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Serving Over 20,000 US Medical Transcriptionists

Regardless of being employee or IC, is wrong to steal account from your MTSO

Posted By: and furthermore on 2006-08-07
In Reply to: Thank You for Your Help - LinK

and it's also irrelevant whether it's a crappy MTSO or not.


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As an employee, 10.3 is better than most MTSO's
your service is charging the doctors, you're selling your services too cheaply, no matter what state you live in.
As an MTSO do you expect more from an IC than an employee...(sm)

I personally would expect the same quality of work from either.  Just curious if others expect better quality from an IC or an employee.  For example, should an IC send in less blanks to QA verus an employee and overall have a better quality work?


Thanks for your opinions.  I have never thought about this until it was recently brought to my attention. 


If you are EMPLOYEE, you work for MTSO. If
x
If you're IC on one account and employee on another..

Rather than paying self-employment tax, can I just increase what is being deducted as an employee? 


I'm going to be working about 2/3 of my production as an employee, then an IC account which will account for another 1/3 of my total income. I've always been either just an employee or just an IC, and I'm wondering about how to handle self-employment tax in this situation.


Anyone here been-there-done-that?  Would appreciate hearing your thoughts.  Thanks!


I have my own accounts and I work as an employee, but we are not talking about BEING an MTSO, we are

the MTSO's offer.  If you are a well-trained, knowledgeable medical Transcriptionist with experience and you are looking for an IC job or an employee position with an MTSO, then you are worth more than 8 or 9 cpl.  If all you do is sit and transcribe all day long, you are worth more than 8 or 9 cpl. 


I really don't know what you're getting at.  Not everyone has the capabilities, time, or money to start their own service.  Not everyone is good at pounding the pavement and finding their own accounts.  I'm not a salesperson to say the least.  I lucked into my own personal accounts and if I hadn't, I'd be working for one of the MTSOs, but I'm not.  My full-time employee status job is with a hospital for the benefits only and it pays hourly with incentive.  Right now, that's the only employee status job worth taking is through an actual hospital, NOT an MTSO.  At least at the hospital, you get a decent wage and get great benefits.  Oh, there are a few good MTSOs out there, but they are very few and far between.


Any tips on becoming an MTSO and landing first account?

How much experience does the average MTSO have when they step out on their own? 


 


Thanks in advance for any and all help!


I'd ask my friend if her MTSO would like someone familiar with the account on her payroll.
nm
You're probably doing nothing wrong, employee status seems to be the norm with IC status primaril
SE status instead of IC? For me,SE status is heaven -with part of taxes paid and flexibility in my schedule. Have you ever applied to MDI-MD? They only accept qualified, experienced MTs and stress quality in their transcription. From what I read of your qualifications, it sure would be worth contacting them.

Per "see mssgs" comment regarding age discrimination later on in this discussion, I'm 64 - no problem getting hired at a line rate higher than average. Age is not a factor with MDI-MD - knowledge and quality is !!!
wrong, wrong, wrong. work is being outsourced because of $. period. not because of unqualified MTs
c
steal the dog
he is being mistreated - anybody who keeps a dog tied up all the time w/no attention is a jerk who shouldn't even have a pet.

steal the dog and take him to the local breed rescue org. He's going to make someone who loves him a wonderful pet.

http://www.unitedyorkierescue.org


You don't have the RIGHT to STEAL someone's dog!
Call the dogcatcher or animal control.

You have NO right to STEAL anyone's pet.

I've read your outrageous posts on this board before. You're really some piece of work.
Did she steal them or just buy them and have no place
nm
nobody can steal a husband
.
She did not steal it. The doc stole her.
c
I wish a doc would steal me and pay me by the hour ;-P
x
I only make 9 cpl. If i could steal her accounts for
and she'd have to go out and pound the pavement looking for more work. What she'd find would be a whole different world than the one inside her little plastic bubble.
Excuse me but federal taxes are paid as employee by employee
The ONLY difference in IC is you pay the ENTIRE amount of the SS which is the 15.25%, as an employee you only pay 7.75%.  And you can easily make up that difference in deductions.  As an employee you just have someone else manage your withholdings and as an IC you do it yourself.  I have much more usable income being an IC and not an employee and I am strict about putting aside what I need to.  But everyone always says you have to pay your own taxes, well your employer does not PAY them for you -- except 7.75% of SS, they merely withhold it for you.  As an IC you are the employer. 
No, actually every time you steal music, you are stealing from SM
many people, but you already know that.
Beg, borrow, or steal not to have that payment be late!!!
It does not matter how little you have left on it.  Late is late in my opinion.
all your information needed to steal your identity - sm
name, address, telephone and past employers etc. Now in Pakistan
Wait till they steal our information, sell it and
our identities are stolen. This is not right because if any of us had a choice, we would not want our records of any kind going overseas to be managed or transcribed, etc. I think this violates our privacy big time and should be actively brought to the attention of all the stupid government officials. Wait till they have someone steal their identity or money or whatever. Think they will rethink this. Shame something has to happen to the rich folks before anyone will do anything about tightening things and even if they did enact laws, would these overseas companies abide by them. NOT.

I just think when the whole population ends up on the street, they won't be able to hide it then. I feel sorry for the generations to come. How would they save anything for retirement. I can't even do that.
what is the harm in telling the rate? i don't u from adam and i won't steal your job.

