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I don't think that optometrically wise buying off the

Posted By: shelf like that. Can you afford to fool with your on 2005-09-09
In Reply to: That's the only way to go! - granny


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This is a wise, wise woman! nm
From a thankful gay guy who needed a word of encouragement tonight. God bless!
You are wise do be so thorough in your
research before committing time and money to training. By the way, you've made a very good choice for your education. Andrews is the gold standard for MT education. For a different perspective on life on the job as an MT, visit www.mtchat.com, click on the "message center" tab, and start reading. Read all the sticky topics (especially at the top of the New MTs section), read the archives, read the Andrews forum on that site, read the messages posted on the MT Business board; in short, read everything. I think you will get a different perspective on the profession from the very professional and articulate folks who frequent that site. Good luck with your training and in your career.
Very wise, but even better. sm

Lovely elderly couple came into my old office.  Married for 68 years. Holding hands to boot.  I asked them what made their marriage work so long.  The elderly gentleman winked at me and said, "Well, it's simple.  I always get the last words . . . .'yes dear.' " 


Wise MT
I will certainly be praying for you.  I will pray that you can hang in there!  It has to be so hard. 
SE and IC mostly same tax-wise except...sm
As an IC, you must pay the self-employment tax, which is your FICA, but you get to deduct half of it. Schedule C stays the same. I've been both IC and SE before. DISCLAIMER: I am not a CPA or tax professional. For qualified tax advise, please contact a tax professional.



Actually the "three wise men"
that's how they knew to look for the star of Bethlehem and recognized the amazing event foretold by the stars.
Grow up? How about you wise up?
So, you mean to tell me that having 1 or 2 glasses of wine or beers is enough to call someone drunk? Come on and WISE UP!

Again, I didn't ask WHO GETS DRUNK AND TRANSCRIBES, I asked who has a few drinks while transcribing.

Being in the vicinity of MY OWN HOME having a drink or TWO and transcribing is no big deal to me. Some of you people are SO UPTIGHT and I think NEED TO DRINK!

HICCUP, pardon me!
Yes, that is a wise decision. (nm)
Wise move.
I've been an IC with many companies and an employee with a few others. I've found that many if not most of the supervisors and managers at these places are dead weight authoritarians who get high and justify their existence by puking on people who work for a living. I left at least one place precisely because they tried to hold me responsible for mistakes made by the dictator. Happens all the time.

I wouldn't wish a future in MT on anyone.
My Mom, who was a very wise woman, would tell you...
to love her anyway just the way she is and realize that "everyone is doing the best they can with what they have to work with."  Plus, life's 2 short and life is fragile.
well darn. I thought I was being wise
in getting rid of credit cards - just down to 1 bank card and 1 store card that I only use when having a sale and we need new clothes and that I have 90 days to pay off without interest. 
It's wise to dedicate one pc solely
for work purposes, in addition to having a back-up pc available.  If you do not have a medica/pharma spellchecker download on your pc, it's a good idea to purchase it.  Depending on who you will be transcribing for you may need an unlimited long distance calling plan if you do not have it already.  A high speed connection is recommended and necessary by most companies.  Up-dated virus protection is a must. A printer may be required.  You are a step ahead of the game by already having purchased a desk and a comfortable chair, which are a must.  If you need to purchase a foot pedal, I would recommend buying a new one.  So, depending on what you already have, start-up costs can run anywhere from $100.00 to approximately 1,000.00, and while it may seem like a huge expense, you should recoup these expenses within 3 months of working.  Good luck to you and enjoy!
I don't think it would be wise to quit over half a mil
that's not gonna last you a lifetime! I think you should be reasonable. What about health insurance? Are you married? Do you have a lot of debt? There are a lot of factors inolved.
Oops..why not wise.. long day. NM

Very wise post. Didnt look at it this way before.
I do much better $ wise with clinic notes
I have local office accounts and also work part-time for a national. The repetitive nature of doing the same dictator day in and day out increases my production at least 30-50%; more expanders, more normals, familiar terminology, etc.

Right now I am averaging $25.00+ an hour on my local notes, and less than $12.00 with my national acute care. I do have more taxes and such with my locals as it is 1099 income but I still come out much better on clinic notes.

good luck!
Already did. They are outrageous cost-wise

I have to pay $60 a month for LOCAL service only.They don't have DSL where I live. They keep saying they are going to get it here, but it's been 4 years since that statement was made..

Thanks for the suggestion, though. It seems that these companies think everybody lives in a progressive area and make a lot of money. I live in a rural area and the phone company has no interest in being #1 where I live. I have a choice of Comcast or Direct TV and that's it.

