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Serving Over 20,000 US Medical Transcriptionists

Follow up article inside on how the new law is going.

Posted By: Article inside on 2006-03-04
In Reply to: This is the new law. - See article inside

Bankruptcy Reform: Bad News




There's really bad news on the bankruptcy reform front. As expected, the controversial new law is making things worse for folks who, in eight out of ten cases, were forced into dire financial straits by circumstances beyond their control. Almost all of the 61,355 people who have been seen so far by credit counselors can't pay back any of their debts.

These are the key findings of a study just released by the National Association of Consumer Bankruptcy Attorneys (NACBA), called "Bankruptcy Reform's Impact: Where Are All the Deadbeats?" NACBA surveyed credit counseling firms that have been approved to provide required credit counseling services to people before they can file for bankruptcy.

While the credit counseling requirement was designed to steer people who could repay their debts into a debt management plan, the study concludes this "simply imposes new costs and time burdens on individuals who can ill afford either."

As NACBA executive director Brad Botes puts it: "Contrary to the claims of the proponents of bankruptcy law changes that they would zero in on the alleged legions of 'deadbeats' who supposedly were crippling the U.S. economy with 'billions of dollars in losses associated with profligate and abusive bankruptcy filings,' the federal bankruptcy law changes ... are doing no measurable good whatsoever. "

"Instead," Botes explains, "they have put new hurdles in the path of people who are already flat on their back due to financial crises over which they have no control, such as the loss of a job, catastrophic health care bills, and so on."

Bankruptcy filings are down, perhaps because many Americans may mistakenly believe that due to the new law, they no longer have the option. "Even though the process is now more cumbersome, time consuming and expensive than before," Bote recommends "consumers who need help should still seek out a bankruptcy attorney to explore their options and figure out how to navigate this trickier and more confusing process."

For more info about the bankruptcy study, listen to an online interview between credit expert Gerri Detweiler, a contributor to this blog and host of EverydayWealthRadio.com, and Maureen Thompson of the National Association of Consumer Bankruptcy Attorneys. (If this interview is no longer listed on the front page, simply type Maureen Thompson into the search field to access the interview. )

Posted by NancyCastleman on February 28, 2006 at 10:06 AM |



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this is from an article (see inside)
http://www.articlesbase.com/business-articles/medical-transcription-service-us-states-700725.html

then go to transcriptionstar.com, and check out careers. Mostly it seems they are looking for editors, with 5 to 7 years experience, but all locations are in Chennai.
good article inside about AZ not changing...sm

http://www.azcentral.com/arizonarepublic/local/articles/0402DST0402.html


Arizona's standard issue: We don't change clocks


State is last continental U.S. holdout on idea of saving daylight


John Faherty
The Arizona Republic
Apr. 2, 2006 12:00 AM


The rest of the country wakes up this morning asking one simple question: What time is it?

But not here. In Arizona we know exactly time it is. It's standard time, and it never changes.

The fact that we sit in blissful time innocence while the rest of the country tries to figure out how to adjust the clock on their car radio and wonders if TiVo will make the necessary adjustments is not an important thing, but it does say a lot about who we are.











 


 

"


"




We are independent. We have a contrarian's streak, and if something doesn't make sense, we don't want to do it.

And now we are alone in the continental U.S. This morning some counties in Indiana switched to daylight-saving time, leaving just Arizona and Hawaii.

Of course, people who have been here long enough know Arizona has been on daylight-saving time before.

The whole country went on DST during both World Wars to save energy.

After 1945 however, states and communities across the country were allowed to stay on DST or opt out. Arizona went off right away.

The nation became a time puzzle as states and communities were able to pick if, and even when, they would switch their clocks.

It was a mess best illustrated by the fact that the Twin Cities - Minneapolis and St. Paul - sometimes were an hour apart.

Finally, in 1967 the Uniform Time Act was instituted, putting the entire country on daylight-saving time.

Everybody had to do it for one year, and then states could opt out if they wanted to.

Farmers nationwide complained vehemently but nearly every state just stayed with the status quo.

But not Arizona.

It didn't make sense to people here. We had enough sunshine and didn't need to "save" any.

Besides, the sun stayed out so late here during the summer that if we set our clocks ahead by an hour it would be almost 10 p.m. by the time the sun set in June and July.

The owners of drive-in theaters complained vehemently. This was nearly 40 years ago and drive-ins actually had some juice.

So in March 1968, the state went standard and stayed there.

Which means people here will be getting phone calls for the next couple of weeks asking, "What time is it there?"

