Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

I doubt homeowners would cover this, but

Posted By: what did they expect the carpet store on 2007-02-01
In Reply to: Homeowners insurance ? (sm) - KC

to do?  How would the carpet store fix this?  Just wondering....


Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

HOmeowners may not cover

Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently.  Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not.   Usually it is the home and contents.  Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place.  Especially since you know them and describe them as such and they have already had a loss.  But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson.  Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it..  Also with regards to their home owners it might not be covered as it is not theirs.  When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs  it was not covered.   Good luck but to me this looks like a no win situation for anyone.


 


Homeowners insurance ? (sm)
I'm wondering if anyone has heard of this happening.  My niece spilled a small bit of bleach on her carpeting, about the size of a baseball.  The spot is in my brother and SILs living room.  There is also a small spot going up their stairs.  So, they called the place where they got their carpeting (about 3 years ago) to see if there was anyway they could fix it, and they informed them that the homeowners insurance would cover this and that since the carpeting is wall to wall, they should be able to get the entire house re-carpeted.  Does anyone know if homeowners will really pay to have your entire house re-carpeted just for a small bleach spot?  If so, I am going to call about our kitchen floor that has a large scratch on it from our table!! 
Do they have homeowners insurance? sm
That's who I would have filed the claim with.
Congrats to both of you new homeowners

What fun it is to decorate a new home for the holidays (and expensive).  Maybe you could talk one of your friends/family into throwing you a housewarming party -- make the theme Christmas decorations. 


We're in the process of building, but we're not expected to be in until after the new year.  I can hardly wait.  It'll be like having 2 Christmases this year.  Good luck -- hope all goes well!


My homeowners association does not allow
along with vegetable gardens, your animals roaming around loose, parking on the streets, loud playing of music, so on and so on and I love this place.
When filing a homeowners claim consider this...sm
Homeowner's policies are determined by how many claims you file in "x" period of time, not the dollar amount. Therefore if you file a claim for instance for the carpeting and the replacement is $4000, then have another claim then you'll probably be cancelled or have rates go up, regardless of whether or not the next claim is for something with a high ticket dollar amount or not.

It is generally recommended by the insurance industry to not file claims for things that aren't for major ticket items, i.e. a fire or loss of thousands of dollars worth of stuff.
I would tell your sister that either they claim the loss on their homeowners ins.
g
You mean like bond money for 1st-time homeowners?
nm
I live near Ft. Lauderdale Beach, my homeowners

I bought the condo for just under $300,000 (now worth close to $400,000), 1500 S.F., and across the street from the beach...The only thing that came down, per Governor Charlie Christ, just recently was the property taxes come down for this next year by $500.  Property taxes, however, are SKY HIGH - Close to $5000/annually!. 


HTH (hope that helps) :)


if you cover it, it will be much less dry!! *S*

I believe the tip goes to the franchise to cover --sm
the amount of gas prices, etc. I would continue tipping the driver the same amount, if I were you, and no, I would not tip any higher amount on Superbowl Sunday...it is not a holiday. lol.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
Just to cover all bases, could she be
nm
An IPOD cover. nm
x
I cover mine at 350 and put
a teaspoon of olive oil on the bottom of the pan first.  I happen to use a clear glass or ceramic dish with a tight cover.  It seems they turn out more moist with that type of dish.  I know you don't want to add anything, but I like to sprinkle a dash of salt and pepper on mine and put some finely sliced garlic (not much, a small clove) in the olive oil.  That way the flavor from the garlic circulates around the dish and adds a hint of flavor, but doesn't overwhelm it.  I can't tell you how long to cook it, but I can always tell mine is done just by the way it looks.  It does shrink a good bit.
Did insurance cover this or how much?
nm
Keyboard cover?
Does anybody use a cover on their keyboard (while working).  I dumped tea all over mine the other day, and had to buy a new one.  I always wear the letters off the keys within weeks, and thought maybe a cover would help.  TIA
Implants they do not cover any of the
cost as it is considered cosmetic. The denture they will pay a portion but not much sorry to say!!
She's using her tail to cover the delicate
parts, hehehe. That's more than my dogs do, course they have a lot more fur-clothing on.
he needs to be taken out, quietly, under cover of darkness
nm
A "fee" to cover their time.
It's a fee for the time they took calling the police and looking at video tapes. The probation officer said that stores rarely do it but that they can. I guess we're just extra special.

We go before a special youth council next week....and revisit with his doctor about the Respirdal and the hair pulling, etc...
You can never judge a book by its cover, can you? sm
Simply amazing.  Gave me goose bumps.  Her voice is pure joy.  Love it every time I hear it!!!
I don't doubt that there are
people like your first husband who simply choose to live that way, but the majority do not choose it and do not enjoy it. It is a miserable feeling.

