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I usually stick with buying........

Posted By: funsize on 2006-05-04
In Reply to: If you have your belly button pierced, where do you buy - your jewelry? nm

...mine from the tattoo shops.  However, I most recently bought one at one of those little jewelry stands in the mall and I haven't had any problems with it. 

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Buying new
The MT company I work for supplies my computer but I have account on the side from my home computer. I had a computer "cracker" here last week for a serious problem and he suggested I go on line and get a Gateway. Does anyone have any input?
After buying car after car and never really sm
having one completely paid off, I finally got into leasing. I traded for a lease car and had it for 4 years. It was in great shape, inside and out at the end of lease period. I took pictures of the car from all angles to cover myself. Then I "traded" that for another lease, the car which I have now. The payments for lease cars are the same as if you were buying one on loan. The higher the down payment on the lease, the lower the payments are. The longer the lease period, the lesser the monthly payments but there is also the interest charge to consider.

At the end of the lease, though, you have the option of trading it for another car or buying it outright. I leased my current car, a mini SUV, for 4 years with payments of $300 per month, then ended up buying it for $7K at the end of the lease period. I essentially paid the same amount leasing and buying this car as if I had a loan on it. Leasing is not cheap, but you always have a new car. With leasing, you get no equity in the vehicle. If you are a person who wants a new car all the time, then leasing might be good for you. I like a new car all the time, too, but the monthly payments are too hard on my budget. Also with a lease you are required to keep up with the maintenance of the vehicle--more so than if you owned it outright. I don't quite understand your statement about "low payment because you only pay for the amount of money it would depreciate for the time you own it." You never own it, and the monthly payments aren't low.

I hope this helps. I haven't had my caffeine yet.
before buying one...

You should maybe rent one for the weekend, drive it around, and see how you like it. I had a rental when my son wrecked his truck, a Jeep Grand Cherokee Laredo.  I fell absolutely in love and my hubby got me one for Christmas!

Renting one for the weekend will give you a pretty good idea if you're gonna like it or not. I personally have never owned a convertible, but did drive one (my bosses wife's car) and it was ok, though not that great...good luck!

Not buying it...sm

I didn't graduate from CS or from either of the other 2 schools considered the BIG 3. I had a recruiter from MQ call me the very week I passed my course.  My instructor gave them my name after I graduated.

And if you look on MQs website under FAQ, it states that under certain circumstances, they will accept candidates with less than 1 year experience if they graduated from ONE of the MT schools MQ has a relationship with.

Sorry. Not buying it.
You must work for the folks who are pushing this fiasco. I can tell you from first hand experience. It indeed DOES take longer or as long (just to be fair) to edit as it does to type it.
You are so right about buying there
I bought several items this year off Etsy for my Christmas presents, flower pens, individual painted flower cups for the ladies I gave to, have bought soaps there before, lots of stuff. I really like Etsy, some really nice things.
I'm not buying it.
These are just some of the incidents some of my Canadian friends have gone through:
1. My GF's husband decided he was still a teenager and went snowboarding, tore up his knee and had a 6-month wait for an MRI.
2. Same GF her best friend had an abnormal mammo. 3 months to get an ultrasound.
3. Ex boyfriend's ex-wife broke her leg while they were skiing. They kept her on Morphine from Friday until Monday because no orthopedic doc was available to do the surg.
4. Another GF of mine was on a specific type of thyroid medication that was the only one that they found worked for her. Then they decided it was not a covered drug anymore and she could no longer get it in Canada.
5. Another GF's husband needed cardioversion waited over a month to get it, meanwhile he was in horrible shape, legs and ankles swollen.

