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Serving Over 20,000 US Medical Transcriptionists

I love MT, but I am also so glad hubby has steady income and excellent benefits!

Posted By: msmt on 2006-11-13
In Reply to: a survey for MTs - Sarah

He retired with 20 years in the air force and has a retirement check from that, as well as standard and very basic benefits that we can use without paying a whole lot. He has worked full time since retiring from the air force (he was 40 when he got his 20) with excellent pay and awesome benefits that we pay a very low premium for. I used to make excellent cash as an MT when being paid on a gross line, but now I make maybe 20K a year with no benefits of any kind from my job. Now my income just supplements his and is for the extras we enjoy.


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I have to. Hubby is unemployed and it's our only income right now...can't survive on unemploym
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Does MDI-Fl have steady work? Are there benefits
nm
I love challenge. Hubby is self-employed, too as a tri-axle owner/operator. No bennies at all unless
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Dont you just love how these offices screw around with your income. It is very annoying and I
sometimes wonder if they get the full implication of what they are doing to our paychecks because they are stupid enough to believe you can do all hospitals exactly the same which of course you cant.
Precyse looks like they have excellent benefits. (sm)
I see they are only hiring for 2nd and 3rd shifts, but it sure sounds good.  In the past I saw posts about them over-hiring, but that seems to be the norm with most companies now.  Any other recent input on them?  Do they allow split shifts? 
Axolotl has excellent benefits, but
If you want any bit of flexiblity outside of your schedule, forget it.  Want a day off, that's a joke without getting harrassed for it.  If you make any mistakes you are told about it in a negative nonhelpful way and the platform is the worst I have ever been on and I've been an MT for many many years.  I quit and could never meet their standards, never had a problem elsewhere.  Way to stressful, not worth the grandiose benefits.  If you don't want to feel like you a worthless piece of crud, go elsewhere.
Excellent benefits at TT. I have PPO coverage with a fairly low deductible
and pay $42 per pay period. The coverage is with First Health and they do offer coverage in all states. Good prescription drug coverage also ($10 copay). Hope this helps.
Is $15.00 per hour with excellent benefits good pay for a pathology transcriptionist
There is an ad in my local newspaper for this position, and I am considering applying.  It doesn't mention anything about incentive, so I doubt that there is any, but the way the transcription industry is going, I think this may be my best shot for the next 15 years.  As I turned 50 yesterday and looking to retire at 65.  They have pension plan and 401K with match, long and short term disability.
QT gets my vote! I love it! Gross line pay, on time, 1 account, steady work! Great place!!!! nm
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Excellent program to use! I think it is the easiest! Love it...nm
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I bet Keystrokes is sooo glad they posted their benefits! LOL
Sheesh! Talk about attack mode!
I love it there...best place I have worked...plenty of work, pay on time, excellent communication...
wonderful supervisors...who could ask for more?
Glad you love your company. Hope you stay there - LOL
nm
I am very happy at Webmedx and love their benefits. SM
We have 4 little girls, so benefits were very important to us. Very good coverage, low copays and deductibles. Good luck :-)
Glad you're happy -- I love MDI-MD too, although I missed out on the signup bonus. :( nm
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I love my job but I think I lost my insurance benefits. Has anyone else not met the pay period quota
one time and had their insurance taken away? I think it happened to me. I fell short this payperiod on my time ($90) as I was ill for a couple of days and had no PTO time to use. Now, my insurance premiums were not taken out so I am afraid they canceled my insurance, which was the largest reason I have stayed. I needed the good insurance etc..not to mention that I just like working there and my supervisors. I did make more than enough for them to have taken out the premiums so I feel like this was just an excuse to cancel it. Now, if I have to wait another 120 days to qualify again, I will have to end up quitting and that is not a great feeling, but I know I can get a job somewhere else and not have to wait so long to have insurance again. I'm just sickened. I can't believe they would do this in one pay period. I work 7 days a week usually, all hours of the day and night and I just can't grasp they would do this. I have worked there over 2 years. So, do they really do this, for anyone who has had this happen before. Maybe, they are just suspending the insurance this pay period but I don't see how they can stop it one pay period and start it back in 2 weeks on the next pay period. Anyway, stressed out!!!
Glad that's true for you for 8 years. Not true for many. I love the company, but I do run out of
as do many others. Wish I were as fortunate as you.
Same here, my hubby puts out
He chose the better plan so I don't have to fight for referrals and pretty much anyone takes our insurance.  It is a rather nice luxury.  However, I thought that someone down the line told me that if you have a lot of healthcare expenses, you could write that off on your taxes.  I think that is why some companies will set you up with flexible spending accounts.  I am no expert on that though.  Maybe someone could comment in that regard.  Between the kids, my husband, and I though paying a $20.00 copay is a lot better than paying full price for those office visits.  It seems like it is always something especially with kids.  Now that we're getting a little older, all of the preventive stuff needs to be done, so it sure is nice to have that health insurance. 
dear hubby
.
Hubby starting school for this
and is not picking Andrews or MTec.  They both want big deposits, will not work with you.  Hubby can't get a PT job to raise that much money due to after effects of chemotherapy, but we can afford a monthly payment. We applied for different financial aid packages and loans, but either make too much or too little.  So we are picking another school that my friend is currently enrolled in. I called and talked to the person that does the hiring at my company, that also hired me, and she said they would not have any problems with that school.
I think we are in exactly the same situation...EXACTLY. My hubby says QUIT!
But I love to work and have always loved this job. Sounds like we could be each other. I had five companies I was interested in, so we shall see. So far, I have turned down the other two jobs...I am so stressed I am afraid I will be taking on MORE STRESS by leaving! Good luck to you, and feel free to email me any time...we could commiserate! 8>)
I knew it was something to do with hubby but not sure if it was dear or sm
damned or darned or divorced. Thanks for clearing that one up for me.
LOL Remarkable is right. I was just telling my hubby s/m
how sick I am of the whole remarkable thing. What is remarkable is how they think that repeatedly telling us we are remarkable will make us forget that our families are starving (metaphorically--or perhaps literally, in some cases).
Has your hubby & son's work start

