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could it have to do with the class action law suit, my credit card company did that once...

Posted By: formerMQ on 2005-09-02
In Reply to: MQ WEIRD IPAY PAY STATEMENT - ER

they sent me a check of some money they supposedly owed me because someone filed a class action suit regarding their not posting monies received the same day and therefore charging people late fees, etc.  I got like $3.46 for something or other. 

perhaps it was a class action suit that was filed, and then of course MQ would have to go back and pay any monies due to everyone regarding the line-count discrepency issue.

maybe I am way-off, but if it is on the QT, that could be why.  once they pay you off, they are no longer liable, right?.

anyone else have any ideas?


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It is not a class action suit as of yet
It is not certified class action because MQ filed for the proceedings to be held in NJ with all the other law suits. Therefore, this is stalling the certification of the suit to class action. They have received numerous calls over the checks.

Of course they cannot offer legal advise as they are not representing all MQ MTs as of yet, it is still the original 3 that filed, but I don't think it would be wise to cash it. That is just me. I know there are those that will disagree and call me names, but thats my two cents.
I was in a class action suit once & got $600
nm
I was involved in a class action suit
against PayPal, probably 2 years ago, haven't seen a penny.  I was in a class action suit another time, can't remember who, and I did get some $$, I think about $15.00.   I don't initiate anything, just get e-mails or letters about them. 
Sounds to me like a class action law suit just waiting to happen! nm
x
Talk about blowing smoke! No one, not one MQ MT has "joined" the class action suit.
Its not even up to that point yet.  We will be notified and given the legal options via the legal system. So, if you claim you "joined it", you joined nothing - just gave your name to the laywers. Nothing more, so get over yourself.  If there is nothing more to pursue after discovery, you won't be joining anything!
Had this problem before, and worked for a credit card company too

I also had problems with travelocity, which ultimately was routed back to hotels.com, where I booked it for one date, they reserved it for a different date, and I ended up having to pay for both dates, PLUS a HUGE fee.  I challenged them on it, but nothing ended up happening, other than me biting my tongue and paying it.


HOWEVER, since you were told that they would credit the amount, you need to talk to Hotels.com first.  Make a concentrated effort to speak to supervisor after supervisor until they give you an apology and credit it.  ALSO (and, if they refuse to give you the remaining credit), call your credit card company and explain the situation.  They can do a few different things here.  They can, and probably will remove the over-the-limit fee for you, if you explain the situation, as long as you don't have a long over-the-limit history.  Don't let them tell you that they can't remove it, just keep going up the chain of command until someone does.  All CSRs in that situation are able to remove the charge, and if they don't, ask for their manager (they will just put you through to a phone queue where the people have higher capacity to remove stuff like that).  The second thing that they can, and will do, is, if hotels.com won't do it, you can dispute the charge, explain what happened, and it will be removed while they research it.  Most of the time, they remove it and you never hear about it again, other than to tell you that it's been taken care of.  If they decide it was a valid charge, which they won't, they will add it back to your credit card balance after getting hotels.com to prove that they provided the necessary service.


Make sure you contact your credit card company, even if hotels.com refunds your money, at least to get the over-the-limit fee waived.  I would still dispute the charge, and that way, it is covered if they say they are going to refund it and don't.  If you dispute it, and they end up refunding your money, just alert the credit card company, and it will be a wash.  Good luck!


Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
The class action against MQ by MTs should be about

forget about Ricca laws and tying it to hospitals and line counts.


They have lied and done smoke and mirrors to the point that there


probably could be a case made for that alone. 


And why do we never hear anything more about the SEC case?


And the FBI case against MQ for sending military information over


unsecured lines?


What happened to all that?


 


Class action...
I was involved in several of these suits - most of them with Medquist - and the biggest check I ever got was $3.61.
Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
Does the class action include the DEP
platform? Somewhere, don't remember where now, I thought I read the class action was about the old platform MedRite and was for a certain range of years. Is there info out there that the class action pertains to DEP also?
I received an opt-out of a class action

lawsuit involving a certain MTSO and the other party involved (think it was formerly AAMT).  Anyway, since I won't get a dime even after having been ripped off all those years, I just threw it in the garbage.  AAMT, or whatever they call themselves now, plans on keeping ALL settlement monies for their greedy little selves.


