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that doesn't sound like insurance, sounds like a discount plan:

Posted By: are you really insured? on 2006-05-19
In Reply to: see enclosed - Just went through this with insurance


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go with a discount plan, sm
you can use YOUR dentist, not just anyone on a list - ask at your dentist's office what discount plans they accept and look them up on the web. just like insurance, they all cover differently. Similar, tho.

the main reason I went this way is because there is no hot-shot company of office workers on the other side of the country playing doctor and denying claims. They are doing that more often in these days. I was shocked when it happened to me with a cracked tooth - then EVERYONE told me they went through the same thing with their companies.

you don't need any suprises like that - to the tune of thousands of dollars.
AHDI (formerly AAMT) group disability insurance plan ... sm
I'm in the process of trying to find an affordable individual disability insurance plan. I was browsing through AHDI's website and found that they've made arrangements for members to participate in a group plan for this! The cost of membership to the organization might be worth it for me to take advantage of this.

Has anyone here participated in this plan? If so, what was your experience?

Thanks in advance.
Can somone recommend a good health insurance plan for my son who is in college? *sm*
He needed one more class for his bachelor's degree and because he is not considered full-time, he is no longer covered on my plan.  Thanks.
OMG! Im LMAO...sounds like a plan. nm
Plan B sounds more professional.

I think offering a price over the phone before really finding out what she needs might scare her off.  By detailing all of your services (i.e. courier, stats, printing, corrections), she'll be able to take that into consideration when deciding if she wants to hire you.  I think it also looks more professional.

Of course! Humana One doesn't have insurance
available in my state. With as much luck as I've had finding a job with insurance benefits, I'm starting to wonder what's the point any more.
That doesn't sound right.
I had student loans and still did work study.  Also, contact the school's website and financial aid office for information about scholarships.  Local private scholarships are available through the National Guard, VFW, Elk's Club, BPW, etc.  They're for maybe $500-1,000, but there's very little competition for them.  You can find information about scholarships online, too, without having to pay or buy a subscription to anything.  The information's out there if you look for it.
Thank you. It doesn't sound like it's for me then.
Doesn't sound right to me.
I used to re-record for Medquist many years ago and they reimbursed based on my volume. I would certainly not call a client as I am an MT, not a secretary and don't get paid to talk on the phone.

If you need a long distance provider for a small flat fee, try Vonage. I have heard good things about them.
No, it doesn't sound legal.
I'd be contacting the department of labor, better business bureau, FTC, etc.  There are lawsuits out there where MTSOs tried to withhold pay from ICs.  The ICs won.
I have to agree. Doesn't sound right somehow
Especially the line about "now I only eat 2 doughnuts and half a gallon of milk for breakfast," and also the part about not understanding why the exercise machines make noises when she gets on them.

Call me cynical, but it sounds like someone is trying to stir up some controversy.
doesn't sound cute...

No, it doesn't sound crazy at all.

Doesn't sound like she deserves one.
It doesn't sound to me like you were heard.

"Um, yeah, we got your email, and, um, could you do these right away, please?  Thanks."

If I were in their shoes I'd be thinking, let's give this poor girl a break.  I hope they wake up soon!  Maybe at 3 a.m.!

Doesn't sound too good sm

I wonder if there is something else we could use our skills in that makes more money, maybe in medical records or billing and coding.  Maybe being paid in something that pays hourly would be more beneficial.  I am aware there are medical transcriptionists who really do make good money with benefits.  Guess they have the right accounts to do so.

Doesn't sound real
Sounds like a game to me....
Thanks, doesn't sound like something I want to work on. nm
Doesn't sound good, does it?
Since it's the line coming to your house that matters and TW apparently has the monopoly on that, you may have to crunch some numbers to see if it's worth it to rethink how you pay for your entertainment bundle. Ours is bundled as satellite TV/phone/DSL. If we had cable as opposed to DSL, it would definitely be easier to regroup. I wish you luck.
ROFL! That sounds like a plan. I can be my own nagging conscience.
I'm off track again today.  I slept in because my kids woke me up four times last night.  The last time, I was awakened out of a dead sleep by a crashing sound from the kitchen.  I ran out there with a golf club expecting to find a burglar.  It was my youngest child trying to get a cup out of the lower cupboard and knocking everything all over the floor.  Grandma stopped by today to visit and pick up some veggies.  Grandpa needed help over the phone fixing his DVD player.  Husband called to tell me some guy would be stopping by to drop off a truck here for the shop.  The kids are horsing around behind me, so they're getting a chore list to beat the boredom since they don't want to read, play with friends or do any hobby projects.  I could have been done by now.  Instead, I'm trying to get back into it again.  Hmmm, maybe I'll go set up some reminders....  Or maybe I should work first and do that later?  LOL  Thanks for the suggestions.
so whose job was it to hire these MTs? doesn't sound like they did a good job.
who else you want to relieve of their work duties? the recruiters, the testers, the trainers, the owners?
Yuck! That doesn't sound good...thanks! :) NM
Something doesn't sound right, here. Testing centers
That's it??! Doesn't sound like a lot of lines to me in 4 hours. nm
This doesn't sound right. Your MTSO was paying
I thought they could only charge for COBRA what their premium is, plus a small (2% ?) administrative fee.

