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Prepaid MC/Visa

Posted By: Long time MT-NY on 2008-11-28
In Reply to: Sounds okay - Alice

i think you ladies have this MC/Visa thing all wrong...think of it as a debit card from your bank.  I have worked for multiple companies that have had this. This was done through ADP the payroll company...you can have all or a percentage of a fixed dollar amt put on the card, the rest is direct deposited into your bank account.  you go to ADP online and get your paystub just like regular.  Other payroll processes that do this are Paychex which uses JPMorgan/Chase as their MC/Visa...all reputable and above board.  Face it ladies this is the wave of the future...banks don't want us writing checks and don't want to deal with paper checks so they are slowly phasing them out.




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do you mind saying what prepaid visa--sm
Do you know what card they use or what the name on the card it? Is this for IC or employee?

I have been looking into getting a prepaid visa or mcard for direct deposit. There are several I have found online, but among other things to consider, I am still unclear what the fees are or just how they work.

Thanks in advance if you know the answer to the card name.
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Prepaid
Tracfone is the best in my opinion because they use all towers available for service, whereas other companies use their own towers and in remote/rural areas are less likely to have a connection avaiable
Depends on type of prepaid card sm

I have a Visa debit card through ADP. They are the payroll processing company used by Medquist (which is where I got the card initially) and many other companies, not just MTSOs. The only fee involved is $1.50 per month to have the card and fees for using it at an ATM, which is the same as if it were through a traditional banking account. I can also transfer the funds to my saving account if I want or set it up to have a certain percentage put on the card and the rest in the bank. I have had this card for about 3 years now and love it. However, if the card they are wanting you to use is like the ones you can get at grocery stores, Wal-Mart, etc, stay clear. They require fees for almost everything from getting your money loaded onto it to using it for each and every purchase.


As far as not wanting to give out routing information for direct deposit, why is there such a worry? So long as the information is given only to your employer, there shouldn't be a problem. Unless this is only a short-term job, I don't see the big deal.


Cingular and T-Mobile advertise prepaid plans.
nm
I think it was visa versa. I worked for sm
TL since 1983 and it switched to MQ in the 90s. Must have been R&R before TL. When I worked in the hospital we had the paper mites and had to have the office sprayed all the time. Then Igot them at home when I worked at home and same thing. They will eat your ankles up!
If you use a Visa CC, they usually provide collision
xx
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If i do, would it risk my current employment. How can I get this confirmed?Regards.


Yes, I use a prepaid Tracfone from Nokia- works well for me since I only use it for urgent stuff -nm
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Washington Mutual offers Visa debit cards with
nm
I always use my debit card (with visa symbol) for online purchases, never a problem. nm
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