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free credit report.com commercial....it

Posted By: drives me nuts!!!!!....nm on 2008-08-13
In Reply to: Help me get that song out of my head! (sm) - dln

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Just got my yearly free credit report this week and -
Every one of my closed accounts from the last couple of years is listed under my positive credit file as having been paid on time/never late/closed by subscriber.

It does still count as good credit.
Why does closing a credit card account negatively affect your credit report

Especially when I never use it anyway, and really never wanted it?


With all the bank rearranging going on in the past few months, one of my accounts was tranferred to Bank of America. I was sent new cards and a new agreement, new interest rate etc...


So I called them up and cancelled but before they did, I had to listen to a spiel about how this would negatively affect my credit report.


Huh?? Why is that?


they can be put on your credit report...
I know for sure b/c I have one on mine. :(

if it does show up on your credit report sm
You could try to get it removed. Tell the credit agency to remove it because you don't owe the money, that you sent a certified letter within 7 days to cancel this and that legally you don't owe it. Check out the state attorney general's office. If it were me, I would not pay it. If it does end up on your credit report, i don't know if paying it will get it removed.
F.R.E.E. credit report.com baby. LOL.
That guy rapping with his little rice burner is HILARIOUS.. I find myself singing that song in the car.
I don't think medical bills can go on your credit report
Even though they referred you to a collection agency, I don't think medical bills can be reported on credit report.

Free credit reports
A lot of people don't know this, but you can get FREE annual printed copies of your credit reports online in seconds from the 3 major credit companies.

There are a lot of online companies out there saying you can only get this information if you pay for it and try to get you to sign up for some type of credit services. Not true.

''This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion''.

www.annualcreditreport.com
is the official site to help consumers to obtain their free credit report.

Hope this helps others : )

I LOVE THE FREE CREDIT GUY!!
and the songs are so catchy. bite your tongue, woman!!
free credit checks.

Is there a way to obtain your credit report for free?  I have never checked it.  I have always been afraid to, but now I would like to check it now matter how bad and figure on a way to make it better.  I have looked on line and found several sites offering "free" credit checks, but then pay a monthly fee for something.  I don't want any monthly fees as that is my problem now.  I have too many straws in my bank account.  I was wondering if my bank would do it or maybe an 800.  If I ask, would I get laughed out of the building imaging something for free? TIA. 


Cancel them now...rather be free of temptation. Credit score
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There is a free version of Efax that does not require a credit card. sm
Are you needing to fax out, in, or both? You didn't clearly state, but said you needed a number. I receive faxes for free through efax, but haven't sent any that way. Never have I given them credit card info. Check out myfax.com.
You're free to pray, but not free to discriminate
It's as simple as that.
What was the commercial?
Google the product and lyrics together.
commercial...
Yes, that commercial about the minivan (Toyota, Nissan...can't remember) with the 2 bratty kids sitting in it playing cards and the dad telling them about the treehouse..."does it have leather seats? a DVD player?"  Uhhh, that just really gets under my skin but good...
car commercial
No, it's 2 guys, one is big and fat (the owner) but they both have hair and no beard. At the end he shouts "HUGE" in the most obnoxious way, sends me round the bend.
Commercial

I just posted this exact same question in myspace!


My fav commercial is the commercial with Meatloaf. It's for the AT&T ToGo Phone. The son is asking for one in the garage and he's all "let me sleep on it" so they just sing back and forth together and then the mom walks in carrying some sort of deer leg or something for the freezer?! lol it's great.


commercial
The fast food commercial for BK (I think) where the car in line behind the one at the window starts shoving the couple at the window up so he can order a steak sandwich with wheels screeching and rubber burning. Cracks me up every time.
Commercial
Not exactely sure what they are advertising, I think digital TV, but the husband is complaining to a friend by singing Billy Idol's Rebel Yell. Was so crazy about him in high school!
commercial
The Oxy-Clean commercials with the dark haired guy screaming through the whole commercial. He looks and sounds like a scary ape!
Commercial...
Right now I don't like that Wal-Mart commercial about the Power Wheels truck and she says..."I would have paid anything for that morning..." or something like that! Gah...annoys me cause most of us real folk can't afford to pay "anything for that morning..."
Me? I'm a walking commercial for them! LOL.
Am still amazed at how well they clean!  Also have a microfiber mop. I used to get on my hands and knees and scrub my floors, but after I found this mop, that's all I use!  I have so many of these cloths around my house because I just don't want to be without them!  Have given them to my DILs and my friends, and they love them too.  I can just go on and on about them.  I know it's crazy, but after all the years of scrubbing and hands that get cracked and dried from chemicals, I just can't say enough about them. 
I don't remember the commercial, but I think--sm
it was a toothpaste product. I have tried googling the lyrics, but don't get anywhere that way.
What TV commercial drives you

With me, it's the one for NutriSystem! I'm so sick of hearing about that "smoking hot body" and the "trophy wife!"
Every time it comes on, I want to 


Anyone else want to share?


