Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

Cost of living inquiry $1800/mo. (sm)

Posted By: Not a speed typist on 2005-12-02
In Reply to: What is the cost of your living expenses? sm - Poll

That's only electric, heat, cable, and mortgage.


Add in insurances, life, health, car etc. and you're talking  another $1200 more. Hubby drives a 12 year old PU truck and I drive a 13 year old car. BUT, 4 more years for our mortage...yippee....but it should have been paid off in 1991. Remortgaged so we could build a larger place. Still not finished with the house and it's been 11 years. No time, no money left over to finish. That's okay. I can deal with that.




Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

4 cpl goes further when cost of living is less. nm
 
Cost of living
Could someone live comfortably in the Phillipines on $2000 per month net with adult and 1 teenager?
Considering the high cost of living in.....
Florida, you are giving away your services.  Out in California they're getting 12-14 cents a line, and that was 5 yrs ago. 
More on high cost of living...
That is right about California; in fact, over 15 cents is common, particularly for docs and administrators who are interested in keeping the work local.
with cost of living going up and MT wages

How much do you think you would need to make a good living.  Meaning enough to cover all bills, enough to put some away for a rainy day, and enough to play, like dinners, hobbies, maybe a weekend getaway twice a year.  Be realistic.  I'm thinking for me, since i'm single, 50k a year. 


Second question.  If you hadnt gotten trapped in MT, what profession do you see yourself in maybe even earning way more than you can imagine, doing what you love?  For me, it would be psychotherapist. 


anyone???  ANYONE ???


What is the cost of your living expenses? sm

I would really like to know this as mine seem high.  My cost for the bare minimum, not including insurance, medical costs or entertainment, is about $1,800.00 per month.


Is that high to most people?  TIA.


you have a bargin cost of living!
Wow!!!! What I wouldn't give to have that as an expense!Here's mine - I live in Ventura County, California, and in one of the most expensive towns of Ventura.
House payment - $2,200.00,
insurances, all - $400.00 a month, utilities - $700.00 a month - electricity, cable is out of sight here and gas is almost double now, let's see, food, gas and personals - about $1,000.00 a month - wow!! It hurts to see it let alone pay it! (of course my home is now worth almost a million with the artifical inflate prices of real estate here).
no brainer, take it unless your cost of living....
in New York prohibits you from being able to live in a reasonable fashion on that. did you say UNION!!! Your pay will increase way more than the rest of us will ever see!
I get $23.50/hr. in N. Calif, which is still low for cost of living. nm
/
Almost 3 for me - no cost of living raises. - NM

Because the cost of living is higher here. Still, that
Which is exactly what it is - DISCRIMINATION based on where an applicant lives.
Not to mention that cost of living has gone up
I'm bringing home $2000/month and it's sending me right into foreclosure. My mortgage payment is a 'mere' $750/month, but add to that a car payment ($360), insurance ($200), electric ($150), water ($50), internet ($80), satellite TV ($50), for a total of about $1630, leaving me $370. After I pay that, I am supposed to give my daughter $300/month toward college expenses- room, food, books, etc. That means I get $70/month to feed and clothe myself. Five years ago, I was able to provide my son $1300/month for school and I paid $1500/month rent then...W2s from then show I was making $60,000 year. But in this brave new multinational world with the 'be glad you've got a job' mentality, we're tearing out each others' throats for the privilege of earning peanuts (which at least provide me protein).

So be glad I've got a job? Yeah, chicken ramen noodles are better than just plain noodles. That doesn't make them good.
If you live somewhere with a high cost of living, like
MTSOs are too cheap to give us a wage we can live on. CA also has more laws protecting the worker.
My cost of living expenses monthly is $2200/month
I'm self employed, so I'm killed in taxes AND I live in NY...but I wouldn't have it any other way

I LOVE NEW YORK!!!!
They'll figure it out as the cost of living in India rises
and their pay-per-line doesn't.
This has not always been the case, hence it hurts more. Merit raise/cost of living raise
dd
cost of living raises? any raises?

1800 lines,
been working since 7:30, about to quit or the day!
1600-1800
if I am lucky enough to have enough work on my primary account. If I have to move to my secondary account it drops considerably to the 1100-1300 range.
inquiry
can you help me?how did you start working as an mt? how did you get a client? Im a newly grad. and want to have an idea on how to get a client for mt?Or maybe you can help me to refer to some of your clients. thanks.
Inquiry to A Little Less
I am a bit curious. I have been in this business for a very long time and I have never found a company or service that would pay any where near $30 an hour nor let anyone achieve the lines for that rate of pay. Willing to share? Thanks.
Well, I do about 1800-1900 lines a day
at 8 cpl. I also get some incentive/bonus pay, too.

So, yeah, it can be done. Your statement that anyone working FT from an MTSO can expect to earn less than 25K is extremely self-limited. There are always people who can do more and better.


I saw that ad also. Sent an inquiry. Never got a response.

