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Serving Over 20,000 US Medical Transcriptionists

I do insurance claims work

Posted By: LinK on 2008-05-25
In Reply to: other types of transcription - LD

I've been doing it for over 8 years, but unfortunately I'll be losing it to a company who's going to do it digitally (I do tapes) in July. I sort of just fell into it. I knew someone who worked there that knew I needed a part-time job. Have you thought also about just general transcription. There's a board that I frequent that has a lot of companies that do general and legal work. The good thing about a lot of these companies is they're very, very flexible. There are some that don't require any number of lines, reports, etc. If they have work they ask if you'd like it and you can say yes or you can decline. I plan on sending out a lot of resumes to these companies when I'm through in July with insurance work.


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Insurance claims manager...
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Same Here - Insurance work transcription - NM
NM
They better have SE because no way is my insurance riding on the BS they pull with no work all the
time. They can hang you out to dry with that 12,000 line deal unless you work 24/7 lately. No way does my health insurance ride of that deal.
has anyone ever charged insurance companies for doing their work - SM
I have a lot of medical issues with my family and so see a lot of doctors and pay a lot of copays.  Each and every time I see a doctor or facility I have to pay a copay, which I always ALWAYS charge on my credit card.  No exception.  Do not pay, do not see the doctor or have the test.  Yet time and time again I get letters from the doctor's billing or facility saying I owe a copay to them.  When I call them up, explain that I paid my copay at the time of services rendered and do not owe anything further, I am told they don't have a record of it.  I must find the receipt and send them a copy for proof of payment.  In short, I must do their job because they are either too lazy or inefficient to do it.  Earlier this month I got a statement from the x-ray facility saying that I owed a copay.  The customer (dis)service person was very unhelpful when I explained that I always made my copay first and it showed up on my credit card statement.  Finally I told him I would call the facility myself and get things straightened out, which I did (they had put my copay into a different account by mistake).  But I ended up doing his job and got treated rudely to boot.  Then yesterday, I got yet another doctor's billing statement saying I owed my copay.  I called and left a message saying that it had already gone through on my credit card bill and would not be paying.  They want proof.  Am I out of line saying, fine, I will photocopy the receipt (and this is an NCR receipt so the office has a copy of it) and my credit card bill (with everything else blanked out) and send it to you as proof of my payment, but it will require my invoicing you a $10 processing fee.  If you are not willing to reimburse me for my time to straighten out your mistake, then I will not provide proof of payment.  This takes time out of my day to hunt through my receipts, make a photocopy, document it in writing (LOL I learned that VERY early on), then postage, etc.  Why must I do this without being reimbursed for it.  IS ANYONE ELSE FED UP WITH PEOPLE NOT DOING THEIR JOBS?????  Arrrrghhh.  I feel every so much better.
I do work for a plastic surgeon, insurance will only pay from what I can tell IF - sm
there is a health issue, i.e. continous rash from the folded skin, irritation that medicine will not resolve. But all conservative measures of treating have to be exhausted before they agree to pay for an abdominoplasty. Good luck....I need to lose about 80 pounds and wondering if I will have any sag when done...I have very sensitive skin too so expect some problems (and if so I hope they are enough to warrant my insurance to pay for the removal procedure...otherwise I plan to save up for it)--
I do insurance work as well. It came by word of mouth.
.
My husband just signed up for group life insurance with work which will give him 10x his salary if

he dies which will leave the kids and I with almost a million bucks if he dies.  Of course I would much rather have him here more than anything.  He had just 150,000 in insurance but for some reason just opted for this group thingie.  When talking last night I asked him if he died if I could marry again and this man got so upset with me I thought he was going to cry!  He told me absolutely, positively NOT that I could not remarry ( am 31!).  He is 35.  LOL


Poor guy.  Leaving me all this money and I supose the thought of me sharing his wealth with someone else makes him sick!!


I told him he could go ahead and marry if I should happen to die.  I want my kiddies to have a great mom and person who loves them very much. Wouldn't you agree?


How do you feel about your spouse or partner remarrying if you or he dies??