I do give money to people that I think are truly down and out- but I just try to differentiate between them and the professional panhandlers. I see guys out in the medians of roads or on freeway ramps with signs and some of these guys are dressed better than me. Those people I suspect are scamming and I do not give money then. But I don't want to withhold help from someone who really does need it because I have been there and it was the loneliest most miserable thing I have ever been through.
That's possible, but I really doubt it

The woman she is dealing with is irrational and has serious issues. Confronting her could lead to a big emotional blowup that would leave the OP feeling even worse.


When you are talking about rational people who are able to deal with their problems calmly and with some degree of objectivity, then discussing problems is an excellent idea.


But believe me - I have been there when it comes to dealing with people who refuse to face their own problems. I definitely came out of that situation feeling much worse than when I went in, even though I remained calm, softspoken, and rational during the entire conversation.


I think the OP should use her own judgment in deciding whether it is worth it to confront the woman over this. Sometimes it's better just to close the door, literally and metaphorically, rather than try to get "closure" through confrontation.


JMHO


No doubt! LOL NM
NM
I have no doubt
That if this was the only thing I had going on right now I could make over 400 a week too. And I mentioned in passing the patient who came in on a Sunday as a joke, like we MTs often do. I have plenty of patience, I promise.

I never blamed the professions fault, but yes, the profession is partly to blame. Offshoring, ever decreasing cpls, and unethical MTSOs greatly contribute to the declining pay scale of the medical transcription profession. That is one of the reasons I am getting out of it. But the main reason is because I originally began school to become a psychologist, and I want to finish that.

As for the patient with the rash that came in on Sunday, guess what? They were told to go see their primary care physician on Monday.
I seriously doubt you know anything about
Don't poop where you eat small town girl!
Obviously didn't cover many details in a post.
I am not emotionally selfish. Heavens. And I am a Believer, while they are not. I am an animal lover, not above humans. But when I have gotten together with my family in the past, they have chosen those visits to ridicule my family and our love of animals - family get-togethers were nothing more than lets bash the youngest over her love for her animals. Its a bigger picture than I am comfortable to explain here - basically even covers the hunting versus anti-hunting personalities, etc. I have never ever pushed my philosophy on them - its always been vice versa. As an animal lover, I can sense disdain when I am around others who are not as close as family, but who believe animals are worthless - the old dog belongs outside in a dog house philosophy, or the only good cat is a dead one. We can discern these types and I would certainly rather not spend my time in their presence. While you are feeling the need to explain that you don't disapprove of your mother and her choices, your whole theme has honestly been one of disapproval of her and her choices. You don't need to speak those words to her. She can discern your real feelings, but perhaps you are not discerning your mother's. Just a thought from one Biblical Christian to another.
Dr. Phil DID cover this very topic a few months ago...
and there was a guy who supposedly went to Africa and needed all this money to eat, get out of prison, get home to see this woman he was chatting with and told he loved so much.  She fell for the whole thing until Dr. Phil exposed the whole story on his show and had other women there who had also fallen for this guy and sent him money.  I don't know if you can get a DVD of the show or not, but it might be worth it to try. 
Did insurance cover prophylactic mastectomies? (NM)
dd
no, nobody knows but the bank, they will cover checks you wrote
nm
I bought Cover Girl's and I love it too
In time I'm sure all the cosmetic companies will have this type of make up.
they always request more to cover what others don't send - plus what their budget won't buy -
x
Toilet seat cover on an airplane...sm
My mom and I were flying back from Las Vegas. We were completely "rummy" tired and absolutely everything was hilarious to us. I think this would have been funny anyway though:

There was an older gentleman on the plane and he was one of those who was always getting up and down and up and down (overactive bladder?). Well, when he walked onto the plane, we were all getting our bags put into the overhead storage and getting settled in our seats. He turned around to put his bag away and my mom and I noticed that he had a toilet seat cover hanging out of the back of his pants. He had his wife with him who was elderly also, but she didn't say anything to him. She had to have seen it because of all the getting up and down that he did. Neither my mom or I had the guts to tell him and I guess that we had a pretty spineless group of people on the flight because NOBODY told him. After we landed he walked through the terminal to get his bags with the flippin toilet seat cover STILL hanging out of the back of his drawers!!! I can only imagine his reaction when he figured out that he had had this thing stuck to the back of him for like four hours (or more) and didn't know it!!! Too funny. My mom and I still roll with laughter every time we talk about it.
When it doubt, toss it out (sm)
We will give him credit. At least he was honest and said he wanted to be sure and is still accepting matches. To me? I would feel like a doormat. Hey, if I'm not good enough for you and you're still out there fishing, then do it without me. That's not saying someone has to be exclusive in their dating, but in this day and age, there are too many love diseases to be spread, I wouldn't want to be a part of that.

