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We have had one since August - kids pooled their money - sm

Posted By: on 2007-12-27
In Reply to: LOL I have a Wii and it's funny when people don't know what they are - ERMT

and bought it (we refused to buy it for them); my DH tried to teach his dad pool on Christmas, boy was his dad bad, couldn't even score, when he finally did he scratched. My DH won 36-0. His mom loved the bowling game though and did very well (she bowled in a league years ago and was/is quite good at it). My girls love it and it is getting my one a bit more physical as she moves around more with this than with the Gamecube or her DS lite. They got the dancing game for Christmas and are having a lot of fun with it. They even have Wii's in nursing homes now since it gets the residents up and moving about, a sort of therapy.


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Absolutely love Christmas. Start shopping every year by end of August for kids. sm
Start getting lists from rest of family by end of Sept. into Oct and usually have everything done, bought, and wrapped by Thanksgiving!!!!!!!!!! By doing that I can sit back and just enjoy the beauty of the season.
My kids knew no work , no money
I did not have to beg, plead, cajole, swear, swat or promise the kids anything. They had a room over their head, food to eat, bills paid- I told them from a very early age the necessity of my working. I do not believe you have to give prizes to a child for doing what they should- and that would be leave you alone while at work. Too many things kids can entertain their own self- at (after a certain age, of course) so you do not wind up having to entertain them.
Kids and money for school things...sm

Here is it is.... January 30th and since January 1st I've been asked by my 16-year-old for:


$90 for a graphing calculator for the calculus class


$85 for school yearbook  (and price goes up 2/1 by $15..she didn't tell me any of this until now)


$30 for hoodie for yearbook club


$15  for drama t-shirt for spring production... which she has exactly 2 lines in and will not be on the stage any other time.


Total:  $220.


I bought the calculator as it was necessary and I know she'll use it again in college.  I've offered to pay half of the yearbook if she'll raise the other half.  For the shirts I've told her to raise the money herself.  The drama team is also looking to possibly go to New York for a few days to take in shows in May and gosh only knows what that would cost... if it gets approved.


She doesn't work and says if she gets a part-time job then she can't do the drama production as they practice 3 days a week until 8 p.m. .... well hello she has only 2 lines in it and isn't even in any other scenes.


I told her to get a job or start offering to babysit for money.  I'm tired of being nickel-and-dimed to death for fru-fru non-essential expenses.... especially since we just spent $700 on car repairs and $250 for surgery on the dog (abscess on foot - she stepped on something at some point and messed herself up) and medical bills are coming in from my husband's numerous medical tests he had in November.    I'm not going to pay for her to go to New York either when that would probably take out entire family vacation money for the summer. Once those numbers come in we'll offer to pay a portion of the cost but that's it.


She also insists she wants to go to college out of state, and her dad and I have also told her she has to figure out how to pay for that because we're not going in debt for that when she can get a free education from the lottery in our state by going to a state school.  She doesn't do any volunteer work, play sports or have any special talents that would qualify her for scholarships. 


I told her that it's time to grow up and realize there is no money tree in our back yard, and I'm not going to bust my butt working extra jobs to buy these things for her. 


Actually the people with money buy all the nonsense items for their kids
and the others without money are all trying to keep up with the Joneses and of course getting in debt because of it because heaven-forbid their kid doesn't have what everyone else has. How could they ever be seen in public without the gel french manicure nails, cell phone, ipod, blackberry, brand name jeans, etc., etc., etc. What a world we live in where the children now rule! lol Pathetic. The other day I saw a woman and her maybe 15 year old, all highlighted hair and all, at the nail place, and unfortunatley I got stuck in the seat between the two of them. Well the kids nails alone cost her 65.00. lol! But the best was the kid must have not liked something and was mouthing something to her mom, and then the mom was like whispering, what, honey, what is it, what is wrong, do you not like something, honey, do you want a design, tell me, what is wrong? what is it? And I'm in between them, right? I wanted to say please excuse me while I get up to throw up. LOL. It is just amazing to me.
Here in mid-TN they start the first of August, sm
Unfortunately, the temps have been 100+ and messing up the air-conditioning, so some school districts were just going half days, also no air-conditioning on buses.

