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I had to drop my coverage -

Posted By: Amanda on 2009-07-28
In Reply to: That is a totally unscrupulous thing to do! - Topaz

I could not afford to pay the premiums as I had no work. I was basically working just to pay that.

Also, since they paid on a tier plan, I went from making over 11 cpl to making 6 CPL at the same time. That is why they do not mind overhiring - they get the same work done for much less money, so that means more money in their pockets.


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Drop it already! ENOUGH! DONE! OVER! nm
NM
Is there a reason you cannot let this drop?
We are all tired of all the nonsense, but seems to me you are tyring to continue it!
Drop Hyphen
Thanks for setting me straight and thanks for your time in answering.

LLD
I think you can drag and drop it.
Isn't that working for you?
Did they also drop the rate?
If this is the case, then this is why.  If not, and it is as you say, I would start sending out resumes and don't leave until you have another jobtained and even work both for a time if you can, to see if you like the place.  Some management style is punishing, they feel this is the way to do it WHERE it should be the opposite, people will work their guts out if they just be nice and fair.  Start looking for a better place. Their loss.
You do realize what MQ is doing right now is exactly what Spheris does. I still think they may drop
SE but hope not but Spheris does not have IC or SE so if there is a plan in the works MQ may just have employees.
Hope that stays the same because it is apt to drop
as mine did. Lot of us outsourced from a major hospital and went from salary and incentive to less than 4 months later VR at 4 cents a line, still make that but on straight it is 8 (over 30 years experience) but I average about $18.75 an hour and that is because of my speed only. When pay and incentive though over 40 thou a year so quite a drop.
So, if your the lucky soul who gets 7.4 cpl and you drop below 98.9%, then you'd get 6.4 cpl..wow

You can drag and drop, but under the more button you
have to check the box that says remember player position. HTH.
Don't people who obtain the CMT normally drop the RMT sm
from the end of their name?
Comm Pg; request Help; use the drop-down box. nm
.
Just wondering - why would an MTSO drop

Not disputing you or anything, I just wondered why they would do that.  It seems it is dog-eat-dog in the MTSO industry and I can't understand why they would practically give an account to a competitor. 


Just wondering, not disputing here. 


I believe there is a Drop Chute program but
I don't know anything about it.
Yes. I bought a policy when I knew I would drop below
production levels.  It has a higher deductible than my MQ insurance but it was the almost the exact same cost.  I will never tie my health insurance to an MT job again.  Too risky. 
Thank you for posting. I've been waiting for the axe to drop
because I can't get up to speed. I was expecting to be able to do 250-300 lph there because I heard how great their platform was. I do love so many things about them compared to other places I've worked.
While the acct does make a difference, the drop in pay
will make it difficult for anyone who has been a speedy MT to make nearly the same amount of mone. It appears to me that their goal is to put all employees in the $30-35K per year range. That's not good enough for me.

I should have listened to the warnings last year on this board last year, but that's okay - I've learned my lesson and will be starting next week with someone else who give me a CHOICE as to whether I edit or not.
I would call or drop an email inquiring.
x
Agree Completely. Will Clients Drop Us?
Those clients surely will drop the new entity first thing. Perhaps a new entity will evolve to cover those clients and will absorb those of us familiar with them?
Let's drop the subject. The issue has been addressed SM
by the company and resolved.
What scares me is a drop in pay beginning today.
Certainly, not the training; certainly not being out of comfort zone. In all my years as an MT I have gone through many changes. What I don't like is being put in a position where I put a question mark next to my check for the next rent, and for the future... That is what I am scared of...
Doesn't it make sense to be frightened of a sudden drop in pay when you have no other income to depend on? If I were salaried I certainly would not be afraid of anything... I would enjoy learning something new... but this is like no safety net.
Also, my car loan as well as my landlord expect me to have the same or better income on my paystub... what am I supposed to tell them about a drop immediately in the same job? They would certainly be afraid if they knew this were happening.
I didn't drop, the computer dropped a "k" but as a professional
x
Any Spheris employees notice a drop in PTO time? SM

Before we got 4 PTO hours a paycheck, now is seems to be 3.38. Has anyone else noticed this? Thanks.


You can make up your lines whenever you like. Just drop them and email letting them know that you ar
/
Must be your manager 'cause mine lets me off at the drop of a hat. sm
You should ask again, saying that you have extenuating circumstances. Offer to work extra during the pay period to make up any missing hours, if possible.

