about two weeks ago. Today I get a statement from them with a balance due of $45! Huh??? I called and they keep telling me it is a finance charge. I got pretty steamed and finally ended up saying that I would pay it, but no more. Well, I wrote out the check and put in in the mailbox, but I'm still stewing about this. If I still owed them money, why did they send me a credit?? What is the finance charge on if I had a credit balance? I suppose I will just pay it because they will only keep tacking on even more charges, but it is really bugging me. Has anyone else had any experience with this??


I will say one thing - NO MORE CREDIT CARDS EVER EVER EVER. REALLY. I mean it this time.


How about addressing your own thank you cards!
My husband's side of the family seems to think that it's a wonderful idea to have shower guests address their own thank you cards as they arrive to the party! Well, geeeze! Why not go all the way and write your own thank you note, too! They put the little envelopes in a pretty little basket and pass it around. I don't care how they try to pretty it up, it's still tacky! I refuse to address my own thank you card, and you guessed it! I never receive thank you notes from DH's side of the family!
I hosted a wedding shower for my husband's sister, and my MIL came over with the little basket. We had such a fight, because I refused to do that at one of my parties. ugh!
telephone cards sm
It was on our morning local news that a local mom started collecting phone cards donated by various people for her son and his buddies in Iraq. She said the response has been overwhelming and her son and his buddies couldn't be happier because they love the fact that they can actually talk to someone at home rather than E-mail and snail mail. One woman wrote her a note along with her card, stating that she got to talk to her son every day as he was home, so it made her feel so good to be able to help someone else's son call home. Guess it's all up to them if they want to call, they have to pay, don't know how much it costs to call from there?? Imagine it is not cheap.
I think its credit cards...
The newspaper had an article the day after Christmas how people are defaulting on their credit cards all over the place. This added to the mortgage companies having problems with people unable to pay their balloon payments and the bad housing market, price of gas is sure to lead (the article said) to a recession.
When I was shopping I saw all the people with tons of things in their carts, DVD players, computers, etc. on Christmas eve. This was regular people at Walmart. I saw a lot of credit cards flashed around. Paying minimum payment will cause Christmas to cost tons more and they will be paying beyond the item's life which they purchased.
We went through this. We tried to sell our house, rented to own another and went broke in 3 months. After we had 2 house, fell back on credit cards the interest piled up and it was terrible! We moved back and are on a budget. So, I shopped without credit this year, and you know what? I had more fun. And I have 3 kids. Their things were simpler than the fancy things they got last year. The most expensive things we got were bikes because they are growing and we got those on sale. The rest were creative items. I am not saying that what we did is so great. What I am saying is that peeople are not looking at the big picture these days and if they do not use cash (as we had not in the past), they may not be able to pay their debt if hard times fall. In the meantime, grandpa sent my son 100 bucks, which I let him spend on a train set (I should not have let him do that he is 7) and he cried that his money was all gone and he did not want the train set anymore. I bet if I had him save some of it and had him buy simpler things, well I bet he would not have been crying. At least at age 7 he is learning that money is not easy to come by. And he is learning the hard way because I will not give him more money to replace what he spent. Sorry such a long message. It is just that we did not even afford an XBox, and I wanted a Wii myself, but we avoided all of that because in the end we learned that Christmas is not about credit cards, the junk it buys. I think the end of the cartoon the Grinch where the Who people did not even care about the presents was correct. Maybe we'd be happy with less things and more love. I don't know. This was not meant to be a sermon forgive me. We all have to learn what Christmas means to us and I say let people do what they want, consequences are always result of actions anyway. Just IMO. Happy New Year everyone!
A deck of UNO cards

Can you give hints? g o m d t . c o m


Don't use your debit cards
I had a problem with fraud on my account through them. Surely they have fixed it by now, as this was last year and the year before (yes 2 separate occurrences, both at xmas time). So I would not suggest using any cards there but cash only.

