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Obama's plan is just to ensure insurance availability for all - not universal healthcare - you na

Posted By: Amanda on 2009-05-01
In Reply to: Then, let's insure them and let it go at that. - TechSupport

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Obama's universal healthcare will be SO much
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Obama's universal plan failed miserably in other
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Universal health care and President Obama's real plan -

I see again that everyone is talking about President Obama's plan for universal health care and I once again feel the need to distinguish between universal health care and what the plan is that President Obama has campaigned for.  I have copied and pasted part of the web page, but also included the link at the bottom of this for you to see the whole plan. 


President Obama does not ask for universal health care where the government is in charge - he just wants the government to ensure that everyone has access to medical care and health insurance.  Why is it so difficult to understand that this is not socialized medicine, government run healthcare, or universal coverage plans?


Barack Obama and Joe Biden's Plan


On health care reform, the American people are too often offered two extremes - government-run health care with higher taxes or letting the insurance companies operate without rules. Barack Obama and Joe Biden believe both of these extremes are wrong, and that’s why they’ve proposed a plan that strengthens employer coverage, makes insurance companies accountable and ensures patient choice of doctor and care without government interference.


The Obama-Biden plan provides affordable, accessible health care for all Americans, builds on the existing health care system, and uses existing providers, doctors and plans to implement the plan. Under the Obama-Biden plan, patients will be able to make health care decisions with their doctors, instead of being blocked by insurance company bureaucrats.


Under the plan, if you like your current health insurance, nothing changes, except your costs will go down by as much as $2,500 per year.


If you don’t have health insurance, you will have a choice of new, affordable health insurance options.


http://www.barackobama.com/issues/healthcare/


Does Obama's healthcare plan require
everyone to participate.  My husband is a state employee with family coverage for $17.00 per pay.  We have excellent medical, dental, vision and prescription coverage.  I am not interested in changing that.  Does Obama want to provide the same coverage for everyone or just provide coverage for those without? 
universal healthcare
Where are you getting that information about Obama and universal healthcare? The last time I heard him speak about it he wanted universal healthcare for people who couldn't get healthcare but leave the option open to people who could get their own healthcare (as they are doing now) to do so. He also spoke about companies being held more responsible to providing affordable healthcare for employees. I don't remember him ever saying to knock out the entire healthcare system and make everyone have universal healthcare.

As for McCain... I guess you like the economy and the war. He's not going to change anything if he's elected.
France is getting universal healthcare right...

Great post piglet.  I so agree with what you all had to say in support of changing our current system.  Canada probably has the worst universal healthcare system, and yet the average Canadian lives 3 years longer than the average American.  People always point to the flaws in their system and just assume that we will make all the same mistakes.  Of course their system has flaws, just as our system has many fatal flaws.  England and France actually have great universal healthcare systems.  Here is an article I found about France's successful program:


"France's model healthcare system
By Paul V. Dutton | August 11, 2007

MANY advocates of a universal healthcare system in the United States look to Canada for their model. While the Canadian healthcare system has much to recommend it, there's another model that has been too long neglected. That is the healthcare system in France.

Although the French system faces many challenges, the World Health Organization rated it the best in the world in 2001 because of its universal coverage, responsive healthcare providers, patient and provider freedoms, and the health and longevity of the country's population. The United States ranked 37.

The French system is also not inexpensive. At $3,500 per capita it is one of the most costly in Europe, yet that is still far less than the $6,100 per person in the United States.

An understanding of how France came to its healthcare system would be instructive in any renewed debate in the United States.

That's because the French share Americans' distaste for restrictions on patient choice and they insist on autonomous private practitioners rather than a British-style national health service, which the French dismiss as "socialized medicine." Virtually all physicians in France participate in the nation's public health insurance, Sécurité Sociale.

Their freedoms of diagnosis and therapy are protected in ways that would make their managed-care-controlled US counterparts envious. However, the average American physician earns more than five times the average US wage while the average French physician makes only about two times the average earnings of his or her compatriots. But the lower income of French physicians is allayed by two factors. Practice liability is greatly diminished by a tort-averse legal system, and medical schools, although extremely competitive to enter, are tuition-free. Thus, French physicians enter their careers with little if any debt and pay much lower malpractice insurance premiums.

