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Serving Over 20,000 US Medical Transcriptionists

Health Insurance Coverage

Posted By: Anon on 2009-01-12
In Reply to:

Anyone know of any companies that offer health insurance with a company other than Aetna.  Aetna is probably great insurance for most people but almost no preferred providers in my area.  Would like to find Blue Cross and Blue Shield or United Health Care.


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Starbucks has the best health coverage -

NM


 


affordable health coverage

Could anyone one give the names of companies they work for with good health and dental coverage (individual plans) at an afforadable cost?  Any info given is appreciated.  I consider affordable as not too much more than $100 per month---80/20 plans okay, but prefer 100% coverage plans if they are out there with reasonable deductibles.  I know this is a tall order!  It can also be a noncompany plan, if anyone knows of a great insurance company plan outside of the job.  I am 45 and in good health, just borderline hypertensive (if there is such a thing---although it does make my rate go up).


 


Thanks!


What is family health coverage like at AllType?
XX
No, not Humana. It's First Health. Pretty good coverage.
x
I did not take the insurance coverage - already had it. nm
x
Did MDI-FL ever change their insurance coverage? SM
I was told by the owner several months ago that she was looking for a cheaper policy for their medical coverage. 
group insurance usually has a broader coverage
than individual, or so I have been told. 
Welcome to Keystrokes :-) I have single coverage on the insurance sm

so I cannot really answer your question about the family plan, but no one had responded, so I at least wanted to say hello.  I have medical ($1000 deductible), vision, and dental for $129.86 per pay period for single coverage.  I'm glad you cleared that up about the license thing because that threw me!  (smile).


I do not know what the percentage of ESLs is on my acccount.  It is a Meditech/C-phone count, and the lines are not really difficult to obtain.  The only problem I have is me ... can't seem to find my focus lately.  :(


Good luck! 


Keystrokes' insurance was not canceled. They are looking for better rates and coverage sm
in more states as Unicare is not in every state. I have Unicare with them and while it is a little on the high side IMO, it is less than what my husband's non-MT job offers for our family of 5.

They are not working on it long after their insurance is canceled. They are working to change, which can be done at any time although preferably at the beginning of a year or quarter.

And by the way, your grapevine is not that great. You should check facts before posting something that makes it look like they don't have any insurance.
The current insurance is not bad. The coverage is decent, and they pay which is good. sm
I actually hope that they don't change, but I know that it is a big hassle for the office because they are in the middle. Too big to be individual coverage rates and too small for the best rates. I talked with the HR manager, and she told me that the rates they were given for one company tripled once all the worksheets were in. They based the price on the worst case scenario or worst health. Now they can get a flat rate but only if half of the FT employees sign up. I could here the frustration in her voice when I was talking to her. Insurance companies do not always play fair.
Axolotl insurance. They have great rates but what is the coverage
like?  Can anyone tell me what insurance company they use and what your experience has been?  TIA
Webmedx insurance question - coverage for self and spouse? (sm)

I saw posts regarding 1,000 and 2,000 deductible.  Is this the difference between BCBS gold and silver plan?  Also do they have a category for just yourself and spouse  or is it just family.  Since family could include umpteen children, I would think there would be a cheaper class for just you and spouse? 


Not eligible for quite a while and haven't receive info yet from company. Just trying to make sure this will work for us or if I need to seek different employment.  We will be needing me to cover us as hubby is retiring soon.



TIA


Keystrokes has new insurance (finally) that is reasonable and good coverage. sm
The cost for a single person is $404 per month but they pay 1/2, so it is $202 or $101 per pay check (1st and 15th). I received my papers and card and rx card last week and the coverage is better than the BCBS that I had with others. $20 per visit co-pay, instead of $50.
Re MedScribe in Fla. Can anyone share insurance info for emp/spouse coverage? SM

I am especially interested in rate, copays, deductible, and prescription coverage, if possible.  Thanks very much!