Another wise woman with good taste! SM
I think BBT is the bee's knees. You have very good taste.
BTW, what R some good companies 4 radiology pay-wise? nm

Regarding AAMT, is it wise to join? Opinions please...

have been an MT for almost four years but have not joined as of yet.  Would like to hear pros and cons.  TIA.

you're welcome. You made a wise choice--sm
but also realize that our words are not just for us, they are for everyone reading this, who may be in the same situation and who do not have the courage to make a change in their lives. What we say to each other may just give someone else the courage to live a good decent life, without the need for drugs or alcohol, or someone in our lives who uses them. I am happy for you. I am happy for me. We are free. Good luck to you.
Word to the wise.....never send any money until ...
you are absolutely positive the school is reputable. I had a friend who lost $350.
P.S. - I'm alot stronger cardio-wise also
You are wise to hold off on a major purchase until sm
you see how the system is going to pay. Eight years ago our hospital outsourced their department and I went with the account to a large national. I went from making $24-26 an hour to making $8-10 an hour. It has taken me 8 years to get back up to $16-18 an hour. One of the girls that I worked with had just built a new house. I'm not positive, but I believe she lost it.

This change may not affect you much, so I wouldn't worry about it. Just wait until you see how it turns out. It may not make much difference at all to your salary. But you can always look for a house when you're sure of your financial situation. Good luck.
Penny wise and pound foolish
Cheap ones don't save in voice files. They're hard to use so most likely your doc will not bother to pause or rewind for dictation. You may save some money now but you will end up wasting more time to decipher the recording. The best one is Olympus DS5000... every word can be heard clearly with that.
You're in the minority pay-wise, but hey, as long
as you're making your money, screw everyone else.
You would think this office would wise up but guess not until it is too late. I am from Amherst and
I guarantee you I am looking. I pity anyone who gets hired by MQ for Amherst. That all situation is an absolute joke. They need to get rid of the people up there responsible for these problems.
My head is not in the sand - I am a very wise and "shrewd" individual
as far as jobs go. You are entitled to your opinion; however, Dictaphone is not the best VR software out there. I work on the best, and believe me, the hospitals will need MT/editors for a long time. Maybe not 30 years, but I make enough money to put at least 4K away a month, so by the time I can retire, I will have a hefty savings account to live on.

I am getting while the getting is good!

Good luck with your nursing career!
Still doesn't make sense content-wise.
A flax is gonna take care of the patient? I'm not comfortable that is correct.
well it's really down to the nitty gritty pay issue. everything is relative pressure-wise
I mean if you get paid enough for the pressure it makes it a little more worthwhile than the feast or famine world of the MT. You know what I mean?
Good for you. You're a wise woman. Take care of your health first. nm
stage fright solution? I knew a wise older man once who
said the key was to think about the people you r speaking to, instead of yourself. Think about how much they need you, the positive effect you can have on their lives, the gift you are giving them in your education, how much they need the human contact, the kindness, the discipline, the "touch" of your voice and smile. Once the focus is off of YOU, and on THEM, it becomes much easier. Takes practice, tho.
"Very wise post" meant for "company handled
Buying new
The MT company I work for supplies my computer but I have account on the side from my home computer. I had a computer "cracker" here last week for a serious problem and he suggested I go on line and get a Gateway. Does anyone have any input?
After buying car after car and never really sm
having one completely paid off, I finally got into leasing. I traded for a lease car and had it for 4 years. It was in great shape, inside and out at the end of lease period. I took pictures of the car from all angles to cover myself. Then I "traded" that for another lease, the car which I have now. The payments for lease cars are the same as if you were buying one on loan. The higher the down payment on the lease, the lower the payments are. The longer the lease period, the lesser the monthly payments but there is also the interest charge to consider.

At the end of the lease, though, you have the option of trading it for another car or buying it outright. I leased my current car, a mini SUV, for 4 years with payments of $300 per month, then ended up buying it for $7K at the end of the lease period. I essentially paid the same amount leasing and buying this car as if I had a loan on it. Leasing is not cheap, but you always have a new car. With leasing, you get no equity in the vehicle. If you are a person who wants a new car all the time, then leasing might be good for you. I like a new car all the time, too, but the monthly payments are too hard on my budget. Also with a lease you are required to keep up with the maintenance of the vehicle--more so than if you owned it outright. I don't quite understand your statement about "low payment because you only pay for the amount of money it would depreciate for the time you own it." You never own it, and the monthly payments aren't low.

I hope this helps. I haven't had my caffeine yet.
before buying one...

You should maybe rent one for the weekend, drive it around, and see how you like it. I had a rental when my son wrecked his truck, a Jeep Grand Cherokee Laredo.  I fell absolutely in love and my hubby got me one for Christmas!