I'm sorry this is not acceptable patient care. The latest estimate is $1.3 trillion dollars to re-structure our health care the way Obama wants it restructured. Everyone puts Bush down for his "agenda" on Iraq no matter what the consequences. This is "Obama's" agenda. This country does not need another $1.3 trillion debt for future generations to have to try to pay off. JMHO.
I'm sorry, is anybody buying this story? sm
part-time, 16,000 per pay period!!! Come on, I'm not buying this at all.
Buying local ....
Unfortunately, some of us don't live in areas that have a lot of choice. My town is tiny and we have a teensy WalMart that has items that (I really think this!) have been there waiting to be sold since the day it opened years ago! I buy from JC Penney's from a catalog outlet here in town (if they're open) or online, sometimes I shop in one of the larger neighboring cities. Frankly, unless I'm buying cotton or watermelon, it ain't happening here :-).

However, in defense of your statement, when I lived in a larger city and had variety (and choices!) I did shop in town more often than not. I miss those days LOL.
BOS is changed so you have to keep buying the new one--$$$$
Better off buying on Ebay.

I bought this computer and what a mess.  I was told that it was bought for her daughter just the previous year and still had the warranty.  She was going to transfer the warranty to my name. 

I thought that because I used paypal I would be safe, but that is only if you buy off of E-bay.  When I received the computer, it was a whole two years older than I was told and there was no longer any warranty.  The seller conveniently died a week after I received the computer.

So, if anyone contacts you about this computer, BEWARE. 

Just an FYI when buying it from another user
Be sure to notify Textware Solutions that you purchased it & who you purchased it from so we can update our records showing that you are now the licensed owner. This will ensure that you can receive technical support, discounted upgrades in the future, etc.
Buying a house sm

I need some advice. 

We're in the process of buying a home.  When we were searching today for quotes on a homeowners policy, we found out the home had $14,000 in water damage in 2003 and the insurance company (Farm Bureau) wouldn't insure it for us.  There was, however, one company who would insure it but for a really high premium.

We were supposed to close on the 25th.  I'm considering backing out of the deal because of this.  Would I be able to get my earnest money back since the seller didn't reveal in this in their disclosure?

Also, would you pay the higher premium and buy the house because maybe whatever caused the problem is fixed?

By the way, we haven't had the inspection yet.  It is to be done on Monday.




No sense is buying anything until you have a job.
Transcribers are rarely used anymore unless you get a local account.  C-phones are still used occasionally, but most work is done using a foot pedal.  If a company requires a foot pedal to test you can use Express Scribe, which is free, and just use the hot keys.  I wouldn't want to use hot keys all the time, but they are fine for testing. 
ShortHand is $100. Get to try before buying it, too. nm
buying a laptop

Good morning.  I am just today going to buy a laptop and need some advice.  There are 2 I am looking at, a Dell and a Toshiba.  Any suggestions on which one to go with. 

I am planning a trip and do not want to take vacation days since my pay would be so much less by doing that.  Anybody that has done this, please give me any and all advice that would be helpful...  TIA!!!

buying computers
Do we have the option of buying the computers from Medquist and does anyone know how much they would want? I would just as soon use this one which is customized to my favorite websites instead of buying a new one- don't want to get in trouble for checking my email, doing banking, etc.  Do they offer the option to buy the towers from them versus returning them if you quit? I have only been with them for 3 months so my station is a newer build.

Noooo! That's like buying the cat in the bag!....nm
Not to stick up for the guy, but

at least he threw a "sorry" in there (unless, of course, it was a sarcastic-sounding "sorry").  Maybe he just couldn't hold it back?  Guess that's kind of another "universal language." 



Ah, yes, I do know where you can stick it...

but your head is already in the way.   

I feel very sorry for you and your pitiful outlook.  Personally, I like to find the lighter side.    It makes for a much happier life. 

But I'm an IC because I don't want to stick to SM

a schedule. So I should do what you want? I want to work when the work is there.

My regular position assigns work. I do that and when I'm finished, that's it. So there's no cherries going into this bowl. I detest cherry-picking anyway and would never do it, nor would I skip a job because it is "hard" to do.