Nor do France's doctors face the high nonmedical personnel payroll expenses that burden American physicians. Sécurité Sociale has created a standardized and speedy system for physician billing and patient reimbursement using electronic funds.

It's not uncommon to visit a French medical office and see no nonmedical personnel. What a concept. No back office army of billing specialists who do daily battle with insurers' arcane and constantly changing rules of payment.

Moreover, in contrast to Canada and Britain, there are no waiting lists for elective procedures and patients need not seek pre-authorizations. In other words, like in the United States, "rationing" is not a word that leaves the lips of hopeful politicians. How might the French case inform the US debate over healthcare reform?

National health insurance in France stands upon two grand historical bargains -- the first with doctors and a second with insurers.

Doctors only agreed to participate in compulsory health insurance if the law protected a patient's choice of practitioner and guaranteed physicians' control over medical decision-making. Given their current frustrations, America's doctors might finally be convinced to throw their support behind universal health insurance if it protected their professional judgment and created a sane system of billing and reimbursement.

French legislators also overcame insurance industry resistance by permitting the nation's already existing insurers to administer its new healthcare funds. Private health insurers are also central to the system as supplemental insurers who cover patient expenses that are not paid for by Sécurité Sociale. Indeed, nearly 90 percent of the French population possesses such coverage, making France home to a booming private health insurance market.

The French system strongly discourages the kind of experience rating that occurs in the United States, making it more difficult for insurers to deny coverage for preexisting conditions or to those who are not in good health. In fact, in France, the sicker you are, the more coverage, care, and treatment you get. Would American insurance companies cut a comparable deal?

Like all healthcare systems, the French confront ongoing problems. Today French reformers' number one priority is to move health insurance financing away from payroll and wage levies because they hamper employers' willingness to hire. Instead, France is turning toward broad taxes on earned and unearned income alike to pay for healthcare.

American advocates of mandates on employers to provide health insurance should take note. The link between employment and health security is a historical artifact whose disadvantages now far outweigh its advantages. Economists estimate that between 25 and 45 percent of the US labor force is now job-locked. That is, employees make career decisions based on their need to maintain affordable health coverage or avoid exclusion based on a preexisting condition.

Perhaps it's time for us to take a closer look at French ideas about healthcare reform. They could become an import far less "foreign" and "unfriendly" than many here might initially imagine."


http://www.boston.com/news/globe/editorial...lthcare_system/


Universal healthcare NOT the answer!!

  1. There isn't a single government agency or division that runs efficiently; do we really want an organization that developed the U.S. Tax Code handling something as complex as health care?
  2. "Free" health care isn't really free since we must pay for it with taxes; expenses for health care would have to be paid for with higher taxes or spending cuts in other areas such as defense, education, etc.
  3. Profit motives, competition, and individual ingenuity have always led to greater cost control and effectiveness.
  4. Government-controlled health care would lead to a decrease in patient flexibility.
  5. Patients aren't likely to curb their drug costs and doctor visits if health care is free; thus, total costs will be several times what they are now.
  6. Just because Americans are uninsured doesn't mean they can't receive health care; nonprofits and government-run hospitals provide services to those who don't have insurance, and it is illegal to refuse emergency medical service because of a lack of insurance.
  7. Government-mandated procedures will likely reduce doctor flexibility and lead to poor patient care.
  8. Healthy people who take care of themselves will have to pay for the burden of those who smoke, are obese, etc.
  9. A long, painful transition will have to take place involving lost insurance industry jobs, business closures, and new patient record creation.
  10. Loss of private practice options and possible reduced pay may dissuade many would-be doctors from pursuing the profession.
  11. Malpractice lawsuit costs, which are already sky-high, could further explode since universal care may expose the government to legal liability, and the possibility to sue someone with deep pockets usually invites more lawsuits.
  12. Government is more likely to pass additional restrictions or increase taxes on smoking, fast food, etc., leading to a further loss of personal freedoms.
  13. Like social security, any government benefit eventually is taken as a "right" by the public, meaning that it's politically near impossible to remove or curtail it later on when costs get out of control.

NOT VOTING FOR OBAMA!  His plans will fail and they will up the cost of everything.  Stop the government spending!  Don't vote for someone wanting to add more programs that will INCREASE government spending.  That is why our economy is in deep crap right now.


