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car insurance quadruples for teens in florida

Posted By: until they are 25 y/o....depends on where ya live on 2006-11-04
In Reply to: WHAT?! "Kids" can easily pay for their own... - sm

it's not *spoiling kids* what with Florida rates, that's a given.......quadruples for kids 25 and under.......check it out yourself....it's not spoiling.  I also moved out at 18 and did it all myself but I didn't drive until I was 26 or 28 so car insurance was never an issue back in the days for me.  Today, it's a different world and car insurance definitely depends on WHERE YOU LIVE.


If you live in very small-town America I suppose what you said is very correct......




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not paying insurance for teens-I feel bad for you.SM..

Kids don't make enough today to do it all - including teen car insurance - and some parents  LIKE TO HELP...again, to each his/her own.  My children have been working full time for 10 years and I'm still wanting to help them with that car insurance because it's exhorbitant for young people even in their 20s....until 25 actually where I live -


oh well, one thing is we can all AGREE TO DISAGREE - LOL


If you live in Florida and have State Farms insurance
you might start looking for others. State Farm is pulling out of the insurance business in Florida.
Teens!! -- Difficult times for teens and parents. (sm)
You must feel as though you are at your wits' end -- just don't let your son know that. I encourage you to continue to practice assertiveness/"tough love." Do not argue with him; give him a couple of choices when situations arise. Don't allow him to be disrespectful.

It sounds as though your son needs attention. His negative drug test was a "positive"; praise him!!!

.Smile every time he walks into the room.
.Every day find something positive and praise him often for even the smallest thing.
.Everyone has talent(s); what's you son's interests. Show him you are interested.
.Consider Big Brother/Big Sister (maybe a retired teacher will be available)/the "Y."
.Chores/responsibilities -- mowing lawns (earning spending money), assisting at a local nursery, household chores. Keep him busy!!!
.Have him plan/prepare a meal and invite a friend for dinner/movie.
.Watch a movie together.
.Play a little basketball together (my favorite!).
.Attend church together!!

May God bless your home!!
Do you mean that your teens don't

know what marijuana is?  Or did I misunderstand?


I'm sure this teen I'm wondering about knows what it is.  She also has posted " I'm **** (name deleted) and addiction is my middle name."  


Just wondering if I'm reading too much into it.  Obviously it's not proof.  I know kids try to be cool and it doesn't necessarily mean anything.  I was truly just wondering what you all would think if you read that.


My teens
They don't get squat from me. If they want a car, they can go earn the money for it. They can also earn the money for the insurance and cell phone as well.

As of yet they do without. I allow them to take the car on Wednesday evenings to church for youth group because I cannot take them, and to their Orthodontist appointment every 6 weeks because I cannot take them.

Otherwise, if I am not driving, my vehicle stays in the parking lot. My hubby drives his to work every day.

I believe just giving them these things makes them feel it is a right or entitlement. I had to earn my own because parents didn't want to give. I can't afford to give, but I think I would still make them earn it because they tend to care for the things they have to earn better than those that are just given. Know what I mean?
Universal is more for teens really.....

MGM is great for 3 and 7 year olds, as is the Magic Kingdom.  Epcot is more for teens and adults.  Haven't been to Animal Kingdom but it's for 3 and 7 year olds as well as adults and teens. 


Someone I know just went back up to Universal and said much is closed inside - it's not doing as well as it did back in the early 90s.  I loved Universal when I went, that was in 1997, and I'm adult (many times over *LOL*).


They'll have fun NO MATTER WHAT - this I can promise you!!! 


Buena Vista is a very nice area to stay in and very close to all parks.  The Disney parks have escalated in price and went up TWICE this past year....may be better to buy 3 (if they still offer 3), 4 or 5-day passes - unlimited visits and cheaper in the long run.


HAVE FUN!!! 


Yup, have 2 teens and it is kind....
of interesting as one does not have "all the time in the world for that anymore." We have got to get when we can. But also he works nights and obviously sleeps some during the day. Maybe that is what has kept the fire going all these years. LOL
Teens and preteens?
I was standing in the grocery line of a major store tonight and the F word not coming from one of them, but an older woman on a cell phone right behind me. Her complaint was that there were not enough lines opened up and that is when the word came in. I only had perhaps 5 items and my going thru took not but a few seconds. It is everywhere.
2 teens, but only 1 ticket (so far!)
My oldest DS got one his first year of college where was going to school.  It was an expensive lesson for him, but one he learned well.
Teens recycling biz

Here's the thing.  I have two teens and we live in a fairly rural area where job opportunities are limited enough as an adult, forget about being a teen looking for a job.