I do agree that it seems to be a great idea for teens. Their prices are great and our location has always been helpful with advise, returns, etc.

Another good idea I have found for teenagers is a gift card for restaurants or gas stations. It helps their parents a bit and if they have a girlfriend/boyfriend places like AppleBees or Red Lobster are nice so that they can go on a nice date and not have to worry about $30 for the bill. Even with a part-time job that's a lot of money for a teenager! :) My nephew actually requests it.
gift cards
Gift cards are hard to redeem, especially if they have to spend a long time trying to find something they like at the store for 5, 10 or 15 which they usually cannot and end up spending my money to cover the overage.

I think cash is much better!
Gift cards!!!!!!
x
Don't throw out those cards!
Christmas is over, please don't throw away your cards. If you don't already have plans, please consider sending them to the Pine Ridge Reservation. Children there recycle the cards to make cards for next year. They sell these to earn money. They only need the front of the cards - the picture part - and welcome any style (obviously not naughty cards). The address to send cards is:

Via UPS or FedEx:
Carmelita Mesteth
Oyate Teca Project
Wakanyeja Okolakiciye Youth Center
1000 Youth Center Drive
Kyle, SD 57752

Via US Mail:
Carmelita Mesteth
Oyate Teca Project
P.O. Box 316
Kyle, SD 57752

Free Ebirthday cards?
Anyone know of a good free E birthday card site that is easy and you don't have to sign your life away? Blue mountain now makes you sign up for a trial but wants credit card.
google free e-cards
Hallmark and American Greetings I know for sure have free ones that you don't have to sign up for...just google! Good luck...
Most debit cards can also be used as a charge
card.  If you use it as a charge card you do not have to put in a PIN number.  What happened to your daughter sounds like someone from Bobs took the actual account number information.  I'd confront Bobs mgmt.
Overdraft and Debit Cards
Thank goodness at the bank we use, debit card deductions are the same as checks (I rarely use checks). The overdraft applies to those as well. Luckily I don't use the overdraft often, just glad to know it's there is I need it.
I always love gift cards :-) so I can buy what I want (sm)
at the exchanges I've been to those are always favorites. Like a box of popcorn with a Blockbuster card, a Bath and Body Works card (my favorite!), Target, etc.
How many of you received gift cards....sm
and if you got them, were they to places you like to shop?  (As for me, I got 4 of them, 1 of which is a Visa debit card that I REALLY love since it can be used anywhere!).
If you are just talking about credit cards sm

If you call your credit card companies, they can set you up with a plan to help. I was in the same boat. Low to no wages and a very large hospital bill, plus household expenses.


I have 5 credit cards. Up until the hospitalization,  I paid on time or paid more than the minimum, as I used to use them for work-related items.


Sadly, all were maxed out during the hospitalization and subsequent rehabilitation.  Of course in the meantime, during the time I couldn't contact them, my interest rates went from 9% to 21-29%.  I didn't know about their programs...a well kept secret. 


I'm still hurting, but now my credit rating isn't being dinged and 1 card is back down to 12%.


BUT, you must agree to pay the amount they set for you faithfully every month. If not, you lose the advantage. When you have a little extra, put it on the bill, even if it's only $1.  I have the payments automatically deducted from my checking account. That way, I KNOW they're being made on time as I sometimes don't know one day from the next (if you know what I mean) and if I have extra at the end of the month, I hand write a check to one of them (preferably the highest amount of debt).


Don't need credit counseling. Just work with the companies themselves. It's a pain to make all the calls, but it's worth it.  Good luck.


Gift Cards or Money...sm
I gave up trying to please everyone with personal gifts. They were never good enough or what the person wanted. so now I give either cash or gift cards. Even with the gift cards, however, I received complaints. They did not like where the gift cards were from, etc so now I basically just give money. That way they spend it on what they want. You can't really get many complaints from just money and they cannot return it. good luck to you.