The HeadOn commercial..
makes me want to scream! The Cavemen too, hate them!
What's your favorite commercial?

I love the one where the guy gets up in the middle of the night and puts the diamond necklace around his wife's neck. When she wakes up he pretends to be asleep but right at the end he just barely starts to smile. He has the sexiest mouth!


What's your favorite?


DH and I both enjoy that commercial,
but he interprets it very differently than I do. I see it as a dad thinking his daughter is embarrassed by his house, and he wants to improve it so she isn't embarrassed. But DH just thinks she's simply planting an idea for her mother, and that the dad will think it's all his idea that the kitchen needs to be updated. I'm thinking this means that if we had a daughter, this technique would completely work on him!


The TLC commercial about fathers
I think it is so sweet and really tasteful.
Just saw a commercial for Oprah about how
to talk to your kids about divorce. I think it said it will be on next Wednesday.
what's your favorite commercial right now??
Mine is the hotels.com where they guy gets excited about having 2 shampoos in the hotel and the the wife goes, maybe they are trying to buy you off so you will write a good review...and he goes, it's working...and pours both bottles on his dry head.  I don't know why but it just cracks me up every time I see it.
my favorite commercial is sm

The cell phone commercials with the old lady  and her mom says who can you be texting and she says my BFF Rose. 


Commercial blooper and they don't know it

I just saw a commercial that mis-stated itself.  It was for Barbisol shaving cream.  The announcer said "And with 7 different flavors you can pick the right one".  Flavors?  Think they meant scents.  All I thought of was....ewwww people eat shaving cream???  HA HA.  Wonder if anyone has brought it to their attention.


But at least its not as annoying as 75% of most commercials.  What commercial do you hate the worst. 


1.  Free credit report.com


2. Commercial about animal abuse. - That affects me way too emotionally and I have to change channels cos I start crying.


3. Any commercial where they have objects acting like people (like the swifter commercial).


4. Any commercial where someone is over-acting.  Saw one for a dog/cat brush where the girl went to take the hair off of the (old and bad) brush and she acted as though her fingers had been slashed with 100 razor blades.


The lists goes on and on and on.  And if I do see a commercial that is annoying I will refuse to buy it and buy the other brand in protest.


 


my son is shooting his first commercial!
We are thrilled!
Would you report.
If you saw someone moving there furniture out of the house 2 days before their housefire?
That's right. I had one report where pt had SM
cancer of the pancreas and, according to report, was supposd to be dead ten years ago. The guy was alive and doing fairly well with gastrostomy tube. I doubt when doctors give so much time left to live, unless the patient is in really bad shape and we are talking about days; but years? No. SIL may be around for a lot longer.

As for me, I would go to Europe. Maybe stay in Europe! LOL!
Here's two from the same report
Cataractectomy and hyperpotassemia. I used to always change these to cataract extraction and hyperkalemia but in these days of verbatim, I put them through as is. They just look stupid to me.

Please research commercial pet foods
Please read this article, Iams is not a good food, there are many many out there that are, just not found at the grocery store. Vets do not know either, they are not taught animal nutrition in the vet schools which are subsidized by the pet food companies. I was horrified when I found this information out, please please inform yourself on this subject and if you find the below article too lengthy, just Google commercial pet food ingredients and you will be horrified such as I was when I finally decided to research this after my Collie died covered in cancer. All for the animals.


http://www.api4animals.org/facts?p=359&more=1cat=286
The paper towel commercial...

with the kid shaking the soda bottle that explodes all over the kitchen and his mom grabs the hose from the sink and sprays him back.  What an example for all the little kids watching TV!  


I personally like the Geico cavemen.  They crack me up everytime.  But I don't think they need a TV show based on them.  That's too much.