When did socialism and universal healthcare
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Does not mean Universal Healthcare is answer.
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maybe they could give it to construct universal healthcare
The economy would thrive!!! Employers would have more $$$, individuals would have more $$$. I know I spend close to $300 a month just on individual coverage. If not manditory universal coverage just allow anyone to be accepted into the Medicade program that wishes to do so.
Republican healthcare plan....(sm)

Their plan for healthcare "reform" basically consists of changing nothing, and maybe tweaking medicaid and child care.  Cost of this plan?  We have no idea.  No numbers were given.  The total plan was only 4 pages. 


In other words, they are just fine with the idea that tons of people in this country have NO healthcare, and obviously don't see anything wrong with HMOs.  Yeah, they're working for the people alright......NOT.


his plan for healthcare - see link inside -
http://www.govcentral.com/news/2275-obama-vs-mccain-health-care-plan-overview
Here is what Hillary told people about her health insurance plan. sm
She actually came out and said that they would try to garnish your wages to make you take the gov't sponsored health insurance. Fortunately, it never got any further than that.
Actually, Hillary Clinton's healthcare plan was closer...sm
to socialized medicine than Obama's. Obama will keep private insurance companies and subsidize your premium if you earn below a certain amount. Also, there will be provisions where you can take your insurance with you if you change jobs, encourage preventative care, etc. For more detail check out this link.

http://www.barackobama.com/issues/healthcare/
I did not think Obama was for universal health coverage... see message
I thought he was just for a coverage to be available to all people - but not mandatory to take it. Am I wrong?
President is going after overblown insurance charges, crooked insurance plans, .....sm
crooked hospital systems that have become quite prosperous "businesses" on the backs of the elderly, but he is NOT AGAINST the eldery getting good solid care, that is political hogwash and propaganda, you wise up and read up, and I don't mean from Fox or Coulter of Limbaugh or one of the Pub sources......

http://www.bloomberg.com/apps/news?pid=20601087&sid=av1lMcI6E1no&refer=home

http://www.barackobama.com/issues/healthcare/
This kind of attitude will ensure another GOP defeat
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I have heard Obama say that every American will have health insurance
and while that is a lovely thought, it is not a realistic one. Look what happened with children in Hawaii. People began dropping their own private insurance in favor of the public insurance and caused the system to fail. Unfortunately, health care is expensive and cannot be guaranteed by the government without a price. I think that it is a nice plan, but will ultimately fail because we have a lot of lazy people who think that Obama is going to be their goose that laid the golden eggs. It's as if some people here (and it is the deep south) believe that if they vote for Obama, he is going to ensure that everyone drives a Cadillac and eats lobster. It is silly and unfortunate. These people are still living in FEMA trailers. Did you know some people actually steal them? Now--don't get me wrong, I am sure that there are some hard luck stories of people with health problems and such that cannot get out of their FEMA trailers, but the vast majority of them are just lazy. It has been three years.. but I digress. I think that radical government change happens very slowly and Obama is ushering it in. My opinion. Feel free to disagree, but I feel that these programs are stepping stones. Oh--and TriCare is the military plan.
Obama's plan

I assume you watched both conventions?????  I watched the Dems and now I'm watching the Pubs.  I am an INDEPENDENT.  I would support Obama were it not for my research of the church he has been associated with for 20 years.  This church, in my humble opinion, belongs to an extreme, radical, racist group.  We don't need that in the White House. With the exception of illegal immigration, he pretty much addressed all the things that I feel are important to the future of my children and grandchildren and were it not for his affiliation with his chosen church, I would probably vote for him.  .  At least he had the good sense to select a person as his running mate who actually might be "ready on day one" to lead this country.


Secondly, again in my humble opinion, McCain has a few screws loose rattling around upstairs.  He answers every question, even about how many houses he owns, with something like, "well, the longest time I spent anywhere was when I was a POW."  Other than that it has been all about bashing Obama and his not having "experience."  Then look what he did.  Picked a little-known female who has been abroad exactly once and tries to pass her off as "experienced." Truth:  She is a female and her state is the second largest producer of oil.  Bush governed the biggest oil producing state.  Enjoying those prices at the pumps?   To this point all the pub speakers have pushed McCain's war record.  What?????  Do we need more war?  I think a peacemaker would be better.