slowing down, like not many jobs around? Mine has been off since October and only started at the end of May this past year.


We always dreamed of taking our vacations in the middle of winter when he was off, too, but every year, the work is less and less for him.  Yet his broker has given what little work there is to his favorite guys and he was told some of them are working a day or two a week. It's frustrating. For his type of work (federal and state highways), he needs a broker and there is only one around here. Plus, he still hasn't been paid for work he did in October (2 whole days). We're afraid the broker is going under and, if that's the case, I guess DH will be forced to retire early.


My hubby works for a company who is
self-insured and our premiums for family coverage are only $200/month with a $500 deductible.  It's great - when hubby had to have bypass surgery last fall they paid the entire bill with the exception of less than $2000. 
Hubby has stuttered his way to a 6-figure engineering job...nm
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my hubby worked for union company sm
years ago in Michigan and we paid absolutely NOTHING! It was wonderful. But gone are the days for that in the state we live in now. No union!
You and your hubby sound like awesome parents! sm
I also think that what the OP posted may have been misconstrued. I didn't see it that way at all. Of course, you may have been talking about me;) Anyway, I just don't understand how every topic gets into a flame war. There are a lot of assumptions and fabrications people are pulling out of the air here just for the sake of a good argument. I'm working two accounts trying to stay afloat and do have to make up work on the weekends. The entire point of this whole conversations was regarding this new fad of MTSOs offering only two schedules. Sadly I'm starting to see it more and more. What's even sadder is that many of these are IC positions with no weekend differential! We all have to do what is in the best interest of our households. I'm glad you've found something that works into your homeschooling schedule...as hard as it must be! Hang in there!
Says the retiree with a hubby's pension and a new motorhome.
Really, GP, you usually come off as sympathetic and understanding.

But get real. Who are YOU, of all people, to nag and snipe at a woman who needs to feed her children?

What, because you and hubs are living high on the hog, you think everybody else should suck it up or shut it up?