The kids came to me last night and have come up with a business idea for the two of them.  Recycling.


Neither are quite old enough to drive yet.  The eldest will be driving in about 8 months so any driving will have to be done by dear ol' mom of course.


My question is for anyone who regularly recycles.  Is collecting for money even worth it?  We already recycle but it is packaged separately and picked up with our other trash and WE pay them to pick it up. 


Anyone?


Thanks


If my two teens ever talked to me like that.......sm
I would probably punch them in the mouth and knock their teeth out! But, then again, I do not talk to them that way either.

My son is 6Ɖ", 280 lbs, college football player, and I would have no problem knocking him out if he talked like that to me......ever!!!

Teens do try to get away with things, and sometimes forget who they are actually speaking to their parents and not their friends on the "street" - no excuse ever. With that type of behavior, they might find their bags out on the curb.

Would never tolerate it!!!
Your're right about teens! - sm
I try to tell him that he never would have married me if he's known me at 16 or 17. Talk about bratty! He is open to learning about communicating. He calls himself a "neanderthal" and readily admits he's too heavy-handed (figuratively) sometimes and that he needs the female perspective from me.

Thing is, he's got two grown daughters. But they didn't grow up with him and so this is completely new territory for both of us. We haven't seen his first kids more than a handful of times in the last several years, and I know he's terrified that our two (we also have a 19 yo son) will turn their backs on him too. So it's either over-indulge or get very strict, and very little in between. This parenting stuff really can be perplexing, can't it?

Do teens still get cars of their own
Do people still buy cars for their teens or do they share cars?  Do you pay for insurance or do they have to get a job and pay for it?  My parents gave me nada, but that seems extreme, so I would like to know what other people consider normal.
If I hear teens and 20-somethings...

using profanity it really peeves me. Mind you, I can talk like a sailor too, however, I find the "F" word is peppered in speech lately, even with the girls. How unattractive and anything but adult-like behavior.


Pre-teens and makeup question. sm
My DD just turned 13 and I have agreed to allow her to wear basic makeup now.  However, she is not applying it appropriately to where I think it looks decent.  I am not a big makeup person and all the teens are into this glitter stuff at that.  I would like to take her somewhere to really teach her how to apply makeup, select her colors, etc.  Does anyone know of a place that does this type of thing and any good recommendations that would help? 
I have two teens of driving age who both have their own cars. sm
My older teen is 19. She pays for her own insurance, but is on my policy. I will pay for my 17 year old until he is 19. I got them both used cars, and now if they want to sell them and get another one, that's up to them.
Get Over It Already is an immature phrase, as are young teens who act this way
nm
actually they DO cast out their male children as teens
often times if they do not "comply" with the religious teachings. There is an entire group of "Lost boys" all over Utah and the surrounding areas where FDLS and other religious off-shoots have cast out their teen boys. Really really sad. I lived in Utah and have known quite a few current and former FDLS members and also know a couple of men who as teens were "cast out" by their families. I think also the older men don't particularly care for the younger teen boys being "competetion" for them as far as the young girls go...it's disgusting religous fanatacism at its worst.
Look at this headline "Michigan Teens Murder, Dismember Sex Offender (sm)

This man was ambushed, murdered, beheaded and burned.  The headline says these teens murdered a sex offender.  Way down in the article it says that this man 9 years ago at age 17 had sex with a 14 year old.  That was his offense. It does not say he raped her.  While I agree he should not have had sex with a 14 year old, I think it is very unfair that after he suffered such a horrible death the headline reads that a sex offender was murdered.  The article also says that his being a "sex offender" had nothing to do with why the boys murdered him, they just did it to do it.  How sad that after his death, that is what they post about him!!


http://news.yahoo.com/s/ap/20071113/ap_on_re_us/burned_torso


 


she's probably in FLORIDA!!!