Local university started classes today.
Early August in AL
August 7 in the Prattville AL area.
Yep, Disney World in August. Doesn't get better
xx
August 22nd for my 1st grader here in Iowa
nm
I will be 40 in August and am back in school after 20 years -
I will be graduating with my associates degree in accounting in December. May go on for my 4 year, but may just do an associates in business management also. I am like you - ready to ditch the MT world.
I posted back in late August about cc debt - sm
in response to someone else giving advice on what to do.  I told you about how I had a ton of debt my DH knew nothing about, how I was afraid of him, etc.  and that I just did not know how to tell him. I consulted a lawyer and got some insight and advise in case things went really bad when I did tell him.  Well I finally bit the bullet and told him on Monday.  He was off from work, kids were in school, I wrote a 4 page letter laying it all out.  I went out in the LR and I asked him if he loved me and was happy in our marriage, I got yes's to both questions.  Then I handed him the note (bawling at this point) and said I was going out for a little while and we would talk when I came back.  He called me 10 minutes later, upset yes, but not nuts as I expected.  We ended up talking for 2 hours.  He was quite good about it which really surprised me, he was in shock though.  Later last night after he got drunk not horribly so but enough, though he did not turn nasty.  I had asked him not to drink but he ignored that, so as a result he broke down said a few things which I probably deserved, though he does not believe I was scared of him....denied ever threatening to kill me, said if he did he was kidding and it was his sick sense of humor.  I told him I take all death threats seriously.  But comes down to he does not want to divorce over it, for which I am happy and grateful, and I think this will ultimately help us.  We are taking a 401K loan for the debt on his cards, and I will go to a credit consolidator for the debt on my cards......any recommendations on that front?  My credit is in the dump so this is not going to make it much worse.  In five years we will be free and clear, paid off debt and house at that point.  I have a huge breach of trust to heal and don't know how to go about it, that is what is hurting him the most and the fact I waited so long to tell him, couldn't understand why I felt I could not come to him when it all started.  So he learned what a conniving wife he has and I learned that I had what I wanted all along, just didn't know it.  We still have a lot to work out, and I am in for 5 or more years of snide backbiting remarks at times I am sure, but I think there is hope for us actually. 
How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.

And in all actuality, they are saying spend, spend, spend to get the economy going.

I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
It didn't work out due to combining of kids and step kids. nm
*
Nope, no kids with him, all of our kids are 20 and over.

I would think that some of the $12,000 A YEAR he paid in support for over 9 years should have been enough to save some for college. He paid his dues so to speak, always paid the support on time, had insurance for them, etc. He told them straight up to pay for their own college. Is there something wrong with that?


ESL kids have a label =$$$. When the illiterate kids get a label slapped on them - they will get a
Most public schools do not teach children to read with intensive phonics. It has nothing to do with class size IMHO. The method of reading instruction is what determines if the kids will learn to read or not.

Consider homeschooling her.

Each child represents a $ amount to public school administration. As long as the child attends they get their $. They still get X amount of $ for each year they teach or do not teach a kid to read.
Their compensation is not reduced when they produce illiterate adults.
You are right on the money here...

What great advice!!! I too did a lot of what you have listed in your post.  It worked!!! When rules/expectations are in black and white, it's pretty hard to argue about it...


My 2 teens do their own laundry, clean the kitchen after supper, clean their bathroom, and now that they both work, buy the majority of their "things."


The key, I believe, is responsibility.  Kids thrive with responsibility.  They may moan and groan about it, but in reality, they thrive with rules and responsibility.  Good luck!!!