Disgraceful.
Love, love, love TransTech! Not overhiring, just growing like crazy!
x
No outside income
I do support myself and my child on my MT pay only. I work for a wonderful company, which I will not name because a lot of people on here always have bad comments to make about them, paid by the gross line and can do about 2600 lines in 6 hours. It is just a matter of finding the right company and, for me, having the right attitude. I know comments are going to be made that no one can produce that many lines in 6 hours but remember, they are gross so you have to take away 25-30% of the total line for cpl.
income
I have not made that little of money since the first year I got started doing MT. You consider that good money??? If I made anything close to under $30 an hour I would consider it a very bad production day... I am not trying to brag either. I am just amazed that in this day and age and for what we have to deal with day in and day out, that $24 is good money.
My income is way, way down
due to lack of work, and I see so many people in management resigning and I am worried.
MT IS THE ONLY JOB WHERE INCOME...SM
decreases on a yearly basis, as opposed to other industries where your salary is supposed to increase with each year of experience.
I am so glad, so very glad that finally I have reached
the age that if we are low on work, I just take off. No problem at all and love the extra day or so off. I now have worked since the 70s and finally made to retirement age, get SS plus other retirement money coming in and thank the good Lord do not have to worry about if there is work or not. BTW, when I worked inhouse never ran out of work ever, only when transferring out to company do they run out of work. If I had to raise a family now I would most certainly cross train on other accts at my place but only have 1 that I work on, by choice.
income the first year
So true. I have been saying that for the last two years!  All we heard about in class is how much money we could make and how many jobs there were. They forgot to mention that those figures pertained to experienced transcriptionists.  I just completed my first year working for a local practice and will probably make about $10,000 after countless hours in front of the computer.  The truth is you go to school for a year or two, and when you get out, you will continue to be schooling for quite some time.  It's several years of investment to actually start earning a real income. I am just ready now to feel confident about taking on additional work, and my goal is to double what I did this year by this time next year. More would be great, BUT I have learned to be realistic.  I wish the schools would be honest about the investment involved.  I like what I am doing, and I feel like I am at a crossroads where I am choosing to continue to go forward, but it's been hard to hang on financially to get to this point. I have other work that I do that I actually thought I would have been in a position to give up quickly after school. Students should be given a realistic picture of the time and investment involved, so they can make an educated decision about going forward with the course.  But, I doubt that will happen.  I think enrollment would drop substantially.  
Umm, sales tax is different from income tax
sales tax is a tax added onto goods sold.  Income tax, Social Security, Self-Employment tax is different from sales tax. 
Six figure income??? sm
  Billers and Coders post says six figure income......yea, right!!!   Same post several times.......looks suspicious to me.  Maybe if you owned the company, you could get six figures....
60K middle income?
Heck, I work for a small community hosp as employee making $35K, which is middle income in rural WI. 
Isn't there an income limit that you

can make and after that you have to pay in?


My gram worked after she started drawing, and I'm pretty sure there are income limits on this kind of thing. 


did you mean to say state income tax instead of sales tax?
taxes for the people who live in those states. I believe all other states require income tax to be withheld for the state it is earned in IF the employer meets the qualifications of the employee's state of residence.

Another good reason to ask a tax specialist.
Never mind. I see that they don't as Florida has no income tax. nm
s
Average annual income!
They all have lines and Keystrokes and little formulas but the average annual income tells it all.
Take out 25% of your gross income every week. sm
As an IC, your tax base is usually 25-30% of your gross income. That should cover all taxes, including state, Federal, and FICA.

Been an IC for 20 years now.
Do you have a second income or can you live on what you make?
I can't live on 2K a month. If that is what you are making, then it is not enough for most of us. Hope you are making more, though since it would give me hope.
You are 100% correct, my income is "extra"
therefore I am in a position that allowed me to decline a job that doesn't work out for me. That is not a slap in the face to you! I hope you were not accusing me of not caring for others because I declined a job. They can have it, I declined, remember? People are really getting off the point here.
Is the work steady?
Do you work for them?
If you want steady work...
Do not go to Amphion...Constant low work and they switch from account to account to account until there is no work on any account. Not Amphion!!
Steady Eddie
I know that is the case in most placed, but not everywhere. I am very thankful that I have a job where I make good money and am treated well. This was not always the case. I used to be with MQ--indentured servitude. To those who are discouraged, I say, don't ever, ever give up. Keep looking. You will find your bashert, your right kind of a job.
steady eddie
Perhaps not pie on the sky at all. It is a fabulous idea. How can we make it happen?
steady eddie
Believe it or not, I interviewed a local funeral director yesterday, as that is a career I am interested in pursuing. One has to go to mortuary college (there are several through the US) and I know anatomy, physiology and was really good at chemistry. I am not squeamish about dead bodies. Funeral directors make a very good wage, even if you do not own your own mortuary. I do not want to get into the business side of it, would rather just be a staff funeral director for an established mortuary. Just another thought for those people considering a change. For those of us who have to work several more years, I don't think MTing is going to last. Or maybe I won't last. Anyway, just a suggestion, along with the post about dental hygiene. And yep, steady eddie, I agree, this whole thing has gone down the spit sink! You nailed it.