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You can pretty much expect to lose about 1/2 - 1/3

Posted By: Sucks on 2006-01-13
In Reply to: CH 13 bankruptcy & tax refund? anyone know? sm - help!!

You will be required to turn in your tax papers and refund check to the Bankruptcy Clerk...he/she will then in turn tell you how much you can have of it back.  They will disperse what they keep between some of the creditors you filed bankruptcy on.  The portion you are allowed will be sent to your attorney.  Our refund was about $3100...we got back $1200 from the bankruptcy court...then the attorney took out their fees for the bankruptcy and we ended up with about $200.


It definitely sucks..but compared to what we owed and got out from underneath of because of the bankruptcy, it was worth it.




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you can expect 12.00 - 15.00 hour average, pretty much nation wide.
d
Stand up and what get fired. Lose benefits and lose my house. Can't risk it.
I wish I could. That is why this business is as bad as it is. We can't afford to not work, so we settle for whatever gets thrown at us.
I think I'm pretty bright and pretty good, too, but
I am not a CMT. I am a medical transcriptionist who enjoys her job very much (most days). I have chosen not to pursue certification simply because I cannot afford to do so. I believe the certification is a nice thing to have, but I don't believe it is necessary for employment or for excellence in my job. If you can afford it, go for it. If you can't, don't feel too bad. You can still take pride in and do a very good job without it.
what then, do you expect us to do? sm
all go out there and open our own service? Some of us don't want the hassle of finding the work, paying the taxes, hiring the people to do the work, etc, etc...I, for one, am very happy working for my national, which happens to be MQ. I certainly couldn't do any better on my own...and have half the headache to boot! For some, a national just "fits", it just does! Sorry if some people can't comprehend that!
what did he expect?
Yup! Good luck to him, he let a whole lot of people down, including himself.
where do you expect them to go exactly?
I mean really, telling a poor city "evacuate" is ridiculous.  They have no car, no transportation, no where to go, and half of them probably do not have a television set to know they needed to evacuate.  It was probably confusing and paralyzing to them. 
What to expect...

Two things.... Responsible grown  up 40 something people out for a good time, listening to a major staple of their musical experience as a teenager... AND.... possibly a group of 40 something  people who failed to realize that they are no longer teenagers anymore.  We went to a Styx concert a few years back  and there were so many former 70s teens who had obviously NOT grown up yet.  Long hair, foul language, smoking pot.  Sheesh.


But, maybe since it's probably an indoor concert, you might get a better class crowd.  Expect a WONDERFUL evening!  Have fun


You lose out if you don't get
paid for spaces.
I would not expect you to
and there's no way for me to assess what you know.  I would really be interested in finding about 10 people who are really looking for ways to improve and let them try this FREE to get feedback.  I can tell you this, a few years back I went to work for a local hospital.  The "top dog" there was a really sweet girl who had been there for 14 years.  In 6 months, my production was higher than hers.  My supe asked me to do a little one-hour presentation on shortcuts and I did.  Before I worked there, no one even used a shortcut program.  It was a stipulation of my taking that job that I could use one.  Most people said it really helped them, although one or two "old-timers" said they could type fast enough without it.  some people will just resist change whether it could help them or not!!! 
more often than you would expect :( - nm
sss
Come on...you can't expect anything other
 " 






Before you lose it....
Call her up and politely ask her where she got the number of your HUSBAND and then ask her if she knows the other person is married.  He really may have been snockered and not even remember giving it.
Actually you could probably expect
Phlebotomy is very desirable as well even in private practices.  Good luck!  Welcome to the medical field!
What do we expect?
Good old American kids are taught to the test, especially since No Child Left Behind; but even before that there were tests of reading and math skills at the state level.  Writing and speaking skills cannot be graded on a Scantron, so they aren't part of the test and increasingly aren't taught.  Text messaging ShortHand doesn't help either.  They get into medical school - in a class with how many ESL fellow students?  How many ESL professors?  They get to their residencies - with how many ESL attendings?  What medical school has a class for dictation?  No, the people seen as the least educated (and paid accordingly) will clean up the mess like they always do.  That would be you and me!  Lucky for them, we're good at it!
Lose him

Yeah - - don't think I haven't thought about leaving the situation


expect a pay cut sm....
health insurance is HSA w/Aetna. If you do straight transcription you'll be ok, if doing speech, I'd look for another job (which is what I'm doing). Flexibility of schedule is really dependent on your super - I've had some who were horrible and like the one I have now, she's wonderful.
whatever you do don't lose that job! sm
There aren't many jobs like that anymore! Good for you.

