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How do you rent a car without credit card?

Posted By: Justme on 2005-10-18
In Reply to: Oh, not this discussion again. I haven't had a credit card - Debit card.

I only use my debit card now.  However, how do you rent a rental car without a credit card?


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Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
Credit card? I'm not sure either.
NM
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly.   Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
Oh, not this discussion again. I haven't had a credit card
account in over 10 years now, and I do just fine.  That includes reserving hotel rooms and rental cars, buying plane tickets.  I live on a cash basis within my means.  Nobody needs a credit card.
In addition to your credit card receipt you should

get a printout of your payment and if they don't offer it, ask for it.   Be sure to check right away that they are showing you paid and if you have a receipt your payment was put in the system, which should eliminate this issue in the future. 


Billing an insurance company will give the insurance company a good laugh and will probably create further problems. 


New credit card interest rates (sm)

Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon.  How will this affect some people who can barely make the minimum payments now.  Any insight greatly appreciated. 


Purchase date on credit card
x
is it safe to apply for a credit card

over the internet?  I hesitate to give out social security number and personal things on the net.  Is it okay or not?  Thanks



Credit card/income question. sm
I got an offer from Capital One for a personal credit card. Credit not great, but I figured they checked it before sending offer since I have a business card and they check with CRA every month.

Anyway, they declined it. They said I didn't make too much. Said they would not put denial on credit report. Want to find out how do they know how much or little I made since that information is not reported. Do they go by FICO score? Just wondering if anyone else had this problem.
Had this problem before, and worked for a credit card company too

I also had problems with travelocity, which ultimately was routed back to hotels.com, where I booked it for one date, they reserved it for a different date, and I ended up having to pay for both dates, PLUS a HUGE fee.  I challenged them on it, but nothing ended up happening, other than me biting my tongue and paying it.


HOWEVER, since you were told that they would credit the amount, you need to talk to Hotels.com first.  Make a concentrated effort to speak to supervisor after supervisor until they give you an apology and credit it.  ALSO (and, if they refuse to give you the remaining credit), call your credit card company and explain the situation.  They can do a few different things here.  They can, and probably will remove the over-the-limit fee for you, if you explain the situation, as long as you don't have a long over-the-limit history.  Don't let them tell you that they can't remove it, just keep going up the chain of command until someone does.  All CSRs in that situation are able to remove the charge, and if they don't, ask for their manager (they will just put you through to a phone queue where the people have higher capacity to remove stuff like that).  The second thing that they can, and will do, is, if hotels.com won't do it, you can dispute the charge, explain what happened, and it will be removed while they research it.  Most of the time, they remove it and you never hear about it again, other than to tell you that it's been taken care of.  If they decide it was a valid charge, which they won't, they will add it back to your credit card balance after getting hotels.com to prove that they provided the necessary service.


Make sure you contact your credit card company, even if hotels.com refunds your money, at least to get the over-the-limit fee waived.  I would still dispute the charge, and that way, it is covered if they say they are going to refund it and don't.  If you dispute it, and they end up refunding your money, just alert the credit card company, and it will be a wash.  Good luck!


call credit card people immediately
and dispute charge (the back of your bill should give you the procedure on this) WRITE down everything you have done for the record. Yes, you absolutely must contact someone who knows something at hotel.com and be sure you contact the Atty General of your state and the state where hotel.com is headquartered, not to mention the BBB. Hotel.com has just got a load of bad publicity - don't forget to point that out to them. They also need to reimburse you for any charges incurred.

