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You mean like bond money for 1st-time homeowners?

Posted By: Most banks offer that. on 2007-03-08
In Reply to: Home buying grants. - MT in MT

nm


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Money says to me "don't really have time"
I wouldn't give money or gift certificate.  That is not the purpose of why you think she's special.  Your son needs to be part of the gift for sure whether it be a picture he draws or something recorded is a great idea.  Money isn't everything.
I probably could have spent my time, money, everything
on me because I gave them so much and now it came down to money. One is a me type person and the other, if all they care about is the $$$ and would talk nasty to me, I can wipe my hands of anyone and I mean that, who does not respect me after all I did for them. Most of the posts you read here are mothers who have younger children and most are ok when babies, toddlers but the real life comes as they get up and supposedly have some sense. I did my job and thought I did a good job. Now time for me, me, me.
can't talk now, time is money. nm
x
she works part-time so has money. nm
nm
Not all fathers bond with their children
and having said that, a lot of times having a child can also drive couples apart. A child crying all the time whether from colic or just wanting to cry for no reasons can be a headache not just for the mother but the spouse. Some guys leave women when they announce a pregnancy. I think loads of time an infant puts a strain on a marriage. It can happen and does. I was married to 2 different fathers to my children and neither one took the effort to really be what I would call a decent father- probably my fault for having a child with them in the first place but being as I do not believe in children without marriage, what was my choice?? Married them I did, divorce from them I did also.
Medicated Gold Bond........
Gold Bond may do the trick. When my grandmother was bedridden, she kept getting rashes under her breasts and arms. The doctors gave my mother Rx's all the time to try on her but they never worked. I gave her some Gold Bond to use and after a couple of days, she called and said it had dried the rash up and it was barely visible and had started going away. This rash had been there for months! All the prescriptions and this is all it took. Give it a try.
DH and I went to see the new Bond movie last night...
Daniel Craig...yummy!
Thick family bond or not, - sm
My child would be yanked out of that very strange and potentially harmful situation so fast it would make your head spin!  Children certainly do not need to spend their time worrying about death and being subjected to this weirdness.  If it costs your marriage to get your son into a better situation (i.e., camp like someone suggested) then it was not much of a marriage to begin with.  Your first obligation is to your child. 
HOmeowners may not cover

Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently.  Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not.   Usually it is the home and contents.  Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place.  Especially since you know them and describe them as such and they have already had a loss.  But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson.  Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it..  Also with regards to their home owners it might not be covered as it is not theirs.  When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs  it was not covered.   Good luck but to me this looks like a no win situation for anyone.


 


Homeowners insurance ? (sm)
I'm wondering if anyone has heard of this happening.  My niece spilled a small bit of bleach on her carpeting, about the size of a baseball.  The spot is in my brother and SILs living room.  There is also a small spot going up their stairs.  So, they called the place where they got their carpeting (about 3 years ago) to see if there was anyway they could fix it, and they informed them that the homeowners insurance would cover this and that since the carpeting is wall to wall, they should be able to get the entire house re-carpeted.  Does anyone know if homeowners will really pay to have your entire house re-carpeted just for a small bleach spot?  If so, I am going to call about our kitchen floor that has a large scratch on it from our table!! 
Do they have homeowners insurance? sm
That's who I would have filed the claim with.
Congrats to both of you new homeowners

What fun it is to decorate a new home for the holidays (and expensive).  Maybe you could talk one of your friends/family into throwing you a housewarming party -- make the theme Christmas decorations. 


We're in the process of building, but we're not expected to be in until after the new year.  I can hardly wait.  It'll be like having 2 Christmases this year.  Good luck -- hope all goes well!


My homeowners association does not allow
along with vegetable gardens, your animals roaming around loose, parking on the streets, loud playing of music, so on and so on and I love this place.
We're doing okay considering. He managed to get out jail on a signature bond
and came back here saying this is half his house and I can't force him out.  I met with my attorney who told me the only way to force him out is to file for divorce and then ask the judge for a court order to remove him from the house.  So that is what I'm doing.  My attorney is working on the paperwork, I'm gathering all up all my financials, deed to my house, etc, and he will file as soon as possible.  Until then, according to the law, I'm stuck.  As long he doesn't harm me or our kids, he cannot be forced out by an order of protection.  So my options are make him hit me or just bide my time.
I doubt homeowners would cover this, but
to do?  How would the carpet store fix this?  Just wondering....
When filing a homeowners claim consider this...sm
Homeowner's policies are determined by how many claims you file in "x" period of time, not the dollar amount. Therefore if you file a claim for instance for the carpeting and the replacement is $4000, then have another claim then you'll probably be cancelled or have rates go up, regardless of whether or not the next claim is for something with a high ticket dollar amount or not.

