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Thanks, but unfortunately this individual has no other option.

Posted By: TechSupport on 2009-04-26
In Reply to: I would not use satellite for my TV - sm

She uses wireless high-speed now for internet and her company has told her that their new platform won't work with that. She's "a little bit country", so has no cable or DSL service.


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I believe it's up to each individual
state government.  It's not a federal thing. There are other areas of the country that don't do it as well.  Not many, but a few.
This individual is not someone who transcribes on
a routine basis, she was more like an account manager who assigned the work and now is assistant director of operations, I think, so I doubt she would have a stockpile of "normals" she made for herself on any account, nor have a super expansion file. Which leaves 1 explanation. I worked with her when she was at another company and she never typed there, more like a clerk-typist position.
How about the responsibility of the INDIVIDUAL
You've totally missed the whole point of the article!
It is a very individual thing...
No one says she needs to look in the casket. I personally cannot look into an open casket and people seem to understand there is no need to force me. My comfort level is not the same as other people have. It does not prevent me from paying my respects to the family or showing my support.
The individual who is now the president of
the insurance company association (whatever it is called) is Mark Racicot, who was Bush's right hand man and head of the RNC. They do not care about the welfare of people, just their own pockets.
yes, but how old are you that you can get individual ins for $59/month?
x
Obviously a sick individual, but
is he just saying that to get attention.  They don't know if he really did it.  Only the tests will show on the DNA.
That depends on the individual

When I worked in-house one of my coworkers was a lady with 15+ years experience, and had attended a transcription school prior to that.  She had a sad tale to tell - she once decided to leave the hospital and work at home.  The ESL dictations did her in, within a couple months she came crawling back to the hospital (and lost all her vesting and retirement over it, busted back down to a newbie there).  The doctors at that hospital were mostly ridiculously easy, and that's all she could handle.


On the other hand, I never attended a transcription school, but learned on the job.  After 3 years inhouse, I started working from home.  I refused to let the ESL win, and gritted my teeth and kept trying.  Now I can do ESL because I refused to be intimidated by it.  I think its all in your mindset, how determined you are to learn and how determined you are to stretch your comfort zone.  It has nothing to do with schooling OR experience in some cases.


I had individual coverage - sm
when I was IC and SE for a while.  It was expensive - but now I think it would be impossible as I am older.  Considerations are preexisting conditions.  My daughter lost her job and has Graves disease.  She is 23 years old and was flat turned down - no amount of money could get her coverage.  COBRA is costing 380 dollars a month until her new job's coverage kicks in.  If you have any preexisting conditions it may be extremely pricey.  Also do not let insurance lapse  - because anything you might have will not be covered for a period of time - usually a year.  If you are young and have no problems and depending on where you live - individual coverage can be found - before my daughter had problems we got it for under 100.00 a month.  Our state does have a program for people who cannot get coverage but I have not checked to see what that entails - you might call your state and see.
IC's who pay for their own individual insurance
Can you please recommend a dental insurance that is a good one and affordable? TIA
Individual MT usually has to purchase it ..
--
I think it depends on the individual. There
are 48-year-olds who are in as good of shape as any 25-year-old.

I think if you feel you are up to it, age doesn't matter. I was thinking about it myself (I'm about to be 45).

48 is still young! You'd graduate in 2 to 4 years and only be 50 to 52! That's still at least 15 years before you would retire.

Good luck with your decision!

Since your lender is an individual and not a company

I would get an attorney immediately who can tell you what to expect and what your rights are.  It should be a nominal consultation fee and you should take with you a summary of your payment history and all the papers you signed at closing.


I had an FHA-backed loan with first-time bond money and my mortgage was sold from my original lender (Union Planters Bank) to a mortgage company.  FHA bought me more time and lessened the financial loss for me greatly (they have stake in that - they WANT you to stay in your home) and were of great help.


I also at one point was in such emotional turmoil that I went to a local realtor, sat in his office in tears and told him I did not know what to expect.  He spent 45 minutes with me and I learned more from him about what I would actually see happen than from anyone else I had talked to. 