But we don't care.

We never saw a need to change our clocks and switch our watches, so we won't do it.

Before we get too smug though, we need to remember there was a time when our independence put us in an awkward time frame.

For a while people living in the Territory of Arizona actually switched to something called "Phoenix Time."

There was a long-running debate about whether Arizona was more closely affiliated with California and the West, or Colorado and the Santa Fe Railroad in New Mexico.

A now-laughable compromise was reached. "Phoenix Time" split the difference, putting us half an hour after Pacific Time and half an hour before Mountain Time.

It was dropped in 1910, and now we just set our clocks and let the world move around us.

in fact - read inside -news article
"There's a critical shortage of qualified labor," said Lea Sims, a spokeswoman for the American Association of Medical Transcription, in Modesto, Calif.

Medical transcriptionists in the United States are aging. The median age for workers in the profession is between 48 and 50 years of age and younger workers are not lining up to enter the profession, which requires extensive training and time to become proficient, Sims said.

Sims, who ran her own transcription services firm for eight years, said she always had more work than qualified people to do it.

That's why the industry has looked at offshore labor, although that strategy comes with its own host of challenges, such as ensuring the security of patient data and encountering communication barriers, health experts say."


AND THIS PART"

CBay's growth in its six years has earned it a spot on private company rankings by Forbes magazine and Deloitte & Touche LLP. The company recently doubled its office space in Annapolis, to 20,000 square feet.

Managers credit the company's growth to its ability to slash transcription costs for cash-strapped hospitals like the University of Michigan Health System and physician practices by relying on cheaper resources overseas. "

Another hospital that sees the need to outsource to India is Mount Sinai Hospital in NYC.



see inside for link and article from Bill Gates...lm (long message)







 


Bill Gates bets $84M on corn power
Investment in ethanol manufacturer by Microsoft founder shakes up industry.
December 13, 2005: 6:41 PM EST


NEW YORK (Reuters) - When the richest man in the world invests $84 million in a company, you can be sure Wall Street notices.


That's why Neil Koehler, president and chief executive of Pacific Ethanol Inc. (Research), was looking as if he had won the Powerball jackpot on Tuesday.




"It gave us instant credibility and the equity financing to be very credible and real with our (business) plan," he said of the investment by Bill Gates, the Microsoft Corp. (Research) founder, whose personal fortune of $46.5 billion topped Forbes magazine's list of the world's richest again this year.


"It really differentiated us from the pack," Koehler said. Gates' investment firm, Cascade Investment, agreed last month to buy 5.25 million preferred shares in Pacific Ethanol, a producer of the corn-based fuel hailed by environmentalists as an answer to the earth's dwindling supply of petroleum.


The financing, in which the preferred shares will be converted into common stock, is expected to close in January and will net the Fresno, California-based company $84 million.


The Gates ripple effect

In an interview at Reuters' Times Square offices, Koehler said Gates' investment was a sign that ethanol can be a viable alternative to oil at a time of see-sawing gasoline prices and concerns about global warming and climate change.


"It's all coalescing and, obviously, a smart investor like Bill Gates sees that," said Koehler, who was in New York to attract institutional investors.


Gates' money will help Pacific Ethanol proceed with its plan to initially build five plants on the West Coast to process Midwestern corn into ethanol, he said.


"It's not only had a huge impact on our operations, but it's had a huge ripple effect on the whole industry. It has really caused a stir in the ethanol industry that Bill Gates has stepped up and said: 'I believe in ethanol.'"


The company went public in March and the $84 million will help finance the plant construction.


"This was very much our strategy and they very much synched up and helped us make it more real," he said. "They had decided they wanted to get into ethanol and had looked at many companies before they found us."


Despite the investment, Koehler has not met Gates, who is also known as a philanthropist.


"He's pretty hands-off," he said.


But just the name is enough to attract attention from Wall Street and oil companies, said Koehler.


"With Bill Gates and that whole left-wing, progressive position that he has and the philanthropic thing, it reinforces ethanol's green stamp," he added.


Ethanol versus oil

With crude oil at $50+ per barrel, Koehler sees the market for ethanol-burning vehicles growing. Already, U.S. gasoline contains about 10 percent ethanol and Ford (Research) and General Motors (Research) are developing cars to run on 80 percent ethanol.


With 150 billion gallons of gasoline sold in the United States each year, that represents some 15 billion gallons of ethanol.


"We could do what Brazil's done and have 30, 40 percent of our transportation fuel renewable," he said.