It is generally recommended by the insurance industry to not file claims for things that aren't for major ticket items, i.e. a fire or loss of thousands of dollars worth of stuff.
I swear by Gold Bond Hand Cream. or Bag Balm. sm
I keep a tube of the Gold Bond right next to my keyboard. I am ALWAYS putting it on. It has a really light smell. I use Bag Balm at night with a pair of cheap cotton gloves I got at our local mission store. I also use Bag Balm on my heels aned feet both winter and summer as they are so dry they will crack and bleed. I have also heard of something called "Cornhuskers Lotion". I tried it once and it was too thin and runny. Or perhaps the lotion with the fisherman on it. Norwegian something or other.
I would tell your sister that either they claim the loss on their homeowners ins.
g
I live near Ft. Lauderdale Beach, my homeowners

I bought the condo for just under $300,000 (now worth close to $400,000), 1500 S.F., and across the street from the beach...The only thing that came down, per Governor Charlie Christ, just recently was the property taxes come down for this next year by $500.  Property taxes, however, are SKY HIGH - Close to $5000/annually!. 


HTH (hope that helps) :)


The medicated Gold Bond is great for damp funky navels and
s
How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.

And in all actuality, they are saying spend, spend, spend to get the economy going.

I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
No! That sounds too desperate. TIME. Just give it TIME. If it is real, then sm
something will definitely evolve. If you like him, flirt back! Don't act desperate because if he DOES like you, then the suspense will just make him want to get to know you more. Trust me on this.

I worked in the medical records department of a hospital when I was single and dated a few co-workers in my early 30s. It was fun. Nothing serious came about any of the relationships.

This sounds like fun - the beginning of maybe something to come....Keep us informed.
Totally agree, get these from time to time since teens...sm
It's a neuro condition, it does not mean there is anything at all wrong with you, it is actually related to narcolepsy, hypnagogic (sp? I just got up!) hallucinations, etc. And I HATE when I get these, it is always freaky, my siblings get this too, at times. I can "go away" for years and years before you get another episodes, so don't worry! I heard that when you are under a lot of stress or are very busy with things that this happens more??? Take care!!
It's time to stop when you or the kid(s) feel it is time, and no sooner. sm
My grandmother (who passed away at the young age of 107 back in the mid 1990s) was STILL celebrating every little holiday for all of her many kids and grandkids, and she would STILL give me a chocolate bunny every Easter, as she had since I was a toddler and even though I was 40ish at the time (and I still delighted in biting its head off in front of her, as I had also done since I was a toddler, which always met with mock disapproval from her).

Don't let anyone dampen your joy in celebrating your traditions.
The very 1st time he talked about killing you, was the time
The guy sounds like a psycho.
Rachael Ray has a segment from time to time
on using the bottom of the bottle receipes (i.e. bar-be-q sauce, peanut butter, maple syrup) and I have used many of her ideas and been amazed at how far you can stretch a dollar that way. Go to her website, it will give you many ideas.
Oh Amy, surely there was a man who "kept" you from time to time..
or you were at least married and had access to money!
It was a great time - I just hate the time we are in now
I liked your post. Thanks for replying It's nice to know other people were raised like me. We seem to appreciate the things we have. Oh I should've also said we didn't have A/C growing up. My parents idea of A/C was having my sister and I wave a piece of cardboard in front of them. HA HA HA.

I just couldn't stand the 90s and 2000s are even worse. I hate all the politics going on today, the world events, the bleak future. The degenerates running around, listening to kids talk back to their parents, girls gone wild, etc, etc. I'm grateful my grandparents and mom are not alive anymore to have to go through this with us.

I love watching old movies and the music of the 40s/50s. If I was alive back then I would've been doing the jitterbug and all those other fun dances. Life seemed simpler and cleaner (even though I've got a mouth like a sailer - guess I got that from my Army days).

I wouldn't mind the turn of the century either. I love the clothing and the simple life. Those are the times when the husband took care of the wife. If I could be transported back to the 1800s I surely would in a second.
You are right on the money here...

What great advice!!! I too did a lot of what you have listed in your post.  It worked!!! When rules/expectations are in black and white, it's pretty hard to argue about it...


My 2 teens do their own laundry, clean the kitchen after supper, clean their bathroom, and now that they both work, buy the majority of their "things."


The key, I believe, is responsibility.  Kids thrive with responsibility.  They may moan and groan about it, but in reality, they thrive with rules and responsibility.  Good luck!!!


She is right on the money about that - sm
As I said in my post above. The discipline at our former (private) school was a joke. Luckily the majority of the kids at this school are good kids, but there are a few bad apples that would never be allowed to get away with what is tolerated at this school. The nutcase (or strangler) in my daughter's former class at the private school would have been expelled by now from a public school. Amazing what they will put up with for $6K a year and an alumni mother. Oh, and of course they have no type of a counselor or psychiatrist at the private school, no nurse even. They had a real cow when Jenny was in chemo and dealing with that. But that is another story.
Money.
Money or a gift certificate to whatever craft store they shop at when they get supplies for the kids. You can also donate money to the teachers "account" at school and it's tax deductible.
Where to put my money

I am selling my house and moving overseas. I will have between 250,000 and 275,000 after agent fees and loan pay off. I want to take about 50,000 and put in a money market account attached to my checking and savings accounts for easy access for things as I need them and for unforeseen expenses.


