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If you live in Florida and have State Farms insurance

Posted By: Not good news on 2009-01-27
In Reply to:

you might start looking for others. State Farm is pulling out of the insurance business in Florida.


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car insurance quadruples for teens in florida

it's not *spoiling kids* what with Florida rates, that's a given.......quadruples for kids 25 and under.......check it out yourself....it's not spoiling.  I also moved out at 18 and did it all myself but I didn't drive until I was 26 or 28 so car insurance was never an issue back in the days for me.  Today, it's a different world and car insurance definitely depends on WHERE YOU LIVE.


If you live in very small-town America I suppose what you said is very correct......


I would call the Insurance Board in your state.........sm
Generally speaking, the deadline for filing a claim is 12 months from the date of service for most insurance. (Medicaid is different in that you only have 3 months, but this does not apply to your case.) I would think that 12 months would be as far back as they could go, but since this is basically insurance fraud, though no intent on your mother's part or her doctor's part, they may could go back further than 12 months in trying to recoup their losses for paying for claims that they should not have paid. They could probably also press insurance fraud charges against both your mother and the physician(s) she was seeing. I don't say that to scare you and I certainly don't mean it as an insult to your mother, but I would definitely check with the state insurance board with policy in hand so that you can read them exactly what your dad's policy states and get their opinion. Also, since the insurance company will actually be recouping their losses from your mom's physician(s), it will be the doctor(s) who will have to pay and they will, in turn, bill your mother. Perhaps a payment arrangement might be worked out under the circumstances. I am so very sorry this happened to your mom and dad. I hope it turns out better than it sounds now.
We live in Arkansas so more than likely Florida or Gulf Shores?
Camping is a great idea! - When do you think it is too hot for camping at the beach?
Look into the state where you live.
Most now have online FAQ sections. Look for child custody or friend of the court with your state. I know in my state they mandate court appointed psychological evaluations. They do them as a mix of the family. (i.e. father-son, son only, mother-son, and so on.) I think this format would definitely be in your favor.
What state do you live in?....sm
I had no idea you could make up to that much. That must be just in the state where you live. I haven't seen anything around here like that, but I will keep my eyes open.
I think a lot depends on the state you live in.....
Sometimes the houses are in really bad shape inside. Is it empty? Are you able to go look in the windows? Also, if the past owners are still in there, you may have to pay to have them evicted and, depending on the type of people they are, they may destroy the place before they move out. You need to check the laws in your state/county/municipality. Good luck!
I live for state fairs!

I'll drive up to 2 hours away...I especially love the really small country fairs.  The more animals and ag displays, the bigger my smile.  I always don my overalls and boots too--gotta maximize the overall hayseed effect doncha know, plus you never know when you're gonna step in poo so might as well dress appropriately!   ;-)


 


Yuck for you! What state do you live in? sm
Crowns are a lot more expensive here in Georgia, especially around the Atlanta area, going rate is $1800. Crazy isn't it?
A few things . . . what state do you live in?

In Michigan, we have a mandatory reporting law.  That cop was wrong.  All law enforcement, medical, mental health, teacher, and clergy are mandated by law to report any signs of abuse they are aware of.  He should have helped you or gave some advice. 


Get your kids out of the situation now.  This is abuse, both physical and mental.  There is also sexual abuse involved, in regards to his grabbing you and harrassing you.  The domestic violence shelter can help.  They will help you get a lawyer.  The court should make him move out of the house so you and the kids can live there until the divorce is final.  I don't know all the legalities of it, but get out now. 


Is gas still high where you live? $2.45 to 2.90 in lower NY state. nm
s
its crazy but it depends on what state you live in.
here in Missouri there is no law stating that a kid has to be any certain age to be left home alone.  isnt that rediculous????crazy..makes no sence.  my nextdoor neighbors kids are home everyday after school for 3-5 hours...depending on what time the mom gets off work, they are 9-girl and 6-boy..she checked on the laws before telling me cuz she knew i would turn her in.  i just told her adn the kids if they ever needed anything, i am right next door...but i cant babysit.
It depends on the state you live in with regard to the requirements to get a CPA.
x
I live in a state with Tax-Free shopping. No Sales Tax ever. nm
x
Archer Farms Swiss Trail Mix

Hickory Farms Sweet Hot Mustard. It's funny because (sm)
I guess ya had to be there, but about a week before Christmas my daughter (20) and I were shopping and picked up one of those Hickory Farms sausage, cheese, mustard gift sets (for us lol -- we needed comfort food). It had a really nice cutting board with it too, so it was worth the $$.