Now, before anyone pounces on me, I support NEITHER of these candidates and NEITHER will receive my vote.  Either way, the middle class Americans, to which I expect most MTs belong, lose. Our government will change when and if the majority of Americans quit using their heads as a hatrack for the Democrat and Republican parties, kick them out and bring back government "of the people, by the people and for the people."  Won't  happen this time but maybe next time won't be too late.


Obama's tax plan

First of all, let me say I was undecided on this election until yesterday.  Obama's tax plan scares me to death.  I heard him on an interview yesterday, and he said that the top 5% of the country could *afford to help out those less fortunate to us*, meaning those that make above $200,000.  He also said that someone making under $45,000 would *probably* not have to pay income taxes, because all the tax revenue would be generated from the top 5% of the country, again, who could *afford* to help out his fellow man.


So, here's my question.  If I work my BUTT off making a great living for my family, who the heck is he to say I have to share it?  My husband and I put ourselves through school to get a good education for ourselves, searched for good jobs, worked more than one sometimes, and enjoy or standard of living, because we worked hard for it and EARNED it.  How dare he suggest that I have to share that with ANYONE, just because they dont' have as much.  We give to quite a few neighborhood organizations and national charities, we do not keep every penny for ourselves. 


If he does get elected and puts this new plan in place, why would people work hard to make a good living if quite a bit chunk of it is going to be taken away?  Why not just sit back, work as little as you want, stay under that $40,000 radar, not pay income taxes, and have the government give you some other *rich* guy's money because you don't have as much?


This really made my mind up for me.  It's time this county taught some personal responsibility and accountability, and I do not think he is the one for the job!


Obama Tax Plan

I haven't been here for a while, and if this has already been posted below somewhere, I apologize for duplicating it.


The following link will take you to a site that will show you how much money Barack Obama will save you on taxes, compared to John McCain.  (Remember, McCain will be taxing your health insurance benefits for the first time in American history.)  Depending on your income, there is quite a difference between the two plans.


http://alchemytoday.com/obamataxcut/


 


Obama tax plan

McCain may be taxing us, but he is anti-abortion and anti-gay marriage


Did you Say Obama lays out a plan???
give it to me!
obama STEALS SP plan

Mrs. Palin proudly boasted that she had put her state's "checkbook" on line so the fine Alaskan citizens could actually see where their money was being spent.  Bless her heart.  She said under the Palin/McCain (yep, in that order) administration, she would do the same with the federal "checkbook." 


Come to find out that Obama had already done that 2 to 3 years ago.  He should be ashamed of stealing her idea.


 


Hillary's plan yes, Obama's no. nm
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Obama's economic plan.......
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Obama's real plan

What he hasn't bothered to tell all his lame followers is if he allows the Bush tax cuts to expire in a few years, this is equal to a tax increase on the middle class. Obama knows most of his followers don't even know what the real Bush tax cuts mean nor what it will mean for them when and if they are allowed to expire. 


He hopes no one looks too closely at this.  Not only does he want that to expire, which he has already said he will not vote to continue, back in March he actually tried to shorten that so taxes could begin for those making 31k-63K.   He knows most of you don't understand any of this for obvious reasons but for those of us who do pay attention, wake up!  You will not be getting off the hook paying taxes no matter how much that sounds wonderful.  If it sounds too good to be true, it will be. 


McCain has a plan...just like Obama has one....
read about it on his website. And if you didn't turn off the TV every time he spoke, you would know he has a plan. LOL. What I don't want is the last TWO years, when the Democrats sat on their hands and did nothing while Freddie/Fannie ruined the economy. What I DON'T want is a socialist President and a democratic majority, and I will have NO part in bringing that about. For the first time in my LIFE I am voting a straight republican ticket.
Sam....if you keep repeating the Obama tax plan.........sm
about how he is going to eliminate taxes for the lower income class, I may just have to switch camps and vote for him!
Obama tax plan question...(sm)

Obama's plan very clearly states that taxes will be raised on those making over 250,000 and tax cuts for those under that.  Meanwhile I've seen post after post complaining about him rasing taxes in general, which is in direct conflict with what he has said.