 


I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
I do not know how he claims everything, but
I just know he does. He is also a great accountant that has been doing some of my family members' taxes for years as well. I trust him. He gives a guarantee he will back you if you get audited, so I cannot see him doing anything illegal.
Someone there who claims to be a
CMT and she is not either.  Scary place.
Why not sue in small claims (sm)
You have a business contract with them. It's not a paycheck we are talking about. It's payment for services rendered. Are they going to send someone to your state to defend it? Probably not!
Small Claims
If you go down to the courthouse they will help you step by step.  Or perhaps by now it is on line in your state.  If she is an MSW or LCSW the state will have a copy of her license and you can also get her address that way.  You make out the papers, at least I did, and provide the address to serve her at and they will mail them to her place of employment if that is the only address you have.  But the courts are helpful, at least they were in Oregon, and showed me how to do the business as well as personal.  Good luck.   May I ask why she said she wasn't going to pay you?  Just curious.
Small claims
You have a right to be paid for services rendered. If I were you, I'd go ahead and work until the date that you have already told them and then take them to small claims court for the amount they owe you. Of course, this is assuming that you have kept accurate records. You would need those in court. And, I'd also tell your other clients ahead of time what is going on to reassure them that you are doing this as a last resort.
Small claims does not mean anything
in Atlanta. I do not know how it is in your town but I filed 1 and told right up front it was up to me to collect, even if I won. I think it was a complete waste of my time- the fellow had no checking acct, no home in his name, nothing that I could go after.
Small Claims
Don't forget to ask for filing fees and court costs. The judge can't give them to you if you don't ask for them. And you will win.
Small claims will not help you sm
I've wasted my time with that - after you win nobody makes them pay you.
small claims SM
Don't waste your time and hope. No one makes anyone pay anything from small claims.
It claims to be used for tapes, can this be used for wav files also? nm
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Small claims court
Write a final demand letter, registered, signed receipt requested and tell them that you are seeking legal action against them and will be seeing them in small claims court.  Whatever state their business name is registred, go online and see who are the registered owners and their addresses, etc. and send copies of letters to all.    Give then 14 days (10 working days) to respond and if they don't file in small claims court.  Hopefully you have a copy or can get a copy from your back of the checks you deposited so that you can put a lein on their checking accounts when you win in court.   Check on line with your state for small claims court as if they are located in another state -- I don't know if that makes a difference.  But check it all out.  If you can't afford an attorney -- seek legal aide in your city.  Good luck.
Thank you both! I am going to file in small claims. nm
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Try Small Claims Court.

so he claims, but kennebunkport, ME and CT is true home...nm
x
Unless local, and can pursue in small claims, then she will end up sm
spending more money that she will ever get back.  Write if off.  Move on.  Learn from the experience.
Question regarding small claims and ex-employer.TIA
Has anybody ever filed a small claims suit against an employer that was in a different state?  I need to file small claims suit for wages that are owed, but I am in a different state as the company.  Does anybody know how to go about this?
I would definitely file in small claims court
against her.  Not sure about the subpoena part - I do not know how that works.  Believe once you file it is up to the court to notify her.  You may not get your money even if you win the judgement but you can then let the credit bureaus know, etc., and eventually it will catch up with her.  Best of luck and so sorry you are experiencing this! 
Agree with Small Claims Court.
//
Wow, are you dense or what? He claims a bunch of stuff but
you have against thinking that maybe Sherri (SHE) might be telling the truth? It sounds like you have a grudge or maybe you're the guy who took over?
Small Claims Court - it's easy sm
a few years back, i worked part-time for a one-woman company who had a psych hospital account.  All was great until she went through a mid-life crises, kicked her husband out, got a tattoo, changed everything about her, and then had me doing all the work... the last month i worked for her, she owed me $3,300 and refused to pay... wouldn't answer my calls or her door... so i took she and her company to small claims court... she didn't show up for that either and i was awarded the judgment via default.  I filed a wage garnishment with the psych hospital and they promptly terminated her contract... so then i filed a lien against her house and 3 years later when she sold it, i got paid... I did all of this without any help from an attorney - piece o' cake...I had the sheriff's department serve her, which was like $25 or so, and then whatever filing fees, which were minimal... good luck to you!
Got pictures? If so, take 'em to small claims court!
I took my pics and the signed walk-through with me. They were smug throughout, but I won and they had to return a BUNCH of my deposit! It pays to have a rather suspicious minds these days, I guess!
You could take him to small claims to get expenses and pain and suffering.
:+
could you at least file in you local small claims court?
where the employer is located. My local county charges $50 for serving out of state notices on small claim issues. You would stand a greater chance of obtaining a judgement as the chances of the owner coming to your state would be small. Once you get a judgement and failure to pay, you can file a lien against the company. If they ever want to buy anything on credit, it would show up and they would be denied until they paid you, then another 7 years to roll off the credit report.
Sue him in small claims court for breach of contract
x
I type fire claims/investigation reports
It's really easy work and pays pretty good. It's also nice to have a break from medical, but some of the reports are really sad to type. I do the work for a local fire chief that has a side business and he investigates a lot of car accidents when the car catches on fire. A lot of times there are fatalities involved, and they usually involve children too. They can get pretty gruesome when they go into detail though. I get paid by the page and most of the time I type depo summaries, which are just highlighted parts of the deposition that I type into a summarized report. I actually put an ad in the local paper for transcription work and got this account. It's only about $400/month, but I do MT part time too.
File a suit i Small Claims Court! -nm
*
Anyone with experience with small claims court in NJ??? I guess I am going to have to go that route
to try and get money that is owed me and to complicate things I don't live in that State.  If anyone has any info to offer I would greatly appreciate it.  I know times have been tough for some of us but after 9+ years I can't believe it has come to this.  Thanks in advance for any help or words of wisdom you can offer.     
Instant Text claims compatibility with all word-based programs
I have used it with Word, PowerScribe, ExText, and a program based on MS Office online, the name of which escapes me. Works great.
I agree. Bean-counters desperately wanting to believe the exaggerated claims for SR make them easy
x
Blue Cross/Blue Shield or Mutual of Omaha - Which company pays off claims the best w/o hassle?
nm
Insurance