Also irritating illegal alien ESLs that steal US
x
They steal your money and then send you a check and you are thrilled. Give me a break.
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What is the difference between an acute care account and a multispecialty account??..nm
nm
I've never had a problem switching from account to account.
The problem I had was being switched too soon. If I don't get one account spec solidly in my memory with QA feedback on mistakes before starting another, I get confused. The other problem I had with former jobs was inconsistent QA. One person tells you one thing, another person tells you another.

Lately, I don't have a problem with it. Right now, my binder has 8 account specs (some I've never had to use) and I'm picking up a new weekend job for a while. The terminology and report formats stay basically the same. It's just all those little preferences. LOL
I typed a report on the wrong patient as the doc keyed in the wrong info, SM
He later said the correct patient's name and I SWEAR to this day I made the changes but somehow the report when through without the correct patient and changes made. I still remember that incident.
Fantasia wrong??? Haven't seen the OP's CD, couldn't have been too wrong.
x
You an IC, statutory employee or employee?
That designation, and/or forcing the IRS to designate you, can make a diff. Are you a corporation? Partnership? You need WAY more help than we can give you.
If you are employee, unless suit against your employee
otherwise the posts on here as far as I can see telling it like it is. I think a lot of the posts are so young they just don’t have a clue as to what it means to be an employee. You do as your employee wants (I am talking reason now, not stupidity as far as sexual advances, etc) or else you find another company that fits your personality better. You do not confront, you do not tell your employee no, that is their job, not yours. This is such a simple thing for people who have been in the work force for any period of time.
It's about morality - not censorship! Right is right and wrong is wrong!
nm
what is your account and specialty on the account?
no one is watching. tell us all about osi.
As far as it being wrong, well who defines right and wrong? On the
other hand, what if he were doing the same thing? How would you feel? I think that should answer your question.
You SUPPOSE it was wrong! It was way wrong.
x
IC or Employee?

I read an article on the web regarding how companies are abusing the independent contractor status to keep from paying benefits, WC, social security, etc.  In my situation, I have been with the same company for three years and I do not get shift differential, weekend differential, or overtime.  I work 7 days a week, totally directed by the company, hours set by the company, etc.  If I had been an employee, which I believe I have been all along, I would be owed thousands of dollars in overtime.  Where do YOU fall?  Below is the IRS quick look at where you stand.


http://www.ftmn.com/Employee.html


An employee
I cant say who but it is an employee.
You are an employee. I am not. Again, you are an employee because SM

you need "employee stuff" but I am not an employee because I don't need employee stuff. I just need work.


Why do *I* have to adhere to a schedule? I don't. And my MTSO loves me to death because I just make her look good.


You need to go to an all-employee company or a company where you are the boss so you can stop this from happening. The MTSO just wants the work out of there. You want it to all be suspended until you sit down to work, and that is just not going to happen, nor should it.


No, FT employee
Looking for another job this very minute. I think this is way over the line.
As an employee ---

If I actually work 40 hours a week, my gross is about $730, which I think is good when I also have all taxes cut (Federal match), PTO, STD, LTD, healthy, dental, vision, internet reimbursement, quarterly and yearly incentives in addition to base pay.  Never run out of work.  Benefits add about 30% more to base pay, so it seems to be a wash with the ICs who have commented.


I left a job recently where I worked 5 hours a day and grossed $750/week with all taxes cut, 2 paid weeks vacation a year, free health insurance.  I left because they were getting interns to work for free and forcing out their higher paid and longer term employees.  Had to use vacation pay when there was not work or not get paid at all.


I like the pay/hours at the former job but I like the current stability that I have now better.


Employee
This is the exact reason our company will never use an IC. We utilize employee status transcriptionists
This is what I do. I am an employee
but my company is in FL where they don't have state tax.   I don't need any $$ taken out for federal, but I have extra $$ taken from DH check for state taxes.  2005 was the first full year we did it and this year we are getting back $450 state, when we've paid in the past, plus a penalty for not having enough taxes taken out.   You could also change dependents if appropriate.  
IC vs employee
Can someone explain to me the difference between 8 cpl as an employee and 8 cpl as an IC?  I know you have to pay your own taxes as an IC but what I mean is what does 8 cpl translate into once you pay self-employment tax.  How much less are you making as an IC at 8cpl than if you were an employee at 8 cpl is what I am trying to ask.  Thanks.
IC vs employee
If you are an employee, the employer pays half of the Social Security tax. If you are an IC, you have to pay the full amount yourself. HOWEVER, you can then take a deduction on your taxes for that second half. I haven't figured my taxes yet, so I don't know if it is a deduction or a tax credit (which is better), but at least it does help so you don't end up paying the entire amount. As an employee you also don't have all the deductions that ICs get, so that makes a difference in the bottom line, too.
Are you IC or employee?
If you are an IC, you can take off whenever you want (with appropriate notice of course). If you are employee, do you have vacation/PTO time? Do they not let you use it when you want?
Are you an IC or employee? - nm
nm
Employee (sm)
I work for MedQuist.
anyone go from IC to employee and like it better?
I was offered a job and I'm now weighing the options.  I have always been an IC and have been offered employee status with another company.  The pay is 1/2 cent cheaper than what I make now as an IC.  The hours are still flexible and they do offer good benefits, PTO, vacation, etc... Has anyone gone from IC to employee or tried both and would like to comment? Thanks!
IC or employee

In my 22 year MT career I've found that doing a bit of both works best for me.  Since I'm a single parent I really need the insurance benefits, and with regards to taxes, my accountant told me it's best to keep your W2 job because the taxes you pay there helps to pay your self-employment taxes.  I do 20 hours W2 and the other half IC.


ms