Brazil, which makes ethanol from sugar cane, and the United States are the two largest ethanol-producing countries, he added.


"It's a common fact, we are running out of oil and there is only one commercially-viable liquid fuel alternative," Koehler said.


But historically low gas prices and powerful big oil companies combined to stunt the ethanol industry for years.


"Because of the politics of the oil industry, ethanol has always been viewed as raining on their parade, interfering with their business model," said Koehler.


However, the situation has changed and oil companies now look more favorably on ethanol than other transportation power sources, such as electricity, fuel cells or hydrogen.


In addition, President Bush's energy bill included renewable fuel standards and starting on Jan. 1, it requires a virtual doubling of ethanol fuel use from the current 4 billion gallons to 7-1/2 billion gallons by 2012.


"With $50 oil and up, ethanol is very attractive from a price standpoint," said Koehler.


Ethanol receives a 51 cent per gallon incentive from the U.S. government and today it is selling wholesale for roughly $2 a gallon.


"The actual cost to a refiner is roughly $1.50 and wholesale gasoline is roughly $1.70 or $1.80 today," said Koehler.


And in another sign of the future, he said that, starting next year, the Indy Racing League is converting all Indy racing cars to run on the high-octane alternative.


"Ethanol is racing fuel," he added.


 

 

 

Followup (or follow-up) for noun/adj. Follow up for verb. nm
nm
Bravo! 1 cm no 1-cm. Follow-up no follow up. 1 mg no 1mg. 1 space after period, no 2. S
dd
just to follow up
To get 250 per hour...you really have to have your short cuts in place and be using them frequently, this is what I have to do anyway, and since switching jobs it has been hard to keep up due to the "newness" of the dictators, so my butt better be in that chair typing to make these kinds of results.
what? huh? can't follow...sm
talk about an inane message...
FOLLOW UP

When she came home from school , bussing it I would not allow her to go to her room and nap.  She was exhausted from the night before. I told her you are not going to stay on the phone until 1:30 and then sleep and then do the same thing over again. I took the cell phone away for a while and told her she can use the house phone and the phone better not ring after 9 p.m and she is off at 10 p.m.   Kids are tricky though.  I am going to take the portable phone to my bed room at night.   In the middle of the night my other daughter use to take the phone in her room.  Her boyfriend has no rules or curfews and this is part of the problem.  He told her that his mom feels bad that they are divorced so she gives into him.  Until now she respected our wishes.  She is a great , smart and talented kid.  This is the first time I really has disrespect from her.   


Thanks again


follow up
In my class we did learn on the 250's also. The class included 2 class sessions and 2 range riding sessions. Good luck...
I don't follow, what exactly is sad?
/
Follow-up....
I thought I would let you all know I received the keyboard and so far I really like it.  There are so many things it and the mouse can do, that I'll be busy for a long time figuring it all out.  The touch is quiet (which is good with small sleeping children).  It is considered ergonomic, even though is not a split keyboard.  The mouse can be programmed to do all kinds of things (there are like 56 commands you can program it to do if you want).  The receiver for the wireless keyboard and mouse also works as a battery charger.  They send you two sets of rechargeable batteries so one is always ready to go when the others need charging.  Quick and simple to install driver and set up.  I ordered mine off Directron.com and got it for 34.99.  I ordered it on Monday and got it Wednesday and that was with ground delivery by UPS, I was impressed.  If anyone has any questions about it, just ask.  I'm still figuring it out as I go along. 
Follow=up
thanks for the quick response
follow up again...

My QA is just great thank you - have never had a problem with it.  I just have a gift with typing, my sister is a Transcriptionist and she types just as much as I do in a day, my daughter won every keyboarding award her school ever gave for 6 years straight, my son won it for 2 of his 4 years at that same school.  My mother was an exceptionally fast typist back when there were only typewriters.  It is just a gift that we have...


However, I did not say that every hour would be 410 LPH.  I did not say that everyone could achieve it.  My point was that my production had slipped really low and that obviously a lot of it was my "extracurricular things" that did not involve transcription.


I am just like everyone else - I have to stop and look up words, I have hard dictators, I have gibberish to decipher... I am not backing myself into a corner expecting 400 lines an hour every hour.  That is not reasonable - some hours I may have harder times than others.  I may have to look up more, I may have a slow time on the computer, I may have horrible dictators... that is the nature of the job.  People want to be a transcriptionist and then when they have to actually do it they complain about what is involved in it.   


My post was only to encourage people to work to their potential - not just complain that they cannot do it and name 100s of reasons why it can't be done.  I am sorry if I stepped on a nerve...  Some people obviously just cannot be happy no matter what...