Can I ask what state you live in? Just curious.
It's so hard to lose a pet
I'm sorry for your loss. My own old girl Tildy died on April 21 and I miss her so much. Last week, I finally adopted another dog, and we are going to be great friends I know, but I still miss Tildy. I probably would have put off adopting a new dog longer, but a friend of mine sent me a *comic strip* called "Shelter Stories" - it shows this dog lying there with his eyes closed thinking "I'm afraid to open my eyes. I'm afraid yesterday was ALL a dream and I'll wake up and still be in the shelter. "Sigh, okay, I've got to open them. Here goes...one, two, three! it's a picture of this dog lying there on a nice soft bed and when he opens his eyes, there's a person there too, just smiling at him.

Sometimes we're all each other has. I hope your heart feels better soon.
Well, they said I could expect OT immediately..??
We will see on the production. I was told the accounts were overburdened with work and there was a bounty of OT being offered.

We will see.
I don't need to lose weight, but I definitely need to
x
What do you expect MQ or any MTSO to do?
if they have MTs scheduled to work that don't work their shifts, or that don't produce, their TATs will suffer -- and keeping the client happy is the bottom line to staying in business and keeping you and me employed. So if the work isn't getting done, then they must hire some people that will work. Then of course those slackers will holler when they don't have any. I guess its just the way of the world...
You could probably lose 10 lb. just from exercise. SM

Go to www.collage.com. There are hundreds of good exercise videos.


I could not get into t pep rally thing of WW.


What I expect from my government
When a mandatory evacuation is ordered I expect to be able to get on the hurricane evacuation routes and have enough gas available to get moving. Is this reality........NO.

As far as moving somewhere else, FL has a way of putting a grip on you. Low wages to the point you are stuck literally. I haven't been out of this state in over 7 years due to lack of funds.




You won't lose anything with the upgrade.
x
Yes, I expect any minute now to

get an email from my supe saying the virus is the reason for the lack of work! 


I mean, I have been given every other excuse so I am sure this one will be next...


You won't necessarily lose your job,
but you will get the absolute worst dictators and dictation possible. All the good stuff goes offshore and we get what's left. And make sure the account you're offered pays for headers and footers to make up for them not paying for spaces. No all accounts pay for headers and footers, and that really makes a difference.
You are right on. There's only so much you can expect to be paid
x
Lose 5 lbs. I saw the doc last week and
gained 10 this year and was already overweight, so I'll start this week by losing at least 5 lbs.
don't expect miracles
Let me tell you what to expect on the floor.  Expect older and experienced nurses who are biding their time before retirement to not be available for anything.  Expect to get yelled at by patients and to get very used to the smell of feces and vomit.  Expect to get yelled at by family members of patients who are angry with physicians, but since the physician's don't hang around, YOU get yelled at.  Expect to get yelled at by physicians for just any old thing they want to yell at you for.  Expect to try and find your orders on the chart, some written by the physician (good luck with that) and some typed by an MT who has not been QA'd....with you sitting there knowing your patient needs something but having no idea what (and don't expect the doctor to remember).   Expect to be hit, bitten, kicked, spit on, having things thrown at you.  Little children will hate you because you had to hurt them to get them better.  Expect to get very very sick the first few months..you'll catch everything from everybody, especially if you have been rather isolated working at home.   Also expect to do a lot of crying over that elderly person who died alone, over the child with cancer, the mother who lost her baby.   You think being an MT is stressful, just wait.
But don't you also lose money when...
you are paid by the line, and you are sitting there waiting for Mr. hem & haw to start talking again? When you are paid by the dictation minute, you are paid for the length of the sound file, whether the ditator is talking or turning pages or hemming & hawing. I had a few times when I had a 20-minute sound file, which I was paid for, even though there was only 5 minutes of dictation on it!

Also, you know EXACTLY how much money you will make on the report before you even start typing it, regardless of what type of dictator it is.
How to lose an MTSO

Just curious here . . . how to you deal with a MTSO who, for all accounts, seems like they are stalking you for hire.  I checked out the company, realized I was lied to about a number of issues I specifically asked about up front and disliked the platform tremendously.  I gave it a few days – determined it was not for me because I could not be productive and I informed the recruiter that I was no longer interested in working for the company.  Since that time, I have been contacted no less than 3 times.  I cessated my contact after the verbal communication only to be hounded with E-mails and packages via snail mail.  The owner of this company is really starting to scare me.  Personally, instead of running a business, in my opinion, should be running to the psych ward – and quickly I might add.  I have not communicated since I made my final decision – I’m almost afraid to.  What would you all suggest?  I really just want this person to leave me alone.  This particular MTSO is one that seems like the “no” answer is just not even an option.  I have no interest in working for someone with this type of personality and I have no interest in running my business in the red because of a poor platform.  Help please.  Can you report someone for stalking if they are in a different state?  I cannot change my E-mail address as I do have my own business contacts to think of. 