 


Does anyone know what DeVenture offers in terms of insurance for famly coverage, costwise?
Thanks
Do you know how much your health insurance is? sm
I applied today and took the online test.  I am confident I did well.  I am sure, though, there are a lot of others doing the same.  I was just wondering how much health insurance cost monthly.  Do you get paid by the line or by the hour?  Are they pretty fair? 
Health Insurance
I'm also looking to Webmedx.  I was wondering if you, or someone else out there, might have an idea what the cost of health insurance for family would be.  Thank you!
TT health insurance

Are any of you taking out the insurance. I just started in October with the big hire, and should be eligible February 1, 2007, right? Anybody know.


I have also been curious about the PTO time accrued.


Is the health insurance

a good policy. Is the premium super high.


 


health insurance
Does anyone have any suggestions as to what companies give a pretty good rate for health insurance?  Thanks!
IC, what do you do about health insurance. sm
It is way expensive on the outside if you know what I mean.
MDI-MD have health insurance for MTs?
I'm in their site and I can't find mention of benefits anywhere?
health insurance
Amen to everything that has been posted on this ongoing subject. I too have heard promises of new insurance over and over for the past couple years.

What's worse is that employees had to answer personal questions in a phone interview for insurance that never materialized.

And why was that AFLAC phone conference manditory? After reading through the materials they sent in the mail, I already knew I didn't want to waste my money on supplemental insurance.

Finally, if KS can't find better/cheaper health insurance, why can't they at least start paying for a portion of the premiums on the current insurance plan??

These are all questions that will probably go unanswered.
health insurance
I have had a gap, I was covered through end of November. I have been on meds, but there are some plans that define PEC as receiving treatment i.e. seeing a doctor, and just being on meds continuously doesn't count (Premera plans typically work this way). I have an offer from a company with a Premera plan that has a 3 month PEC so I am fine on that one. But with that company I can't afford to cover my spouse ($400/month paycheck deduction for him, $66 paycheck deduction for me).
health insurance
I am aware of this, that is why I am trying to look into all possibilities for now and also a couple years down the road. May have to keep a day job for a couple years while doing IC part time or something.
But I do know of a couple companies so far that will take a well-educated newbie that offer benes, and I am also starting to figure out what my goal companies are for later, from people's feedback.
Everyone's feebback is invaluable on this subject, for me and other newbies who have this question.
NEED HEALTH INSURANCE!

Isn't life a joy!  Thought I was going through menopause and it turns out I'm pregnant!  I've been with my current employer for 6 years, they have the worst insurance I've ever seen in my life.  Does anyone know of any companies that are currently hiring with half way decent health insurance, maybe a deductible that won't bankrupt me!??


health insurance?
Does anyone know of a company with good health insurance benefits that won't cost an arm and a leg to pay for?
IC Health Insurance

I will be starting 2 new IC positions soon and am looking into healthcare options, as hubby and I absolutely need this.  If you are willing to share the info pumpernickel, I would like to hear more about how/where you obtained healthcare,costs, etc.  Please feel free to email me


MDI - Health INsurance
yes but will they ever offer health benefits and PTO?
health insurance
I am looking for family coverage.
Any companies offer part-timers chance to buy into group insurance? need coverage ....

I've been looking at prices for solo medical insurance and while I can probably afford some coverage, I'm feeling rather paranoid about having insurance canceled if I actually get sick -- I'm fairly ignorant about what protections may have been passed and may just be responding to other people's horror stories.


 


Anyway, I'm not entirely sure I want to work full time for any of the nationals ... they seem to have gotten awfully rigid wrt daily line counts within certain fixed hours ... some days I'm simply creaky and hate feeling pressured ... so part time to start seems more reasonable than jumping in with both feet.  Any infor or recommendations appreciated ... 


Thanks!


regarding spheris health insurance

Hi,


I got a job offer from spheris, i need some info regarding their health insurance benefits, how they are. Do they cut from our paycheck for health insurance i was offered 202 for family for two weeks excluding dental and vision. I would appreciate if anybody post message on it.


Nancy.


 


 


regarding spheris health insurance
hi,

thanks for the reply, but my questions is yesterday i got interviwed. The recruiter told me that the family insurance will be 202 for every two weeks and the money goes from our pay check only it looks more cost for insurance and excluding dental and vision is that everyone is getting the same insurance offer from Spheris for family or it depends on plan.
What do you pay for health insurance? Survey. sm

What do you pay at the company you are with for health insurance?  Is it employee, employee w/spouse, employee w/children or family? What is the deductible? HMO or PPO?  Big company or small?  What percentage does the company pay? 


