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Went thru Same Thing 2 years ago this month!

Posted By: MTMom on 2005-07-06
In Reply to: home loan foreclosure (sm) - worried

PLEASE be very careful. I know you're worried, but PLEASE contact an attorney ASAP.  Go thru your state if you need a low cost attorney or free one. The same EXACT THING happened to me 2 years ago to this month.  We had a landlord who we rented from for over 10 years, and then he held a mortgage for us. All was checked on by lawyers and was on the up and up.  Anyhoo, we never got behind, but the market in our town tripled in 1 years' time.  We had settled on a price of 179,900, I believe, and the next year the market boomed in our area.  The house was now worth around $400K, or so the landlord dreamed.  This SCUM, who was a very seasoned landlord/mortgage holder filed papers BEHIND OUR BACKS, declaring that we were months and months behind on the mortgage, and hadn't paid him a cent.  Total lie, and we laughed cause he TOLD us via the phone that he wanted to resell the house and make some real $$$ and that we were "schmucks".  I called an attorney, who knew my scumlords' attorney. This lawyer begged me to give up and get out ASAP, as this lawyer was crooked and would pull anything to get us out, as it was happening all over the county to hundreds of families.  I went thru legal aid, had all my paperwork supporting our case, including the obvious cancelled checks.  Know what he did? His lawyer had someone in the Court Clerk's office who was "paid off", and the whole case was scheduled before a judge and I NEVER RECEIVED NOTICE til it was all over.  I could NOT believe this happened to me, in AMERICA, no less. I lost my home and most of my friends and even family.  NO ONE believed us that we had not missed 1 stupid payment! Two years later, now they know the truth, but its too late for us - it was the most terrifying, humiliating, frustrating experience I have ever lived thru.  All is well 2 years later and I am SO much happier where we are now - and renting, too!!  Just like another poster said, I call the landlord if its breaks! And this new landlord mentioned to us that we were "such great tenants, he would be willing to hold the mortgage for us". We freaked out and said NO THANKS!!  This is a very brief summation, but suffice it to say that as long as the mortgage is held privately by a person, that person can be really crooked and do whatever they want. I never thought it could happen, but it sure happened to me, and I'm no legal slouch, either!  Good luck to you.


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6 in 7 and 1/2 years but one of those only for a month
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9 years this month...started in

I started 35 years ago this month. sm

I started in a small hospital in the Midwest and spent 6 years there, then moved to the West Coast.  When I started, we had two reference books, Dorland's and the Surgeon's Syllabus (a red much used book).  We were on Royal typewriters, four carbon copies, all colored with different color white-out for each copy.  Our dictation came in on wax records with the stats at the switchboard station.  They would call us when one came in and we would walk down and get it.  They were on lilac wax and the others were on a salmon color.  We had little record players at our desk and we would transcribe the wax records, then put them in a press to take out the grooves and use them over and over.  I loved working there.   We then graduated to the Norelco reel-to-reel, and then to the Dictaphone plastic belts, then the magnetic belts, and then the MT/ST, then the Mag-Card, and finally to the computer, then to the Lanier pop-up tape system, then to the Sony Network, and then to digital voice.  It's been a long joury and I was with one employer for over two decades before being sold to MQ. I had the best boss in the world, generous to a fault, but then MQ came along and offshoring and the MT business went down, down, down. I make half of what I used to and I work twice as hard. Benefits are hard to come by and there is no security.  I long for the old days.


Did the same thing just this month from the wireless optical Logitech to the trackball
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When I joined a couple of years ago it was something like $30 a month and you could either pay

monthly or have it deducted automatically from your account.  If you elected to pay monthly, I think the membership went up about $5 to $10.


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Well, I've just convinced myself! 


Very busy - just did my total for the month. This is the best year I've had in my 25 years of MT!
No complaints whatsoever! Hope the rest of my fellow MTs experience a prosperous remainder of the year!
I pay $35/month through Vonage for unlimited LD. Local phone co. charges $50/month. NM
x
My client of 6 years did the same thing. SM

They loved me, loved my work, but it made no sense to pay me what they were paying me when the software did what he considered an acceptable job.


I can't really blame him but it was $1000 monthly that was suddenly gone. It really hurt me in my pocketbook.


I found somebody else. I would work at a convenience store before I'd lower my rates.


Huh? I have used it everyday for at least two years and never had to buy a thing. nm

Yes......same thing happening to me, after 25 years. sm
I am tired all the time.....I think I need a change or 2nd job doing something else, other than MT.

My butt hurts from sitting too long, day in and day out, even after exercising and walking daily.