She is right on the money about that - sm
As I said in my post above. The discipline at our former (private) school was a joke. Luckily the majority of the kids at this school are good kids, but there are a few bad apples that would never be allowed to get away with what is tolerated at this school. The nutcase (or strangler) in my daughter's former class at the private school would have been expelled by now from a public school. Amazing what they will put up with for $6K a year and an alumni mother. Oh, and of course they have no type of a counselor or psychiatrist at the private school, no nurse even. They had a real cow when Jenny was in chemo and dealing with that. But that is another story.
Money.
Money or a gift certificate to whatever craft store they shop at when they get supplies for the kids. You can also donate money to the teachers "account" at school and it's tax deductible.
Where to put my money

I am selling my house and moving overseas. I will have between 250,000 and 275,000 after agent fees and loan pay off. I want to take about 50,000 and put in a money market account attached to my checking and savings accounts for easy access for things as I need them and for unforeseen expenses.


I don't know how best to use the other approximately $200,000. I will not have a job. My only income right now will be about $1150 a month from my rental property. I would like to invest my other $200,000 and live on the interest combined with my rental income. What is the best return I am looking at?


Of course I know I need to talk to my accountant and maybe hire a financial adviser but I'd like to hear some thoughts and get some direction so I can research it a bit myself.


5% for a money market is okay but is there a better way to structure this? In a couple of years I may want to use this $200,000 to purchase a home or business so it can't be away for good but 3-5 years is okay.


I keep getting told about going offshore because I won't have to pay taxes on the interest and with internet banking it is easy to transfer funds and make payments.


Of course you can tell I am a novice but I would like to start researching my best options. Any advice?


Money - Should I be mad or not?
Suppose you had a friend who was very nice all the time, to everyone, can't stand to hear anyone say an unkind word about anyone. Suppose this friend had come crying to you several times over a period of a couple of months with financial difficulties, and rather than loan them the money (which would prolong the difficulty in my opinion), you just gave it to them to help them get caught up.   It was a necessity and children involved, etc..  So you helped them....anyway...

What if after that, it became a regular monthly, and sometimes semi-monthly event, where there was some major issue of why this person needs money, you figured they must really be having a hard time, felt sorry for the children, and helped a couple more times. 

 

It is my feeling that when you give someone something, it is theirs, so you shouldn't even ask what they did with it.  But suppose now you find out that they have purchased something fairly expensive ($400) that is a completely unnecessary luxury item (game), that they had to have purchased during the timeframe you were helping them, and mentioned some other things they have been doing recently - things that you yourself can't even afford to do!!   Would you feel you had a right to be upset or would you just say to yourself that they have a right to have a life and once they had money, to spend it how they want?  This happened to me recently, and while I have decided not to give them any more money, I am not sure if I should be angry or not?

Boy, that's a lot of money. I think about that old man in WV? who won
xx
Well, let me see, about money
I have been given money beyond my wildest dreams, from money I got after being outsourced 6 years from a previous employer, over 100,000 (where did it come from?, got retirement when I left there to money given to me by family member and then after this person's death, sold property left to me by them, sold a property I had before this one- the main thing though and I have said this time and time again- I try my best to help others out, choose either animals or people, whatever touches my heart. This Christmas picked some people out from Craigs List and did things for them. I do not do to get because my heart is just like that but things are always coming to me. My mother told me as a child I was like this, giving and I really believe it just comes back- Karma.
Money...
First of all, I can't understand why you would give him money...secondly, he probably is getting it from another woman.  Guess you should just deal with it, it's really not any of your business where the money's coming from...are you engaged or otherwise committed to one another?
Boy, do I need the money
I might not receive it as I made just under $3000.00. The rest of my income was around $11000.00 from SSD. I had two major surgeries last year, and being an IC, have no benefits.

 

Now, if people in my income level don't need the refund more than the upper limit that was set, I don't know who does! Why in the world they would need it is ridiculous. I can definitely use it for bills, or better yet....FOOD!!