Follow the BOS.
I sent you an email regarding the BOS.
I follow these
Never ever click on (or open) an email which you don't recognize the sender. I read that spammers have a thing (forget what it's called) that lets them know when an email has been read and thus that it's an active account. Click the square to the left of the email to select it and then click the spam button. Then go to the spam folder and click the square at the top and hit Delete. There is a disclaimer on this website that internet spiders can harvest email addresses from this site.

Spammers can send messages to random email addresses, not even knowing if they are valid, then as soon as the email is opened, they know it's an active account, and they're off to the races.

This takes a while, but they do slowly stop coming to you as long as you're vigilant.
Let me follow this up by saying
I probably would laugh at his leaving a $5.00 card because he is such a cheapie, returns something across town if not what it should be and that would be keeping in with who he is. The only thing he does not get cheap on is a really good vehicle for me that he buys.
More follow-up...

Thanks for your responses so far.


One huge worry for me is VR totally taking over my job.  In what I know and what I've read here, it seems the more you 'correct' any VR system, the more it seems to work against you (less editing).  I would look for a second job but I'm afraid of biting off more than I can chew.  Again, I don't know if getting paid per report is the norm.  It is the way it is, I suppose.  There is no per line pay option here, which is why I'm not sure if I'm making substantially less.  Obviously, before our official pay cut, I was making twice what I'm making now per page and I was doing just fine financially.  At that time, I had no complaints.  Also, there has been a drop in the workload because the residents are editing their own work, so we have lost them.  That hurt.  It has also been slower than usual and we have our friendly neighborhood 'cherry picker' on top of it all.  We also use Lanier intermittently, which is paid per line, so there are still times that I can make extra money doing ST.  Oh the dilemma.  Do I ride the wave again?  I've been here before and the only difference was is that my old account didn't feel the need for keeping us on for editing.  The docs edited the reports themselves.  Again, if anyone has insight or their experiences, I'd love to hear them and thanks to those who already posted.


The key to doing this is you have to have a routine and follow it. (sm)
What might work for one person may not work for the next, but f you make it YOUR routine it will become a regular part of your day. For me (and I've been at this for a long, long time) my best hours are in the early morning. I get up, shower, get dressed, put the coffee on, take care of whatever needs taken care of so it won't interfere with your day (feed the cat, let the dog out, whatever you would normally do if you had to leave your house for the day and go out and work). Then sit and work for 2 hours, take a short break, work another 2 hours, break for lunch, and so on until your work day is finished. It also helps if you keep your work area clean so you can have a fresh desk to start off with. NO TV. Don't answer the phone while you're working to take personal calls. Do that on your break. These are just some ideas that work for me.
Follow up is needed.
I responded to a job this morning and at their request sent my resume and did not receive a reply until I saw another posting for the same job on this board. I just dont think this is good business.
follow the rules
I too thought crepitus was the only correct form -- until the pediatric rheumatologist "corrected" me and insisted on crepitance. (As the Red Queen says, "All ways here are MY ways.")
follow up on bifocals

I actually have three stage progressive lenses due to 80% blindness in one eye and peripheral problems in the good one. 


Main part for distance, middle part on one eye for computer work, then bifocal at bottom for reading books, etc.  Dang expensive but much easier than the 3 different pair I was using.


If you follow comments by a well known (sm)
senator, Pat Robertson, this is probably happening because you are all such evil people. If you would straighten your act up, quit taking vacations, work 24/7, quote the Bible all day long, and make sure you invest all your money in countries that promote torture (i.e., his diamond mine investments in Africa), then none of this would ever happen to any of you.

But if that is how I would have to live to avoid bad weather, I will take the bad weather any day.
ok now I follow what you're saying
Guess we'll have to wait and see what happens next week. I'd hate to Terry win it, definitely not Danielle. I'm not even sure how she made it this far. She's done nothing. Hopefully the winner is Cirie and if not, then Aras.