I was served my intent to foreclose from the mortgage company and it took about 6 months to actually get through it.  I was served the papers announcing the foreclosure auction at the Courthouse on MMDDYYYY date.  I went to the courthouse and there was a man standing (literally) in the parking lot and no one else around -- all were inside doing normal business.  I walked up to him and asked if he was from BLAH mortgage company.  He asked me if I had a gun (hahaha) and I was SHOCKED.  Of course, I said no and looked at the courthouse - thinking some crime was happening and pulled my cell phone out to call 9-1-1 (the police station is ACROSS THE STREET...lol).  He said most of the time the owners show up with guns and he's even been shot at doing this. LOL


I told him that I had dealt with the loss months ago; they were taking my house - not my children, my job, my life...just my house...and that since I just could not afford to keep it up and repair it, etc., that I would be relieved and better for it in the long run.  We talked and he told me that since no one showed to bid, that the mortgage company now officially owned it.  I asked him how long I had to get out; he said that I would receive a notice in the mail but to be out by that date as they would literally come in and change the locks and secure it.  I told him I would be out before that date and he said to lock it up but leave the keys on the kitchen counter and call the attorney (for the mortgage company).  I did just that; I also immediately contacted the company I had my insurance with and told them (got a lovely refund from them for about $360 which helped me move -- also sold virtually everything I had to get out and start over).  This was all last year in January 2004.  This year I received a paper to file with my taxes where the difference in what I owed and what the buyer (the mortgage co put it up for sale and it eventually sold) paid was forgiven so I did not owe anymore on it. 


I have forgiven myself and we now live in a nice clean apartment that is 300 sq ft bigger than my little bitty house.  I have an apt mgr to call if something breaks and I don't have to fix it myself; no more lawn work, etc.  For me, it was the best thing that happened.


It will be off my credit history the same as a bankruptcy in a few years.  I am happier.  I learned a lot.  Good luck to you.  Write me if I can help you deal with the emotion of it at all. 


I think it depends on the individual's experience.
I have had no problem with MQ and don't agree with anything you have said. If I felt that way, I wouldn't be there anymore, nor should you since you feel so strongly. I have nothing but good things to say about MQ.
BCBS. Individual policies.
.
An Individual Education Plan
For my child, his pediatrician had us go to Babies Can't Wait (in Georgia), but because he was 3 at the time, they referred us to Gwinnett County Public School System, who performed an evaluation, diagnosed autism, and we now have at least annual IEP meetings to layout the plan for next year (can have a meeting at any time if goals need to be changed, etc.). This is an educational evaluation, not a medical evaluation. They then, of course, recommend a medical evaluation.
Depends on individual case
Mine was $15 per month, a friends was $20 per month. Her program was for 3 years while mine was for 5 so perhaps that's the difference. Well worth the money though.
They do offer individual plans, but they are SM
similar to my insurance at Spheris. A very high deductible, many out of pocket expenses, no prescription drug coverage. Basically, will cover hospital expenses. However, the most out of pocket with them was $5000.00 per year; with Spheris it is $10,000 per year. I believe it cost $250.00 a month.

You could look into it.
The 2 posts by the individual have been removed. (SM)
They were advertising for other sites. Please report such posts when you see them.  Cher/Moderator
It is up to the individual person and their circumstances
Personally, I could not afford to wait three months and "hang on." I have bills to pay and children depending on my paycheck. I just left a job where I "hung on" for 6 months and it was the worst thing I ever did. And guess what, I am not even putting this place on my resume because the place is an embarrassment. I am putting that I did IC during that time, because I had to do that to supplement my income. Saying tsk tsk you did not give it long enough is like saying tsk tsk you did not try that relationship out well enough or long enough, when the signs were there that you were being battered. Personally, I say trust your instinct. Communicate professionally with your supervisor and point out about the equipment, and the set up not going well. Have a good self-esteem (don't put anyone down) and let them know that you are seeking a mutually-beneficial business relationship and you'd like to have your concerns cleared up. You may do this is a nonthreatening manner. Then, sit back and see the way they react. If they treat you like a dime a dozen, then you will be less than that after 3 months, trust me. If they fix the problems and tend to your needs, then you will probably want to hang on. That is IMHO. And from personal experience, I have made the mistake of "letting them work it out with my waiting" and guess who got screwed, and it certainly was not them. Good luck in what you choose, but only you can know what is important to you. Trust that inner voice which is telling you what you need to do for you.
I think if MT went back to each individual hosp, and NOT MT co's,