When I worked for the MTSO there were rumors flying around about the 90 character line count that was then converted to 55 characters before going to the client.  The MTSO pocketed the rest.  Guess it really wasn't a rumor after all.  How sad. 


I am part of three class action lawsuits.
Franklin-Templeton mutual fund apparently committed fraud while I was invested with them, Fen-Phen (the doctor's office notified me; sheduled me for a carotid ultrasound and had me come to a Radisson Hotel to meet with the attorneys) and MQ which I never really heard from but read about and this fraud took place while I worked there...

Bottom line is people should really not be getting money out of other peoples' pockets by fraudulent means.
Credit card? I'm not sure either.
NM
How do you rent a car without credit card?
I only use my debit card now.  However, how do you rent a rental car without a credit card?
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly.   Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
Oh, not this discussion again. I haven't had a credit card
account in over 10 years now, and I do just fine.  That includes reserving hotel rooms and rental cars, buying plane tickets.  I live on a cash basis within my means.  Nobody needs a credit card.
In addition to your credit card receipt you should

get a printout of your payment and if they don't offer it, ask for it.   Be sure to check right away that they are showing you paid and if you have a receipt your payment was put in the system, which should eliminate this issue in the future. 


Billing an insurance company will give the insurance company a good laugh and will probably create further problems. 


New credit card interest rates (sm)

Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon.  How will this affect some people who can barely make the minimum payments now.  Any insight greatly appreciated. 


Purchase date on credit card
x
is it safe to apply for a credit card

over the internet?  I hesitate to give out social security number and personal things on the net.  Is it okay or not?  Thanks



Credit card/income question. sm
I got an offer from Capital One for a personal credit card. Credit not great, but I figured they checked it before sending offer since I have a business card and they check with CRA every month.

Anyway, they declined it. They said I didn't make too much. Said they would not put denial on credit report. Want to find out how do they know how much or little I made since that information is not reported. Do they go by FICO score? Just wondering if anyone else had this problem.
call credit card people immediately
and dispute charge (the back of your bill should give you the procedure on this) WRITE down everything you have done for the record. Yes, you absolutely must contact someone who knows something at hotel.com and be sure you contact the Atty General of your state and the state where hotel.com is headquartered, not to mention the BBB. Hotel.com has just got a load of bad publicity - don't forget to point that out to them. They also need to reimburse you for any charges incurred.

Be sure to keep a paper trail...emails will work. Good luck to you.
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years.  They are usually no interest for 1-1/2 years.  When it is time for them to start charging interest, I roll them over into another no interest card.  I have never closed an acct, just cut up the cards and forget about them.  My FICO score is excellent, as is my credit.  I get offers for no interest cards at least once a week so it obviously hasn't hurt me. 
Looking for best credit card, visa,mastercard or amercian express

need to consolidate some bills, 


 


 


They hand your credit card #'s when processing orders - why not mail?
It is common knowledge inmates work by processing internet and catalog orders. They hand credit card numbers every day. How can you even trust to place an order anymore, not knowing who is actually processing your order? It is surprising what inmates are allowed to do. Some live better than us behind bars!
Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.

Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.

Good luck to you!
I renew my subscription to Norton each year it is due by credit card through them on the internet.

If I change computers how do I get that back into the new computer as I dont have a disc or anything I just do it over the internet. I have the original disc that I purchase 2 years ago but have since upgraded over the internet as I said.


 


Indian call centre credit card 'scam' exposed

RE:  Symantec (Antivirus) customers credit card information being sold.


http://www.theregister.co.uk/2009/03/20/call_centre_credit_card_fraud/


 


Charge what the credit card companies charge when they don't get paid on time!!!!
 