Happy mother's day mom of 3 (I too am a mom of 3 !)
Follow these steps....
You have 3 keys at the top of your C-phone, press the one on the far left with PROGM above it.  Then press KEYS (far left button also).  Select progm key comes up, press the button you are wanting to change (the one causing you to disconnect).  It then will ask you if you want to revise, answer yes.  Then press the multiplication sign X on the far right of your keypad (also labeled select).  Then press the Stop button located on the bottom section of your C-phone.  This is what works for me, hopefully this will help you too.
ah, but just because your clients don't follow BOS,
nm
follow up letter
I know if you go onto Microsoft.Com they have templates for resume follow up letters. Good luck.
I would follow up with another e-mail, and
if no response in a day or two call them.
Follow-up per BOS2 is not to be used.
Followup is noun, follow up is adjective or verb.
No more hyphenated follow-up. sm
#1. Follow up (verb): I will follow up with the patient next week.
#2. Followup (noun or adjective): The patient will come in for a followup next week, or the patient will come in for a followup examination next week.
You should always follow guidelines
set up by your MTSO/client. If expanding when not allowed to, that could be considered line padding and a quick way to lose your job.
s/l follow progrssion not really sure

We are going to place her in a Jewett hyperextension brace, (follow progression) and continue the same anti-osteoporosis measures afforded.


A follow up here. Appreciate these posts.
The computer guy yesterday showed me several Trojan virsues on my machine, 3 or 4 so would AVG work with those or not? I have McAfee now but will try something else. I have taken all into consideration on here and made notes of what I should do.
Did you follow BOS guidelines??? That could
x
Instead of working, follow this link....
http://search.windowsmedia.com/search/mgsearch.aspx?srch=william+hung&page=1&type=mg&num=0&culture=en-us&version=&WMPFriendly=false&cat=
If you need a few laughs, follow this link...

I think it's always a good idea to follow up...

on these things.  You know how cyberspace is.  And just offices in general, etc. 


Took me three tries sending e-mails with my resume (waiting about a week before trying again, so as not too seem to pushy or desperate) to finally land my most recent new job, with the company that I was really hoping for out of all of my choices!  (fingers crossed that it really IS the right choice, but I'm pretty sure I couldn't have done better right now)


Anyway, I wouldn't ever give up without receiving some kind of response, just so you know that your reply had even been received in the first place.  Just politely state that you're following up again and are still interested in pursuing an opportunity with the company, LA la la, that kind of thing.  :)


Follow up on keyboard with mouse pad

Check out Micro Innovations with mouse pad


http://www.bizrate.com/marketplace/product_info/overview/index__cat_id--493,prod_id--5185790.html


 


Follow all the same rules basically - sm
Don't let others use your computer, don't discuss any work in specifics (i.e. names, etc.) with anybody), keep work secure whether on your computer, printed out, etc., use secure or encrypted email/FTP if you email your work product, do not let others look over your shoulder while you work and read the report, etc. Just basic common sense stuff in order to keep the information private. Where I used to work had these conference call meetings and we would all log in via the internet and phone and have our HIPAA training every 6-12 months, was a pain in the butt, especially when they decided to stop paying us for the time we spent "attending" the mandatory meetings. HIPAA is not a big deal, as I said, it is mainly common sense.
just follow the link, should have one on the site you buy web from
nm
I would follow my instincts. It sounds as if
you know that it's time to move on. I would encourage you not to settle for your present situation if you're unhappy. If you can start at home with the national on the weekends or something and see how it works out, that's one idea. In the meantime, start looking around. It's easier to look for a job while you still have one. If you need to train for another career, begin now while you still have a steady paycheck. Whatever you do, don't stay stuck and miserable. Good luck to you.
Reality? Oh, my. Follow blindly. That's not
I haven't seen one post of hers that is even remotely helpful. Usually jumps in only to tell someone how foolishly wrong they are because they don't do things her way. However, I will continue to read and see if I can find the reality of which you speak in any of her posts.
We must follow our attorney's advice. (NM)
Goldbird
You do not have to spend 100.00, or 30.00, or 20.00 to rid your pc of this spyware. Follow the
directions provided with this link and you will be fine. There are SO many free virus/spyware removers online, that if one has the time, patience, knowledge, and fortitude, you should never have to pay for this, or any other type of pc maintenance.
Thank you so much for replying - that gives me some guidelines to follow
nm
Depends on what your acct. allows. Many don't follow
s
Do you follow the BOS when you test? Are you demanding too
s
Always follow the protocols for the account
or client you are working for - it's a simple as that. Some clients want mg, some milligrams.

We all like shortcuts, but expanding terms is often NOT acceptable to some clients particularly because they DON't want to pay for the extra lines this causes...

Always follow client's directions
The BOS is a guide. Client preferences always override the BOS. The BOS is quite helpful in many ways, though, so don't ignore it completely.
do you follow an Account Specifics?
nm
Contact question, follow-up
Is there such a thing as a 65-character-line font? This is the exact wording in a contract I now have in my possession.