The money came from
my father- I was his only next of kin- no siblings living on my side or father's side, his wife not living. My son and his family had already received close to $100,000 from my father earlier.
you had money for that
the possibility of being on welfare? seems to me welfare wouldn't even have been a possibility if you had money for her college tuition plus. probably could have dropped a job or two. ?
See when it comes to having money around
I usually don’t have, don’t keep as much as $5.00 in the house but when I take her home and pay her, usually stop at the bank to use ATM so no money could be taken from the house. I think if you needed items such as the ones I listed (hubs said also has been missing laundry powders and things like cleaning solutions- he notices these things much more than I do (1 time had told me he had missing herbs he had bought- did not have to worry about me using as I do not cook). I hate to think about losing the help but then again cannot stand the fact of her stealing- by the way, the panties so new might have still had tags on them??
Where is all the money going


money

Has anybody ever heard of a Transcriptionist winning the lotto?  thought not...lol, and if you did, I bet she didn't keep on working!


He kept his $10 and only used her money for gas.
x
We can get you MONEY
The injury lawyers always say that phrase and I hate it!

It's my money and I want it NOW!
x
Of course they are...where's the money in
finding a cure for ANY ailment or disease? Wouldn't you think with all of the fantastic doctors and scientists this country has, the numerous telethons, fund raisers, charitable contributions, endowments, etc, that one cure for one disease would be found? Healthcare is the one industry that will probably never face a downturn, let alone financial crisis. Baby boomers = ailments and disease, ailments and disease = money; any wonder drug dries all that money up. I sometimes type people who are on 10, 20, 30 medications...what a racket.
money

I can agree completely.  Robbing Peter to pay Paul.  Just stinks all around. 


I would bet a lot of money
you did not read a single link that I posted. Not a single one.

Now your posts have degenerated even below jeering; you're going for personal attacks on my family. About whom you know absolutely nothing. As if that will somehow bolster your case.

It's pathetic, really.


Got money?
Golf courses, so I have heard.
Right-e-o -- all they want is more money.
nm
money woes

Here is the real question:  Does your husband work just as hard as you, but doesn't make as much, or is he a freeloader? 


If he works as hard as you, I think it's a terrible idea to put your money into another account.  You need to be a team and if you can't be a team on this matter, you won't stay together.  If you're still in love with each other, you can make this work.  You should be doing the bills together, so he can see how much is left and why you can't afford the things he is buying.  Men are selfish creatures and they can be dumb, too.  Don't assume he understands exactly how you feel.  Tell him you are feeling taken advantage of. 


If he is a freeloader, well, I don't know what to say except that most likely he will always be one.  Do you want to live this way forever?


Have you heard of Dave Ramsey?   He is very wise regarding money and has a lot to teach couples.   daveramsey.com


With that kind of money,
she could have easily afforded to pay you back without filing on the insurance. She should have offered to have paid you half back at least. I think that would have settled it.

Don't take your parents not choosing sides personally. They are probably trying to not make the situation worse than it already is. They are probably hoping you two will work this out somehow. Them getting involved will only make it worse.

Besides everything she has done, losing your family is just not worth it. I hope that you can find a way to work this out. My brother passed away and my sister is missing. I would give ANYTHING to have them back.