Anyhow, she LOVED the mustard, so I bought her a normal sized one for Christmas. I guess she wanted to be sure she got her new favorite mustard because she bought the same gift for both me and her dad (my ex). So all 3 of us got mustard for Christmas!!

My son's GF, who takes Christmas seriously (gift-wise anyhow) just nodded her head. She's still getting used to our 'antics.'

I also rename who the gift comes from, i.e., the GF asked for this very expensive mascara (MAX), so it was to her from Ru Paul.

My daughter gave her dad a DVD player. It was from Kevin Costner (not my fav, but he loves his movies).

Makes things lots of fun :-)
Precious! Many places will have state-to-state drivers form a chain
s
Think you can go to dot.state to get h'way conditions, but here in lower NY state, we've been
s
I do live in Arkansas - my parents live up in Branson so I'm in Missouri quite often!
x
Calling all you animal lovers - live and let live or intervene? - sm

I have a dilemma.  I am an animal lover and have something I cannot come to a conclusion about.  At a restaurant where I eat lunch every Friday with a friend of mine, I have noticed a young male kitty hanging around outside looking for food.  This past week he ran up to my friend and rubbed her legs and quietly meowed.  I purposely did not try to pet him because I knew I would get attached and ignored him.  Well, ever since then I find myself thinking about him and wanting to rescue him.  Meanwhile, I already have 4 inside cats (2 rescues, 2 Maine Coons) and hubby really does not want another cat in the house because a few years ago I promised we would  never have more than 4 (had up to 5 at one point previously).  I actually have a huge screened deck he could stay on indefinitely because I do not believe in letting cats run loose for their own safety.  I could provide plenty of food, a warm place to sleep, and veterinary care.  At some point I would even probably work him into our household, but I just cannot do it at the moment.  Just not sure I would be doing right by that kitty because I am sure he would be upset and confused for a good while as to where he was and what was going on, but is that better than being hungry and cold?  I know there are lots of animal lovers out there.  What does everyone think?? 


she's probably in FLORIDA!!!

Yes, it is hot and I am in Florida
I feel the same way, very hot, do not feel like working.
Are you a Florida gal?
Tax free weekend here, too. I'm going shopping!
Hi From Florida

Hi All,


I live in South Florida and I am new to MT Stars.  Anybody else from Florida?


At least in Florida
Arrest records are public record. I can go on my county's website and find out if someone has been arrested and what they've been arrested for.
Yep.Florida had one, wonder if we still have it..
When I moved here 14 years ago it was over 500 bucks per car. We did not know that, my husband was just out of law school. It was another way of saying, Yankee go home. I don't know if I dreamed it or not but I think this may have been changed. Not sure. People who still have it should have a redo of the Boston Tea Party only with car plates. LOL.
I'm a live-and-let-live person but had to draw the line

after I found HUGE holes in the walkway between my house and barn.  I thought they were just little mice stealing grain, but then I spotted one and it was a HONKIN RAT!  My poor olderly cat was out there with me at the time and saw it, and he hissed at it and ran away! 


I asked for advice on what to do at a local agricultural board, because I have other animals and didn't want to use poison and conventional traps weren't working.  They advised putting a large pale of water out with some seeds floating in it, figuring the rats would go for the seeds and end up drowning.  That was a no-go because the water just froze up solid.  I wound up reluctantly going with Decon because I just can't have my house destroyed.  I haven't had seen any more rats or evidence of them stealing grain, so I'm guessing they have died.  The guy at the grain store promised me the rats would not die in the building and stink the joint up, rather they would crawl off and die outside.  I don't know if I believe that, as it is still winter here and decomposition would be holding off until it warms up.  We'll see, but at least the destruction has been halted.