I'm sorry. This must be a nightmare for you
Doesn't sound fair or worth it at all, to me. (sm)
Hi Hayseed,

I definitely know where you're coming from. First of all, I never heard of being on a pager for transcription. Especially if you work for a big company, which you would think have people who work a graveyard shift. I can see it for certain circumstances, for instance during normal working hours, or if you work for more than one company, and they're paging you to let you know there's tons of work or something. But if you've just put in a full day of transcribing (which I think for most of us is much longer than a standard 8-hour day!), then by all means you need to be able to get a good night's sleep.

Any supervisor worth the big bucks they're getting paid should be told what this is doing to you. But it sounds like someone is taking advantage of what sounds like a very strong work ethic that you have, and if you give 'em an inch, they'll take a mile.

Back in the old days when I concurrently ran a small horse-transporting service in addition to transcription, I was 'on-call' 24/7. After nearly running myself ragged too many times, thinking I could save all the horses in the world that had colic and needed emergency surgery at U.C. Davis, I finally had to draw a line somewhere and know when to say 'no'. One time, after working a full day in the office, then getting called at 6 pm to take a horse with a twisted intestine to UCD for surgery, I finally made it back home and into bed at about 3 AM, and had to be at work at 8 AM. And then the phone rang. It was the SAME vet that had just sent me to UCD earlier that evening! I hated saying no, because it put him and everyone else in a real bind, but I knew that I just couldn't physically do it.

Eventually I got better at knowing what I could do and what I couldn't, and it really did help my state of mind immensely, especially once I started getting 6-8 hours of sleep per night, again!

Anyway, I think you were totally within your rights and thinking very clearly when you emailed them to say you wanted to get rid of the pager. If you only got paged once in a blue moon, and got BEAUCOUP BUCKS for your time when you did the STAT work, it'd be one thing. But to be paged to the point of being totally sleep-deprived and feeling like you're losing it, is quite another.

I'm amazed that an employer would do this to you. Is it always the same person that pages you, or are there many, and they all think they're the ONLY one paging you? Whatever. Either way, I think those middle-of-the-night STATS are why the Graveyard Shift was invented, and if that's not your shift, then they should be paging someone else.

So don't feel guilty for having to put your foot down and say enough is enough. You should probably tell them a lot of the things you said in your post above, too... someone definitely needs to have their eyes opened.

I seriously doubt anyone is going to fire you for simply needing a night's sleep! But on the off-off-off chance that happens, all I can say is, you didn't lose much, but THEY sure did.
but then again, your "empty folders" symptom doesn't really sound like a
Doesn't sound round, makes no sense.
It doesn't sound HATEFUL to me, this person is just saying that suddenly

those who celebrate Christmas are forced to conform for a few minority religions? That's not right. A friend of mine who is Jewish regularly has her children out of school during Hannukah and the school doesn't penalize her children for it.  As far as Christmas plays are concerned, I don't think it's right to force children to be in a play that consists of a bunch of different beliefs if they are not of that particular belief system.  If that is how it is going to be, then they need to completely do away with Christmas/Holiday plays altogether.  There are many holiday songs out there that don't recognize ANY religion at all.  If religion is the issue, than children can easily sing Santa Clause is coming to town or, Jingle Bells, etc. without offending since those songs lean more toward the commercial aspect of the holiday season.  And then, those who want to participate in separate PRIVATE plays can do so.  There are options that can be chosen without hurting anyone's feelings about their religious beliefs.