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience?  Was it worth it?  Which ones are credible?
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.

our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.

glad things must be going so well for you, but look around in your own neighborhood.

the gap is closing between rich and poor. like it is in somalia, for example.

call us doomsdayers, but I call it protecting our own interests.

why is it the only people who are supposed to care about themselves are the rich?
Has anyone disconnected the internal sound card and replace with another sound card?

I am having problems with my sound on one of my computers.  Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer.  Has anyone switched (disconnected the internal sound care and replaced) to a new sound card?  Did it make a difference. 


Everyone on this board is so knowledgeable, I really appreciate you.  You have helped me many times. 


We are not threatening a suit,
These people stole our lines, we earned way less than the federal minimum wage, and we want our money. I could have earned more money at McDonald's!!! Just FYI, not meant to be rude to you.
Legal action
First of all, my condolences to you and your wife. I feel for you. I lost an adult child 14 years ago. Among the many aspects of grief, the realities of your deceased child's legal affairs can be a nightmare. I am not a legal expert and I don't know if any legal changes have been made in the past years. At the time our son died he left behind a student loan for $13,000.00 and a personal loan for about $5,000.00. He was over the age of 21 when he signed for these loans. It was a nightmare for me and my husband. These creditors hounded us and threatened to get the money from us even though our son was 23 at the time of his death. One creditor even tainted our credit report because my son and his father had the same name. It was a complete nightmare for a couple of years. We sought legal advice, send copies of the death certificate to the creditors several times, and eventually things got straightened out. In your case you have an individual who claims money is owed to him. Did you daughter have a will? I assume she was still legally married. I would definitely seek legal advice. I doubt this individual can force you to pay on her debt if there indeed was one. However, you can stop the harassment by legal means. Seek legal counsel. The last thing you need is this aggravation. My thoughts and prayers are with you.
Miss all the action too. Not like it used to be.

Used to work for an old country GP. Had a guy stagger in with the tip of his finger hanging from a close encounter with a table saw. Blood everywhere. We gave him a roll of paper towels and went to fetch "the mop" out of the garage. It was 20 below out and the mop was frozen solid so we ran it under hot water in the kitchen sink and cleaned up the blood spills. No gloves. No worries.


Many stories from that place. My favorite was the patient in the waiting room with a paper bag full of baby chickens that he had to bring in because it was too hot in the car and he had to stop in on his way home for his weekly BP check.


Court action

I am not sure what your limit is for small claims court, it used to be $3500 here but know it has changed.   If it is more than one doctor in practice, you need to find out how they are listed through their business license, etc. through the state.  They helped me at the courthouse how to do this as it had to be listed exactly.  If you want to make a last ditch effort and make sure it isn't just the office manager that is not paying you, send a certified letter to each doctor that has to be signed by them and them only outlining what you will be doing and why.  You can act as your own collection agency instead of paying someone a commission to collect the money from you.   That is why I always keep on file a copy of their checking account number that they pay me on as I did sue once and we used it to collect the funds.  Also if the 7K is over the amount of small claims, then perhaps breaking out each individual doctor is under the amount.  But that is a pretty big amount and cannot believe that you let it go that high unless it is a large account and that is only one to two month's worth.  But again, try to get the correspondence directly to the docs as sometimes they do not know that the bill is going unpaid.   Good luck, let us know what happens.   Hopefully you are no longer providing service to this clinic.  Do some digging and get home address phone numbers if you are that gutsy and for that amount I would probably do it. 


Again, good luck.


 


 