Good luck and I too say have no mercy, because you just don't need them destroying hour house or causing a spark chewing wires and burnin' the place down.  It is war!   


  (How un-PC is this emoticon?!)


 


in Florida also....no problems with
I have heard of HARTZ causing many problems in animals but not Frontline or Advantage.  You could probably Google this issue to see what they are saying *out there* about these products but personally, myself, and my daughter (who has 3 dogs and 2 cats) have had no problems with these 2 products.  Best of luck to you! 
Jacksonville, Florida...

Always something to do and the weather was beautiful...


 


Florida vacation
There are several things to consider when planning your vacation to the theme parks:  If you stay in Kissimmee you'll have to drive to the parks.  There has been a lot of road construction on southwest side or Orlando.  I don't know if it's completed or not.  The hotels associated with the parks have a lot of extras for the kids so you can relax while they watch movies in the pool, ect.  The rooms are often suites with murals and fun beds for the kids.  There are some that are close to the parks, with shuttles, that might be a bit more affordable than the big ones on the parks.  While you certainly have to go to the Magic Kingdom, especially for the younger kids, if you love the big rides Universal's Islands of Adventure is a must too.  Our kids are into the bigger thrill rides so they prefer Universal.  There's also a nice area for the younger kids at Islands of Adventure that has a Dr Suess theme.  October will still be hot down here, but if you want to take a day trip over to the beach it's best to come before December.  December temperatures are typically fall-like, but it can get down into the 40s on occasion. 
hi there - I'm in south florida....sm

and due to the multi-multi ethnic groups here - MULTITUDES of different groups - we have it all in the supermarkets....


You never had chopped liver?  Never eaten chicken livers and onions together just fried up?  Never had chicken livers wrapped in bacon and then cooked?  Ramaki's I think they are called (can't remember)....


The Argentinians I just read eat twice as much beef as Americans....not a good thing...*lol*


 


Hmm, what does Florida not allowing have to do with ?
Does Florida allow more things then say the rest of the states or something? Please explain.
The Florida Keys, they are everywhere!
x
west florida
3.41 a gallon.
Florida Native
Hey!

My dad used to take me to a campground that was right on the beach. Of course as I go to write this the name of the place has slipped my mind, I'll have to find out and get back to you. But it wasn't that expensive at all (definitely cheaper than a hotel room or condo) and it was so much fun! There is a park right there and a dock to go fishing on and at night you can catch ghost crabs on the shore!

Hope this is helpful! When I find the name of the place I'll let you know!


I'm in Florida and spend about $175/wk for 5 sm

I'm in Florida, and it is me, my husband, our 2 kids (son 7 and daughter 11), and my father-in-law, and I swear my FIL, who is 5Ǝ" and 158 lbs, eats more than my husband, who is 6Ɖ" and 345 lbs. FIL had to have a feeding tube put in last July, and I had to cut down meals by half because we were having so many leftovers and wasting money. Just when I thought I had it figured out, he was able to get the tube removed, so I'm back to making meals for an army. I just wish I had his metabolism as he just does not seem to gain weight and even had to go on high-calorie Ensure when he had the feeding tube to gain weight. I shudder to think of what my grocery bill will be when my son hits puberty  I don't buy stuff for lunches here at home as we (FIL and I) will just eat a sandwich or leftovers from the fridge


As far as special foods, we don't really buy anything out of the ordinary. I buy frozen vegetables instead of canned unless it is for a recipe, and for a while we were buying meat at a butcher shop but have had to cut that out for now. It was really good but was close to DH's work, and if he couldn't pick it up while he was in the area, it was a 45-minute drive. I cook most things from scratch, except lasagna because I hate making it. Once a month, we have a luncheon at church that I bring a dish and a dessert, and I cook Wednesday night dinner there one night per month, but I get reimbursed for the Wednesday night dinner. I do include paper products and toiletries in with my grocery budget but that's it, and I usually go to Sam's once a month for those.