So in other words, pay will be cut, and WE lose. - sm
If the MTSO is bringing in more lines per hour with this system, (and you just KNOW they aren't going to slash their prices to the hospitals!), why cut the MTs pay per line? The MT (who actually PRODUCES the work, after all) should be sharing in some of the rewards of increased productivity, rather than being SHAFTED.
Did you expect this reaction? n/m
n
Thank you all. This gives me some insight into what to expect. nm
x
what features do you lose?
I think it's the program I want but what would I lose?  TIA
Call them! What do you have to lose?
I applied to a company I really wanted to work for, waited a week, sent an email, waited a day, called, and was called back an hour later and hired.  The squeaky wheel etc etc.  Good luck to you!!
Yes I expect him to fix the pipes.
BUT, he tells me when he's going to do it and how much he'll charge, and HE ALSO TELLS ME IF HE CANNOT DO IT!!!!!!!!!!!!!!!!!!!  If he cannot, he leaves, and I call another plumber!  DUHHHHHHHHHHHHHH!!!!!!!!!!  
firm 15 cpl --you will lose it
Sorry but at 15 you will lose it.  Once you get used to the dictators you will easily make $35 to $45 per hour even counting in the delivery time.  Define your line as gross lines with 1" margins and if they want smaller ones, then you revert back and do your line count that way.  If you want to cover yourself, tell them that at 12 cpl you want it written up in the contract that should they cancel at anytime  -- unless it is due to gross errors, incorrect billing (cheating them), not keeping TAT, etc. that they  will pay your average paycheck for the term of the contract. Again look at what you can make per hour not what the cpl is.  If you come across too high, they will advertise and get someone for the 12 easily.   Good luck.   Get it all spelled out ini black and white.  Also go back at 12.5 -- again good luck
How do you expect MT to know what is wanted
x
Can you ever expect a raise!?

I've been an MT- for 15 years, so I'm not new to this, but is it still common to keep on at the same per-line amount that you were hired at year after year!?  I have been at my current job for 3-1/2 years and still make the same per line and also get no paid days off.  I hate starting new jobs and when I hired on the per-line rate I got paid was higher than most, although it is IC work with no benefits.  The cost of living has gone up so much and I need more money to make ends meet, but I am a bit wimpy about approaching my boss.


I would love some input on the going per-line rate (I do ER and clinic work) and also how often you receive a raise if ever so I can decide how to approach this issue.  Thanks so much!


Did not expect a name, just want to see the experience
of people. I am deciding whether or not to be an IC or an employee again after being laid off is all. Believe me, I am not an MTSO or a suit trying to do PR here. Just wanting to know some information on trends to see if IC is a safer bet than being an employee. If I don't get much help here, I will go the IC route, because I already have a couple of offers on the table which are extremely flexible. Did not know if I should try to go back to an MTSO after being laid off again. Thanks for your answer.
Which is why this country will lose its
xx
And quick way to lose your job.
I work for 2 companies and cherrypicking is the quickest way to get taken off the accounts. It is absolutely not tolerated at either place. I would not ever work for a company that allowed cherrypicking.
If you have as much as you say you need to ultimately lose,
have you considered gastric bypass or Lap-Band?
ironic.... it's lose
nm
If I expect perfection from my spouse, that must mean
I am perfect myself.  I don't know of anyone who is perfect.  I am not so judgmental of people that I expect them to never have bad days and never express frustration, or else the relationship is over.  I'm sure there have been plenty of days in the past 20 years that we've known each other when I've annoyed him to no end.  Sometimes intentionally....  LOL
Monday - I will lose an account

I just did the stupidest thing.  I could cry but it would not help.  I will lose this account due to my carelesness and not thinking.  I accidentally just erased two "undone" tapes and kept two "finished" tapes.   So on Monday I have to tell the doctor and if I were them I would fire me.   They have been my account for 4 years but have been patient with me at times through some personal problems -- yucky divorce -- and I do a good job at a very reasonable rate but I would not blame them if they fired me.  I just want to take myself out and beat myself silly.  But there is nothing I can do right now and so oneward and upward -- I guess.  But this will hurt as it is my largest account and I am a small MTSO so I will be out pounding the pavement for something. 


Thanks for listening. 


They are both excellent and I would hate to see either lose.
Kind of leaning towards tattoo boy though.
Did you lose the weight after coming off?

I'm gonna check into the things you mentioned and go by my local health food store. Before I went on the HRT, I did try the OTC stuff which seemed to work for a little while, but after a few months started having the hot flashes again. I did purchase some progesterone cream a few years ago while I was still having periods (after watching a segment of Oprah), but never used it right, then went on the HRT. I really do want to get off of it and get my weight down. Did you have trouble getting weight back down after coming off?


 


Thanks again for all your advise! You're great!


I was disappointed too, especially that they expect me to believe that people who have been at each
other's throats for the last few seasons (mom and George, Keith and David, and now Claire and her new boyfriend) are suddenly going to have all of their relationships work out fine in the end.  I guess why they call it fiction!
I need to lose 160 sticks of butter
so I joined dance class. Willing to share my butter for christmas baking.