I don't know how best to use the other approximately $200,000. I will not have a job. My only income right now will be about $1150 a month from my rental property. I would like to invest my other $200,000 and live on the interest combined with my rental income. What is the best return I am looking at?


Of course I know I need to talk to my accountant and maybe hire a financial adviser but I'd like to hear some thoughts and get some direction so I can research it a bit myself.


5% for a money market is okay but is there a better way to structure this? In a couple of years I may want to use this $200,000 to purchase a home or business so it can't be away for good but 3-5 years is okay.


I keep getting told about going offshore because I won't have to pay taxes on the interest and with internet banking it is easy to transfer funds and make payments.


Of course you can tell I am a novice but I would like to start researching my best options. Any advice?


Money - Should I be mad or not?
Suppose you had a friend who was very nice all the time, to everyone, can't stand to hear anyone say an unkind word about anyone. Suppose this friend had come crying to you several times over a period of a couple of months with financial difficulties, and rather than loan them the money (which would prolong the difficulty in my opinion), you just gave it to them to help them get caught up.   It was a necessity and children involved, etc..  So you helped them....anyway...

What if after that, it became a regular monthly, and sometimes semi-monthly event, where there was some major issue of why this person needs money, you figured they must really be having a hard time, felt sorry for the children, and helped a couple more times. 

 

It is my feeling that when you give someone something, it is theirs, so you shouldn't even ask what they did with it.  But suppose now you find out that they have purchased something fairly expensive ($400) that is a completely unnecessary luxury item (game), that they had to have purchased during the timeframe you were helping them, and mentioned some other things they have been doing recently - things that you yourself can't even afford to do!!   Would you feel you had a right to be upset or would you just say to yourself that they have a right to have a life and once they had money, to spend it how they want?  This happened to me recently, and while I have decided not to give them any more money, I am not sure if I should be angry or not?

Boy, that's a lot of money. I think about that old man in WV? who won
xx
Well, let me see, about money
I have been given money beyond my wildest dreams, from money I got after being outsourced 6 years from a previous employer, over 100,000 (where did it come from?, got retirement when I left there to money given to me by family member and then after this person's death, sold property left to me by them, sold a property I had before this one- the main thing though and I have said this time and time again- I try my best to help others out, choose either animals or people, whatever touches my heart. This Christmas picked some people out from Craigs List and did things for them. I do not do to get because my heart is just like that but things are always coming to me. My mother told me as a child I was like this, giving and I really believe it just comes back- Karma.
Money...
First of all, I can't understand why you would give him money...secondly, he probably is getting it from another woman.  Guess you should just deal with it, it's really not any of your business where the money's coming from...are you engaged or otherwise committed to one another?
Boy, do I need the money
I might not receive it as I made just under $3000.00. The rest of my income was around $11000.00 from SSD. I had two major surgeries last year, and being an IC, have no benefits.

 

Now, if people in my income level don't need the refund more than the upper limit that was set, I don't know who does! Why in the world they would need it is ridiculous. I can definitely use it for bills, or better yet....FOOD!!

The money came from
my father- I was his only next of kin- no siblings living on my side or father's side, his wife not living. My son and his family had already received close to $100,000 from my father earlier.
you had money for that
the possibility of being on welfare? seems to me welfare wouldn't even have been a possibility if you had money for her college tuition plus. probably could have dropped a job or two. ?
See when it comes to having money around
I usually don’t have, don’t keep as much as $5.00 in the house but when I take her home and pay her, usually stop at the bank to use ATM so no money could be taken from the house. I think if you needed items such as the ones I listed (hubs said also has been missing laundry powders and things like cleaning solutions- he notices these things much more than I do (1 time had told me he had missing herbs he had bought- did not have to worry about me using as I do not cook). I hate to think about losing the help but then again cannot stand the fact of her stealing- by the way, the panties so new might have still had tags on them??
Where is all the money going


money

Has anybody ever heard of a Transcriptionist winning the lotto?  thought not...lol, and if you did, I bet she didn't keep on working!


He kept his $10 and only used her money for gas.
x
We can get you MONEY
The injury lawyers always say that phrase and I hate it!

It's my money and I want it NOW!
x
Of course they are...where's the money in
finding a cure for ANY ailment or disease? Wouldn't you think with all of the fantastic doctors and scientists this country has, the numerous telethons, fund raisers, charitable contributions, endowments, etc, that one cure for one disease would be found? Healthcare is the one industry that will probably never face a downturn, let alone financial crisis. Baby boomers = ailments and disease, ailments and disease = money; any wonder drug dries all that money up. I sometimes type people who are on 10, 20, 30 medications...what a racket.
money

I can agree completely.  Robbing Peter to pay Paul.  Just stinks all around. 


I would bet a lot of money
you did not read a single link that I posted. Not a single one.

Now your posts have degenerated even below jeering; you're going for personal attacks on my family. About whom you know absolutely nothing. As if that will somehow bolster your case.

It's pathetic, really.


Got money?
Golf courses, so I have heard.
Right-e-o -- all they want is more money.
nm