Ask to see the software in action, if
possible. Ask if there is a spellchecker, and whether it checks medical terms. Oddly enough, the supervisor may be oblivious to the fact that the MT has to enter all the terms into just a standard English spellchecker, but at least ask the question. Ask if it is compatible with ShortHand or other program like that. Hopefully you will be allowed to talk to an MT who is using it. You want to see how efficient or backwards the software might be, and hear the sound quality. Do you get to make your own normals, or share them with another MT, so that you can't correct any errors you might find (but don't say that about errors out loud). Most radiologists are the opposite of psych dictators (from my experience). Radiology dictators tend to be fast and very efficient and need somebody who can give 100% accuracy. And if you can catch misspeaks and tactfully correct them or blank them, that will help. (But they are so smart that they are always shocked if they misspeak, so it has to be handled very carefully). Always think about where in the body you are and don't make anatomical errors for all of those sound-alike parts.
No suit here, sad sack...
Hey, ME (how original...)- if it's been awhile since you've been there, who could you know anything? I like where I work, and many of my friends do as well. We could all stand to make more money, but I know for a fact I'm making more bank than 90% of you out there, just based on my speed and accuracy and the amount of lines I average. I used to work a FT job AND a PT job and didn't make combined what I make here! You just have to know your stuff, be disciplined at home and good at what you do. Sounds like you were lacking all the way around. Let me guess- you are now an IC, riight? Why- no one would have you? Oh, you like your FREEDOM, riiight...while you are enjoying your freedom, which is just saying you don't have enough work to keep you off the boards all day, I'm putting out about 2K lines a day at a top line rate too. The few times I call in they've been nice (never met any of them though), and they are always sending me thank you notes and stuff. You enjoy your "time off"- I got vacations to pay for! If you want to come back, email me. I'll get a referral bonus!
Take Further Action On Offshoring

Please, PLEASE people, especially all who left posts on the news story below, call the White House.  It is your right.  I do it all the time and I have not been abducted by the FBI yet.  They do not ask for your name or phone number or anything.  They usually are pretty decent to talk to. 


Tell them:  I AM CALLING CONCERNING THE OFFSHORING OF AMERICAN JOBS, ESPECIALLY OUR MEDICAL REPORTS LEAVING AMERICA WITH SENSITIVE INFORMATION ON THEM SUCH AS OUR NAMES AND SS# . Then take it from there.  Tell them that you MUST make your feelings be heard and you want the President to take action on this situation. 


As one person, I am only making a peep with my calls and emails, but if we all start calling and emailing in droves, we will make a roar.  Please, don't be afraid, we have to start taking action here folks.  Time will not wait.   


The White House Phone: 202-456-1111


ALSO: 


The Capitol Switchboard:  202-224-3121


Email:
Obama and Biden:
http://www.whitehouse.gov/contact/


 
Middle Class Task Force Questions:  Tell them to save jobs and stop all offshoring:
http://www.whitehouse.gov/strongmiddleclass/
 
Your senator: Upper right hand corner, "find your senator"
http://www.senate.gov/
 
Your congressperson: 
https://writerep.house.gov/writerep/welcome.shtml


Let's do this together people


Sorry we cant be Ayran and hairless enough to suit you.
x
emails for action plan
and now they send out emails wanting to know our action plan for wkends, whether we are working, so they are cvd. no extra $$, just remind you to "get the lines while you can"
You can customize IT to suit your typing needs

You can customize IT to better suit your needs.


For marker selection, you can select what marker keys you would like to use from a list of options in Instant Text. Right-click on the phrases advisory and go to Options and Marker Selection. There, you can select what word marker and phrase markers you would like to use.


You can also adjust the visual feedback. If you find the advisory lines difficult, you may want to start off with using just a few advisory lines. To change the advisory lines temporarily, right-click on the words advisory and select the number of lines you wish to have. To set up the number of advisory lines to a permanent number, you can do so in the Linking Options.


You can also work with zero visual feedback if you like. Simply hit "Alt-"  (thatís ALT and the "-" hyphen key) to hide IT's visual feedback.


You may want to try to do straight typing for X amount of hours per day and just use IT for an hour or two and slowly build-up your time each day.


You can always email the Instant Text tech support if you need any help.


I'd hit mine just getting in my bathing suit. nm
 
For that amt of $, I'd be filing suit. I can't believe you're going to

Legal action when not getting paid. sm

Hello fellow MTs,


I knew this was bound to happen.  I was an IC for a company and left after giving contracted one-week notice. Now I'm not getting paid for the work I did.


What is the first step to take?  I am prepared to get an attorney if need be but would like to take other steps before this. 


Anybody else have experience in this?  There are state differences.  I'm not sure which court to start with to start any court proceedings.  I guess that's where the attorney will help.


Thank you all so much for any advice.