So, if he's planning on raising taxes on the higher tax brackets what's the problem?  Aren't these the same people you guys have been bashing?  For example, the auto CEOs who went to Washington in a private jet? 


Obama's plan is not based on
The government will not be "in charge" of anything excep ACCESS to a healthcare coverage plan. It will still be private companies and if you don't want the national plan, you do not have to join it....keep your own if you like. Read the plan. All he is proposing is to open up the current plan that now covers Congress, Senate and federal employees to citizens. That plan is like any other. It has several different deductible schemes, choices of levels of coverage (PPO/HMO) and a range of premium amounts. All O is trying to do is make health care available to all Americans at affordable prices.
Obama's economic plan
Number one, thanks for a thoughtful, relevant topic.

Number two, Obama's plan starts with rolling back the tax breaks for the wealthy that the Bush administration enacted to pre-Bush status and not make them permanent. A big step in the right direction would also be to tax the stratospheric earnings of equity-fund managers as income at 35% rather than as capital gains at 15% (they can surely afford it) and penalize them for moving their funds offshore.

Number three, all bets are off the table in light of the current GLOBAL economic crisis. The Obama administration will be so busy putting out fires they didn't start that it'll be difficult to enact any long-term or short-term economic plan. I know healthcare is a sore subject, but it's a potentially huge stimulus for middle-class folks, and huge stimuli are needed in times of severe GLOBAL recession.
Obama did not plan the mission.

He only signed off on it after it had been planned and then vouched for by a whole lot of other people.  The CEO of a car company does not design a car or put together a sales campaign.  He only gives the go-ahead after others have figured out what to do, then takes credit for it.


The only thing this guy has ever made in his life is reservations. 


Obama's tax cut plan for middle class
http://www.barackobama.com/issues/economy/#tax-relief
Provide Middle Class Americans Tax Relief
Obama will cut income taxes by $1,000 for working families to offset the payroll tax they pay.
• Provide a Tax Cut for Working Families: Obama will restore fairness to the tax code and provide 150 million workers the tax relief they need. Obama will create a new "Making Work Pay" tax credit of up to $500 per person, or $1,000 per working family. The "Making Work Pay" tax credit will completely eliminate income taxes for 10 million Americans.
• Eliminate Income Taxes for Seniors Making Less than $50,000: Barack Obama will eliminate all income taxation of seniors making less than $50,000 per year. This proposal will eliminate income taxes for 7 million seniors and provide these seniors with an average savings of $1,400 each year. Under the Obama plan, 27 million American seniors will also not need to file an income tax return.
• Simplify Tax Filings for Middle Class Americans: Obama will dramatically simplify tax filings so that millions of Americans will be able to do their taxes in less than five minutes. Obama will ensure that the IRS uses the information it already gets from banks and employers to give taxpayers the option of pre-filled tax forms to verify, sign and return. Experts estimate that the Obama proposal will save Americans up to 200 million total hours of work and aggravation and up to $2 billion in tax preparer fees.

Obama is saying the same thing and he has no grand plan...
either than he has shared. He said it in the O'Reilly interview. O'Reilly asked him if he would invade Pakistan to get him and he would not say yay or nay.

So, following your logic...thumbs down on you, O?
Obama's plan will KILL our economy. You think
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I suggest YOU study up on Obama's plan...sm
and see if his plan remotely resembles national healthcare in other countries. All plans are not created equal.
Those prices are OUTRAGEOUS! Bad plan, Obama!
According to the table on the website you linked, in my state their insurance would cost nearly $800 a month! Holy KRAP, Batman! I pay a little over a quarter of that.

So Obama thinks some welfare family should get an $800/mo policy for free and I, because I can afford my own inrance, have to pay for lesser coverage.

This is a joke, right? He can't be serious.

And those rate tables were from 2004/5. Lord only knows what they are today.
obama's share the wealth plan

So Obama believes we should spread the wealth around. Here are his charitable contributions:


Obama_tax_returns_2


Too bad he wasn't spreading his wealth around these past years. Oh well he did give 800,000.00 to ACORN. You know them don't you? Do you suppose this is his idea of spreading the wealth?