We are trying to come up with what is fair for everyone without putting us out of business due to cost.  We need more MTs for new contracts but cannot grow until our benefits are better.  Catch 22.


I really would appreciate feedback.  What other benefits do you get?  Do you want? 


Medware health insurance
Does anyone know how much the health insurance at Medware costs the employee for eimployee and spouse?  Thanks
Pay and health insurance good.
Some of the QA who work for Precyse are the finest people this side of heaven.  I couldn't keep up with my lines and what I had typed, so I moved on.  Overall, a good company and they handle a lot of Baptist accounts with people you can understand.
health insurance deduction

Not OP, but self-employed health insurance premium deductions are now 100% deductible off adjusted gross on 1040 line 29 I think. I've been doing it for 5 years, the first year was only 40% deductible I think when my accountant did it and went up every year since then to 100% now. If you're not using that, you're missing a huge deduction if you're paying for insurance as an IC or SE.


Anyone know what company OSI's health insurance is through?
TIA
Who has decent health insurance?

I just got notice from TransHealth that they are changing our (already sucky) insurance in two weeks to an even suckier plan. I cannot afford a $1000 deductible. If I had that lying around, I wouldn't need to work!!!


Is there any company out there with a decent FAMILY healt insurance plan that won't cost $1000 a month in premiums?? I have 10+ years of acute care and multispecialty experience with 99% accuracy. Why can't I insure my family!?


Health insurance at TransTech? sm

Anyone willing to tell me what they pay for their health insurance plan through TransTech?  I just had a great offer from Keystrokes that I guess I am going to have to turn down because their health insurance plan costs more than I can get one for on my own!  bummer disappointment!  So I am going to pursue Transtech but don't want to end up in the same boat again....TIA.


PA health insurance benefits
I can't speak for all employers. I was manager of the transcription department for a large cardiology practice. Our health insurance premium was totally paid for (employee only). The company paid half of the premium for family coverage. Yes, those were the good old days! Now, as an employee with a national, I am looking at $400 per month for individual health insurance coverage with my current company.
if you are talking about health insurance you should
get a packet with your ins. cards in teh mail really soon.  they usually dont mess around.  if you havent recieved a packet...then i would definitley be worried.  same thing happend to a company that my husabnd used to work for and we never got our premiums back....
Health insurance option
Consider the IC at 9 cpl without benefits and no ESL.  Obtain health, life, and dental insurance other routes....like try ehealthinsurance.com.  More options there.  7 cpl isn't great if your dealing with a large amount of ESLs.
Keystrokes - Health Insurance
I think I remember that Keystrokes is supposed to be getting new health insurance that will be less expensive.  Can any Keystrokes employees tell me what is going on with that?  Do you have it yet?  How much is it a month?  I am considering a job at Keystrokes but I need the health insurance benefit, preferably low cost.  Thanks for replying.
Not a joke: I need health insurance. Is MQ
xx
The health insurance is awful, but if you like it
xx
TransTech health insurance
Does anyone have info on family plan health insurance at TT.  I have heard they have a few to choose from.  I don't want to spend my time going through the whole testing process if all the options are outrageously expensive.  Any info would be greatly appreciated.   Thanks!
As long as you don't need health insurance through them
The insurance is quite pricey.
Did Keystrokes ever get the new health insurance? NM

Just wondering.


Charge about $900+ for health insurance!
A few days off here and there isn't worth it to me either. Also, as an IC, they wanted a schedule. I never have worked this way before in my 10 years as an IC. Just giving my opinion. I understand how the whole employee/IC status works. You get tax benefits, time off, insurance, etc. It just doesn't sound that great to me. If you want 7.5 cpl for employee, go for it, but it is not for me! I have been offered more for employee too with another company.
Keystrokes Health Insurance
For single coverage:
$202 a month with $2500 deductible.

$251.30 a month with $1000 deductible