Another Cobra inquiry
Does anyone know how long you have to be on the insurance to qualify for cobra. I did have a lapse in my prior coverage but have no pre-existing conditions so wasn't worried. Have now had the insurance at my employment about 30 days but am thinking about leaving, does anyone know if I will be eligible for Cobra?
Account inquiry. sm
I know that I should not probably ask this on this forum here, but was wondering if anyone knew which transcription service now has the Palmetto Hospital accounts out of South Carolina.  All I was told was that it went to a company that has solely ICs.  Not sure if that is true.  If you can tell me, I would appreciate it, but yet I understand why you might not be able to divulge info.  If somebody could just shoot some hints my way, maybe I could figure it out. 
You answered somebody's inquiry

a few weeks ago about my company and it sounded as though you were a current employee. 


Hey, it's okay to vent.  I know it must be frustrating. 


I'm glad I have not had to buy a BOS 3.  That would make me mad.  They are waaaay too expensive. 


7200 per month/1800 per week. sm
Yes, my own account- no I do not get paid 8 cpl, more like 17 cpl. Work 25-30 hours a week. Gross pay - no taxes taken out.
My average falls somewhere between 1800 to 2000 lpd and SM
that is in a strictly 8 hour day.  I try to maintain an 8 hour schedule, as if I had a full-time in-office job.  I think organization and adhering to a schedule is important for productivity, for me anyway.
I average 1800 lines per 8 hour day, but have
been doing this 20+ years and have zillions of expanders. I still do lots of research and add expansion asll the time.
USB flash drive inquiry....sm

Would someone enlighten me?  My teenager came home with a printout for a school project and the teacher wants the projects turned in one one of these keychain things.  I have no idea how to do this and if I need to buy anything extra for my PC.   How does this work?  Do you just plug it into your PC and are able to save data right onto it or are special programs needed?  The more I searched on the internet the more I couldn't figure it out.   I've already e-mailed the teacher asking that she be allowed to bring the project in on CD as we're pros at that one and I really don't want to spend a dime for some goofy teacher's request...but just in case.....   Thank you


PA...average$56 a month with central AC on all day...1800 sq. ft. house.
x
I had 439 for an hour yesterday, 1800+ if I don't take breaks in 7 to 9 hours.nm
nm
Prior wedding inquiry update...sm

 Previously I had posted on this board  as my fiance and I were trying to figure out how to handle letting people know that we don't want any wedding gifts (we each have a house and don't need material things as we're giving away tons of stuff with merging the home) but had chosen a charity for anyone who would like to make a donation in our honor.


 My maid of honor and a couple of friends decided to host a party for us and on the invitations put on there that in lieu of gifts that we were requesting donations to a children's charity that we chose because of the reputation of spending the money wisely  and being well known for its work.  


This has gone over very well with the invitees.  I've had many of them call and e-mail me or my fiance saying that they thought this was a wonderful way for us to help others less fortunate and yet celebrate our upcoming marriage.   The charity  agreed prior to our announcement to not pester these people afterwards with mailings and is simply sending those that send a donation a thank you card, and then they're sending me a weekly list showing who made a donation and their address, but not the dollar amount as I don't care to know what they gave. 


So... for future brides that don't want gifts  I suggest doing what we did - it's a win for the charity and lets the family/friends that wanted to do something special do this in a way that we chose (and we aren't stuck with household items we don't want or need!)


Survey - inquiry minds want to know - how many lines...sm
can you normally type in a 6 hour day?  Not your highest, your average please.  I know there will be specifics, but base it on your average day, average dictator, average workload.  I am very curious to see what everyone else can do.  TIA
TENS unit inquiry minds want to know:

Just wondering if anyone has a personal experience using a TENS unit they could share.  How long do you use yours for, if you find relief that you forgot you could have, etc.  As a chronic low back pain sufferer, I’m looking forward to getting mine on Tuesday! 


Thanks


The "New Enlightenment, a Journal of Social and Metaphysical Inquiry?"
Could you please find a source that is more reliable than a bunch of loons espousing conspiracy theories? Then I'll listen.

While we're waiting, I'm going to save this site for when I need a little entertainment. Thanks! Really!


I went from 2400 lines to 1800 lines

a day when I switched from clinic (through an MTSO)  to hospital work. Not only was the clinic work easier with more macros (and less providers to learn, 12 vs 300+), but I was typing in straight Word (as opposed to Softmed/Chart Script).  So you see, it really varies depending upon the type of work as well as the platform used. That said, I am so much happier typing the 1800 lines per day (I make over $15 per hour plus an incentive for any lines in excess of 1200 per day) plus a great health package/benefits, AND approximately 5 weeks of paid time off per year.  In my opinion, hospitals really are the best employers WHEN they appreciate the work we do.


My advice for you is not to judge a job by any one criterion but rather the entire picture. The 'extra's can really add up.

Good luck in your job!


Anybody know what living in Ky is like?