It doesn't sound right to me. That one MINOR error should only be counted
as 1/2 point because it's not critical to patient care.
wow. sounds like a dream job. I would go for it, just for the insurance. nm
Collision or comp doesn't matter. I called my insurance company
when I was hit by someone. I only had liability but their adjuster made sure I got the best deal out of it. My rates didn't go up either.
My company doesn't offer health insurance. I'll buy it at Sam's Store.
BTW, you can eat yourself up and waste a lot of time hating and smearing Walmart. People support the store and it is growing in spite of your MT Stars posts. Walmart shoppers don't care about your posts or if Walmart doesn't offer health insurance to their employees. They are looking for a bargain. Walmart has them. At least half the US workers have lost health insurance and as for my company, it costs at least $200 a month for health insurance if I want to BUY it. Get a grip.
i'd worry more about that's getting into the food, from the bowl. Microwave doesn't sound

It sounds like she's scamming the insurance company
and pocketing the money. I'd inform the chiropractor directly and let him know you're going to tell your insurance company that the charges are not legitimate unless he puts a stop to it. If you inform the insurance company, he's the one who's going to be in hot water. That should end the fraudulent charges. If they don't stop, then follow through and inform the insurance company and let them face the consequences. There's no earthly reason a 9-year-old child should be visiting a chiropractor regularly. The ex is a thief, without a doubt.
Wal-Mart doesn't offer health insurance to millions of workers but now they are selling it to
I agree - doesn't sound like it's worth your time to fight her anymore. NM
You're confusing the new QA plan with the new pay plan. New pay plan is still completely under wr
sounds like my mother when she doesn't get her way. lol.nm
She sounds bi-sexual, not lesbian, if she likes men too. As sick as it may sound sm
he is marrying her to fulfill his sexual fantasies. I mean, what man (with the exception of a few) wouldn't want their mates to be with another woman especially if it will involve him. I'm sorry to say that, mom. I really am.

Pray really hard that he not go through this the marriage. That's about all you can do. And if he does marry her, BE THERE FOR HIM unconditionally because we all know that it will not last.

Sounds like their sound card is not compatible with express scribe. (nm)
OK, sounds good, but doesn't it need liquid to
I am talking about the QA plan I dont know what the new pay plan is.
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
Yeah, it is a discount plan, which means no pre-existing conditions, no claim forms. I didn't sign up for the medical part of it, which is available here in Tennessee. I just signed up to get the dental benefits. I needed a lot of work done on my teeth (3 crowns, 1 filling, a bridge, and a root canal) and it has saved me a ton of money using AmeriPlan.

I mainly just wanted to make people aware, especially Transcriptionist like myself, that if you don't have insurance, this could be an option. Or if you do have insurance, you could still use it and save even more money.
If you go to the link I posted it says in big letters that it is not insurance, that it is a discount program. I'm not trying to fool anyone. I signed up for it myself through my father-in-law. It may not be available in all states. You can go to www.ameriplanusa.com or www.ameriplanhealth.com to find a provider near you. I live in Tennesse and have a regular dentist that accepts it and my husband and son go to an eye doctor that accepts it.

You don't have to give me your email address.

Here's the website, go check it out for yourself. I am a member myself, but somebody has got to sell it, right? It really is a good benefit.


Discount -from below
I charge a decent price, I make VERY good money, have had my accounts for 5 to 18+ years, have never had a bounced check, am always paid within 48 hours of receipt of invoice,they NEVER question my line counts so if it costs me 1% per month - to me it is worth it.  They also give me free medical care, medication samples which more than makes up for the small discount that I give.  So though many of you disagree - it works for me.  I can pay my bills on time because I can COUNT on the checks to pay them.  No hassle at all.  I get it back in different ways.  One antibotic prescription per year makes up for it.
I wouldn't discount sm
on-line dating but there are so many weirdos out there these days that I would be EXTREMELY careful and follow all the precautions that have ever been written on the subject.  In addition to meeting in a public place, hopefully with someone with you, I would be extremely careful that I wasn't being followed when I left the date.  From what I've read many, if not most, of the mass murderers came across as being very nice guys but then you really don't know anyone when you first meet them no matter where you meet them.  I recall at least one of the infamous mass murderers was well-educated, well-liked and apparently well-respected in his community.   I don't think I would ever go for the internet dating myself but apparently there are quite a few people who  have been successful in finding their mate that way; I just don't happen to know any personally.  I don't think probably it would be any worse than any other way of meeting people, you'd have probably a 50/50 chance of meeting someone you would want to spend your life with and a 50/50 chance is about the best we're gonna get in this life no matter what we're gambling on; we only have a 50/50 chance of making it through this day.
They probably got a discount since they are outdated.