Any commercial with Billy Mays (sm)

"Hi, I'm Billy Mays with some other junk product to clean your dirty stuff with that the other junk you bought from me didn't clean up in the first place."  Why does the TV go louder when he's on, as if I really want to hear him? 


There was a commercial a few years back for a dishwashing soap where this dog was slurping his big tongue all over the plates to preclean them.  NASTY.  I had to turn that one off everytime I saw it. 


I'm in Iowa.  We've had politician ads on the TV for a while now.  I'm so thrilled. 


Craftmatic beds, Chia Pets, The Clapper, etc., are cheesy but classic. 


The Daisy sour cream commercials used to be on nearly constantly.  The theme song would grind into my memory.  No, I did not want a dollop of Daisy. 


I'd have to say that Kevin Trudeau with his informercials is probably the worst.  What a goon. 


Geico cavemen and any car commercial (nm)
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commercial pet food ingredients
I have posted this before, thought I would post it again for those who had not seen it.

The foods you describe are of low grade ingredients, and certainly not human grade, if you want to learn more, please take the time to look at the below link.

I have tested this myself. I feed Innova a grain-free product to my 4 cats. I have had to switch to a commercial brand rarely because of availability issues and I find they eat double of the commercial brand over the high quality brand. I feed 2 cups of Innova dry a day, when I have had to switch in the past, I have had to up that by 4 cups a day of the regular grocery commercial food because they are having to eat more to fulfill their nutritional requirements, so you really do come out even in the long run, plus you are providing human grade nutrition to your loved companions. It also helps cut down on vet bills because your companions will be healthier in the long run. I hope this helps.

http://www.api4animals.org/facts.php?p=359&more=1
I loathe that commercial. The kid is so disrespectful. (nm)

x


A&W Rootbeer "Dumass" commercial

I had to think long and hard about a commercial that sent me rolling...and then I remembered this one. You can still find it on YouTube apparently...heck of an invention that YouTube!


http://www.youtube.com/watch?v=tMe3WDmxBEI


Pedigree commercial with the dog, Echo, at the
x
Just saw pedigree commercial with Echo, the dog
x
saw a commercial last night for ACE of Cakes
and the next episode is "New Season". Don't know exactly when that episode is, last night, tomorrow, or sometime this weekend, but at least you are getting your wish.
That Leap Frog commercial
where this man is dressed as a giant frog or lizzard and says that books are boring except the ones that can be read by that pen they are trying to sell. 
My ER report today -
CHIEF COMPLAINT:  Difficulty pooping.   
Third report of the morning...
Doctor starts to spell patient's name...D - i - g, as in Zebra.  Yes, he's an ESL and it's too early in the morning for this! 
Get a copy of the op report!
Request a copy of that report or call the physician who performed the procedure.  I was put under general for a procedure that should have been done under conscious sedation.  I complained of throat soreness, and couldn't understand why.  Hence, the OR report confirmed general anesthesia!  Oh my gosh!   How rude for that tech to say that to your husband!  I have never heard of having a colonoscopy without at least some Valium preprocedure, but I guess it could be. 
this was a preliminary report - sorry....sm
preliminary is what Dr. Perper just said........and they do think a combination of drugs got her........but won't know for about a month.
I read the report--sm
and this is what I gleaned from it.

First off, this doctor may be an orthopedic hand surgeon, but in this case, along with others, he was a *study researcher*. He and some colleagues, also *study researchers* read 117 reports, but they did not specify where these *reports* came from. (hmmmm). This was not something he had *discovered* on his own and through his own work as an orthopedic surgeon. This was something he *read.*

Anyway, his conclusion from *reading these reports* was, *A major risk factor for carpal tunnel is genetics.*

The very next sentence says, *Exactly what these genetic factors are is not known.* (hmmm)

Then he also says *The quality and strength of evidence supporting genetics or inherent risk factors was felt to be MODERATE.*

Moderate??? 117 reports?? With all the carpal tunnel cases in the United States alone, I really do not feel that 117 reports from unspecified sources is the end-all and know-all for saying that repetitive use does not cause carpal tunnel. First off, I would want to know who these reports were written by, and pointing to only a *moderate* strength of evidence does not convince me, either. Basically, I would need much more proof than this. AND I would wonder exactly how much money this doctor and his co-researchers were paid to come up with this *conclusion.*

But, this is just my opinion. I do my research too and if it doesn't sound right, it usually isn't. Thanks for the link though and for giving me another opportunity to scrutinize yet another empty claim.