I am burned out also.....I feel your pain.
Had Lasik done years ago, best thing
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Old MT for 15 years. Same thing. Product at Walgreens for
zz
I have over 16 years experience and I have been experiencing the same thing
I've sent out at least 10 resumes in the past week or two and only 1 or 2 responses and then nothing. I think it's just a sign of the times. Sometimes, I feel like having too much experience is a hindrance because these companies who only want to pay 1-3 cpl for VR etc.. know it's an insult so they hope for some newbie to accept their office. This biz has gone down the drain!!!!
I had the same thing with a client in Indiana - did their work for 5 years
Then someone from Connecticut stole the account - underbid me, and the work just kept getting slower and slower, and I asked questions of what was going on, and no answer. Finally the girl that USED to send the work to me called me and told me they were going with Mary's service, and I should be looking for something else, and that they had no intention of telling me because they were using me for stats, etc. (I didn't charge extra for stats, and she did).

So Mary, I know who you are, and I hope RP's dictation is driving you NUTS!

There I feel better.
At this for 30+ years. I think the thing to remember is yes, it is a business, when I am home to w
working. One thing I do to start off is treadmill every morning 30 minutes, just walk, no vigorous jogging too old, just enough to get those endorphins working and then start with my cup of coffee. I don't answer the phone for anyone unless its my mom. She only call is if something is wrong, otherwise I let the machine pick it up. I will if I have personal calls for myself take time when no work or do that rather than lunch for 40 minutes or so. I do the hour stretch. I also use weights, free weights by my desk I use to lift and stretch out my neck and arm muscles. I also use a ball twice a day to lie on and roll out the shoulders. This enables me to keep at it. No house chores. After I am done I do those. My kids are raised, but this job always enabled me to be here at home for them. I worked nights for a long time too broke up my work time when they were younger. So everything at home is workable with the right approach. Just remember, you are working, just because your home don't take personal calls. I don't think I would have done this for this many years if it was not work the $$. Be creative in your own routine have fun with it and make it work enjoyable. We can go out and have coffee in the sun on the deck in our PJs for our breaks, so remember the flexibility factor there.
M-TEC has a Basic program (12 month) and a Premier program (18 month). To WAH, you should take the P
:)
Ebonics: Not a black thing or white thing. (sm)

I don't think there's any cause to get upset or defensive here.  Look it up on line...even colleges are offering courses in Ebonics!  ...well of course they are more sociology-type courses, but still, people are PAYING to learn about the why's and how's of this "other" language.


A quote from one of the sites I found:

"UT-Austin's "Introduction to the Study of African American English," teaches students that the sentence, "Nobody didn't leave" is not "mainstream English with mistakes," but rather a legitimate English dialect. "Ebonics: Myth and Facts" and "African-American English" are both offered at Harvard. Penn and UCLA also promote Ebonics as a legitimate dialect in, "Introduction to African American and Latino English" and "Afro-American Sociolinguistics: Black English," respectively."


Here's the link: http://www.academia.org/campus_reports/2002/september_2002_2.html


 


1 month and you?
A month - and you?
We have had it for a month. All 5 of us
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If it has been less than a month,
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Since one never knows whom they'll encounter down the road, try to make a graceful exit. Good luck.
I'm 30. 31 next month....
See update below. 
a month...
I type 24 hours a week. I am new though and only get paid 7 cents a line right now. Would love to make more too!
$9,500 per month
Oh, I don't like to post my earnings here.  It is such personal information.  And I have you all beat cuz I make 19 cents per line.
My 18 month old was saying....
nm
A month? I do!
nm
how is $288/month better than $57/month?
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I got one about a month ago.
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I agree, especially with a 6 month f/u. SM
Can you call the office and ask the doctor call you back to explain the findings? 
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the moment is hard.


And, ha ha, nothing with MQ is fast anymore anyways.  I bet I haven't made over 120 lines an hour in 3 months.  I get bad reports nonstop.  NONSTOP. 


It would have been decent of them to have said it was an option instead of pretending like it was mandatory.  Especially since they know we are broke out here from having no work.  And believe me they know we have had no work.  


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I have a 9yo shih tzu and an 9-month-old
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$9500/month

Well, I for one do not believe anyone pays 19 cents a line.  I would need to see proof of that in writing as I think it is a bunch of a bologne! 


$9500/month
Well, no wonder, you live out in the East Coast area which is way more expensive to live, so that I can believe. 
Try asking for a 1 month deferment.
NM
32 next month one child age 6
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I use Qwest - $25 a month. nm
X
yes, but how old are you that you can get individual ins for $59/month?
x
I don't know..... I know many MTs making that in a month....
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In this month's issue of
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miserable the last month or so?....nm

Oregon too...$160 last month....
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xx