Yes, it is hot and I am in Florida
I feel the same way, very hot, do not feel like working.
Are you a Florida gal?
Tax free weekend here, too. I'm going shopping!
Hi From Florida

Hi All,


I live in South Florida and I am new to MT Stars.  Anybody else from Florida?


At least in Florida
Arrest records are public record. I can go on my county's website and find out if someone has been arrested and what they've been arrested for.
Yep.Florida had one, wonder if we still have it..
When I moved here 14 years ago it was over 500 bucks per car. We did not know that, my husband was just out of law school. It was another way of saying, Yankee go home. I don't know if I dreamed it or not but I think this may have been changed. Not sure. People who still have it should have a redo of the Boston Tea Party only with car plates. LOL.
in Florida also....no problems with
I have heard of HARTZ causing many problems in animals but not Frontline or Advantage.  You could probably Google this issue to see what they are saying *out there* about these products but personally, myself, and my daughter (who has 3 dogs and 2 cats) have had no problems with these 2 products.  Best of luck to you! 
Jacksonville, Florida...

Always something to do and the weather was beautiful...


 


Florida vacation
There are several things to consider when planning your vacation to the theme parks:  If you stay in Kissimmee you'll have to drive to the parks.  There has been a lot of road construction on southwest side or Orlando.  I don't know if it's completed or not.  The hotels associated with the parks have a lot of extras for the kids so you can relax while they watch movies in the pool, ect.  The rooms are often suites with murals and fun beds for the kids.  There are some that are close to the parks, with shuttles, that might be a bit more affordable than the big ones on the parks.  While you certainly have to go to the Magic Kingdom, especially for the younger kids, if you love the big rides Universal's Islands of Adventure is a must too.  Our kids are into the bigger thrill rides so they prefer Universal.  There's also a nice area for the younger kids at Islands of Adventure that has a Dr Suess theme.  October will still be hot down here, but if you want to take a day trip over to the beach it's best to come before December.  December temperatures are typically fall-like, but it can get down into the 40s on occasion. 
hi there - I'm in south florida....sm

and due to the multi-multi ethnic groups here - MULTITUDES of different groups - we have it all in the supermarkets....


You never had chopped liver?  Never eaten chicken livers and onions together just fried up?  Never had chicken livers wrapped in bacon and then cooked?  Ramaki's I think they are called (can't remember)....


The Argentinians I just read eat twice as much beef as Americans....not a good thing...*lol*


 


Hmm, what does Florida not allowing have to do with ?
Does Florida allow more things then say the rest of the states or something? Please explain.
The Florida Keys, they are everywhere!
x
west florida
3.41 a gallon.
Florida Native
Hey!

My dad used to take me to a campground that was right on the beach. Of course as I go to write this the name of the place has slipped my mind, I'll have to find out and get back to you. But it wasn't that expensive at all (definitely cheaper than a hotel room or condo) and it was so much fun! There is a park right there and a dock to go fishing on and at night you can catch ghost crabs on the shore!

Hope this is helpful! When I find the name of the place I'll let you know!


I'm in Florida and spend about $175/wk for 5 sm

I'm in Florida, and it is me, my husband, our 2 kids (son 7 and daughter 11), and my father-in-law, and I swear my FIL, who is 5Ǝ" and 158 lbs, eats more than my husband, who is 6Ɖ" and 345 lbs. FIL had to have a feeding tube put in last July, and I had to cut down meals by half because we were having so many leftovers and wasting money. Just when I thought I had it figured out, he was able to get the tube removed, so I'm back to making meals for an army. I just wish I had his metabolism as he just does not seem to gain weight and even had to go on high-calorie Ensure when he had the feeding tube to gain weight. I shudder to think of what my grocery bill will be when my son hits puberty  I don't buy stuff for lunches here at home as we (FIL and I) will just eat a sandwich or leftovers from the fridge


As far as special foods, we don't really buy anything out of the ordinary. I buy frozen vegetables instead of canned unless it is for a recipe, and for a while we were buying meat at a butcher shop but have had to cut that out for now. It was really good but was close to DH's work, and if he couldn't pick it up while he was in the area, it was a 45-minute drive. I cook most things from scratch, except lasagna because I hate making it. Once a month, we have a luncheon at church that I bring a dish and a dessert, and I cook Wednesday night dinner there one night per month, but I get reimbursed for the Wednesday night dinner. I do include paper products and toiletries in with my grocery budget but that's it, and I usually go to Sam's once a month for those.