You want to make a living don't you?
Then you listen to idiot dictators.  You want to be in the spotlight and be on TV, stay in Aruba.  You want to grieve the loss of your daughter privately, stay at home and appoint a spokesperson.  You ultimately make choices about what you do based on facts and necessities.  It is NOT NECESSARY for Mrs. Twitty to be in Aruba or if she decides she rests more easily in Aruba it is NOT NECESSARY for her to give press conferences acusing people of being criminals or incompetency. 
the living conditions

The only life they know is confinement and pain.  From the little I let myself watch, they have absolutely no room to move, they are crammed and shoved in together.  They don't get to roam and do whats natural to them outdoors.  They are being born and raised primarily to be brutalized for crop.  Like a canned food factory.  They get their body parts cut off, injuries from other animals, and have to live in physical pain until they are ready to be put out of their misery for whatever purpose they serve.


In all honesty, I absolutely love meat and enjoy it on rare occasions, and it is meant for us to consume.  There is another way to do it!  They cannot be treated as if they do not have feelings, they 'feel' pain, the mother's are distressed when their calves are taken away, the calves are scared, you see it in their eyes, as another living thing, you have got to connect with this.  Its an awful way for any living thing to go through, even in a short time. 


I can see being raised on a farm, room to roam, be outside, run, eat normally, socialize with their breed, have a life.  They do not know the better that they are being raised for our consumption, there are living in peace without pain and living freely.  Being crammed, thrown around, beaks cut off, having throats slit, hung upside down while still alive thriving in pain is not a peaceful life. 


Sounds like you are living beyond
your means or you've got absolutely the lowest paying 3 positions in the world, which still means you are living beyond your means if you can't afford to simply live.

The house pymt, car pymt and utilities and food -- those things are supposed to be put on "the paper" when you budget.

I feel for you but something truly isn't adding up here. I don't believe you're in as hot water as you say. SOunds like either super poor money mgmt or a strange sense of priorities.

Either way, good luck.

wouldn't that be the living end?

Talk about production!!!

However, that only works if the person who has dictated the voice file is also the one who trained Dragon on the system. IOW, Dr Smith has DNS 8 Med Suite in his office, and he's trained it enough to provide a good level of accuracy. He can dictate into the mobile unit, say, after seeing a patient, but things still have to be in the same manner that he dictates into DNS on his home system. He can give the voice file to his office manager to upload and do the editing.

But you can't do that with Dr Smith's dictation, unless Dr Smith has sat at your computer and trained it. As soon as you input the voice file, your system will give you a great big "do what?"

I hope this explains things better.


living it for the past 2.5 yrs---
my ex quite working a legal job so he doesn't have to pay support.  my 3 yo son was able to get insurance through the state but it was very hard to get (and didn't keep it) they don't cover that much. the state keeps rewriting the laws and cut benefits each time.  I'm an ic and have my own health ins for my son and myself. I'm robbing peter to pay paul right now and probably will be for a long time.  we're doing without a lot of things so that I don't have to take a job outside of the house not to mention that I couldn't afford full time child care.   I would try getting extra side jobs so that you could stay home.   I worked 3 jobs for 2 years and went down to one job that promised full time work a couple of months ago and needless to say they haven't kept up their end of the deal-as usual-so I'm looking to pick up at least 1 other job.  the peace of mind knowing that I'm here and flexible, especially if my son gets sick, isn't worth trading right now.
Look at working for a living like this: (SM)

YOU don't work for SOMEONE/COMPANY.  You work for yourself (even if you're an employee).  I say that because you are working to provide your own needs, not those of whomever benefits from your work.  You arre responsible for providing for yourself and it is your personal responsibility to make sure your own needs are met.  If the beneficiary of your need to work (i.e., pay bills, earn money, whatever) is not providing what you need, you owe it to yourself to take care of yourself and find enough work to achieve that goal.


Now, I'm not saying don't have a team attitude or be selfish, demanding, negative, self centered, but when you think about it, NO one is going to take better care of you than YOU!  If you are sitting around waiting for someone else to take care of you, then you are not taking care of yourself.  Get proactive!  Find a supplement source of income.  The first company doesn't need to know what you are doing...besides, if you are an IC, by IRS guidelines, YOU are in control, not them.  They only need you IF they need you and have no obligation to be reliable in meeting your financial needs.


Really meaning to help.


off my


living/working there and not being able to
x
Living in the Philipines
I'm sure that is a lot of money to them...however, I'm quite happy here in the US...I'm not sure many people could live the life they live there or would want to.  It's a beautiful place, but lots of poverty...A friend of mine married a girl from there years ago, and she told me stories...so, I'm thankful to be in the US
8 cpl. is too low for ANYONE living and working
8
what does Mr. Jug Twitty do for a living? And what about Jar, his brother.

They are all staying in Aruba.  How can they take off of work indefinitely even if they aren't wealthy and took a second mortgage on their house. 


PS:  I doubt very much a resort town is giving away free services to these people and their entourage.  This is how a resort makes money you know.  Especially when you are there criticizing their government and call citizens criminal who have been released from jail for lack of evidence.


not kill any living thing?
oH, what about the plants? are they not living? some worship them too...and NO. I will not leave my God out of anything. My God is in me and I in Him. I will not try to separate one from the other. Sorry if my faith bothers you.
true...but they are living proof that
at least 6 times he was heterosexual lol.
Of course, that's basic living *grin* ...... nm
xx