Individual Health Insurance Policies

I am going to be purchasing my own health insurance policy for myself and my son in the next couple of weeks.  I have gotten a quote from BCBS already, but was wondering if there are any other health insurance companies out there that offer good benefits at a decent monthly premium.  Just looking for some suggestions.


TIA!!


If you can get it, do an individual account with a high deductible...sm
but in order to get individual insurance, you have to have NO medical problems. They even put a rider on my son's ADD. Premiums for me and my two kids (husband has ins through work) run about $3800 a year, and we have a $5000 family deductible. Worse case scenario, some one gets sick and it costs us $8800. Premiums for family ins through DH's work were $9000 - sick or not. Good luck. I agree - the insurance lobbied that sucker through.
I saved the individual glossary as an attachment
and then emailed it to myself at my yahoo address. Then I could log onto yahoo email on the other computer, save the attachment to my hard drive and then use it with the IT program installed on that computer. I also email a copy of my glossary to myself at yahoo about every month or so (hotmail or anything web based would work) because if my hard drive ever crashes, then I have a backup of my glossary that has nothing to do with my hard drive and I won't lose months and months of additions. If I add a bunch of expansions at one time, then I email a new copy to myself more often. Hope that helps.
Just give up...no point in reasoning with an individual who does not want to understand. nm.
nm.
My head is not in the sand - I am a very wise and "shrewd" individual
as far as jobs go. You are entitled to your opinion; however, Dictaphone is not the best VR software out there. I work on the best, and believe me, the hospitals will need MT/editors for a long time. Maybe not 30 years, but I make enough money to put at least 4K away a month, so by the time I can retire, I will have a hefty savings account to live on.

I am getting while the getting is good!

Good luck with your nursing career!
Keyboard shortcut for spellcheck is F7 for full doc, Alt + F7 for individual words.
Check out the link below for a list of Word's shortcuts. You're assigning shortcuts that are already in there. :)
SBC has an option ...
called Call Trace. You pay for it only when you activate it. When an offending call comes in, you hang up and then dial a keycode. That runs a trace. It is a legal trace and you can obtain the information from SBC who will send it to the authorities. You have to acknowledge that you will press charges if there is enough evidence.

At the least, I would drop that cell phone number immediately and notify your carrier of the harassment.
P.S. We all would probably say neither, but it isn't an option. ;-)
nm
possible other option
I live in Michigan and also live in the sticks.  I thought I had exhausted all possibilities until someone told me you can get a (sorry I do not know the technical name) card for your lap top that has an internal antena.  You get them through Sprint, Cigular, and I think a couple of others have it.  I have Nextel cell phone but cannot get good service unless I go down my driveway to the road (then it is not that great either).  Sprint (nextel and sprint are not merged completely yet) is running a deal where you can get this card for free for 14 days to see if it works.  The sales person told me you would still have high speed internet even if you could not get good phone service.  You then would pay a monthly fee for unlimited access no matter where you go with your lap top.  I am ordering today, and if it works, I will try a home net work to get my other PC on board (which I am also told you can get an external card like above for a PC also).  If anyone out there already has this or knows more about it-PLEASE tell me.  Dial-up jobs are getting fewer and farther between.
first option b, then if still not
happy go higher up than manager, if that's an option, and if it's not, go the the bbb
There may be another option

All I have ever had available to me is dial-up where I have lived over the years. However, I personally have no problem working on Emdat's InScribe platform. It may take a minute or two for the first job to download but then I always have two waiting and when I upload one job another one downloads, so there is always dictation waiting for me.  However, I have a laptop now and I have noted with having more RAM (double what my PC has), everything works faster!