Be sure to keep a paper trail...emails will work. Good luck to you.
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years.  They are usually no interest for 1-1/2 years.  When it is time for them to start charging interest, I roll them over into another no interest card.  I have never closed an acct, just cut up the cards and forget about them.  My FICO score is excellent, as is my credit.  I get offers for no interest cards at least once a week so it obviously hasn't hurt me. 
could it have to do with the class action law suit, my credit card company did that once...
they sent me a check of some money they supposedly owed me because someone filed a class action suit regarding their not posting monies received the same day and therefore charging people late fees, etc.  I got like $3.46 for something or other. 

perhaps it was a class action suit that was filed, and then of course MQ would have to go back and pay any monies due to everyone regarding the line-count discrepency issue.

maybe I am way-off, but if it is on the QT, that could be why.  once they pay you off, they are no longer liable, right?.

anyone else have any ideas?
Looking for best credit card, visa,mastercard or amercian express

need to consolidate some bills, 


 


 


They hand your credit card #'s when processing orders - why not mail?
It is common knowledge inmates work by processing internet and catalog orders. They hand credit card numbers every day. How can you even trust to place an order anymore, not knowing who is actually processing your order? It is surprising what inmates are allowed to do. Some live better than us behind bars!
Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.

Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.

Good luck to you!
I renew my subscription to Norton each year it is due by credit card through them on the internet.

If I change computers how do I get that back into the new computer as I dont have a disc or anything I just do it over the internet. I have the original disc that I purchase 2 years ago but have since upgraded over the internet as I said.


 


Indian call centre credit card 'scam' exposed

RE:  Symantec (Antivirus) customers credit card information being sold.


http://www.theregister.co.uk/2009/03/20/call_centre_credit_card_fraud/


 


Charge what the credit card companies charge when they don't get paid on time!!!!
 
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience?  Was it worth it?  Which ones are credible?
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.

our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.

glad things must be going so well for you, but look around in your own neighborhood.

the gap is closing between rich and poor. like it is in somalia, for example.

call us doomsdayers, but I call it protecting our own interests.

why is it the only people who are supposed to care about themselves are the rich?
Has anyone disconnected the internal sound card and replace with another sound card?

I am having problems with my sound on one of my computers.  Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer.  Has anyone switched (disconnected the internal sound care and replaced) to a new sound card?  Did it make a difference. 


Everyone on this board is so knowledgeable, I really appreciate you.  You have helped me many times. 


Ask a tax guy. Since you pay rent, I would think so
ds
MT for rent?

MTSO 1 needs MT but for some reason hasn't been able to fill the position(s) so subcontracts with MTSO 2 to use #2s employees for #1s work.  MTSO 2 goes and hires  MTs who will remain employees of MTSO 2 but do all their work through MTSO 1's server.


Anyone heard of something like this?  They do not disclose the name of MTSO 1 when asked.


Why? Except for the rent all the rest is the same everywhere.

//


Anyone here rent a computer from MQ? I have a ?...

Did you fill out paperwork before you rented the computer?  Did they immediately start deducting the cost from your pay for rental?


I've never filled out any paperwork for my computer, it was just mailed to me.  Haven't seen rental deductions either.  Did I do something wrong? 


No you didn't. You said you won't rent from him
.
Can you rent a car for about the same amount? sm
That way you could come and go as you pleased! 
No rent that I know of, but cheaper to buy used on e-bay. nm
x
Yup! And newbies have to pay the rent and eat, too -
.
My rent, alone, is $1400. Including sm
utilities and everything else, probably about $3600, and I live alone.
For most the mortgage/rent is the most expensive.

nm


 


Maybe it's paid for so she doesn't have to pay any rent.
And that's why she kept it.  She did say in a post she doesn't earn much doing medical transcription.  At least it's a roof over head head. Cut her some slack would ya?
Are there any places that rent C-phones? sm

I don't mean companies that you work for, but some independent company that you could rent one from.   I had one for a long time, but then the company I work for went to wav files, and foolishly, I got rid of my C-phone.  Now I have an opportunity at another company that requires a C-phone, but they don't supply them or rent them.  Before buying something and then finding out the company stinks, I thought it would be nice to rent one.  Maybe this is a farfetched idea, but thought I'd ask.


Thanks.