It sounds like you're good enough for now, but if something better comes along, he'll be dropping you like a hot potato. I'd be moving on.
Without a doubt, Proactiv...nm
nm
Pilates- without a doubt
I have heard that you see the difference within the first couple of weeks, and it tones you all over.


He is an indoor dog. I doubt very seriously
But thank you for your suggestion.
I highly doubt it
I have no clue how that is even possible. I really don't think that you can. You might want to ask Verizon, though.
They will take you to court, without doubt.
It isn't too little for them. If they have evidence you owe that debt, then they have legal recourse to collect.

If it goes to court, you will get a judgement against you. It will go on your credit record and they can also garnish wages to receive their money. They may be entitled to other collection means.

It won't matter whether you send a cease and desist letter -- it is a debt you legally owe. You need to call them immediately and discuss your concerns over the legitimacy of the claim. Never, ever avoid them - it will just cost you more in the long run.


I would give it all to him. No doubt about it. nm
x
I doubt that anything has happened (yet)
The fact that she wrote the nice thank-you note shows that she assumed that you also knew about the gift. There is a good chance that your husband was just trying to be nice and generous to a girl down on her luck, but the fact that he hid it from you shows that he knew you wouldn't approve.

While there probably is nothing between them, the feelings he has for her are dangerous and could easily lead to something happening between them. I think you're right to ask him to end their relationship now, even though at the moment it is only platonic. He will probably think you're ridiculous, but I would strongly suggest it to him and, if he insists he doesn't want that, then the other alternative would be that you make your appointments together.

Whatever fluids you use, keep basting during baking, then cover with foil out of the
s
I use Revlon Lash Tint and have used Cover Girl.
xx
Accounting for time doesn't cover the bases
Trust me on this one. I just found out last spring (May 07) that my husband had been cheating on me. We were gone to our lake cabin and when we arrived home I checked the caller ID (as I always do). I seen a name on there and casually said, "who is this?" thinking it was one of the kid's friends. My husband proceeded to go out to his shop but I knew something was off. He called MD over to the shop to tell me that this was the same lady that had called his boss and tried to cause problems with them. "Anyway, when would I have time to have an affair. I am never late to come home and I never go to work early, etc." So, I believed him. Mind you, I had caught him talking to a lady on the cell phone a year prior and he told me they were just work-related "friends." He says he stopped that right after I found out.

Well, come to find out that evening (when we got home from our cabin) he did have an affair with this woman. He admitted it to me that night because he couldn't take the guilt any longer. He was screwing around with her over their noon hours and on the occasional nights he didn't come home right after work. He wasn't all the late though and he always fed me a line of something and I believed him so him coming home 15-20 minutes late once in a blue moon was no big deal to me.

Now, before you all jump down my throat on my stupidity for staying with him. I have invested 15 years of my life with this many and we are still together. Probably not such a great move but we are making it work. Our life is actually better than it has been in 15 years because we are way more open about things.

I have no advice for the sex line calls. I just wanted to expres the fact that accounting for their time doesn't mean jack!
I have no doubt that some drugs are worthwhile

but don't you ever type a list of meds a mile long and wonder how the poor patient (especially someone elderly) is still standing upright?  Sometimes that makes me absolutely crazy.  I think there is absolute validity in natural cures and I think the medical community or government or whomever is too quick to push yet another drug - or in this case, a vaccine - on the population without knowing exactly what the side effects will be.


I strained my lower back 3 weeks ago.  My mother immediately assumed I was going to need surgery, friends insisted I needed drugs.  I went to my chirpractor.  It took several visits, but I am now pain free.  Totally, 100% natural.  (I didn't add this to start another whole debate, but just to make my point that there are alternatives.)


Have a great day!! 


Bugs Bunny without a doubt . . . nm
nm
it's' chicken, when in doubt, throw it out!!!

Toss it........chicken needs to be refrigerated after cooking and leaving it all night in the oven is not a good thing, I have done it myself and thrown the chicken out.


When in doubt, throw it out! 


Doubt OP has 24/7 wattch dog. He knows furniture
x
I highly doubt you'll get someone to do all of that for
Housekeepers actually make more like 60-75 dollars a visit.  You may get someone who is just looking for some pin money to do what you're asking, but I'm sure they'll want more than 15 dollars. 
Doubt diff. vet will recommend anything without
x