Renting one for the weekend will give you a pretty good idea if you're gonna like it or not. I personally have never owned a convertible, but did drive one (my bosses wife's car) and it was ok, though not that great...good luck!

Not buying it...sm

I didn't graduate from CS or from either of the other 2 schools considered the BIG 3. I had a recruiter from MQ call me the very week I passed my course.  My instructor gave them my name after I graduated.

And if you look on MQs website under FAQ, it states that under certain circumstances, they will accept candidates with less than 1 year experience if they graduated from ONE of the MT schools MQ has a relationship with.

Sorry. Not buying it.
You must work for the folks who are pushing this fiasco. I can tell you from first hand experience. It indeed DOES take longer or as long (just to be fair) to edit as it does to type it.
You are so right about buying there
I bought several items this year off Etsy for my Christmas presents, flower pens, individual painted flower cups for the ladies I gave to, have bought soaps there before, lots of stuff. I really like Etsy, some really nice things.
I'm not buying it.
These are just some of the incidents some of my Canadian friends have gone through:
1. My GF's husband decided he was still a teenager and went snowboarding, tore up his knee and had a 6-month wait for an MRI.
2. Same GF her best friend had an abnormal mammo. 3 months to get an ultrasound.
3. Ex boyfriend's ex-wife broke her leg while they were skiing. They kept her on Morphine from Friday until Monday because no orthopedic doc was available to do the surg.
4. Another GF of mine was on a specific type of thyroid medication that was the only one that they found worked for her. Then they decided it was not a covered drug anymore and she could no longer get it in Canada.
5. Another GF's husband needed cardioversion waited over a month to get it, meanwhile he was in horrible shape, legs and ankles swollen.

I'm sorry this is not acceptable patient care. The latest estimate is $1.3 trillion dollars to re-structure our health care the way Obama wants it restructured. Everyone puts Bush down for his "agenda" on Iraq no matter what the consequences. This is "Obama's" agenda. This country does not need another $1.3 trillion debt for future generations to have to try to pay off. JMHO.
Good thinking Wise MT about the blanket. I use fingerless gloves for the hands. NM. Thank you for

I'm sorry, is anybody buying this story? sm
part-time, 16,000 per pay period!!! Come on, I'm not buying this at all.
Buying local ....
Unfortunately, some of us don't live in areas that have a lot of choice. My town is tiny and we have a teensy WalMart that has items that (I really think this!) have been there waiting to be sold since the day it opened years ago! I buy from JC Penney's from a catalog outlet here in town (if they're open) or online, sometimes I shop in one of the larger neighboring cities. Frankly, unless I'm buying cotton or watermelon, it ain't happening here :-).

However, in defense of your statement, when I lived in a larger city and had variety (and choices!) I did shop in town more often than not. I miss those days LOL.
BOS is changed so you have to keep buying the new one--$$$$
Better off buying on Ebay.

I bought this computer and what a mess.  I was told that it was bought for her daughter just the previous year and still had the warranty.  She was going to transfer the warranty to my name. 

I thought that because I used paypal I would be safe, but that is only if you buy off of E-bay.  When I received the computer, it was a whole two years older than I was told and there was no longer any warranty.  The seller conveniently died a week after I received the computer.

So, if anyone contacts you about this computer, BEWARE. 

Just an FYI when buying it from another user
Be sure to notify Textware Solutions that you purchased it & who you purchased it from so we can update our records showing that you are now the licensed owner. This will ensure that you can receive technical support, discounted upgrades in the future, etc.
I usually stick with buying........
...mine from the tattoo shops.  However, I most recently bought one at one of those little jewelry stands in the mall and I haven't had any problems with it. 
Buying a house sm

I need some advice. 

We're in the process of buying a home.  When we were searching today for quotes on a homeowners policy, we found out the home had $14,000 in water damage in 2003 and the insurance company (Farm Bureau) wouldn't insure it for us.  There was, however, one company who would insure it but for a really high premium.

We were supposed to close on the 25th.  I'm considering backing out of the deal because of this.  Would I be able to get my earnest money back since the seller didn't reveal in this in their disclosure?

Also, would you pay the higher premium and buy the house because maybe whatever caused the problem is fixed?

By the way, we haven't had the inspection yet.  It is to be done on Monday.




No sense is buying anything until you have a job.
Transcribers are rarely used anymore unless you get a local account.  C-phones are still used occasionally, but most work is done using a foot pedal.  If a company requires a foot pedal to test you can use Express Scribe, which is free, and just use the hot keys.  I wouldn't want to use hot keys all the time, but they are fine for testing. 
ShortHand is $100. Get to try before buying it, too. nm