Also, my laptop came with the new ExpressCard slot and I plan to get that. It works basically like a cell phone and in my area unlimited Internet for it will be $79.99/month but well worth it to me if things are a little faster AND I can use my laptop in a lot of places that I travel (particularly in the summer camping), IF a signal/connection is available to me. I hope to be trying this out within the next month or so, as soon as the ExpressCards arrive at Verizon or Sprint.


If a laptop is a possibility for you, then that may be your way around dial-up. My satellite is not reliable enough and plus too costly I feel for Internet. Of course, you have to make sure that the laptop card will work with the platform the company uses that you work for/plan to work for. Emdat told me it would with their platform.


Of course, I first have to see what type of signal I get at home with the ExpressCard! :) We get "all the bars" on our personal cell phones (and actually have a tower within walking distance of our house out in the boonies-lol) so I don't think it should be a problem.


HTH some. :)


No that is not an option...sm
They told us if we fixed it up just to sell it then we would have to split it 50/50 with my husband's sister - even though she would not be putting any money or any effort into it anyhow. A few people have looked at this house when they were trying to sell it for $5k - yes just $5k - but noone would buy it. It is horrible shape. When we told his dad yesterday, before the fight between ourselves, that we were not taking it - his snide remark was "That's just more money in my pocket." You cannot win with his parents involved. I know they are his parents and I respect that and try to hold my tongue. Eventually his parents will lead to our divorce and that is what saddens me the most.
Another option...

Wristies work well, too.  They're just fleece gloves with the fingers cut out, so they don't offer a lot of support, but they sure keep your hands/wrists warm.  I got mine from plowandhearth.com.


there is another option

When I sold my house...I went with a flat fee company.  I paid a flat fee for them to list my house on the MLS, put up a sign and give me a lock box, help me price the house right, and go over any offers.......


The flat fee was considerably less then what a commission would have been.  She was a licensed agent with a lot of knowledge. 


I was responsible for showing the house.  Getting the inspection and some other miscellaneous paperwork and an agent usually does. 


I think there is a national chain called Help-U-Sell (too expensive for me), but there are sometimes local small companies that do this as well. 


 


Option 2
I don't want to go back to hourly.
Another option would be to

receipt to the practice getting your money back faster than writing it off at the end of the year, but I just figure that ink and paper are part of my expenses.  That is a small price to pay as opposed to what you'd spend to look for a new account.


Furthermore, if this office is looking to slash, it may get worse for this IC in that she may lose the account regardless as the practice could go paperless with an online company for probably half of the cost they pay her.


Another option
You could look into Ameriplan's discount health and/or dental plans.

I'm an IC with no insurance and use the dental plus plan (which includes vision, Rx and chiropractic). I pay $14.95 a month for the plan and save $84 a month on my two monthly prescriptions.

Some people prefer insurance to discount plans, and it's up to the individual and their preferences on whether or not a discount health plan would work for them.

Depending on the plan, the monthly cost ranges from $14.95 a month to $59.95 a month. With these plans, you save up to 80% on all dental and medical fees.