I have it easy compared to my parents though. My dad got paid once a month, and there were 4 kids at home all the time, 5 when my sister came up during the summer. They used to have 3 grocery carts slap full of food, and my mom figured out that it took something like 18 boxes of cereal to last a month, each one with a date marked on it so we didn't go through them too quickly. And to keep my brother from using a mixing bowl and a serving spoon to eat cereal  We also had a freezer to keep extra bread and other things, and my mom also used to mix in powdered milk when the gallon was half-way gone. I never knew until I was grown, so she definitely blended it well.


When I lived in S. Florida, I heard ..sm
I thought that sort of thing is illegal in this country?

http://www.mojomoon.net/santeria.html
Florida or California beaches
Which ones clearer? Florida as clear as ones in like Jamaica/MExico? What beaches are best for family vacation?
Florida vacation spots
My favorite spot is Santa Rosa Island just on the other side of Pensacola, FL. Although was run out twice due to hurricanes (10 years apart exactly) but was on the last night of vacation. I can also recommend the Iberostar resorts in Mexico - Carmen Del Playa and Cozumel for family - Cancun is more for the young adults/adults. It was actually less to go to Mexico than Florida with an all-inclusive package.
Wednesday, May 30 for Miami-Florida
.
in S. Florida to board a pet is $15/night

The beach in my hometown in Florida (sm)
I would buy a cheesy little beach cottage and paint it tacky colors and have lots of plants outside and open my own little herbal remedies shop! Haha! That's what I want to do when I'm old and retired!
It was over 90 degrees at 9:30 am in South Florida.
xx
Girls in Florida fighting
Did anyone see that sickening video of those teen girls beating up another girl while two boys stood guard outside the house?  I think they should be tried as adults including the boys (not sure how old they are anyway). 
Do you know where in Florida this is? Is it St. Johns River? sm
my mom lives in Florida and if it is in the right location, she would love that!
Anyone watching the story out of Florida sm

about the little girl (Caylee) that's been missing for five weeks and her mom (Caycee) is in jail?  i'm watching the court stuff that's going on.  they are going to decide if she should get bail or not.  i've seen some interviews with Caycee's mom (Cindy) on the news, and she is a witch.  Cindy is on the stand right now and i just think the whole thing seems suspicious.  Cindy claims that Caycee has had this babysitter for three years and used to take Caylee to her and the mom has never once met the babysitter?  i think that sounds weird. 


anyway, it's interesting and I sure hope the little girl is still alive.


I'm from Amelia Island, Florida (sm)
If camping is not your thing, you can look up vacation rentals in the area and get great deals on condos and/or hotels during that time. It is located just past the FL/GA line so very North Florida, about 1/2 an hour before Jacksonville. It is a small island, one of Florida's oldest cities, and an old pirate town. The streets are lit up at night downtown with lights in the trees and many of the streets are brick. (Can you tell I love it?) If you are looking for a beach area with more entertainment, such as Ripley's museums, etc., a similar but somewhat busier beach town is St. Augustine, FL. I will try to find the Website I usually use when looking for rentals and post that later in case you are interested. You can get some really good deals this time of year.
I have absolutely been there! Florida panhandle or
xx
I'm in Florida 30 years and those beautiful beaches

There are plenty of beaches in S. Florida where they have found over the many years MEDICAL WASTE DUMPING.  So, no I don't agree that Florida's beaches are all beautiful..........maybe northeast and northwest in the state but certainly not in south florida......


just my take is all........


Jupiter, Florida - one mile to ocean!
And hey, it's for sale! Have different priorities now - so need to downsize.

Hurricanes? Survived 3 direct hits with very little problems - that scare is a bit overblown (pun intended). http://www.move2jupiter.com
*humid* in Florida is putting it VERY mildly....LOL

global warming...I'm in S. Florida and birds

this is NOT normal......been in Florida 30 years and never heard birds in the middle of the night unless one is in the Everglades....and I'm not located there.


Been going on for almost a year.........it's very bizarre to me.