As for slowness, it is MUCH IMPROVED since earlier this year.
I hate to ask this question but do most MQrs think they will stay if MQ would drop SE status for
part time and full time employees if it was a fairly flexible schedule, of course, never like IC and SE.
On the MT side? They start off attentive and then drop you real fast when you need them. nm
s
Pay will drop significantly with Dictaphone EXSpeech 1/2 per line, or something to that tune. nm
0
I've also worked there over 4 years and I have noticed the work drop
Whatever left is the crap. Also, check your line count some time. I swear that they have manipulated that also. I can now do over 2 pages and it comes up with like 50 lines. I used to be able to make a living there but can't anymore. I'll be quitting.
Bad things on the horizon. Wating for the other shoe to drop. A sham indeed,
Indeed. :(
Drop them an email. Mine was stolen. I received a nice empty envelope.
/
they don't pay their share of the premium in any pay period you drop below full-time line count..
x
MAYBE they only need coverage
during those times. They might have other employees/ICs that cover other times so they only need them then. If you don't want to work then, then don't work there. As an IC you do not have the right to jump in whenever. You only have the right to say I will work xx to xx; or say no, I will not work xx to xx.
They do not pay anything on family coverage, IMO. That is why I would rather be an IC and buy

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.


And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.


If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.


Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.


Family coverage
is about $217 per pay period. I think you have to get this one if you have more than one child.
I have the individual coverage
and it's about $17 per week.  United Healthcare, good plan.  250 deductable.  I wish I could help you more but I know my regular doctor is on the plan so I am quite happy with the coverage.  Hope that helps.
I pay $202 per month for just me. The coverage is sm
OK, not bad actually. I don't go to the doctor often though.
Yes they have family coverage

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.


We apparently don't have the same coverage
I have been charged the deductible for office visits, which was a surprise to me when it happened. Also, many medications are $50 per co-payment.

If you are healthy and don't need it, I guess it's good insurance. If you use it, you pay a LOT out of pocket and now it will be worse.
WMX has best overall family coverage
I absolutely agree 1000%!!! It has great benefits.
Vacation Coverage - IC
I work as an IC also, and I'm taking a few days off in just a few weeks. I let them know a month ahead of time. I'm the only one working for this company (very small) and she won't hire anyone else, so they know what they're in for when I'm gone. I don't know what they're going to do because they always had another girl for back up. The only bad thing I'll have more work than I can handle when I come back. I'm not sure how other companies handle the situation.
What kind of coverage?
Is that pretty good coverage or a big deductible?
MTSO can say need coverage for Dr X, do you want
x
That is for family coverage.
Maybe there are people that might have had a different experience, but just giving my opinion. I have also heard their platform sucks before from other people.
I did not take the insurance coverage - already had it. nm
x
True. They may only need coverage for
certain times, therefore those are the times they hire the ICs for.
I have it 2. Pay about $50 for full family coverage.
Yep, all maintenance is paid 100% - major stuff pays very well, too. I really like it, and have had it for years and years.  Nothing exciting, but good basic dental coverage. I like the $1000 a year per kid for braces! Sure helps with 3 in them!!  I think its just the normal probationary period til it starts - 3 months? Honestly don't remember reading anything about waiting a year for braces though. 
That's not bad for single, but I really need family coverage.
Anyone know what these companies preminums are like for family coverage.. Thanks.
Single coverage at TH for medical is $52 a mo and add in sm
vision and dental takes it up to around $70, which is the most reasonable I have seen.
Coverage through my DH company for 2 adults and

2 kids is $280.00/mo for medical only, additional $$ for dental, vision, and life insurance for other members besides DH.   Not sure how much company pays, but not much.  


Starbucks has the best health coverage -

NM


 


question about IC and vacation coverage pls sm
I was under the impression that as an IC I am not responsible for finding vacation or sick coverage for accounts; that would be up to the company I am contracted with (no written contract, just verbal but don't flame me it's worked for 4 years now).  What do other ICs do when they want to take time off (a foreign concept, I know I know)? Do you find your own coverage or let the company who has the accounts handle it?  This company has flip flopped so much - at one time we had to have our own coverage, another time we got major slapped for doing so as the accounts were theirs and they would handle coverage, and now seems to be swinging back to find your own or don't take vacay.  TIA.