You can get an idea of what providers are in your area and their fees by going to:
http://providersearch.ameriplanusa.com/

If you want more info, here's a website:
http://www.mybenefitsplus.com/mkj

Again, it's a discount plan and not insurance, and some people would prefer actual insurance, but I'm personally happy with them because the monthly cost is cheap and I get what I need. You can email me if you want more info (I'm an MT but also a rep for Ameriplan on the side) :)

Well she has been given that option...sm
but has heard that they run out of work a lot at Spheris and offshore most of the good work. Someone she knows works there and is going broke. This person who works at Spheris said one day she only got to work 2 hours and she is supposed to be full time. My friend has the problem that she makes $46,000 a year, and her budget is set to that amount. If she doesn't make that she said she can't pay her bills. She doesn't think she can make close to $50,000 at Spheris. There aren't many places you can make that kind of money.
Thanks. Vonage may be my only option around
nm
You have provided that option already. (SM)
When you posted, you filled in your e-mail address in the e-mail field. It activates a Reply By E-Mail option for those who want to e-mail you. Your e-mail address will not be revealed even when they e-mail you. If you reply to the e-mails you receive, then your e-mail address will be revealed by your own reply.

Onesuite is an option with MDI? - sm
I used it when I started working for them, but didn't know I would continue using it?
DNS gives you the option of attaching it to the

word processor you are using; however, in your case, if you are working through a network (I'm assuming it is a stripped version of Word?), it may not attach due to restrictions placed on it by your company.  I may be wrong, you could try it.  I would plan on spending 16 hours of training per physician to get it up to a point that would benefit you.  Yes, that is a huge investment on your part.  I'm not trying to be negative but if you are a slow typist, how computer saavy are you?  Unless you really know how operating systems work, you could end up being very frustrated.  Also you would need to train DNS to recognize all the medical terminology in your spell check unless you buy their terminology module (which is very limited).


IMHO, you would be better off getting an abbreviation system as the learning curve is much less and it would be more portable if you changed jobs.  If you are a slow typist, an abbreviation/expansion program is invaluable to improving your line count.  I have used Dragon on my own computer when I did not work through someone's platform and it really worked well for me but I had help from BG and a very good computer skills knowledge base.


d~


Possible Option for Acne
I always see the commercial for Proactiv solution on television, maybe you may want to give that a try. The commercial was originally hosted by Vanessa Williams.


Offshoring is still an option

I am working in an offshore MT company and our US client is happy with the result of our transcription work. To those against offshoring, do not be greedy. Have the heart to share! ... PLEASE check your spelling, it's "REQUEST" not "REQUIST."


Dial up is my only option

Believe me, if I could get cable or DSL I would.  There is a rumor that a wireless internet tower will be going up in a few months.  I have also considered satelite.  I will just have to see how my companies platform works with dial up and then I will probably get satelite or the wireless because it will be cheaper, but it won't be here for another few months if it is approved by the county. 


Thanks


INMT


Dial-up is my only option too
I'm in the same boat but I refused to go onto DQS/DEP after a disastrous experience trying to move over in 2004 - using dial-up. Some MTs have been able to make it work, I was not. It was a production nightmare. I was told by techs very clearly that DQS/DEP is not designed for dial-up and requires broad band (high speed) to be efficient. The company is keeping some dial-up accounts for those of us who this is our only option. I posted this before not long ago - there are plenty of accounts that ARE going to DEP/DQS and that is company goal (to have all accounts on DEP) but there are accounts being kept for dial-up only MTs. Check with your supervisor. My current dial-up account is moving over to DEP next month. I will have to transfer to another office in order to go to another dial-up account (that will NOT be moving over to DEP). I don't know the office because... I have a PS who does not respond to emails and phone calls, so I'm working on that aspect... Good luck.


Save as option
I do not use Word, but is there a save as option? From there it may give you options as to what type of file to save as. I think if you choose something like a text file, it may get rid of formatting, but not sure.
Do you have an option on your computer
of restoring back to a certain date? I used to use this all the time. You choose a date back when you know the file was working and it restores your system to that point.


A very low cost option without having to
spend a lot of money on hand held units is EZ-Voice.  We offer a toll free call in solution for 9 cents per minute REGARDLESS of how many or how few minutes you need per month.  We also offer FTP server space.  Click on the link below to learn more...
This is actually the option of the employer. Some
want the name in there and it is there responsibility to redact the report should information need to be released. It is not our responsibility as a Transcriptionist to make this determination. Always check with the "boss" for clarification on this.