Well...let's see. In 4 years rent in our area has increased at least $500/mo.
Health insurance has gone up.  Cost of prescription drugs has increased.   Food has increased.  Gasoline prices are now over $3 a gallon ($2.69 a gallon BEFORE the storm).  Now they're saying that we can expect a 20% increase in our electric bills and up to 71% increase in our heating/fuel bills.  All these increases and I've had a 40% CUT in pay.   You can believe any paper, magazine, TV news show, or politician you want to believe.  I believe my paycheck and my bills. 
Yes, hound the renters every 5 days and at least get 1/2 of their rent

and then collect again in another 2 weeks.


Also, is the house a done deal? Can you back out of the purchase even if you took a loss? That might be the better way to go.


Lastly, you said your SUV took 30 bucks in gas. Is your SUV paid for and if so, can you sell it to get something more economical on gas? That might be an option until things get better.


Truly, these are just suggestions, meaning no disrespect.


Again, best of luck with everything!


What's *realistic* is that after I've paid my rent, (sm)
my utility bill, my car insurance, my ISP & phone bills, my medical co-payments, dental bill, etc., I usually have a choice between eating or buying gasoline. So currently my car sits in the carport, fuel-less and rarely driven, but insured - just so that I can continue my close relationship with Chef Boy-Ar-Dee and day-old (or older) bread.
If you think you can claim a part of rent as propety tax you can't.
It probably asks if you rent because then there would be no property taxes to claim.  If you owned then there would be property taxes.  It s/l it is walking you through the steps.  You can claim property taxes for vehicles, but you have incurred no property taxes as you don't own your residence.   I'm sure property taxes are considered when they decide how much to charge for rent, but who ever owns the property is paying the taxes and not you. 
i'd suggest rent space on a system
I'd suggest you rent space on a system and skip the inital outlay of your money, tying up a phone line at home for the doc to call in.

A lady in the Seattle, Washington area has a system she rents space on. You can contact her at talk2meinc@aol.com

Good luck!!
If the softener doesn't work, then rent a steamer. nm
s
Made $5,500/yr. with full benefits at hospital. Rent 175.00. Car 75.00
I think back then we made more than the average secretary and the cost of living (Morgantown, WV) was low. I just remember that I had raises every year, one for performance and another for cost of living raises. My pay went up a few thousand every year with the raises, that much I recall. This was in 1977. West Virginia University Hospital. We had to be there at 8:15, one hour paid lunch, two 15 minute breaks and went home at 3:15. My supervisor sometimes took naps in the employee lounge. She was kick back. I learned how to speed read by researching Dorland's but terminology was not too out of the ordinary from what I recall. People who were ill back then had the usual problems (gallbladder, kidney stones, etc).


Rent an RV and go anywhere you would like -- My hubby and 3 dogs went across country last year and
had a great time!  Also, Gatlinburg, TN has wonderful cabins that are pet friendly and lots for the kids to do, although more in the summertime. 
Question inside about Renting from Rent-A Center. sm

What was your expeience?  Is it very expensive?  I was thinking about renting a laptop computer to use for work on vacation for a couple of weeks and not ready to invest in purchasing a new laptop yet.  Can you rent things for about a month or do they require longer?


Thanks for any help you guys might give.');>


 


Any ideas on how to get a cheap rental car? I haven't had to rent a car

in a very long time.


thanks so much!


OK. Now if your husband is bringing you down by his mental illness and not paying rent
(is husband able to work? how deep is this mental illness? did he have money to pay rent and spent it elsewhere?) then maybe you should think about leaving him rather than placing your kids in any kind of foster care. That has to be traumatic but then so does living on the street. Speaking of placing your children in foster care while you get yourself OK in the head, what is your problem at this point. You see, if there is a lot of arguing and a dysfunctional family living on the streets, then foster care to permanent placement may be better for them. I just don't quite understand how you got into this mess and if these are mental health issues on both your part and your husband's I would look into placing the children. BTW, how old are they?

So all things considered if you don't have any issues other than depression because of a lack of a place to live and your husband's mental health, I would go to a family member or church and BEG for help sorting your life out. If there is more than that going on, including maybe substance abuse along with permanent mental health issues that will keep you from caring for your children, yes I would seek placement for them. And I would seek PERMANENT placement rather than foster care which I would think would be more traumatic for your children.