Obama's tax plan basically takes away any
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Gee...Obama's plan is working better than even he could have imagined..........sm
he has a free thinking A hoodwinked into his way of thinking.

That's okay if you think it is garbage. It really is of no concern to me. However, it would seem to me that an Obamabot has finally grown a spine and come clean, knowing what Obama's victory would do to our country.

You say "negative campaigning." I say exposing Obama for who and what he really is.
No. Obama will kill jobs with his tax plan.
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If Obama plan is socialism then it was just voted in.
Got it?
But Obama's plan is a joke! So much waste and
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Obama's plan is no joke. It is more like a nightmare
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Well, great, hope you love Obama's tax plan then. It
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Obama to Plumber: My Plan Will 'Spread the Wealth Around'....sm
FYI: Last night, couldn't find this story on the Internet, as the "powers that be" in the liberal media, attempted to scrub this story clean off the Internet, much the way they changed that SNL skit that was truthful on the whole liberal democratic responsbility on the FM/FM mess. They took out the facts of the blame to the dems, and reposted it on the Internet. They are trying to rewrite history, and that should make us very, very upset.

Anyway, found this story again this morning on Fox, and very hard to find the "whole story" elsewhere on the web, as some of it has "been scrubbed clean"


Obama to Plumber: My Plan Will 'Spread the Wealth Around'
Barack Obama tells a plumber in Ohio he wants to "spread the wealth around," eliciting criticism that his economic recovery plan is socialist in nature.

FOXNews.com

Monday, October 13, 2008


Barack Obama told a tax-burdened plumber over the weekend that his economic philosophy is to "spread the wealth around" -- a comment that may only draw fire from riled-up John McCain supporters who have taken to calling Obama a "socialist" at the Republican's rallies.

Obama made the remark, caught on camera, after fielding some tough questions from the plumber Sunday in Ohio, where the Democratic candidate canvassed neighborhoods and encouraged residents to vote early.

"Your new tax plan is going to tax me more, isn't it?" the plumber asked, complaining that he was being taxed "more and more for fulfilling the American dream."

"It's not that I want to punish your success. I just want to make sure that everybody who is behind you, that they've got a chance for success too," Obama responded. "My attitude is that if the economy's good for folks from the bottom up, it's gonna be good for everybody ... I think when you spread the wealth around, it's good for everybody."

Obama's remarks drew fresh criticism on the blogosphere that the Illinois senator favors a breed of wealth redistribution -- as well as a rebuke from the McCain campaign.

"If Barack Obama's goal as President is to 'spread the wealth around,' perhaps his unconditional meetings with Hugo Chavez, Raul Castro, and Kim Jong-Il aren't so crazy -- if nothing else they can advise an Obama administration on economic policy," McCain spokesman Michael Goldfarb said in a written statement to FOXNews.com. "In contrast, John McCain's goal as president will be to let the American people prosper unburdened by government and ever higher taxes."

Obama frequently rails against what he calls a Republican concept that tax breaks for the wealthy will somehow "trickle down" to middle-class Americans.

Obama says he will not raise taxes on anyone making less than $250,000 a year.

However, McCain's aides and supporters argue that Obama wrongly wants to raise taxes on businesses in a time of economic distress.

Both candidates spent Monday discussing how they would resurrect the ailing economy. McCain again pointed to his plan to buy up cumbersome mortgages from homeowners and renegotiate them. Obama unveiled what he called an economic rescue plan for the middle class, which included a 90-day moratorium on foreclosures.



http://elections.foxnews.com/2008/10/13/obama-plumber-plan-spread-wealth/
Obama's whopper on McCains' Health Plan

 


http://www.cbsnews.com/stories/2008/10/17/eveningnews/realitycheck/main4530306.shtml


Obama's Plan to Rejoin the World Community...
http://townhall.com/Columnists/PhyllisSchlafly/2008/12/23/obamas_plan_to_rejoin_the_world_community
Obama expected to announce foreclosure plan

 


 


http://www.cnn.com/2009/POLITICS/02/17/obama.foreclosures/index.html?iref=mpstoryview


Obama Administration Launches Housing Plan

Hope this helps those of you that need help.


 


http://online.wsj.com/article/SB123617623602129441.html