counting up the money
Who do you work for if I may ask?
She will get her money back
I had my money back within 24 hours when it was fraud.  You go to the bank, fill out the forms, and while it is being disputed you get the money.   They will reissue you another debit card but I kept the same account.  Then in 60 days they said it was resolved and I could keep the money.  So unless she made the charges and just does not want to tell you -- she should not have a problem getting her money back and still keeping the same account. 
Who cares about the money? --sm
She couldn't take it with her and it did her absolutely no good while she was alive. What about the baby girl she left behind? Why is everything always about money.
The lawyer and the money
Well, it seems kinda funny that shortly after her court case was settled her son died. Then, she had the committment ceremony with the sleazy lawyer. Now, a few months later she dies? Wonder who her beneficiary is. It could shed some light on the events surrounding her and her son's deaths. I wouldn't say it's all about the money, but it does seem suspicious. I still wouldn't be surprised if it winds up just being a drug overdose though.
Do you think a) they will give me my money or
b) I will have to take furniture out of their store? I bought some furniture, has been over a year ago and never got it, got the runaround, they never returned my money with my asking for the return after several months of no show. I filed a lawsuit, they would not answer, did not show up in court when told to and bottom line now the courts found they do owe me and if they don’t pay me by the 15th of this month (over $700.00) then I get to go with an officer of the court, take a big truck and load up more than what I think is enough to cover what they owe me in the first place. Do you think this is absolutely crazy for a big store to ignore they owe me and do they not care about how it will look if there is a police at their door as we cart off furniture? I would, of course, go on what I would hope to be an extremely busy day for them, say a Saturday. Needless to say when all this is over I will be calling the Better Business Bureau and word of mouth also so that no one else will be caught in their business dealings.
Wow, so only people with money
have any class? I know plenty of people with lots of dough who are still low class and probably always will be no matter how much they have. It amazes me that some people seem to think that having money automatically elevates them in the class department and gives them the right to look down on everyone else.

And by the way, its riff-raff.
No money for illegals
That was such a good observation. They also buy up chunks of our property here, but if we "buy" there in Mexico it "reverts back to the government" after 99 or 100 years. If that is how they are to us, then I say no US property should be sold to those without citizenship. I think she should spend another two dollars an hour and hire Americans to work around her house. There are good American people out there who, like us, only want to make a living wage and these people are driving them out of employment.
would it be possible for you to take the rent money to her? nm

Ernest money is yours to keep regardless. It
However, even if the buyer pulls out, the money is yours.

You really need to consult a real estate attorney or a real estate broker with your question above.

Ernest money
My husband and I were selling a house --on our own -- (SIL was an agent and helped us and it was an easy assumable VA loan) and received ernest money.  We did not put it into escrow right away, and then two weeks later they backed out and put stop payment on the check.   Our ignorant  fault for trusting them.  Since the house was off the market for 14 to 20 days, we felt we were owed something and they had no just reason for backing out.  Anyway, long story short, we had to show we attempted to obtain the money - put the money through escrow -- bounced- and then went to court and the court awarded us 75% of what the ernest money was since the house was off the market for so long.  So, the agent is right, put immediately into escrow and then if they back out for no good just reason the money is yours -- read your ernest money agreement it will tell you.  But to protect all parties it needs to go into an escrow fund and then dispersed when the property is sold.  That way no one gets away with it.    Patti
Maybe he's a little over-protective of money.
Hard to say, but hey, at least she's working more.
Boy nice to know EVERYONE wants money - sm
Yes, money is nice, but not everyone at my wedding gave us money. We received many "gifts" that we actually use, guess your "friends" don't know what you like (oh, yeah, it's money). Of all our "gifts" I only returned 1 as we just did not like it, some sort of crystal tray; my DH picked out a very nice roasting pan in its place and we use that all the time. We received a dinner cruise from one friend, baseball tickets from another which we used with my parents, towels which we still use after 11 years (very good quality though 1 set is finally dying), T-Fal set we still use today, pasta machine which makes incredible homemade pasta, a toaster oven (that died from over use), picture frames (can never have enough of them) and a ice tea maker. All of them get used, some more than others yeah, but we appreciated every gift, as well as the monetary ones which basically ranged from $20-200, with an addition $26K from the parents ($1K from his, $25K from mine-and his are wealthy) None of this money went to paying for the actual wedding though we did use maybe $800 to pay for the hotel for my DH, and for the honeymoon. The rest we banked and eventually bought some land as an investment which since we bought it has doubled in value. By the way our wedding was about $5K total, including honeymoon, fully catered (that was most of it at about $2500), and only 50 guests. W/o the parents $ we received close to $3K; in your greed I am sure you got more but what did you do with it? Buy fancy car or home, take an extravagant vacation/honeymoon, pay off the wedding debt? I bet you have nothing to show for your "friends" generosity. I sure hope you wrote thank you notes but from your entitled attitude I doubt it.