I have it easy compared to my parents though. My dad got paid once a month, and there were 4 kids at home all the time, 5 when my sister came up during the summer. They used to have 3 grocery carts slap full of food, and my mom figured out that it took something like 18 boxes of cereal to last a month, each one with a date marked on it so we didn't go through them too quickly. And to keep my brother from using a mixing bowl and a serving spoon to eat cereal  We also had a freezer to keep extra bread and other things, and my mom also used to mix in powdered milk when the gallon was half-way gone. I never knew until I was grown, so she definitely blended it well.


When I lived in S. Florida, I heard ..sm
I thought that sort of thing is illegal in this country?

http://www.mojomoon.net/santeria.html
Florida or California beaches
Which ones clearer? Florida as clear as ones in like Jamaica/MExico? What beaches are best for family vacation?
Florida vacation spots
My favorite spot is Santa Rosa Island just on the other side of Pensacola, FL. Although was run out twice due to hurricanes (10 years apart exactly) but was on the last night of vacation. I can also recommend the Iberostar resorts in Mexico - Carmen Del Playa and Cozumel for family - Cancun is more for the young adults/adults. It was actually less to go to Mexico than Florida with an all-inclusive package.
Wednesday, May 30 for Miami-Florida
.
in S. Florida to board a pet is $15/night

The beach in my hometown in Florida (sm)
I would buy a cheesy little beach cottage and paint it tacky colors and have lots of plants outside and open my own little herbal remedies shop! Haha! That's what I want to do when I'm old and retired!
It was over 90 degrees at 9:30 am in South Florida.
xx
Girls in Florida fighting
Did anyone see that sickening video of those teen girls beating up another girl while two boys stood guard outside the house?  I think they should be tried as adults including the boys (not sure how old they are anyway). 
Do you know where in Florida this is? Is it St. Johns River? sm
my mom lives in Florida and if it is in the right location, she would love that!
Anyone watching the story out of Florida sm

about the little girl (Caylee) that's been missing for five weeks and her mom (Caycee) is in jail?  i'm watching the court stuff that's going on.  they are going to decide if she should get bail or not.  i've seen some interviews with Caycee's mom (Cindy) on the news, and she is a witch.  Cindy is on the stand right now and i just think the whole thing seems suspicious.  Cindy claims that Caycee has had this babysitter for three years and used to take Caylee to her and the mom has never once met the babysitter?  i think that sounds weird. 


anyway, it's interesting and I sure hope the little girl is still alive.


I'm from Amelia Island, Florida (sm)
If camping is not your thing, you can look up vacation rentals in the area and get great deals on condos and/or hotels during that time. It is located just past the FL/GA line so very North Florida, about 1/2 an hour before Jacksonville. It is a small island, one of Florida's oldest cities, and an old pirate town. The streets are lit up at night downtown with lights in the trees and many of the streets are brick. (Can you tell I love it?) If you are looking for a beach area with more entertainment, such as Ripley's museums, etc., a similar but somewhat busier beach town is St. Augustine, FL. I will try to find the Website I usually use when looking for rentals and post that later in case you are interested. You can get some really good deals this time of year.
I have absolutely been there! Florida panhandle or
xx
I'm in Florida 30 years and those beautiful beaches

There are plenty of beaches in S. Florida where they have found over the many years MEDICAL WASTE DUMPING.  So, no I don't agree that Florida's beaches are all beautiful..........maybe northeast and northwest in the state but certainly not in south florida......


just my take is all........


Jupiter, Florida - one mile to ocean!
And hey, it's for sale! Have different priorities now - so need to downsize.

Hurricanes? Survived 3 direct hits with very little problems - that scare is a bit overblown (pun intended). http://www.move2jupiter.com
*humid* in Florida is putting it VERY mildly....LOL

global warming...I'm in S. Florida and birds

this is NOT normal......been in Florida 30 years and never heard birds in the middle of the night unless one is in the Everglades....and I'm not located there.


Been going on for almost a year.........it's very bizarre to me.


They are not native to Florida; interesting story
as to how they wound up there.

http://news.nationalgeographic.com/news/2006/05/060524-iguanas.html