If you don't have insurance (dental, vision, prescription, chiropractic, and some locations medical) and don't have a lot to spend on insurance, ask me what I signed up for if interested.


There's a lot of information to tell and I don't want to ramble on if no one's interested.


Talk to ya later,


Andrea - Medical Transcripionist (Nashville, TN)


How can MQ take away the insurance

when the MT is paying for it also?  Does that not count for anything?


Insurance
I didn't mean they were taking it away. What I meant is taking it over not making quota. Sorry.
wish I could help on that one - I have no insurance, however, -
I work for one of the TOP docs in NYC who is internationally known, so whenever I am sick, he has taken care of me, called in favors from other specialists, etc. The only bill I have to pay is the lab bill. If you work for yourself, that might be a route to go. I even got my bill at NYU Medical Center 75% off!!!

At one time Aetna was pretty good as far as rates for individuals.

Pet insurance....sm
No flames please, but how do you go about getting pet insurance? When you say "pretty inexpensive", what range are you talking about? Please, any info greatly appreciated. TIA
UPS insurance
I have sent packages via UPS that I have packaged myself and was still covered under their automatic $100 worth of insurance.  I wonder if someone at the UPS store is giving you incorrect information?  I had an ebay package damaged and they paid for the item even though I packaged it myself.  Can you call the main UPS number and ask someone else?
Insurance
I am just curious about liability insurance for people that have IC status.  Is it required and if so where can I find out some info on this?  TIA
IC insurance
I have researched this myself and found that going through your local Chamber of Commerce is probably the most affordable way to go.  If you become a member you are then eligible to get a good rate in health insurance and they offer many different options including HSA (health savings accounts). Check out different Chambers near you though because the membership fee can vary.
Insurance
I have a liability policy for which I pay $164 annually.  This does not cover errors and omissions.  For this type of insurance the cost would be sky high, or so I've been told.
insurance
I agree.  I've had mine for 9 years as it was required and I've never used it.  The only use it is, is for a write-off as a business expense for me.
insurance
there are several companies who now offer individual plans, depending on where you are, I had BC/BS - paid higher premium because I wanted good coverage, but can usually find something for around 100.00 a month if you don't have medical problems, copay for prescriptions may be 30-35.00.
insurance q
If you're someone with few health risks (non-smoking, etc.) and no major illnesses, you can probably get a good policy with any one of the major insurers, but ask specifics and shop and compare. When I was working as independent I tried to get one myself but they want to often put you in a $5,000 annual deductible which means you really have to get bad sick or hurt to even really see any benefits paid on your behalf and sometimes if you have a common condition like thyroiditis they would put an exclusion in for the first 6 months to 12 months that you have happen to need surgical treatment for that condition, i.e. thyroidectomy, you are practically on your own because it's pre-existing. I would suggest first applying for low-key health insurance, say $50,000, and then along with history-taking, they generally do a blood draw and EKG, along with perhaps even an HIV test among others, then you've got some "evidence" if you will of your health status before applying for major medical. Then decide later, if you are approved that is, if you want to keep the life insurance as you go independenty, or get life insurance and health insurance with a prospective employer if you happen to go that route instead of independent. This way family considerations also are taken into account. Overall it's best to go beyond the hand-outs which look so colorful and shiny with smiling faces, and look at the contract benefits, exclusions and limitations of any policy, which they hesitate to show unless you pay your money first. Hope you find the right one.
Insurance

I need to find out if Errrors and Omissions insurance is needed for a contracted medical transcriptionist?


Please let me know if you carry it and how I can obtain it?


Thanks...