But you guys are thinking everybody should do what you want to do so that you can be elsewhere to do whatever it is you want - drive your kids somewhere or wake them up or whatever - and not have to pay a price for it.

And if you think your MTSO isn't thrilled to have that work done in double-time, think again.

FYI, I usually STICK UP for WM. You don't know who I am.
Way to stick it to the man! sm
Yes, I have learned in order to keep up, sometimes you must "stick it to the man."  Otherwise, they will try to get away with as much as they can.  I have been at this hospital almost 7 years, and you would be amazed and some of the things they have tried to pull.  The only reason I'm still there is because it's my comfort zone and the pay is competetive, I work from home.  I am a single mom and must have the stability they offer of an hourly wage, benefits, etc.  More Power To Ya!    
Stick it out sm
I would hang onto that job as long as they are willing to let you struggle along. You will never be sorry. Where else can you pick up that kind of experience and get paid at the same time? Be sure to keep a notebook, alphabetize it and study it when you get home. You will be invaluable in the future. Most hospitals are outsourcing these days and you will be multi-talented and the future will be yours. Please take my advice and tough it out. Been there and not sorry.
Stick with it....

I agree with Gloria.  But what may surprise some (from my experience anyway) is that even though I've been doing this for 15+ years, I still have to leave blanks, in fact, a day without any blanks is a red-letter day for me.  I should add I do 95% ESL docs and it amazes me that QA is able to fill in the blanks most of the time (yes, there are some even they cannot get).   And to any new MTs starting out, most of the blanks turn out to be regular words, or are routine phrases that are slurred over.  And, until you have done a huge amount of varied transcription reports it takes a while to become familiar with the thousands of drugs, and then there are new ones  coming out. We just can't know it all.  That is why there is QA.   It does get better, so hang in there.  As Gloria says, if you care enough and are smart enough to ponder about it, you're doing fine! 

You work for both MQ and the company that might be buying
I don't think that optometrically wise buying off the
Amen. We gave up buying for the whole
extended family years ago. Now we buy for our nuclear family and parents. My children are grown now, so we spend less now than we did when they were small.
It's on eBay if you are interested in buying there nm

No need to worry about buying a product that

With Instant Text, we offer a 30-day money-back guarantee so you can try it out risk-free for one full month.

For more information regarding our return policy, please see the link below.

Kind regards,


Mobile home buying

Shop around for repossessed homes. I have a double-wide Palm Harbor that we picked up for about 60% of book. Yes, they do depreciate like cars, and some brands hold value better than others. Palm Harbor and Patriot seem to have the slowest depreciation rate, and do have pretty good records for storm survival (always remember, they have earned the term Tornado Bait honestly!)  Our home was barely lived in, with very little evidence of wear, and a great price.  Try to look for a repo-only lot - they are usually run directly by the mortgage company and if you have good credit, a good deal can be made, especially if they have had the home back for a while. They can also show you homes alreay set up in parks, or on lots of 1/2 to 1 acre or even more, and if you like the location, won't even have to wait for moving and set-up. Make sure they are able to demonstrate that the heat and air work properly, even if they are lot-set in a temporary sales lot. Don't know about AZ, but in Texas they do have to have certain warranties for roofs, appliances, etc. for at least 90 days.  New home dealerships often have some repos, but they are usually dogs to make you want the new ones.  Shop around, take as much time as possible (we stayed in contact with the repo dealer we brought from for about a year, and he called when he got in what he knew we were looking for) and you can find a deal, especially if you have great credit. We are way more happy with the mobile home we bought when we remember how little we gave for it. Stay away from Fleetwood, Shulte and SOUTHERN ENERGY (run-don't walk-away), unless they just give you one, then be prepared for problems anyway.  I am running on, aren't I? I just wish someone had steered me this direction in the first place.   21st Century Mortgage Company is a good lender for mobile homes. There are not many companies out there who still do trailers, but you can find them if you look. Hope this helps. Contact me if you want more info. 

Company thinking of buying a new --sm
transcription system.  What features are most important to you?
Buying a software license

If you buy a "used" copy of Instant Text, what you are buying is a user license that the seller transfers to you and which means that the seller installs it from her/his computer.
Make sure the seller provides you with the original CD, the manual, and the serial number of the licens.
To be in compliance with the license agreement, the seller of a "used" copy must notify the software publisher about the license transfer so you, the new user, can get tech support.
This may be useful to know whatever you decide to do.

Textware Solutions

Buying a software license

I meant to say "which means that the seller uninstalls..."

Textware Solutions

I really hope you stick with it
If you ever want to talk to someone who understands this, i've left my email.  I have many coping strategies that seem to work for me that helps me be around people more, so I don't get too isolated like I used to.  Being alone is just too depressing for me, even though I need to be for the most part.  Take care. 
Let's see now...it means stick it...
hmmm...stick it....gosh!  I haven't been in banking for a while, so I'll have to get back to you on that. 
Stick to your guns
They all think being a grown up is so great until they get there.  Stay strong.  If you give in and let her jump ahead then tomorrow she will become bored with this and want something even more.  They grow up soon enough. 
I'd say stick with teaching.
This is not an industry I'd recommend anyone to enter anew for so many reasons:

1. Inconsistent pay and work available.

2. No respect from employers who lie to us and treat us like second class citizens. Slavery went out in the Lincoln administration, people.

3. No respect from people whom I tell what I do for a living.

4. No future in this job. Voice recognition and outsourcing are putting it in the same category of obsolete occupations as the blacksmith.

Be glad you have a career to fall back on in case the MT one doesn't pan out, but I sure wouldn't put any money into learning how to do something that's going to cease to exist in the next decade.
tell them to stick the BOS2

down the garbage disposal.

However is in charge of this book needs to get on Tegretol, to control their bloody mood swings.

What next? You can only transcribe using the DVORAK keyboard?

We should make a stick about this
on the New MT board. My recommendations are: apply and test anyway and every single place that will let you. You will get turned away by some, but others will let you test to see how you do. Also, call/visit/mail every phys office, clinic, hospital in your area and inquire about open positions. Even just fill-in for vacations/sickness will get your foot in the door. Best of luck!
Stick around - you will find out. sm
Basically, it is a hostile reply to whatever you post. Most are insulting and in the reply is a lot of jumping to conclusions you never meant in the original post.

I am trying to do the same, tho DH is a stick (5ཇ @ 163) - sm
plus our 2-year-old lab is a bit wide in the girth herself....her name is Maggie though considering changing it to Hoover as she sucks in everything and anything (don't think she even chews). So I have about 60-70 pounds to sweat off and she has about 20 probably (80 pound female lab). Interesting idea about the meals....I am just doing protein shakes, salads and lots of chicken, DH cooks for himself and the kids (I am not a good cook, great baker though). Good idea with the dogs though (we have 2 I can take turns with), I need to get a set routine myself and do the same thing!
Definitely need to set some rules and stick to them -
I also had contractors working in my house a few years ago, so I can totally relate. The phone was also ringing off the hook. I had people knocking on the door (contractors) at all hours because they knew I was here. I finally just about had a nervous breakdown and told my husband if he did not take some of these calls or come home to meet some of these people I was quitting my job. Low and behold, he took the wheel and I got to actually sit and work. He said he did not realize how stressed I was over all this. Maybe this will work for you? Good luck. :-)
LOL-guess I will just stick
with the laptop. That is if I can get my transcription platform loaded. Had trouble yesterday and haven't had time to try again! Thanks anyway!
Just stick it out until your contract is up - sm
then they will offer you all kinds of deals to keep you and their competitors will offer everything under the sun to win you. Use the VCR until then.
Why does it take kahoonas to stick up for
Stick to it, don't quit sm
You have to stick to your guns and keep your chin up. I think your husband does not appreciate what you are going through. No one completely understands this profession unless they have walked the walk. It's very difficult work but it is also rewarding (to me anyway). I fully understand because my family did not completely understand what I did or what I went through either, but you get better and faster with time and you hopefully will earn a decent wage with more time. I have known many who work at home, or in a hospital or office  and no one understands or appreciates them, they think they can run errands, answer phones, take kids to appointments, etc. They do not understand turnaround time, client demands, ESL's, job stress, etc., they don't think it's a "real job." Hang in if you really like this profession, you will not get accolades from many or perhaps never from anyone at all, but you will have the upper hand once you gain more experience. I used to want to have a day where all the docs were locked in a room and made to do some ESL's dictation all day. They would rip their hair out. Docs are not always the ideal spouses. My son went to grad school with a doc's wife and he kept calling her using the "F" word and telling her to "quit" and my son encouraged her to stay and get her master's degree in a health-related profession, I think she probably makes more than he does now. Don't let it get you down, please.If you plan to have a family, it will work out. I put my kids through college with my MT money. It was worth it. Just don't work for nothing, charge appropriately and don't work free for your hubby or his buddies!
you cannot stick a post anywhere;
Stick with your tapes for now
With your years of experience you should get plenty of work. Most small private practices use tapes. Once your business starts to grow and you have more operating capital, then you can invest in some digital equipment if you want.

Good luck to you and don't be afraid to go for it. I did and never looked back. Let us know how it goes!
Stick a fork in me....

In the past 15 years, I have worked for no less than 20 (yes 20!) national services.  Some are still around and some have been gobbled up by the giants, but almost all either ran out of work, shorted my paycheck, or just plain sucked (no communication, crappy supervisors, screwing with lines, or just plain dishonest).  I've worked MT and QA.  I've worked for a three hospitals in my time, one of which laid all the MTs off to save money by outsourcing, and two I had to quit my jobs because my husband was in the military and we moved around quite a bit.

In the last year, I've been laid off (from the hospital mentioned above), took a QA hourly position and was fired from that job due to downsizing (code for sending work to India), and as a VR Editor which eventually just turned into MTing.  My last two paychecks were screwed up and I had to fight for my money. 

I am now at the end of my rope in this career and I'm ready to just euthanize my dying career.  I came into this career a wide eyed innocent girl with high hopes of working at home and being my own boss.  I'm leaving a beaten down, used up, cynical woman.  It's like a bitter divorce -- my husband (industry) screwed me over so badly, I won't trust anyone again.

So I've taken an in office secretary job at a hospital and in 90 days, I can take advantage of their tuition reimbursement program and go back to school.  I should be excited, it's all wide open for me, but I all I feel is bitterness at being back at square one after all these years.

So to all you MT newbies or wannabes out there, think twice and then think some more before jumping into this career field.  It's a trap.

I'm a vegetarian so not buying meat saves,
but also, the more *fixed* food is, the more expensive it is - for example, if I want soup, I buy the ingredients and make it myself, plus it tastes better and isn't loaded with garbage I don't need like salt and fat.

I don't buy extras - candles have been out for a long time - I have a few in case of power failure, but nothing fancy. I don't have a cell phone, or anything other than basic TV. I buy clothes at thrift stores (which is actually a lot of fun), and I never hang out at malls - impulse buying is out.

Get an extra plastic bottle and pour half your shampoo into it, then fill with water. Most people use way too much shampoo, conditioner, etc - dilute w/water - does the same job and lasts way longer.

If you will search around the web with Google, you can come up with hundreds of ways to save money - most of us buy stuff we don't need simply because we are lazy or we think our every desire needs to be gratified.

It's mostly just excess baggage; it is amazing how good it feels to not need *stuff* to feel good.

the potpourri idea is fabulous!!, plus don't forget the wonderful scent of herbs you can grow yourself to mix with the cinnamon, etc.

Good luck and have fun!